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The Winner's Playbook
The Winner’s Playbook is your go-to podcast for real talk about money, careers, success and the challenges along the way.
Hosted by financial advisers Josh and Billy, we break down the financial world in a way that’s clear, relatable and actually enjoyable to listen to.
Whether you’re trying to grow your wealth, make smarter money moves, level up your career, or just figure out what success looks like for you, we’ve got you covered.
No boring lectures, no complicated jargon - just straight-up conversations that help you win in life and money.
New episodes drop every week, so hit follow and join us for practical advice, honest insights and maybe even a few laughs along the way.
The Winner's Playbook
Why your tax refund isn’t free money (and how to actually use it)
Tax time rolls around, the refund hits your account… and for most people, it’s gone just as fast. In this episode of The Winner’s Playbook, Josh and Billy unpack why so many Aussies waste their tax refund and what smarter, more strategic moves you can make instead.
They explain how the tax system really works, why that “bonus” isn’t a gift from the ATO, and how to shift your mindset so you actually do something useful with your refund. From common mistakes to hidden traps around HECS and second jobs, to the overlooked trick that lets you get your refund in advance, this episode is packed with insights that’ll help you make better money decisions.
They also break down the long-term power of investing your refund, how compound interest works in your favour, and how a simple plan can turn a small refund into serious wealth over time. Whether you’re getting $500 or $5,000 back, this episode will help you stop blowing your refund and start using it to get ahead.
Because it’s not a bonus. It’s your money. Use it like it matters.
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Get in touch with Josh:
Josh Lee - Director & Financial Adviser (linkwealth.com.au)
Get in touch with Billy:
https://calendly.com/billynorman/15-min-clarity-call?month=2025-02
Josh's TikTok: https://www.tiktok.com/@joshleefinadv
Billy's TikTok: https://www.tiktok.com/@billynormanfp
Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/newsletter
Our Financial Services + Credit Guide: https://www.linkwealth.com.au/fscg
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General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.