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Retirement For Life
The only retirement show that won’t put you to sleep as we guide you to a comfortable and confident retirement. Christian Cyr, CPA, CFP® the passionate retirement specialist helps you navigate the complex world of retirement with a dash of fun, a heap of wisdom and plenty of real-life application. Whether you're already retired or planning for the future, the Retirement for Life Show is your passport to a secure and enjoyable retirement.
With over two decades of experience, Chris has been assisting individuals in achieving their retirement dreams, whether it's investing wisely, building wealth, or increasing retirement confidence. His expertise has earned him recognition in esteemed national media outlets such as Yahoo Finance, U.S. News and World Report, and CBS News.
Join Chris and his fellow professionals, Andrea Brannon and Emma Bean, CFA®, as they take you on a journey through essential retirement topics. We cover it all, from Retirement Planning and Investment Tips to Financial Planning, Social Security, Estate Planning, Tax Strategies, and much more. Tune in for practical insights and wisdom that will help transform your retirement goals into reality.
Retirement For Life
Re-release: Ready for Retirement - The AIM System Part 2 - Ep 49
To get the full RFL experience, watch the episode here at
We walk through the Strategy Visit inside the AIM retirement system and show how clients move from anxiety to clarity with stable income, smarter taxes, and a plan they can trust. From Social Security timing to Roth conversions and onboarding, every step serves a simple aim: retire with confidence.
• revisiting goals from the connection visit
• building income stability with mailbox money
• reducing sequence risk and market reliance
• optimizing Social Security timing and survivor benefits
• executing Roth conversions for lifetime tax savings
• highlighting tradeoffs across big-ticket goals
• deciding to move forward and onboarding steps
• consolidations, rollovers, paperwork and communication
• wrap-up visit with beneficiaries and POA
• ongoing reviews, tax prep, reminders and proactive outreach
Go to aimassessment.com. Answer eight questions to start. It took me 59 seconds
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- If you're interested in learning more about our trademarked AIM Retirement System, visit: AIMRetire.com
- Want to connect with Chris? Schedule a 15 Minute Retirement Readiness call to discuss whatever's on you mind about retirement Retire15.com or just shoot him an email at mailto:admin@cyrfincial.net
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Retirement of life. You passport to a comfortable and confident retirement. Equal part dedicated and entertainment. Christian Spears EPA. Passionate retirement. And present senior financial wealth advisor. The independent, registered, investment advisor, specialized in the AIM retirement system.
SPEAKER_02:All right. It is episode 20 of the Retirement for Life podcast. We are on a roll here. We just spent uh last episode talking about the first half of the AIM retirement planning system. We talked about when you first make contact with us. We talked about what the AIM retirement system is. We talked about you meeting your team, your CPA, your CFA, your financial planner. We talked about that first visit being 60 to 90 minutes and why we needed to get to know you and how we got to know you. And we also talked about how after that first visit, that connection visit, you are now getting frustrated because we're asking for so much information and why we're asking for all that information. But now we're going to get to the good part because we said most people who go through the AIM retirement system, their best meeting, their best visit is this strategy visit. Because why? Why is it the best visit for them?
SPEAKER_04:Because they get to learn about how to have a successful retirement and how they can meet their goals. And a lot of times people are very anxious about retirement.
SPEAKER_03:And how we can resolve their pain points that we kind of talked about in that connection.
SPEAKER_04:Yep.
SPEAKER_02:Okay. Let's go back to yesterday. We had one of these strategy visits. Tell me about the mood, the expectations that these people who are just retired.
SPEAKER_04:One is just retired, one will retire soon.
SPEAKER_02:What was their expectations of the meeting? What how what did they come in? Did they come in nervous? Did they come in excited? Were they ready to go? Were they reserved? What was the overall um feeling of that meeting, would you say, as they walked in the door?
SPEAKER_04:Very positive. They're very excited, but I think also very anxious to see their plan and how can we do it?
SPEAKER_02:Yeah.
SPEAKER_03:Yeah, they had that anxiety.
