The Winner's Playbook
The Winner’s Playbook is your go-to podcast for real talk about money, careers, success and the challenges along the way.
Hosted by financial advisers Josh and Billy, we break down the financial world in a way that’s clear, relatable and actually enjoyable to listen to.
Whether you’re trying to grow your wealth, make smarter money moves, level up your career, or just figure out what success looks like for you, we’ve got you covered.
No boring lectures, no complicated jargon - just straight-up conversations that help you win in life and money.
New episodes drop every week, so hit follow and join us for practical advice, honest insights and maybe even a few laughs along the way.
The Winner's Playbook
How to scale without losing control of your business
Use Left/Right to seek, Home/End to jump to start or end. Hold shift to jump forward or backward.
Business growth, bank debt and making better capital decisions
Running a business is not just about growth. It is about knowing where to put your capital, when to take on debt, who to back, and how to make decisions that still make sense years from now.
In this episode of The Winner’s Playbook, Billy is joined by Steve Sloane, Managing Director of Link Wealth, to talk through the realities of building and scaling a business.
They unpack the record short bet against Australia’s big four banks, how commercial lending works, what banks look at behind the scenes, and the risks business owners take when using debt to grow.
Steve also shares his view on capital allocation, managing shareholders, staff and other stakeholders, and why culture, cash flow and long-term thinking matter more than most people realise.
If you run a business, want to grow one, or want to better understand how smart operators think about money, debt and decision-making, this episode is worth a listen.
⏱️ Timestamps:
00:00 Intro
01:11 Meet Steve Sloane
02:37 The $11 billion bet against Australia’s big banks
06:50 How commercial lending works
10:36 Personal guarantees and director risk
15:23 Managing shareholders, staff and stakeholders
22:32 How businesses access capital
27:14 Common capital allocation mistakes
Hit follow, leave a review, and share this episode with someone building something for the long term.
----
Want to find an Adviser that suits your financial needs:
https://www.linkwealth.com.au/
Get in touch with Josh:
https://www.linkwealth.com.au/josh-lee-link
Get in touch with Billy:
https://www.linkwealth.com.au/billy-norman-link
Josh's TikTok: https://www.tiktok.com/@joshleefinadv
Billy's TikTok: https://www.tiktok.com/@billynormanfp
Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified
Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide
----
General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.