Dream Keepers Radio
Dream Keepers Radio is dedicated to empowering gifted guardians with the knowledge and strategies to protect generational dreams. Each episode dives into the realms of financial literacy, tribal government establishments, estate planning, and asset protection, providing you with the tools to secure your family's financial future.
Dream Keepers Radio
Stop Chasing Secrets And Start Building Receipts
Use Left/Right to seek, Home/End to jump to start or end. Hold shift to jump forward or backward.
Perfect credit is not the only way to get funded, and chasing “secret” documents won’t save you if you can’t show clean cash flow. We kick off with Dre’s real progress, including how he climbed out of the 400s, learned what trade lines and utilization really do, and built enough confidence to teach the fundamentals back to other people.
Then we get into the structure that makes lenders take you seriously: operating company versus holding company, why an LLC alone can still leave you exposed, and how private agreements change the game when you start moving money. We also walk through practical business credit building using net 30 vendor accounts, a DUNS number, and setting up a business address profile that matches your paperwork.
The most important takeaway is the underwriting mindset. Alternative business lenders care about what hits your bank statements, how consistent your deposits are, and whether your invoices, receipts, and contracts can prove the story your transactions tell. If you want business funding, cash flow loans, merchant cash advance options, and a step-by-step path from credit repair to real approvals, this is the blueprint we use.
Subscribe for more, share this with someone building from scratch, and leave a review with the one part you want us to break down next.
FOLLOW THE YELLOW BRICK ROAD - DON KILAM
GO GET HIS BOOK ON AMAZON NOW!
https://www.amazon.com/Cant-Touch-This-Diplomatic-Immunity/dp/B09X1FXMNQ
https://open.spotify.com/track/5QOUWyNahqcWvQ4WQAvwjj?autoplay=true
Dre’s Story And Proof
SPEAKER_02Peace to the family. Peace. Hey, peace, peace, man.
SPEAKER_05What's up, Dre the Builder, man? I appreciate uh what you posted in the school, man. Can can can you elaborate? I had I had somebody hit me up talking about I can't find his social media. Who is Dre the Builder?
SPEAKER_06Well, you know, I ain't gonna lie to you, man. Ever since I tapped in um since October of 2024, I gained a lot. And I'm gonna keep it real, man. I took a lot of the PDFs information out the school, and I'm gonna keep it real. After a while, I got overwhelmed. I was like, you know what? I'm gonna have to go study and pull back up. Because every day you doing a value, you adding value. You putting out so much valuable information, but I'm like, nah, I gotta read this shit. I gotta study. And I started just brainwashing myself with the information. Like no homo, like listen to you just all the time. Like just subconscious programming. You get what I'm saying?
SPEAKER_05Just I get what you're saying.
SPEAKER_06Making sure it sync. And then once it click, you get what I'm saying. Um, and when I say click for me, just figuring out the laws. Because I used to work for a nonprofit. Like to keep it real with you, like, because I used to keep this shit a secret, but I don't even, I mean, now I have a social security card, but for years I was undocumented. You get what I'm saying? So I was working for a nonprofit, being an entrepreneur. So even when I went to college, I had to do like affidavits and shit for the city college to let me, you know, go to school. So I'm familiar with some of it, even the ministry part. In Jamaica, we have a ministry. So when you speak on that, it makes sense. So once I understood how to create my government, you know, it just made sense. And from there, I just, after I did the trust and I was comfortable with that, everything else was just easy to file. You get what I'm saying? But it was a lot of studying, man. I had to fall back. So that's why I joined the school a few days ago again to tap back in. Cause it's like, okay, I have something to show now, and I feel like you get what I'm saying? I could be a value to the community or just be worthy of being here. You get what I'm saying?
SPEAKER_05If I didn't get what you were saying, I done I done shut you off. Do you hear me? I get exactly what you're saying. I appreciate it. He said he he started, you know, changing his life 2024 when he started following me. But what you didn't mention is you must have been talking to God first before you found me. That's all I'm gonna say. Because it's not gonna make sense to you. A lot of a hundred percent. A hundred percent. Because uh when you get your relationship right with God, God's the only because God is the infinite source, God is infinite knowledge, infinite wisdom. So, like he said he got overwhelmed, that's when you got tapped back into God, like and didn't have a point. Like, why are you jumping into this information? Um, but I liked everything. Like you, you, you, you broke it down, brother. You broke it down. You um I'm pulling up right now. You said you fixed your your your personal credit. So we've seen that. So you was in the 400s, right?
SPEAKER_06Yeah, I was in the 400s, man, and I was like, I got tired of asking people for cosigns and just I know that's right. You know the story. That's why I was like, nah, I gotta do this.
SPEAKER_05No, no, I used to be a tricky. I used to trick, I used to trick females into getting me loans, man. And and karma's a motherfucker, you understand?
SPEAKER_06Man, I'm not gonna lie, bro. Like, when you spaz out, sometimes I love it because it's like it feels like a form of a drill soldier. Like, yeah, like we gotta.
SPEAKER_05This ain't for the week, though. You know, like we all soldiers. So what if your your sergeant or your commander was soft? You know what I'm saying? They're not gonna lead you into the right battles.
SPEAKER_06Exactly. So even the other day, I got pulled over, and my political status is not correct yet. But the fact that my name was a business and I'm the I'm understanding. Nigga asked me what I do. I told him more trustee. He like, what is that? I'm like, you know what that is, bro. Like, you a trustee, bro. He was lurking trying to, you know, do some extra shit, but I was calm, like, I wasn't even being rebellious because I know I'm good based on what I'm studying.
SPEAKER_05Right, that's right. But so, so, so you're in the 700, you almost in the 800 club.
SPEAKER_06Yeah, I've just been letting my um my credit history, you know, the length of it, just it's like about a year and three months now.
SPEAKER_05So you know, like, because at first I'm not was that hard for you to jump from 400 to the 750.
SPEAKER_06You said was it hard?
SPEAKER_05Yeah, was it hard for you once you learned it?
SPEAKER_06Nah, once I understood how the trade lines work, I was like, oh, okay, it's all about just managing these trade lines, the utilization. Like everything is laid out, man. I'm not gonna lie, man. Um, the only thing is because it's not traditional information for us, I guess. You know what I'm saying? Um, right, it takes some time getting used to, but you lay everything out, bro. Like to the point where I gained confidence and started teaching it as a secondary source on YouTube. You get what I'm saying? Just to hear myself say it, speak on it. You know, it's just audio only, but it's just to practice and encourage others because you know, we're in the aquarium age, and this is what it's about. Everybody being a master of ourselves. So I respect what you do.
SPEAKER_05Correct. I appreciate that, man. So I thought we were going over Grant Step. We went over that last time. We're going over lenders today, and that's what you said you're still working on is getting that cash flow. So we're gonna go over that today. Um, you know, having great credit is is great when you're starting off um to help you get to propel and get ahead. And you know, I just had another student reach out to me. He said, uh, I did his credit. Let me look at the message.
SPEAKER_06Because I'm not gonna lie, man. Like at first, I was just gonna go straight to the business credit, but you can though you started breaking down the frog these motherfuckers is doing. Yeah, yeah, yeah, yeah, yeah. It was almost like I got angry, and I was like, nah, fuck that. I'm not backing down. You get what I'm saying? Like, I'm disputing all this shit.
SPEAKER_05So I'm I'm sure I'm just gonna, y'all the class, y'all the class. This is my board member. I don't think he's gonna trip. But I just want y'all to see the proof. Like, this is a private message. My guy, I know you said we we gotta go over the credit stuff again, but my apps didn't show what my credit was at now. I did it, I did one credit sweep for him. I went from a 717 to a 765, just got approved for 15k and another 10k in progress. I'm setting up to 12 accounts, like you said. I'm gonna run 10K through them for six months. Count me in as one of your millionaires that you made. Got a lot of work to do. But thank you for everything. I'm on my way. And he is on his way. He is on his way.
SPEAKER_06No, most definitely. Most definitely. Nah, that's that's major moves, man.
SPEAKER_05Like, yeah, man, and I'm just I'm just gonna be honest with y'all. So, like, even though you said, so so let me break this down. He said he's he was tired of asking people to co-sign. So where I'm at right now, I love getting the people that I help build their credit. Like, Larry's a great co-signer, you know what I'm saying? So when y'all get together, 700 plus, y'all co-sign for each other, y'all getting big numbers.
SPEAKER_06That's a fact. So that's a good way to leverage it.
SPEAKER_05That's what that's what I do with my trustees and board members. That's one thing you got.
