The Winner's Playbook

Stop parking cash in the wrong place, start earning more without extra risk!

Link Wealth Advice Episode 90

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Cash isn’t just for emergencies: How to make your money work harder

Got cash sitting in your account doing nothing? In this episode of The Winner’s Playbook, Josh and Billy break down how to make your money work harder without taking unnecessary risks. They unpack how to structure your cash across offset accounts, high interest savers, term deposits, and even low-risk cash alternatives like Latrobe.

You’ll learn how to build buffers for emergencies, save for big goals, avoid common traps, and choose accounts that actually reward you. Plus, they share stories about gold bullion, veggie gardens, and why some retirees still hoard wads of cash under the bed.

If you’re unsure where your cash should sit, or how much is too much in the wrong place, this episode will give you the clarity you need.

Want help making your cash work smarter?

Head to the show notes to book a free 15-minute chat with a Link Wealth adviser.

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Want to find a Adviser that suits your financial needs:
https://www.linkwealth.com.au/


Get in touch with Josh:
https://www.linkwealth.com.au/josh-lee-link
Get in touch with Billy:
https://www.linkwealth.com.au/billy-norman-link


Josh's TikTok: https://www.tiktok.com/@joshleefinadv
Billy's TikTok: https://www.tiktok.com/@billynormanfp

Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified


Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide


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General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.