SPEAKER_04:And as soon as we started getting into it, she literally was like, I'm so excited. Like I'm just, you know, she was like bursting. Yeah.
SPEAKER_02:Now, this this episode and the last episode is about what the client will experience and what they will see walking through the process. But just because I'm curious and I wasn't in the meeting, what element of the AIM financial planning system do you think, or elements, if there's more than one, when you had the strategy visit, the second visit with these clients yesterday, what do you think the biggest positive for them, the biggest thing that they were excited to hear about, or the biggest thing that they, as you were speaking to them, they were nodding their head? This makes sense to me. Does any one thing stand out?
SPEAKER_04:Um, I feel like talking about the income stability with the mailbox money really hit home.
SPEAKER_02:Yeah, the mailbox money. Now, did you notice, Austin? You were in that meeting. Do you did you notice in this particular relationship who uh was more concerned? Or were they both equally concerned about getting the news? Could they retire? Do you have a sense for that? I think the wife was a little more concerned about their financial situation.
SPEAKER_04:Yeah, because he referred to her as the planner of the two of them.
SPEAKER_02:Yeah. So he's the guy in the relationship that's just gonna go out and have a good time. He's retired, whatever happens, happens.
SPEAKER_04:I think he was convinced they were okay, but I think she needed to have that confirmation.
SPEAKER_02:Okay. So that's why they like this strategy meeting. Before they even come here, Austin, what types of things we talked about the communication with the planner. What else are they getting before they come into this strategy visit?
SPEAKER_03:Yeah, they're also gonna get a nice strategy visit video, kind of laying it out what's gonna happen during the visit, similar to the one they received earlier about the connection visit, kind of setting the stage. Yeah. Also just a couple reminders. You're gonna remind them to show up.
SPEAKER_05:Yep.
SPEAKER_02:Right. Um, okay. We're not gonna go through this. Uh this is how we have developed the plan for you using the AIM retirement system.
SPEAKER_05:Yep.
SPEAKER_02:You left us two weeks ago. We had our connection visit, you're now coming back for the strategy visit. Behind the scenes, the entire team is meeting. How I mean, we meet several times about you. Our your case is an AIM retirement system participant. There's so much work that goes on, and I'm proud of the work that goes on. We talked about my legacy, we're not going to talk about it again, or what I hope to be my legacy. But basically, it it falls into two steps for us. We are first, we need to improve your baseline. You came to us with a bunch of information, a bunch of variables. We have been working really hard in the last two or three weeks. And the first set of uh things or elements of your plan that we're really working on is are you gonna be okay?
SPEAKER_05:Right?
SPEAKER_02:Are you gonna have a 90 plus percent chance of retirement success? And can we increase your income stability? Yep, right? How much are we able to reduce your reliance on the stock market? What is what are we gonna do to do that? Once we get that baseline done, that's goal number one and two of the aim retirement system. Once we get those metrics done, then we can work on what I would call for me the fun stuff. How much can we really save you in taxes? You know, I love talking about Roth conversions. I don't want, we just looked yesterday, Emma and I, one of our um planners, we just looked yesterday at a person who we are going to be able to get them in a position from a tax standpoint where they will be paying zero taxes on their social security. Zero taxes. That's fun.
SPEAKER_01:Yeah.
SPEAKER_02:The typical Roth conversion savings we talked about in the Raw, I mean, you're saving six figures. So the second part of this that we've been working hard on is implementing tax strategies that are gonna save you a lot of money. And finally, the fourth goal of this whole system is to do the smartest things that you can to maximize the amount of money that you have, whether you're gonna spend more or you're gonna save more, give more to your kids, whatever. It's about maximizing multi-generational wealth. We have done all that. So you finally are now coming in to the strategy visit, and here we are on this diagram. We are now going to present to you what we have found. The first thing we do is what?
SPEAKER_04:Well, we revisit what we had talked about at the connection visit, first of all, just kind of go over things.
SPEAKER_02:It's important. How often have we had somebody come into the first meeting and say, This is my concerns, this is my goals?