SPEAKER_06Man, like I'm definitely gonna. I was just to be real with you, man, when I posted that, you know, I just posted it based on that question you asked. I really wanted to do my video testimonial when I got the back. Yeah, I like that. Yeah, yeah, yeah.
SPEAKER_05But I like that you did that. It it got me popping on IG. I got like over a hundred comments on that.
SPEAKER_06Nah, that's what's up, man. I was like, but you know what? I appreciate you doing that because I'm a Capricorn, man. So sometimes I be in my shell. You get what I'm saying? And I get a little bit too militant, so sometimes you need situations to pull you out your zone and make you have a different perspective. And it definitely made me, you know, get back on the IG because it was deactivated and just was like, you know what? Let me let me let me capitalize on this momentum because you know, like I've done the same thing, just you know, like when I was selling juices, you know, I'm seeing Tony Hawk coming out the restaurant and gave him some juice, took a picture. Long story
Faith First And ROI Mindset
SPEAKER_06short, like I just leveraged it on Instagram to sell juices. You know what I mean? So it was like it motivated me too. You get what I'm saying? So I really do appreciate that for sure.
SPEAKER_05So I'm gonna scroll one up. Yeah, no doubt. I am after this call. Now, today we're gonna go over to the lenders. Last time we went over, I showed everybody how to establish your ministry, your 5081A, and then a nonprofit, and then get grants, okay? Um, and then even put a grant book. Hello, Skip, hello Alice. You can go to Fiverr.com, they'll help you get grants as well. Now, today, make sure your business is established correctly. So, first of all, I do want y'all, I do encourage y'all to um pay off your bills, okay? Like, I do encourage that in the beginning. That's not what I was doing. You know, when it comes to your business, you'll get bigger loans if you pay it off. Um, tax deductibles, tax credits, you should get it all back. If you're really getting money, man, pay this and get a bigger loan. That's just how it works. But, I mean, the way I'm gonna help y'all establish it, it don't matter if you pay it back or not. But you should go in there with great intentions, okay? Just like we was talking about, we're trying to help people get us coastline, we never could get anywhere, right? So when you have great intentions, the right, the right mindset, great intentions continue to build, paying off people that you actually owe. It's just the game. It's it's money putting in circulation. Every dollar you circulate comes back to you multiplied. It's energy, okay? So I just want to throw that out there. But when I started getting these lenders, um, you know, I I did go in and um, you know, my businesses always went in the red. I've gone through so many businesses just writing them off, but I wasn't able to truly stack and build because my intentions was always to get in, get it, and destroy, you know, and then I just started learning business credit and um tax credits and then um deductibles.
SPEAKER_06So and that's where we appreciate you, man, because you had the craw for us to walk. You get what I'm saying? Because just real quick, I just wanted to add, bro, like this information, you know, we all know it's out there, but I've seen so many people speak on the just this subject matter, and I respect your movement and what you got going on, and wanted to be a part of the school mainly, because you're the only person that's to me though, that I came across that said, okay, cool, they're doing that, but how are we gonna get paid though? Right, you get what I'm saying?
SPEAKER_05And that's my main thing. Like, get some money, man. Because everybody is sitting here buying information. All you're getting is more information, more documents, more books, more ebooks. And truthfully, I mean, that is adding to your life that could be an asset, but you know what is the ROI? That's a trustee training word right there. I'm gonna I'm gonna teach y'all something. When you're sitting down with rich mofos, wealthy mofos, this is the first thing they're looking for. The ROI, the return on investment. What is the ratio? What's the return on the investment? So now I'm taking y'all to the business mindset because everything starts with your mind, spirit, mind, body. Before you can hop on this car, your mind told you to do it. So, in order to feed your mind, you got to feed your spirit because the spirit's gonna control the mind, all right? Then the mind controls your body, that controls your outcome. Whatever you're feeding your spirit, whatever you're feeding your mind, it's gonna control the outcome of your life. So this should always be number one, return on investment. Same thing with the people around you. What's the return of investment? Time is money. So I want everybody to understand that time is money. And trust me, if it listen, y'all should definitely be getting this knowledge from me right here. Y'all could, I'm the perfect example because I'll be hanging around some hood rats, okay? Just keeping it real. Trying to level one up because that's what I have in my vision. I'm gonna find me a find me a chick from the hood, and she's gonna love me forever because I showed her how to get rich, right? That's just one of my visions, but maybe that's not what I'm supposed to be doing. Because when I'm investing my time in these people, it doesn't come back to me, okay? Your time, your money. When you come to DK's private business circle, you apply. What I'm giving you, you is the rate of return is out the roof. Period. You can't you can't tell me no different. If you don't find value in what I got, you're just slow, okay? I'm gonna give you the game. Because I'm living it. So rate the return on investments, the ROA, the return on investments. So I just wanted y'all to see that. Um now I do start, I did I tell everybody to
Credit Fixes And Co-Signing Strategy
SPEAKER_05make their name a business, okay? I'm gonna go over the layers one more time. I'm gonna go over these layers. But understand when I started, all I was doing was the LLC. When I first started in 2017, um, all I used was my name as an LLC, okay? And it's because earlier the alter ego doctrine was not applicable to other business forms, such as limited liability companies. However, the alter ego doctrine is now applied to a limited liability company as well since 2022. So, which this means they can pierce and make you pay taxes. Um, if you're putting your assets, your cars, your houses, your bills in the business name, they can still pierce it if it's just strictly an LLC. Standalone just the LLC. So the alter ego is a legal doctrine whereby the court finds that a corporation lacks a separate identity from an individual or corporate shareholder. The court applies the rule to ignore the corporate status of a group of stockholders, officers, and directors of a corporation with respect to the limited liability company. And the reason being why I do say make your name uh LLC, which we're gonna go through the layers really fast, and then we're gonna go to the funding and how to make your business fundable. Okay. And I'm gonna get down deep in this. I'm gonna get deep into this in Las Vegas. I'm gonna show you how to do the unincorporated association. I got my special um documents never before released to the public. Same way for my LLCs, the operating agreements and charging order protection. I have all of that. I'm releasing it to the public, Las Vegas, Memorial Day weekend. There's still like six or seven tickets left for VIP, so tap in. I want everybody to know what a sole proprietor is. You're born automatically a sole proprietor with the social security number, the birth certificate, social security uh uh number, birth certificate, and IDs. This makes you a sole proprietor. A sole proprietor, also known as a sole trade ship, individual entrepreneurship or proprietorship, is a type of enterprise owned and run by one person in which there's no legal distinction between the owner and the business entity, which means since there's no legal distinction between the owner and the business entity, that means you're liable for the bills, the debts, everything. This is why you're always getting taxed, because you're liable. But when they come together, the birth certificate ID, um, social security card, they they become an unincorporated association, a gifting program, and you're gifting your labor, you're gifting your resources, you're gifting everything to what's called the public sector. The Social Security number is a public sector trust, okay? The Social Security number is a public sector trust. It is considered a Sesak Vie trust. And people don't even know what Systa K Vie means. That's why they keep trying to cash in stuff and they can't. The beneficiary of the trust or insurance policy, all right? You do not get to call the shots as a beneficiary. The trustee is always in control, okay? The trustee has the power to manage, control, divide, develop, improve exchange, parish, partition, change the character of or abandon trust property or any interest therein. So this is why people do not get remedy when they're coming in trying to claim this birth certificate, okay? This is why I'm trying to make y'all maneuver into the public correctly. Private, I'm gonna teach y'all to move private and public at the same time because that's what you're already doing. You're giving up your private rights to the public name that's owned by the public sector because they made it. You can only control what you create. So the public sector is the part of the economy that's controlled by the government, which means there has to be a private sector. And that's the part of the national economy that's not controlled under direct control of the government. And how all these people are able to get off and enforce their rules is because you sign these things. Under Article 1, Section 10, there's no law that can, and this is under the Constitution, that can impair the obligations of contracts. So the government cannot interfere with a private contract. There's no such thing as money, only gold and silver, okay? You can only get rid of debt with gold and silver. So I want you to understand this. It's a contract. All these things are contracts because the United States is under bankruptcy. So I want y'all to understand this before we get any further because y'all come to me for the private life. Okay? The United States is under debt. The Social Security Trust Fund owns the national debt. This is what's owed to the Social Security Trust Fund is $24 trillion. Can't make this, so I'm gonna put this in the chat so y'all can y'all can get access to it.
