Episode Player

Roth conversions present one of the largest financial opportunities for a generation of savers, especially for those in their 60s with substantial retirement account balances. We address the six most common questions from our viral Hidden Roth Conversion video that generated nearly 1,000 comments and 100,000 views in its first hour.

• How to pay taxes on Roth conversions without substantial cash reserves
• Converting retirement funds while still employed, even when your employer doesn't offer Roth options
• Understanding how Required Minimum Distributions (RMDs) and Roth conversions work together
• Accounting for healthcare costs and IRMAA surcharges during conversion years
• Why the math works even when considering the opportunity cost of paying taxes early
• Addressing concerns about potential future taxation of Roth accounts

We encourage everyone, especially those with substantial IRA or 401(k) balances, to consider Roth conversion strategies before potential tax law changes make them less effective. The sooner you get started, the better off you'll be.

We love hearing from you!! Record your retirement questions anytime at www.RetirementForLife.com 

• Subscribe to our channel for our latest content visit: Our YouTube Channel
• Elevate Your Retirement with the AIM Secure Retirement Assessment... our most popular tool!  Powerful customized insights for retiree's or those nearing retirement. Answer 8 simple questions and receive your personalized assessment including the top three action items most likely to supercharge your chances of Retirement Success. 
• If you're interested in learning more about our trademarked AIM Retirement System, visit:   AIMRetire.com
• Want to connect with Chris?  Schedule a 15 Minute Retirement Readiness call to discuss whatever's on you mind about retirement Retire15.com or just shoot him an email at mailto:admin@cyrfincial.net 
• Try out the industry's leading financial planning software on your own.  We give RFL listeners unlimited free access to the Free Online Planning Tool

Investment advisory s...