SPEAKER_05:Yep.
SPEAKER_02:And then you present them a plan and they say, Well, wait a second. They it's like you've gotten another layer, layer peeled off.
SPEAKER_05:Yeah.
SPEAKER_02:So the first thing we do is review the connection visit that you had two weeks ago to make sure what you told us two weeks ago still is true and that we understood it.
SPEAKER_04:Right, exactly.
SPEAKER_02:Uh, my favorite part then, usually this is up on the screen right away. On the right hand side of the screen is all the information you gave us. If you do nothing, this will be your chances of retirement success. And then we have just spent two weeks working hard and we're showing them as they've walked in for the second time or on the screen for the second time. If you do the things that we're about to tell you, you will have the the 99% chance of success on the left.
SPEAKER_05:Yep.
SPEAKER_02:Um, that is what we talk about during the strategy meeting. How do we get from the right side of the screen to the left hand side of the screen? Um, so sometimes is it hard to talk in the strategy meeting about the biggest deficit of a plan? Is it hard to tell somebody that uh they have a flaw?
SPEAKER_04:Yeah, it's never fun to deliver a negative, you know.
SPEAKER_02:I'm thinking one big thing that we often come back with at this meeting is that you're invested all wrong. I think oftentimes another thing that we come through with at this meeting is that we need to really look at your expenses.
SPEAKER_04:Yeah, that's huge.
SPEAKER_02:I think sometimes at this meeting we have to say you told us you have a goal of buying a four hundred thousand dollar house in Arizona, and we need to talk about that.
SPEAKER_04:Right.
SPEAKER_02:I also think we have people with the opposite type of deficiencies. Um Do you know what I'm talking about?
SPEAKER_04:Yeah, ones that don't want to spend their money but or don't want to retire. A guy that absolutely should.
SPEAKER_02:A guy that maybe told us in the first connection visit that he hates his job. He saved up millions of dollars. He is 66. And we ask him how much longer do you want to work? And he says, I want to work till I'm 70. Yeah. Which is fine. But if you hate your job, and I just told you that you have a hundred percent chance of retirement success, and every single goal that you want to get accomplished in your lifetime can be accomplished right now with a few tweaks. Why are you gonna work for another four years at a job you hate? So, so the biggest deficiencies that we're introducing at this meeting could be bad things or good things. But we're gonna highlight the three biggest things, strategies that you can implement, that you should implement, and that you probably will implement if you continue on the path forward with us. And that's how you're gonna get from the right hand side of the screen to the left-hand side of the screen. Um, we're talking about everything here. We talk about investments. Um, we're trying to move a portion of money into something safe. Yep. Um, we're trying to put your portfolio into different buckets, we're trying to talk you into the right social security strategy. By the way, when you were speaking to that client yesterday in their strategy meeting, how did the discussion about social security go? Hey there, RFL show listeners. Did you know that 97% of Americans associate the word financial advisor with simply investing money? But sadly, there is one key piece of information most retirees do not realize until it's too late, and sometimes they miss it altogether. And although retirement is this great emotional victory, sadly, it's actually the beginning of the most treacherous part of your financial life. If you're considering working with the fiduciary who works exclusively with retirees and those near retirement, go to aimassessment.com. That is aamasessment.com. Schedule a complimentary one-on-one visit with me. Ask questions about your retirement situation, learn more about our trademark aim retirement system, and see if we may be a good fit for you. It all starts here with the conversation. AIMAssessment.com.
SPEAKER_04:I mean, a lot of times people are thinking they want to take their Social Security early. And most of the time that's not the correct strategy. So they were more of the mindset of, you know, we'll do whatever you suggest, you know, by the end of it. It was more like, you know, we kind of changed their minds by showing them why we were thinking their particular strategy.
SPEAKER_02:And Austin, Andrew said that the connection visit, the first visit, usually lasts 60 to 90 minutes. How long do you think this meeting, the strategy meeting lasted yesterday or in general lasts?
SPEAKER_03:I would plan for a little bit longer, probably an hour, hour and a half.