Why LLC Alone Can Fail
SPEAKER_05So the Social Security number owns the United States national debt. Debt is not real. Only real money is going in silver. I'm gonna start there so y'all can start getting down to business. Because when you get down to business, it's all private contracts. Trust law is private law, family law is private law, contract law is private law. Okay. All the Social Security Trust fund is insurance. Old agent survivors insurance. It's insurance. Okay. So this is public insurance that belongs to the public sector. The only people that can benefit from this is the public. Okay. All debt belongs to the United States. So this is why we have to quit chasing this birth certificate. You have to quit chasing. Y'all are not gonna level up, y'all are not gonna get money from it, okay? If they can get money from your essence, it's okay. Can you? I'm gonna say it again. If they can get money from your essence, because that's what's going on. My birth certificate's worth millions of dollars. Well, why don't you use your essence and cash in? Because it's backed by your labor. You're not learning how to cash in your labor. I'm just gonna let that sink in. So when you see debt, debt is an amount that's owed to the United States. When you're born a person, they turn you into a corporation. United States means federal corporation. The United States can only deal with corporations, fictions, and contracts. Affidavits. Everything is a contract. So I want you to understand this so y'all can start creating your own contracts. Because that's what has to happen next. So let's quit being the beneficiary, okay? Sister K Vide, the beneficiary of a trust on insurance policy. Let's learn how to own nothing, control everything. Trusteeship is the power to manage, control, divide, develop, improve exchange, partition, change the character of or abandon trust property or any interest therein. The government is the trustees of the Social Security Trust. I'm just gonna let that sink in again. Let me find something so I can prove it. The U.S. Treasury Department manages the trust funds under the direction of six board members each year. The board reports to Congress on the financial status of the trust funds. Six board members. You cannot control this trust. If you think you still can log off, I don't even want you part of my school. Because that's not what I teach. That's not what I teach. I'm gonna teach you how to own that to control everything. How to own your essence, period. Now you can make this thing work for you. The funds for Social Security come from payroll taxes known as FICA. The Social Security Trust Fund was established. So I want you to know, in the private sector, we're not even dealing with FICA. Amish is not paying in no payroll to the Social Security. Jehovah's Witnesses is not paying any payroll
Public Sector Versus Private Control
SPEAKER_05to Social Security. Ain't no Jewish people paying in no payroll to the Social Security. Ain't no higher up Catholics parting with the Vatican of running the, they not paying no FICA. Now, with that being said, since everybody in the school, let me know if this makes sense so far. Can I get a fire emoji 100? Let me know that this makes sense. Let me know that you're following along. Let me know that you agree. Let me know that you disagree. Let me know why you disagree. Makes sense, makes sense. Let me know how much money you have if you disagree.
SPEAKER_01Make a whole lot of sense. I love you, Harry.
SPEAKER_05I appreciate y'all. So a debtor is a person liable for a debt. Debt belongs to the United States, so that's gonna make you a public citizen. So, so like you see, debtor means a person who's liable for a debt, not people, person. There's some people in person. I just want y'all to know this because we're talking about business here. You could sell your, you could sell yourself, your essence, your intellectual property, all of that to your private businesses. Because that's what's going on with your life already. They're buying, selling, and trading your essence. Even on Instagram, Facebook, your whole movements. That's how that's how important you are. That's how valuable your essence is. If your movements weren't valuable, Wi-Fi wouldn't be free. They give you free cell phones in America because they want to know what you're doing. They're not going to Africa giving them free cell phones. And even though that's the motherland, they do it over here in the USA because this is the promised land. Choose a part of the promised people. Only in America can you set up a business today and get funded tomorrow. Where else can you do to that? I'll wait. Now, look at this code. 15 USC 4724E1. This is federal codes. The term United States means a United States citizen. The term United States business means a United States citizen. Again, 15 USC 4724E1. I'll put it in, I'm gonna put the link in the chat so y'all can look it up yourself. And I love the United States, by the way. So the United States business, the term United States business means a United States citizen, a corporation, partnership, or other association creating under the laws of the United States. So those are key words. Even your business belongs to the United States. Even if you just create an LLC, and that's when we go here, okay. So first step, make your name an LLC. We talked about that. The only thing that's gonna stand in your way of this being lawful is that is the alter ego. So in order to get around that, we create something called a holding company, okay? So the holding company is gonna be the single member of your name that's a business. And then, so your name is gonna be the operating company. And then if you want any other business, say you already have a hair salon, say you already you're already doing stuff, you're already contracting, you're cleaning carpets, you're you're a plumber, whatever it may be, you're an Uber driver, you you deliver with DoorDash, whatever it may be. Turn your name into an LLC, but that's not where I'm getting the funds from, okay? That's just where I'm running money through for personal expenses, okay? That takes care of the name, okay? That takes care of the likeness, the image, all of that. All right. Now, create you another business where you're gonna get the cash flow. You know, don't do it under your name because you you don't want to you just don't want to do it on your name. Keep your name as much out the public as possible. Now you got another business, real estate, you know, whatever it may be, that's still an operating company, just like your name. You use your name every day in commerce. So this is why I say your name is already an operating company. Now, you turn it into an LFC, the other business to LFC. Now, the you when you create an LFC, it can be member managed or manager managed. So the these the operating companies are always going to be member managed, and the single member will be, there'll be one single member, and that will be the holding company and one of the five charging order protection states. So it's a parent company, your name will be the child, okay? Because that's what's going on. The United States is the holding company, and the child is you. When you're born, they create your name or business, and you're the child, and they own your essence now, okay? Is everybody following along with me? So I'm showing you how to get out their jurisdiction. You want to go from the public sector to the private sector, okay? You're already in the public, so you gotta learn how to control this in the public with their stamps and with their seals. You can only control what you create. So I'm making my name an LLC, it's got their state stamp on it, their state seal on it. Now I go to get a holding company and one of the five charging order protection states. That's Alaska, South Dakota, Nevada, Delaware, or Wyoming.
SPEAKER_02I think I got something. I'm gonna find a picture too. I think it's in the school. I just cleaned up this computer, so I know I don't have it on there no more.
SPEAKER_05It's on a hard drive. But I got this picture, it just breaks down the importance of uh the five charge and order protection states.
SPEAKER_02You don't have to report anything to the IRS. Yes, I got it. I knew I'd have it. I'm putting it in chat for y'all too. And the school.
Holding Companies And Protection States
SPEAKER_05This applies for all five states that I had mentioned.
SPEAKER_02Alright.
SPEAKER_05So this is for Alaska, South Dakota, Nevada, Delaware, and Wyoming. There's no state income, corporate, or franchise taxes. Privacy protection for owners choosing to be anonymous. You can be anonymous. So how the how can the IRS even get your information if you're in and you're anonymous? It protects the individuals from liability. No taxes on corporate shares or profits. You don't even have to have an operating agreement, but I suggest you do because it's your private contract where they can't infringe with you. As long as you're not hurting nobody or damaging property, they cannot break these contracts. They cannot force nothing. A judicial system relying on case law to sell disputes. So it goes to common law. There's no codes and statutes, okay? Common law. That's case law. And no formal information sharing agreement with the IRS. So that's the benefits.
SPEAKER_02I'm gonna put that in the school later, too. So I hope this is making sense so far for everybody.
SPEAKER_05I'm pulling y'all from the from the public to the private. So now you got the operating company, which is your name. If you have a business already, that's your operating company, too. And then you can do as many businesses as you want. Put that under your holding company. The holding company will be the single member of these businesses. If you already have your LLCs established, you just transfer ownership, update the Secretary of State, let them know that the holding company is a single member of these LLCs. Okay? Your first, middle, last name LOC. Your operating company, you know, whatever it may be. Ferrari's chicken. You know what I mean? Whatever it may be, your barbershop, whatever. Now the holding company, you will be the manager. It will be manager managed. Your operating companies are member managed. Holding company, manager manage. You can be the manager or someone else can be the manager. This is their private life right here. Someone else can be the manager, appoint you as a new manager, and resign. And you only have to show the banks or whoever you're dealing with. You don't have to update the Secretary of State with this information. The retired manager will always look like they're the manager. It's private paperwork. Let me know that that makes sense, everybody.
SPEAKER_06That's actually what I did.
SPEAKER_05Okay, that's what's up.
SPEAKER_02Now, someone asked if their LLC is inactive.
