The Winner's Playbook
The Winner’s Playbook is your go-to podcast for real talk about money, careers, success and the challenges along the way.
Hosted by financial advisers Josh and Billy, we break down the financial world in a way that’s clear, relatable and actually enjoyable to listen to.
Whether you’re trying to grow your wealth, make smarter money moves, level up your career, or just figure out what success looks like for you, we’ve got you covered.
No boring lectures, no complicated jargon - just straight-up conversations that help you win in life and money.
New episodes drop every week, so hit follow and join us for practical advice, honest insights and maybe even a few laughs along the way.
The Winner's Playbook
EP 37: Securing Your Legacy with Estate Planning
Welcome to The Winner's Playbook, a podcast where Steve & Josh (Directors / Financial Advisers), chat about everything to do with money, careers, success, challenges, mindset and much more!
In this episode, Josh and Steve discuss the complexities of estate planning. They discuss the nuances of estate taxes and how superannuation can be subject to taxes upon death, even though Australia doesn't have a death tax.
Steve highlights the importance of proactive planning and structuring to minimise these taxes. Josh shares a real-life example where strategic adjustments to superannuation can significantly reduce tax burdens for beneficiaries. They also touch on early inheritances and the impact of asset gifting on Centrelink assessments.
Tune in to gain insights and practical tips for managing your estate and superannuation.
This episode covers:
[0:21] Introduction
[2:50] What is estate planning and why is it important?
[4:31] Key components of estate planning, including wealth protection.
[5:52] How estate planning affects your superannuation beneficiaries.
[9:08] Steve shares his estate planning experience.
[15:50] Importance of working with a lawyer on estate plans.
[16:20] Taxes on death and their impact.
[17:40] Josh discusses superannuation and inheritance taxes.
[19:51] Centrelink’s look-back period before pension age.
[20:20] Final Wrap-Up
The discussion highlights the importance of getting professional advice early to handle these complex financial issues well.
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Get in touch with Steve:
Steve Sloane - Founder & Managing Director (linkwealth.com.au)
Get in touch with Josh:
Josh Lee - Director & Financial Adviser (linkwealth.com.au)
Steve's TikTok: https://www.tiktok.com/@stevesloanefinadviser
Josh's TikTok: https://www.tiktok.com/@joshleefinadv
Sign up to Steve's newsletter, Finance Simplified: https://www.linkwealth.com.au/newsletter
Our Financial Services + Credit Guide: https://www.linkwealth.com.au/fscg
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General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation
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Get in touch with Josh:
Josh Lee - Director & Financial Adviser (linkwealth.com.au)
Get in touch with Billy:
https://calendly.com/billynorman/15-min-clarity-call?month=2025-02
Josh's TikTok: https://www.tiktok.com/@joshleefinadv
Billy's TikTok: https://www.tiktok.com/@billynormanfp
Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/newsletter
Our Financial Services + Credit Guide: https://www.linkwealth.com.au/fscg
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General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.