SPEAKER_02:Yeah. Because there's a lot of details to go through.
SPEAKER_03:A lot of questions, too, to be asked. Yeah.
SPEAKER_02:I think it's important too in this meeting because this is overwhelming. In fact, I think the gentleman said that, or one of the people in the meeting said that yesterday, like there's a lot to take in. I mean, this is a this is a heavy meeting.
SPEAKER_05:Yeah.
SPEAKER_02:We've told them you can do it, but let us show you how that can be overwhelming, which is why we have a third visit. Yeah. We'll talk about that in a second. But during this visit, you're getting thrown a lot of information and it's hard to digest. And so now you're getting into this I'm starting to trust you phase. I'm surrounded by a CPA, I'm surrounded by a financial planner, I'm surrounded by um a CFA who knows their way around investing. So I've gotten to know you guys. I'm starting to trust you, but I'm a little bit confused right now. Um, and so you're right, there's a lot of questions being answered. And but there, this is the part where you're starting to put a little bit of faith into this team. And at the end, ultimately, this is where you're going to, at the end of this second meeting, the second visit, the strategy visit, we're gonna ask a question and we're gonna say something like, What?
SPEAKER_04:Well, this is something you want to move forward with.
SPEAKER_02:You want to move forward with this. At this point, we've probably put in 15 to 20 hours invested in your financial planning. I'm convinced this is the best financial system for um retirement that I have seen. Um, I'm biased. It's like me saying, I think my son's great, right? I think our planning system, we've trademarked it. We think so highly of it. But I truly believe for the reasons we've said before, the goals, the way we go about it, wanting my legacy to be about financial planning, wanting to have a team of three people, I think it is the best planning system I have seen out there. But ultimately, what percent of people get to the strategy meeting and decide that they want to move forward and work with us as a partner in their retirement, would you say?
SPEAKER_04:I would say at least 80% of people.
SPEAKER_02:Typically, yeah. And sometimes they don't. So I think that's great because the AIM retirement system, you can literally spend hours with us, and we're spending two or three times that amount of effort and our capacity. And still at this point, we want you to follow your gut, like you said in the last episode. So at the end of this second strategy visit, you're gonna make a decision. Are we gonna move forward with this or not? Because at this point, we've done a lot and we've done all we can because what you need now is if it's not us, you need somebody to walk with you and embrace this retirement planning in an ongoing fashion for the rest of your life. Uh, they say yes, like you said, pretty much all the time. Let's do this. Yeah. And so then we're gonna give them a timeline. Okay, over the next 30 to 45 days, you're gonna have some onboarding. Um, why don't you just talk me through real fast when a person yesterday somebody just said yes, I want to do this. What are they going through for the next month or so?
SPEAKER_04:I mean, paperwork. There's a lot of paperwork, you know, to get accounts open and to get things transferred, a lot of consolidating. Um, and if we're doing mailbox money, then there's that also a separate application and separate process.
SPEAKER_02:So yeah. It's it's a one-month process between the time you say yes, let's do this, and the time it gets implemented. And Austin, I know on the back end you're often involved in that. Um, what are some of the snafuos when people decide to transfer a million dollar 401k? What are some of the things that can possibly happen? I know you know firsthand about that.
SPEAKER_03:Yeah, it's there's a lot going on on the back end, like you said, but we have a lot of conversations with the clients as well, having them move that into their accounts here with us now. Things such as like rollover calls or working with them, uh, transfers as well. That happens a little more on the back end. But I think the most important thing between it all is that we keep communicating with them what's going on, yeah, what's happening. And I like that.
SPEAKER_02:I I like the fact that we communicate with them because just think about it. You're 65 years old, you've just retired, you've entrusted a team of professionals to manage your however much your nest egg is, and whatever your nest egg is, it's a lot to you. And it's your life.
SPEAKER_04:Yeah, yeah.
SPEAKER_02:And now you've entrusted a team of professionals to basically say, okay, I am letting go here.