SPEAKER_05Would you have to reinstate it first? What do you think? I'm not that's what do you think? Can you operate with an inactive LLC? Use your head, homie. You've been rocking with me for years, bro. Come on, man. Now, the next step, there's layers. And the layers can be infinite for real, for real. But the next step is, you know, I like an unincorporated association. Okay? An unincorporated association, I'm going over this in Las Vegas. But all it is is bylaws, like the basics, okay? Bylaws, a banking resolution, bylaws is is is your constitution. If you have an LLC, that's the operating agreement. If you have a corporation, that's your bylaws, that's your constitution. So the reason why these are important, because people can set up these corporations, people can set up the LLCs without this, but if you just go to the bank and set up a holding or an LLC or corporation with no operating agreement or bylaws, you're automatically in the public sector. Everything is automatically public by default. You're under, by default, just like you're social, you're gonna be that you United States business. This is where you're gonna be with it. And the reason being is because Article 1, Section 10. I'm trying to look for it. Article 1, Section 10. You're gonna be under the public sector if you don't got your own agreements. You don't have your own private agreements, you're under the public sector. Everything is default, the public, and benefits the public. And here's why I'm gonna say this.
SPEAKER_02Because we're supposed to be private bankers, right?
SPEAKER_05Y'all sitting here talking about y'all private, but you're setting your LLCs up with Bank of America. Ain't got your private agreements together. All public banks are owned and managed by the government and is in the public interest. All public bank is owned by government, states, counties, cities, or tribes. So you might say you're private, but you're not. Because your money can always get touched. Let me know that that makes sense, everybody. Let me know in the chat. Fire emoji 100 makes sense. So I can keep going. Okay. Taking my time with y'all tonight. Cause it's been a minute.
SPEAKER_06I'm not gonna lie, you getting deep tonight, bro. Pause.
SPEAKER_05It's all out there though. I've been gave y'all the information, but I'm taking my time with y'all.
SPEAKER_06Nah, I know, but you giving certain nuanced details. That's kind of. Yeah, I gotcha, I gotcha.
SPEAKER_05That's why I don't listen to these gurus. I gotta watch them. You know what I'm saying? But so next step, since hallelujah, I got the hallelujah. Dang. Appreciate that. Fire emojis 100s. Now, so in order, so you can make your your corporation, you got your so with the LLC, it's an operating agreement, okay? Corporations is bylaws. Now, or with the unincorporated associations, your articles, or even bylaws as well, okay? That's what's gonna create the governing documents. And the reason I'm bringing this up, your unincorporated association, or even the non-grantor trust or 5081A, these things are outside the scopes of the public sector. Okay, and these are the ones because a trust can't own anything, it can only hold. Let me see if we can even Google that. Let's see what this says. So a trust really can't own. I don't like this, but but it says a trust can own an LLC. This means the trust itself becomes the owner. But only holding companies and trusts they can't really own. They can only can control and hold and administer. Okay. Um, all the government is is an administration. Um I'm I'm gonna I'm gonna break this down. I brought I broke it down in the in the last uh the last week's class. But I want you to see at the end of the day, everything is just a ministry. So unincorporated association is gonna be in your ministry or your 508 when it can be a ministry. This is gonna be your beneficial owner that controls the holding company, okay? So the holding company owns your operating companies. That's well, it can not own, it controls your operating companies. You can never say you own these things. So the holding company controls your operating companies, your name, LSC, yeah, and any other business you have, and then the beneficial owner who's gonna control the holding company is gonna be this unincorporated association or your 5081A or some type of trust or even an offshore holding company, but I don't want to get deep. So, with this being stated, I want y'all to see that
Private Agreements And Associations
SPEAKER_05what is an administer? It's a priest assistance. At the end of the day, United States Corporation belongs to England, England belongs to the Vatican. It's that simple. They're an assistant of some type of church, okay? And they're dealing with your dead of state. It's right there. Doesn't Trump have an administration?
SPEAKER_02It's not something that that that that that's being made up.
SPEAKER_05You dig what I'm saying? And and and the and the key word is president, like everything is business.
SPEAKER_02Dre, can you read that out loud for me?
SPEAKER_06I want him to do it. One of the highest profile positions in a corporation is the company president.
SPEAKER_05So, like they never lied to you. So when I go to administration, the administration has a president, at the end of the day, all the administration is an assistant to a priest. Right. Everything is church, they're dealing with the management of a deceased person's estate.
SPEAKER_02That's what administration is. So I just want to throw that out there, everybody.
SPEAKER_05Corpse means dead body, right? Like we can even look up corporation. Like they never lied to you. Body into a body, corpus. From corpus, body, dead body, animal body, political body. When I tell y'all to put God first, that's what I'm saying. That's what I mean. Because you're playing with the dead. You're playing, it's witchcraft. You know what I'm saying? Y'all sitting here stressing out over it. You're feeding in power. Legally authorized entity, artificial person created by law. Ain't no difference between you and you ever seen it's voodoo. So y'all gotta, when y'all just keep this in mind, man. We play with energy. Okay? Money is a current, it's a currency. I'm not gonna get too deep with y'all, but if y'all wanna get wicked and some spells and spellcasting, I do that in a private life too. You know what I'm saying? I teach you how to do that too. But I don't do that in the public. Even sex magic, sexual transportation. But we're not gonna get deep today, okay? Y'all think I'm just this crazy do it online, whatever, but I'm getting deep today, okay? But they never hid it from you. So corpse means dead body. Asian means action. So you're bringing the dead body to life. Want y'all to see that.
SPEAKER_06For example, when I when I when I filed for the religious corp, when I brought it in the public, the trust, I had to put three people on the administration to even establish it, to bring it to life.
SPEAKER_05That's facts. Gotta have a witness. So everything is what you're walking with the dead. So learn this shit, man. It takes study, get lost in the mind. You're dealing with that. That's why the judge wears the robe, but we're gonna get back to the business, man. So the trust can own everything. The trust is in the private sector. How I'm gonna prove that it's in the private sector is because it's unincorporated. We don't need codes and statutes to create our unincorporated association. We're doing it under something called common law. Common law is the body of law developed through judicial decisions rather than statutes. That's what I was showing you right here. A judicial system relying on case law to sell disputes. This is private. This is what we do in the private. This is part of the private sector. We do not fall under codes and statutes. Those are bonded rulings, okay? So common law is deeply rooted in the principle of stereotypes. So we're using case law. Common law. Unincorporated association is a group of people in common law jurisdictions. So we're outside the scopes of codes and statutes. So that's at the head top of everything. We do not have to ask permission for our business to be in existence. What type of time is you really on? So I want everybody to understand that. Once the unincorporated associations at the top, we don't have to pay those annual fees that they try to make you pay. None of that. We're in the private. You cannot build the trust. Common law contract rules. So with these layers, you'll always be good. Okay. You will always be good. Like even when I uh uh incorporated my um when I first did my holding company, so everything has changed now, but when I first did my holding company, I had uh I don't like my name trust being on stuff, but that's how I had set it up. So you don't really want your name in the trust. You want to create, like now I have Kalam International.
SPEAKER_02Well, I'm about to I'm about to show you um when I first opened up a uh holding company how I did it.
SPEAKER_05And then I set up my record label. I did the record label and then I did my name.
SPEAKER_02And then we're gonna show you how to get funding since we know how to structure it correctly.
SPEAKER_05So this was source capital group. When I first set this up, I use register agents now too. I'm gonna give y'all the register agent, but just make sure it's layered correctly. So I'll be I was the manager on this, but um well the LLC is. So I did use the LLC. And then you see who signed it right there.
Trust Control And Ministry Framing
SPEAKER_05So I had to I had the trust actually be the manager. Did everybody see that? So that's how and it worked, and I was able to get funding on um what I'm about to show you next. So next, what I did was, and I still use this account uh to this day. So I opened up a record label under the holding company. So a record label is similar to a holding company. When everybody know that it it manages names and because you got to think about artists' names, right? So I looked at the government as a record label because it keeps records. And so my government was actually a record label for the longest, is how I how I utilized it instead of a non um having that uh um 508 C1A. This is before I started really dealing with the unincorporated associations and the 508 C1As. It's trying to make me sign in. Let me just pull up the documents on here so y'all can see it. It's still in good standing, too. It's called Goodyear Records. And then I I had that control of my name. But I was getting uh my first loan, I see right here, was 19. I had got 19,000.
SPEAKER_02When I first opened it up, and then another 7500. I'm looking for the uh I'm just saying bank statements, but I'm going through these emails, so my apologies, y'all. Wait a second, one second, one second.
SPEAKER_05So this was the first the first time, my first loan right here from them. That was in uh no, I had got one in 21 too. This was in 2022. The first one I got in 2021. But so, boom, they had approved me for that.
