The Winner's Playbook
The Winner’s Playbook is your go-to podcast for real talk about money, careers, success and the challenges along the way.
Hosted by financial advisers Josh and Billy, we break down the financial world in a way that’s clear, relatable and actually enjoyable to listen to.
Whether you’re trying to grow your wealth, make smarter money moves, level up your career, or just figure out what success looks like for you, we’ve got you covered.
No boring lectures, no complicated jargon - just straight-up conversations that help you win in life and money.
New episodes drop every week, so hit follow and join us for practical advice, honest insights and maybe even a few laughs along the way.
The Winner's Playbook
Is it much harder to build wealth today?
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Who has it harder when building wealth today?
Is it harder for younger Australians to build wealth today, or are there more opportunities than ever before?
In this episode of The Winner’s Playbook, Josh and Billy unpack the latest changes affecting self-managed super funds, including the government’s move to stop borrowing for residential property inside SMSFs.
They also debate one of the biggest money questions in Australia right now: who really had it harder when it comes to building wealth, today’s generation or the generations before them?
From housing affordability and university costs to tax changes, superannuation, AI, online business, investing apps and the rise of side hustles, they break down both sides of the argument.
If you’re trying to build wealth, buy property, start a business, invest for the future, or understand how the rules have changed, this episode gives you plenty to think about.
⏱️ Timestamps:
00:00 Intro
01:24 SMSF property lending changes
05:32 Who has it harder building wealth today?
06:55 Why housing is harder for younger Australians
12:35 Why wealth-building opportunities have changed
20:42 University, HECS and the job market
24:28 Starting a business has never been cheaper
39:41 The effort gap vs the opportunity gap
Hit follow, leave a review, and share this episode with someone who is trying to build wealth in today’s economy.
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Want to find an Adviser that suits your financial needs:
https://www.linkwealth.com.au/
Get in touch with Josh:
https://www.linkwealth.com.au/josh-lee-link
Get in touch with Billy:
https://www.linkwealth.com.au/billy-norman-link
Josh's TikTok: https://www.tiktok.com/@joshleefinadv
Billy's TikTok: https://www.tiktok.com/@billynormanfp
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General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.