SPEAKER_04:Yep. And that that's a that's a big deal for people.
SPEAKER_02:It is. It's a precarious time. So I think communication is highly important when we're going through this process of okay, we're gonna implement this plan. It makes sense, but getting it done is like, you know, it's like stuff is out there, what's happening to it? Yeah. So that's the onboarding process. When we're finally done, we'll have the third and final visit. The what do we call it?
SPEAKER_04:Wrap-up visit.
SPEAKER_02:The wrap-up visit. I used to call it the third meeting, but they say, you know, Brooke and the marketing people say that you don't just call it a first meeting and a second meeting and third meeting. You have to call it a visit, not a meeting. Why do they say that? You were there.
SPEAKER_04:Why'd they say just because it's more personal?
SPEAKER_03:More welcoming than a meeting.
SPEAKER_02:A visit is more welcoming. Fine. To me, this is the third meeting, but let's call it what the marketing people wants to call it a wrap-up visit. Yeah, call it what you want. By now, I I could call it the when the dust settles meeting.
SPEAKER_05:Yeah.
SPEAKER_02:But what are we doing at the third and final visit?
SPEAKER_04:Well, I pr primarily like to remind people what happened, what went where. That's a big deal. You know, people are unsure when we're consolidating several accounts where where everything went.
SPEAKER_02:Yeah. How about you, Austin? Like what the rep mean? What does it mean to you?
SPEAKER_03:Yeah. I like what Andrew said. You used one good analogy I remember from uh a visit. It was like moving all your furniture into a new house, and then we start to reorganize it into the right rooms. It's like, where did my my my silverware go?
SPEAKER_02:Yeah, yeah. It's like, don't worry, it went here. Yeah. Yeah. Yep. Yeah. It's a good thank you, Austin. Thanks for the compliment.
SPEAKER_04:Wow.
SPEAKER_02:I am the king of analogies.
SPEAKER_04:Yes, that is true.
SPEAKER_02:But that's a great, yeah. I forgot that that was such a great analogy. It was so great, I forgot it. But that's it. You know, like you removed. Where did everyone all my go? Yeah. Um, we're discussing how to log on, what to get onto our client portal. Um, if you want to see stuff, where do you go? We're also triple checking your beneficiaries when you die. What do you want to happen? Speaking of beneficiaries, who else is involved in this wrap-up meeting?
SPEAKER_04:We really hope that we've got power of attorney documents or we're working on them and we'd like to meet who your financial power of attorney is. And we want to meet the kids.
SPEAKER_02:Okay, let's just be honest. Most unfortunately, most Americans die and their kids have no clue what's going on. At this point in your life, if you've done a good job saving, if you've taken the time to hire a team of wealth managers that are credentialed and you trust them, you certainly have the smarts to include at least one, if not more, trusted children in this process. It doesn't mean that they're going to get into every move you make. It doesn't mean that Jimmy, your son, is going to be watching over you and making the calls or calling the shots. It means that we want your trusted children to at least know what's going on here. This is critical. And when we invite the children to this, or at least one of the children to the wrap-up visit, I think we get a little bit of pushback sometimes. And that's okay. If you don't want your kids to know about your business, that's up to you. But nine times out of ten, it makes sense to include them. Yeah. Um, but this is the the when the dust settles visit. This is the last visit because we are about to go into your retirement, right? Um, you are gonna start golfing more, or you're gonna start going on rail trails. I learned what rail trails were yesterday.
SPEAKER_04:Never heard of it?
SPEAKER_02:A retiree told me he's going on rail trails. Like, what is that? He's he likes to bike. So think about. This, the average biker, this is what you call a sideline brook. Don't edit this out. A lot of our retired, myself included, like to bike. Okay. Now, as a personal experience of a biker, is a lot of times you're on a road, right? There's cars whizzing by you, and you're trying to get from point A to point B. Well, a rail trail is an old railroad track, which is no longer a railroad track, which is now a nice bike path. Think about the biggest thing about trains. You know, trains go through the country, they go through the mountains, they go through prairies, they go through forests, they go over tunnels, they go, you know, through, or no, not over tunnels, over bridges, through tunnels. Think about if you could have that experience riding your bike, just seeing the beautiful scenery and not worrying about getting run over by a semi-truck. Rail trails. Here's the point: you're about to do what you want to in your retirement. Your retirement for life is going to be yours. Our job is to be in the back end to support that. Um, what are we doing when we are monitoring your plan as a client? Let's see your financial that has gone through the retirement system. What are some of the things? And you guys live this every day. So kind of tell me, what are we doing for clients?