SPEAKER_02But they got me 7500 out the gate.
Real Setup Examples And Funding
SPEAKER_05I'm looking for all I had to do was send up bank statements too. But I'm looking for uh on my paperwork when I opened up, there it is.
SPEAKER_02Well this is all right, here it is, it was in the same pack.
SPEAKER_05So this was my record label, so this is my operating company, but you can also make this your name, your first middle, last name, okay? And then when we come down, when you see who the single member is, it was the holding company from Nevada. So that's how it works. That's how it works. Good year records LLC. And this was I moved this like a holding company too, you know, but it's still an operating company because I ran it as a record label, and that was my government. That was my government. But uh I'm gonna get back to this too.
SPEAKER_02We're gonna talk about this because they approved me a few times. And I sent them, oh here we go.
SPEAKER_05All I had to do was uh send them these bank statements. I sent them three months' bank statements. This was in 20, this was the first one, August uh 9th, 2021. And I got approved, they sent the money the next day, so we're gonna go over that. And that's through good. I'm gonna make sure I don't show that in private. But let me put this bank statement so y'all can see it was good year records.
SPEAKER_06The nine is completion too. That's kind of crazy how it line up.
SPEAKER_02Man, good year records. I just sent them a bank's paper, that's all. Three of them.
SPEAKER_05So just show y'all manager managed, uh trust was the manager. Everything still worked out. Now, I'm gonna get to the lenders too, but first, let's go, let's get straight to the businesses, y'all. Do y'all have any questions on how to establish your business on the Don Kalamway?
SPEAKER_02Yo, Don.
SPEAKER_05What's good?
SPEAKER_04What's up, man? Appreciate everything you do, though. But uh, I got a question. I got an LLC, um, but I'm thinking I need to do it over because I have my SSN tied to it. Um, I've been at the LLC as far as my name for a while now, but do I need to do that over?
SPEAKER_05Okay, uh, Coach K100. Yes, sir. You cannot tie your social to an LC. You can only tie your social to an EIN. Does that make sense? Yes, sir. Just don't want to confuse my people. So you just need to reroute that EIN.
SPEAKER_03Bet.
SPEAKER_05All right, so anytime you set up a LLC, it's never tied to your social. The state, the Secretary of State never asks for your social security number. Bet. Okay. All right. Um, but and before we go further, I do use the Northwest Register Agent. Um, but if you do need an EIM without a social, all you have to do is fax in or call in, say you're foreign or put all zeros in um right here. You can fax in with these people right here. You can send two free fax a day. But you're gonna sign, you need an account if you want to get the facts back. But you can just tell them to mail it to you as well. But they'll mail it to you. So you can send the facts, the SS4 form. But they these people do it for you too. Um, a lot of my students, two of my students have come to me, they charge $200 to get to the EIM for you uh with no social attach. For any LLC, they don't care what business it is. And no, you you can use their address if you don't have a business address enough for the LLC. But calling in probably might take a minute then or factor in.
SPEAKER_02I'm gonna try to find in and show y'all. One for lesbian.
SPEAKER_05I don't feel like I gotta find the code, so we're gonna skip that. But Northwest Register agent level. Okay, now let's get to the has everybody heard of Net30 accounts?
SPEAKER_03Yep.
SPEAKER_05So they work too, but not like a uh uh I'd rather do a cash flow, do my business. Um, but net 30 is a work too, that helped me get a uh credit with Duns and Bradstreet. I was able to get some cars with my EIN number because of Net30 accounts. I thought I had the stuff already pulled up, but I don't think I do. So I'm gonna pull just from the classroom.
SPEAKER_02My business credit. So net 30s work, but I feel like it took forever.
SPEAKER_05Um now one thing I did get right away was some gas cards. I can't remember. I ran them up. I ran them up. I didn't pay them back either. But don't be like me, okay?
SPEAKER_02Um damn, what is I got fuel man? It should be in the school too.
SPEAKER_05But I just want y'all to see, like, uh there's some this is the business. So let me just go to the classroom so y'all can see where I'm pulling this from. Business startup and business credit. Okay. Everything we went over, charging order protection, LLCs, how to build the foundation.
EIN Without SSN Clarified
SPEAKER_05The lenders, net 30s, breaks down what net 30s are. There's net 60s, net 90s. So these are the beginner-friendly ones. There used to be one that I used to go to all the time, but I could not find it no more. I don't think they're out there no more. Um, the strategic network solutions. You know, I love that reporting because I used to get their ass too. I used to get all these people. But don't be like me, okay? But I just want you to know the way I have you establish your name is a business, never say you're the name again. You work for the name, it's not you. You never, you should never be personally liable. Even if you sign a personal guarantee, my name's a business motherfuckers. I'm not paying that shit. And I use that as proof. I know that you gave me a loan to the business because the names are all capitalized letters, and that's rules of capitalization. Um, this uh the GSO's menu, styles menu. Um, but let me ask in the chat, everybody, who who is new? Say I'm new. Who is new to uh net 30 accounts?
SPEAKER_02Let me know.
SPEAKER_05Okay, so I'm gonna have to start from the beginning. So before you do these, you want to get um something called a Dungeon Bradstreet number. Nine times out of ten, if your business, because Coach K said he already had an LLC, if it's been open for a while, uh, he probably already has one.
SPEAKER_02Yeah, I got one.
SPEAKER_05So for all the new people, you want to get um a Dungeon Brad Street number as well. And what I did mention, which is in the business, which is in the class, is you want to get a business address. I like to use iPoster1 or OPUS virtual office.
SPEAKER_02So it's Opus iPosta 1.
SPEAKER_05IPOS to 1 is the cheapest, but Opus Opus will actually give you an office, like you'll get an office, access to an office, okay? No matter where you travel, you'll have an office, okay? Like real, real, real spill. Can't make this up. Everywhere I go, I got an office. Now, Duns and Brad Street. And I'm talking about since I pay a monthly, it might be $10 an hour, it might be $20 an hour. It's cheap, okay? And then there's that keyword. You see public sector right there? But Dunn's number, you want to you want to get a Dunn's number. Get a Dunn's number online right there. And then they'll reach out and try to sell you some stuff, expedite it for like $300. But the Dunn's number is free. And you just fill out the information. Um, let me see. And then once you get an account, it'll show you businesses' net worths and everything. Like literally, before I started making money, I mastered this system to look like I was a multimillionaire in Dunzer Bad Street before anybody would give me money. Because I didn't have credit. I just I'm just gonna be honest with y'all. When I came in as Don Kalam, Don Kalam did not have credit, but I was able to build business credit, and that's what changed my life. When I was able to get business credit. Uh, let me just my name's a business. Look, I just want you to know I'm in there. No matter where you, I'm in there. So look, it is revenue, it has all of this. Employees, when you sign up and uh you can unlock that report, right? All everybody has access to this that gives business credit.
SPEAKER_02I'm just saying, I used to have all types of businesses in here.
SPEAKER_05Uh, I just want y'all like I done I I can't remember all the businesses that I have through here because I'm only working on one. But I'm just showing y'all, like I got I got done's numbers, man. Got done's numbers off the ass, because I've done has hella business credit.
SPEAKER_02I just can't remember all the businesses. That was a business too though, but I don't think it's in there no more. Don Kalan
Net 30 Trade Lines Basics
SPEAKER_02used to be on there too. Uh I don't know, but y'all see I have some businesses on there.
SPEAKER_05My name's a business. My name got the dunes in Brad Street. I got two different ones right there. So boom.
SPEAKER_02Two different dunes numbers on my name. But it pulls, it has your financial statements.
SPEAKER_05So when especially when you reach a certain level, bank say you start flowing 20,000 or more, they're gonna automatically give you a dunno dunes number and start reporting your information because it's a public bank. So make sure y'all get that done's number too. Make sure y'all get the uh business address. I post the one or Opus virtual office. Business address, people call on your phone, they transfer, you get a fax number. The whole nine. So I use that, and I also use iPolster One, and they're worldwide. That's why I like about iPolster 1 because they are worldwide. We can get an address in Switzerland if we wanted to.
SPEAKER_02I'm just going here because some of y'all are new.
SPEAKER_05So I want you to see all the locations, and these are cheap: $10 a month, $20 a month. And some of them do offer uh office locations as well. But you see, Austria, Brazil, Canada, C Czech, Ireland, Israel, Italy, Switzerland. They even got Puerto Rico. Can't make this up. Let me find it though. Puerto Rico, Taiwan, United Kingdom. And you can get that mail sent to you. You get digital copies. So they give you the digital copy, then you can forward it to you, which costs them extra money. So boom, now let's go to these Uline. You just set up the account, they're gonna need your EIN or your Dungeon Brad Street number. And then I'm gonna look up each one how much they give you. But it says it should give you up to a thousand. And I'm telling You will get approved automatically. Like, with with these accounts, everybody's approved, okay? Long all you have to do is have a business.
SPEAKER_02Quill's net 30. I'm gonna say 250,000. Quill ain't gonna give you that much. But look.
SPEAKER_05Maybe a couple thousand, twenty five hundred. So you just got, I'm giving you about that's three thousand dollars worth of credit right there for your business. I'm gonna give you all a few more too before we get to the lenders. So Granger, Granger should give you anywhere between three to five thousand. And then you want you want at least. Listen, I'm trying to throw y'all off for nothing, because you you're gonna have to pay anywhere between $50 to $100 a month on each of these when you open them up.
SPEAKER_02Like, I don't know why you would call me when you see me going live. The fucking won't you? Hold on, let me block this motherfucker. Like, we we we've been friends a long time, me.
SPEAKER_05What's wrong with people? Slow motherfuckers. Uh nah.
SPEAKER_02Summer office supplies is a good one too. Summer office supplies. Let me know if y'all hear me on the Instagram. I don't know if it's the audio or if the uh I don't know if it's working or not. But y'all see it. And then there's some more.
DUNS Number And Business Address
SPEAKER_02So just look up net 30 accounts, really.
SPEAKER_05So these are beginner-friendly. There's more. I got a bunch of Uline credible. These are some you probably never heard of, okay? Literally run it up to about get at least 20 and 30,000 worth of business credit, right? Now other ones that I like is uh.
SPEAKER_02So this is a business trade line. For your credit.
SPEAKER_05So these net thirties that I'm showing are trade lines for your credit. That's all they are. They help you build credit. Just like you add trade lines on your personal credit. The net thirties are trade lines for your business.
SPEAKER_02Hope that makes sense, everybody. Uh, I think breaks is cool. So you do want you wanna holler at nav? But there's not there's not a lot. Cause that's not what I focus on, though.
SPEAKER_05I don't focus on business credit, I focus on business lenders. But credit strong. That's the only one I really know like that that uh put some stuff on there. And then these uh net 30s, right? So all the net 30s are there. Once you start doing those um for two to three months, it's gonna take time on that too. Um, then you can start getting you can probably get these out the gate. These right here. So these was what I was telling telling you about. So Fuel Man, Sam's Club. This is a uh a gas card too. Racetrack, Sinclair business card, that BP Small Business Fleet, these are all gas cards. Uh Sam's Club, too. Yeah, uh Walmart will give you one too. So you can get them pretty easy. AutoZone, Staples, Best Buy. That's a gas card. That's a gas card. I want to say that's a gas card too, but it says business. But uh fleet car, uh shell fleet car, BP Small Fleet card, Exxon Mobile Fleet, Racetrack is a gas card, and fuel man. Fuel man will approve you. I got $5,000 from Fuel Man
Gas Cards And Store Credit
SPEAKER_05multiple times. So just look these things up, okay. Uh $2,800. My first time. Crown office suppliers. 20. Well, I ain't gonna say $2,800. They gave me a credit a credit limit at their store. The net 30s, you can only be used at their stores. So as soon as you put your information in, see, they want your dunns number and your EIN. Dunn's and EIN. And you get approved right away. Just want to show that. I've been dealing with them for years. I know people that get t-shirts and stuff. This is up to $5,000. I got $2,800. Shirtsy Make Shirts, that's a net 30 reports, Coast to Coast office supplies. We already won U-line, Quill. We already went over those, Granger, Jam, Staples, Amazon Pay, Office Depot is a good one. Strategic network supplies. So this is my favorite one, but I think they shut them down. So my apologies that I even still got it up there. They take it out. This is my favorite one. And he was cool. Like I know the owner. I used to talk to the owner and everything. But this will help you from getting having to do personal guarantees when you do apply for loans. If you don't have any credit, if you have no credit at all, you want to do these for your business. But I'm telling you, I already show you how to do the personal credit. Wipe the personal credit at the trade lines, trade linesupply.com, things like that. Kick, Ava, self. There's a lot of different things that get your credit score together. So you can't have funding, okay? So you can't have a personal credit score to apply. Now, so that's all all these will help you from three to six months. If you have no cash flow, you have no credit. You want to do these, okay? It's gonna be hard to pay it if you have no cash flow, though. Now, to the good stuff, the easy. This is what easy peasy to me. This is the easiest part for me, okay? The easiest, easiest part is the lenders. Let
Lenders Want Cash Flow Proof
SPEAKER_05me close out some of these tabs really fast. We're getting to the lenders, and all they're gonna want to see is a cash flow, okay? A cash flow. When I say cash flow, as long as you got 7,500 running through these accounts, they're gonna rock with you.
SPEAKER_02I'm closing them out of these tabs. Apologies, y'all, really fast.
SPEAKER_06I'm not gonna lie, too. I remember like when I first, when you first, when I first learned about that from you, I tried it with my business at the time. Like my accounts, just putting money back and forth. And yeah, the statements was looking crazy, bro. But you know, I didn't establish that LLC the right way.
SPEAKER_05So, you know, but I just wanted to see Yeah, because you don't want to use the reason why I show, so I'm glad you're bringing that up right now. The reason why I show how to establish your your your accounts the right way, so there's no tax obligations involved. Exactly. And then to to even get deeper really fast, let me just show y'all.
SPEAKER_06And the net 30s, you're right, you get approved right away.
SPEAKER_05You can got a bed, you know, you don't look at your credit score.
SPEAKER_06Right, right. Yeah, they gave me a bed and a couch right away.
SPEAKER_05Yeah, you get all of that. Yeah, I ordered a button. I used in and literally, look, look, look, I'm just gonna give y'all a hack. I'm not telling y'all to do stuff wrong. It's every day you can get an EIN and a Dungeon DMB. You can get new as many Dungeons Burger Street numbers as you want. That's all you need in order to get a food.
SPEAKER_06I ain't pay for the bet. I'm gonna keep it real. I just use it in the account.
SPEAKER_05Drake, can you went and got another DMB and another EIN and did it again? Of course. I just do this as you want.
SPEAKER_06Matter of fact, I called the bank and told them stop them from taking payments.
SPEAKER_05So, you know, to teach his own, but I'm just letting y'all know, like, this is real life, man. Like, literally, you can t-shirts, all types of stuff. You can open up as many, you just gotta make sure you got the the business profile to match it, you know, and the in the a different email address because they ain't gonna open it up for the same email. So, what I wanted to show y'all, this is the non-granger irrevocable complex trust in the in the in the classroom.
SPEAKER_06What I want to show y'all is and I was able to get back about five grand too on that business, but the person took like almost four acts. So that motivated me too to want to learn this. You get what I'm saying?
SPEAKER_05Yeah, that's what's up.
SPEAKER_06But I'm gonna reverse engineer the tax report though, because I still have it.
SPEAKER_05So instead of my LFCs filing taxes, the trust files taxes on the LFC. All the income is considered passive, which means it's non-taxable. So I just want to just show y'all this. The LLCs don't have to file taxes when it belongs to the trust. All the money goes to the trust, all the money has been withdrawn, and it's supposed to be going given to the trust. All the profits go to the trust. The business makes nothing. The trust makes everything. It's considered passive income, extraordinary, extraordinary dividend. It's all non-taxable. So there y'all go. Step into this, y'all need to tap into that, get this trust, which the templates and everything is in here. You know, tap in, get that, and get all the classes that go along with it, and see how to do the taxes as well. Everything is is considered uh um it's non-taxable. But now, so once you're running these cash flows, so here's my best friend. It's called Google Gemini.
SPEAKER_02So say, you know, you you create me an invoice from Source Capital Group for twenty-five hundred dollars weekly private membership fees.
SPEAKER_05It's that simple, stuff like that. And you can have multiple businesses as long as you got the receipt to match the cash flow that you're moving in and out. Does that make sense? So, with that being stated, say I have $2,500, I move this in and out four times, that's ten thousand dollars on a month.
SPEAKER_02And say I do this, do it again for Source Capital Group to Kalam International Trust.
SPEAKER_05Do this again for Kalam International Trust to Jeffrey, Wayne, McBride, LLC.
SPEAKER_02And then I keep doing it.
SPEAKER_05So now I got three businesses that's moving money in and out simultaneously, like clockwork. $10,000 apiece. I should be able to get $10,000 loans on each three of these businesses. If I do this for three months, the same thing weekly for three months. And and all they want to see is this. Do you hear me? Y'all follow me. So I do this weekly. One week is $2,500, the second week is $5,000, the third week is $7,500, the fourth week is ten thousand dollars. Right? Now you can do this by you could do it three times a week, however, whatever makes sense to you. Okay, and then we come here.
SPEAKER_02Literally, they have given me damn near 10 loans on different businesses.
SPEAKER_05Now look, look, get funded from $5,000 to $500,000. Pre-qualifying two minutes without paperwork, no impact to your credit score. What is needed? Applying does not affect your credit score. Well, now we're saying 10,000 monthly sales, but it was sending $500. At least three months in business, and at least $500 FICO score. But I just showed y'all what to do. If you have $500, you're gonna have to move it in and out of. If all you got is $500, you're gonna have to move it in and out of the account at least five times a week. Okay? Just make sure you got these invoices that match each transaction. Every time there's a transaction, you need to have paperwork. Substance versus form. Form versus substance. That's what it's called. Forms versus substance. You gotta have forms that match the substance. Doesn't matter what your credit score is. We can ask Dre. Dre's he had a 400-something credit score. All he needed was one trade line, and that would have got him to a 500, right or wrong, Dre. Automatically. So that could have been something simple. That could have been a self-lender card like this. Let me show y'all.
SPEAKER_06You know, you got open sky, Ava, credit strong, like you say, kickoff.
SPEAKER_05I got them in the school too.
SPEAKER_06Right, no, no, no. I definitely, you know, some of them you hear them on the internet, but I got them from you. Self-builder. That's the one I think is dope too. You could use your rent to make, you know, yeah, yeah, yeah.
SPEAKER_05So I actually did that too. Like, you know, I was already making money when I started learning that stuff though, but like I my my cell phone bills, all that gets reported is on my credit now. Everything.
SPEAKER_06Hey, that prominent note is crazy, bro. Like, that brought back memories.
SPEAKER_05I'm about you to know, man, I did that, I did that before, and like four or five months later, I had to repay that shit.
SPEAKER_06No, no, no, that's what I'm saying. But I mean, it's still give you time to make money and yeah, yeah, yeah, yeah.
SPEAKER_05They accepted it again.
SPEAKER_06Man, listen, my non-profit used to have I used to work for the Covenant House, bro. They used to hand them shits out like crazy, bro.
SPEAKER_05Like I didn't, I didn't, I didn't pay my I didn't pay my Verizon bill months. What happened today was they cut it off. So I shot them uh I was trying to get because where I was at the mouse, I literally had to change so I could do this class today. I was at the mouse, I had no Wi-Fi, so I couldn't even hook up on my phone. They shut the phone off. So uh I tried to hook it up again on Wi-Fi or the hot spot to my phone, but it popped up the Verizon bill. So I just I just sent them a promissory note in the chat and they because it was like an online chat, and they accepted that shit.
SPEAKER_06I was like, let's go. Of course, bro. Once you got the seal on it, and it's legit. I mean, it's legit.
SPEAKER_05Oh, these are trade lines right here. So I like trade line supply company, but I was looking for the uh the easy ones, like we were just talking about.
SPEAKER_02So I do like
Invoices To Match Transactions
SPEAKER_02trade line supply companies though. So me Ava, there goes one Ava.
SPEAKER_05I think that put like 2500. I might not have a lot. I might not have the trade lines in here. I thought I had them in there, but I got extra trade lines.
SPEAKER_06My goal is to get six figures from each business, you know, one time, you know. It's like let me let me dream big, you know what I'm saying?
SPEAKER_02Right, right, right.
SPEAKER_05So there you go. Kickoff, kickoff. I use that in real time. I use that Ava's 2500. There's a bunch of them. Then I showed y'all uh credit strong. All of these will get your credit to 500. I don't care where your credit is, like, I can guarantee that. Like, we ain't supposed to guarantee nothing, but I can guarantee this stuff will get you without even make paying the first bill. Or they might they might not they might not report until you pay the first bill, huh? But yeah, pay the first bill. You only but but the trade lines they stay on your credit report for three months. That's why I like trade line supply.
SPEAKER_02That's my favorite. Let me pull it up so y'all can see. I'm gonna show y'all because some of y'all are new to this.
SPEAKER_05I'll be forgetting. I've done this stuff, been doing this stuff for so long. Lily, I've been using this same site for five years. This site right here. Yeah, I know you're talking about I use that too. For five years. So when I first learned about it, that all the credit people were hiding this like it was secret. They wasn't telling nobody like they'll charge you a bunch of money, like three.
SPEAKER_06thousand dollars and and put this on your credit they just made fifty they just made fifteen hundred you know what I'm saying but when I come in here I look for age and then I look for the limits so this is two thousand dollars this one's worth it this is worth it sending for a hundred dollar credit limit is sixteen years old that shit gonna take your shit to 700 if you ain't got nothing on there because the 16 years the age alone and this will stay on your credit report for three months so you can use things like this have you ever used like debt notes to like put on your credit or a corporation and leverage it to get money like have you ever done that yeah yeah so so you once you start having enough clients you can report credit on on personal and business all right but yes I've used uh trade lines I've used the UCC one to report so I'm gonna be getting into the into that this summer is called data furnishing so you can buy the same but you have to have accounts um in order to uh like a certain number of accounts like 200 accounts I can't remember it's different for each which each credit bureau right because that's securities man you know just it's just a lot of money in that man right right same way with securities if you if you're doing public securities you have to register them correctly then you can um furnish that data as well yeah man you that's really good information bro just you know different ways of income like everybody could do something different you know trying to find the I can't remember which site we was looking at like I'm I'm rocking with a few people that we're about to do that it's called uh what's the fee to be a trustee trustees five thousand board members ten okay and when you become a board member I come to your city for two days so look so credit you just gotta get the software man and they sell it out there once you have a business you can report to the credit bureaus there's a way to do it I'm gonna start teaching people once I do it I'm gonna teach you how to do it I haven't done it yet I've only reported with trade lines okay now the reason why I asked because I just you know I was learning about it and I just like you said you know it's
Promissory Notes And Credit Reporting
SPEAKER_06about private banking so I was just thinking like man if I create a bank and I buy a bunch of debt notes you get what I'm saying right I'll be able to leverage that well once I get the software and stuff I'm gonna be I'm coming to the school because I have enough people and um I'm gonna use like y'all's monthly payments first of all like if you're make if you're paying the $50 a month every month well how I'm gonna do it is um I'll probably report like $5,000 or something for you on your personal credit.
SPEAKER_05Gotcha. So that's how I'm gonna do it we're gonna report personal we're not gonna do uh business but right definitely about to do it with some people I was just in a car with somebody and we was talking about doing it so that's major man yeah so you only need 200 people you know we got I'm damn near 800 people in the school so if if people want to volunteer give me the information we're gonna give you a credit line then if you want to pay more I'll give you a bigger credit line I'm listening I'm ready to go bro I'm gonna make it cheap though I'm gonna do it cheap. I'm gonna do it cheap but we got more so what I'm doing is is I plan on doing it with all my trustees and board members so so say we're gonna figure it out how how we can all do it. I got enough people so boom you pay this amount we're gonna have 10 people report on your credit I'm saying 10 different 10 different businesses that make sense it does make sense 100% it's private banking bro that's what I'm in the business of doing so but uh back to the lenders I want you to know let me give y'all the the list of 10 lenders I'm gonna put this in in the chat I gave y'all one part financial I tore their ass up though I'm not gonna lie 2021 2022 2023 I'm surprised they still fuck with me but shout out to one part financial they definitely um helped me have six figures lit liquidity with no problems and the thing is once you get approved for one keep going to the other ones don't stop do not stop so the second one is uh Celtic Bank we're gonna go through them so y'all can see they're legit y'all know that Don Kalam is the GOAT you don't need no credit score you just need a cash flow okay so boom corporate finance is all lended next one's national funding so these are lenders these are not banks so let me throw that out there banks you have to have a credit score you have to go through a lot of different things a lot of different different hoops these are lenders these are lenders okay um when I go I always say it's the expand or it's for uh or or it's for payroll but I do want y'all to see this one right here six months I tell everybody six months um one part financial used to be six months they just dropped it down to three months when I went and had to well it was three months it was three months but a lot of them are six months so you have to be in business at least six months so I say do this for six months but one part financial is three months so you can see up to five hundred thousand dollars advances funding up to five five thousand to five hundred thousand revenue I'm just saying that they got their requirements This was a good one too they they uh these people didn't even really check shit well they gave over two billion in working capital let's go one company I can't remember which one it was they gave me a uh a digital credit card I think I I couldn't do nothing but buy shit online with it I don't think that was them though I can't remember then we got Bitty events I'm just going through them so y'all can see them let y'all know my links work this is again these are lenders so six months in business this one's 5k monthly revenue 500 credit score I'm gonna say this again 500 credit score everybody is stressing over getting good credit 700 credit you do not need good credit to get these type of loans this type of lending lenders do not care about your credit they want to know if you're getting money because that's how they're gonna get paid back the advance is a good one um exclusive investment group another lender for a financial this was a good one too I should have put this number too to be honest with you they give you up to 1.5 million no listen they do not pull your credit tell me how you get 1.5 million and they don't pull your credit come on man they done gave out five billion dollars small business loans revenue advances and lines of credit so I'm gonna talk about that some another time too is lines of credit so it's easy to get a line of credit than it would a loan as well so it's look they do SBA loans I would go for a line of credit and you could take lines of credit when your trust starts acquiring things too showing you how much money they gave to different businesses I was trying to see their requirements but they don't care about your credit as you can see no credit pools expansion capital group again another one no credit pool they're gonna look for your cash flow they're not saying what they need but I'm telling these are all the same okay get your funding let me know if y'all have any questions I feel like this was a valuable class this this a lot of people didn't show up but we had we got 24 people well that's enough I guess out of 700 almost 800 in the school y'all showed up this is valuable information this should change your life um especially Dre he already got his his shit together you feel me this should be very valuable for you guys I hope that it made sense the key thing is when I first went in there because I was moving the money around I was moving from cat even from Cash Apps so I didn't show y'all cash app so you can be a client in your own business and um I was moving money back and forth from Cash Apps and Zales and different accounts in and out I'm a few business accounts and um the underwriter was the one when so the 7500 was nothing they gave me that with without no no hesitation um I think they gave me the 2000 I showed y'all with no hesitation I got a bigger one almost to the six figures and that's when they wanted to see those invoices that I was telling y'all the underwriter was like hold up this is a lot of transactions can you prove that um this is actual legitimate business transactions we need to see receipts and invoices so I had to just prove the sale even contracts so that's why I showed y'all how to make an invoice okay how to make an invoice it's not hard go to Google Gemini and make sure that all your cash transactions all your wires all the transactions match an actual fee or service okay and then make sure that the business is established correctly so you're not taxed for moving the same money in and out of the account because if you say you move $100,000 in and of account in one month you're liable for $30,000 worth of taxes if you don't have it established and and as the beneficial owners within the trust if you don't know how to do that correctly. So that's that private life the public life is learn how to get this money it's that simple. All right you can't you can't move around in the public sector without the bag so that's what I'm teaching you. So not only how to control your name get out of those um agreements if shit hits the fan sign up for a personal guarantee. If you got 700 plus go ahead and do a personal guarantee make sure your name's a business though first so try to say you try to do it later make sure your business your name is a business first though that name is not you the business signed up for that the business guaranteed that not me because your social is already a trust you should art you should be if you understand that the social kidney number is a trust which I proved why are you filing out 1040s instead of 1041s that's a trust why are you trying to say you're an individual you just updated your status and gave away your rights okay now you're a dependent and a descendant of a taxpayer your royalty and I'm teaching you how to reclaim your throne and reclaim your titles and step into your prosperity and that's what it's about and that's what I got for everybody today. I'm gonna open the floor for a few minutes for questions. Let me know if you have any questions over anything we went over tonight.
SPEAKER_04And this replay will be in the classroom from the Zero to Hero week eight hey done hey I worked on my credit man hey I sent that letter that you had in the class I gotta send you the update but it was at uh 539 that shit went up to 680 that's lit so you went from 539 to 680 yeah I ain't I ain't I ain't do no I ain't do no um what's the name I put it in the class it's already in one of your um what's the introduce yourself but um but yeah I sent that off to like all the credit bureaus I ain't do no of the extra
Questions Wins And Next Steps
SPEAKER_04stuff I just sent that in and next thing you know that shit shut up 144 points that's what's up I'm proud of you man but my main thing is make sure you freeze that shit first so verify your information yeah yeah yeah I got you yeah yeah so you got lucky you got lucky well I've been doing the credit I've been doing the credit thing for a while but I noticed I know I'm doing like every 30 days like send that letter in like just to stay on that shit because that shit do pop back up on your credit.
SPEAKER_05Yeah yeah so so with that you want to deal with the CFO directly as well and send certified mail you want to have somebody liable yeah so I just want to throw that out there but I'm proud of you that's what's up man I'm glad my stuff's working for you man appreciate everything you do man look dude I'm I'm I'm shit I'm in it I'm here they said what letter is that in the school read gotta read just letters in the class go find it man and then you go to the classroom as I just showed y'all where to go for personal and business credit right in the classroom everything you need follow the steps I got everything in there step by step but just alone alone just in the community there's enough information in there to get your credit right I think I I'm sorry no go ahead I think um you had mentioned something about um adding trade lines with UCCs when you and another person was talking if I heard you correctly yeah yeah I don't really do that no more but yes you can create a it's in the school look up credit report okay because I never heard I never heard of that before yeah yeah so you you know you write a promissory note in the security agreement ain't that what they do to you with your car right yeah you do the same thing and you can do it personal or business so that's the that's the whole sovereign movement they're telling you put a lien against your name and you really can't do that you can't have yourself put a lien against yourself that's alter ego stuff they're gonna they're gonna make and say that's fraudulent so you could do a I like to do my holding companies if I'm gonna put a lien against myself I open up a open up a trade line with my holding company my holding company puts a lien against myself until that stuff's paid off okay thank you for that I'm gonna go and look for some more information in the school thank you you're welcome then the then the credit report pulls up any any liens that's on your on on your your personal credit that pulls that that picks up on your credit report so that's how that works and then once you pay it off your your uh credit score jumps up once you take the lien off but it's every every month you report that you paid something on the on the lien you you um send them a new promissory note with less money you know I'm saying like hey they paid off 100 they paid off 200 and it's gonna it it it opens like a trade line hope that makes sense that's great information you learn something new in this group every day I got you I'll find you the book here's the book right here so I'll give y'all a link in the chat so y'all can get the book but just look up the book credit if y'all don't get the link it don't work for you just look up credit report credit report by non kilom ebook learn the game and we done you click the book what's up I just looked at my credit report right I sent that letter also to the company that had stuff on my credit report I just looked they removed that shit off there because I said my name was a business that's lit I try to tell y'all it works people just be scared all right let me get let me get a video testimonial you hear me I got I got you it it it it works man i ain't i can't make this stuff up man like i've been doing this since 2017 now some places give you a hard time that's why you gotta know the law and really know what's going on so you got your you got your evidence and your exhibits to back your claims crazy and don't let up you have the fake the right to face your accuser the the the they're not real have you ever met Bank of America nope so you know and then they all follow and then another one is uh that they all fall under GAAP general acceptance county principles not anything they they put on your report is not certified information wow these are not certified financial statements hope that makes sense these are not certified financial statements y'all have any other questions I use my traffic ticket situation to put my ministry certificate on the record like you say you get what I'm saying yup that's wit so look real quick make sure you read the book and y'all gonna this from the credit report this shows you exactly how to do a promise a security agreement you can do that with Google Gemini create a promissory note security agreement and put it on file with a uh UCC1 that's what they do to you you just gotta have some type of collateral it can be a cell phone it could be a uh uh a laptop whatever hope that makes sense yeah I'm familiar with Levin too so you know that that was the way I used to build credit a while back I don't do that no more but you know if I if I put if I do file a lien on anything it's gonna be my my the holding company I taught y'all to establish is going to file the liens don't ever have you filing liens against yourself. Like that is that alter eagle shit they will they will pierce your veal so quick you will not be protected from anything that I'm trying to help you be protected from. Just hope that makes sense. Yes sir all right well I'm gonna go ahead and put this I'm gonna I am gonna put this replay in the school it's gonna be in the Zero the Hero uh classroom though but I'm gonna go ahead and put it for everybody in the community because this is information that everybody needs to have when it's ready. All right all right peace and love y'all have a great night I appreciate y'all how you too dog all right peace peace family
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