SPEAKER_04:Well, we want to meet with them at least once a year. And when we do that, we want to ask what changes are there? You know, what's happened in the last year? And we want to update their plan accordingly. So things change.
SPEAKER_02:I want to buy a house. Okay, let's plan for it. I just changed my mind. I don't want to buy a house. This is what we go through.
SPEAKER_05:Yeah.
SPEAKER_02:Uh the the election is coming up. Are you guys watching my portfolio? We are. Um tax situation has happened. My mother-in-law died. I am inheriting money. What should we do? Yep. Um, you told me it's gonna be time for Social Security. We've already called you and remind you that's time to sign up for Social Security. Maybe you have to sign up for Medicare. We're on it. We are in most cases doing our clients' tax returns. Yeah, it's a Roth conversion. We're gonna call you up and say it's time to do a Roth conversion.
SPEAKER_04:And estimated tax payments, estimated tax payments.
SPEAKER_02:You know, um, my kid, my grandkid, I want to give my grandkid money for um college. Yeah, how do I do it?
SPEAKER_05:Yep.
SPEAKER_02:Um, I just decided that we are gonna buy that$80,000 RV. What account should I take it out of?
SPEAKER_05:Yeah.
SPEAKER_02:Um, for me, it's about a commitment that we make. I Brooke, do you remember how we came up with your partner for retirement, your partner for life? Was it just like sitting there with that?
SPEAKER_03:Yeah, I think it was like an hour planning session. We just kind of came up with it.
SPEAKER_02:I think it says it all. They said when you open up a website, it should tell you in 30 seconds or less what you do and how it can help the person. Well, how do you how do you get that point across on one page? And we said this makes sense. Your partner in retirement, your partner for life.
SPEAKER_05:Yep.
SPEAKER_02:I like that so much because that says it all. That's two sentences your partner for retirement, your partner for life. That tells you everything you need to know. And our commitment to you is Austin, just read it. What is our commitment to our clients?
SPEAKER_03:Our first one is always respond in a timely fashion.
SPEAKER_02:Stop right there. Tell me about how quickly do we respond to our clients when they call?
SPEAKER_04:As quickly as possible. I mean, if I get an email, I'll respond immediately or I'll call someone back right away. I mean, if I'm in a meeting, as soon as I get out, I'm I'm returning a phone call.
SPEAKER_02:How do I incentivize employees at our firm? Well, client experience, client happiness, client happiness, which is a weird thing to do, right? Most employers, businesses employ their employees and they give them bonuses based on growth, profits. No, our bonuses are based on how happy our clients are. Sorry, point number two, commitment to our clients.
SPEAKER_03:Yes, communication. Similar, yeah.
SPEAKER_04:Mm-hmm. Communication, communicating with them, which is similar to point one. Yep, very similar.
SPEAKER_02:What is the A B uh system?
SPEAKER_04:I mean, you don't have to go into detail, but we're I just want to make sure that we're reaching out to people monthly, quarterly. We have all kinds of tasks to remember to tell people things that you know we've told them. We'll remind you about Social Security. So there's a task to be like, hey.
SPEAKER_03:Even if there isn't, you know, nothing specific schedule, we just want to reach out and check in with them, make sure there's I said that yesterday, actually.
SPEAKER_04:I said, you know, uh first when people become clients, they're we when we call them, they're like, What's wrong? What's going on? And I'm like, I call just to call you.
SPEAKER_02:Just to say hi.
SPEAKER_04:Yeah.
SPEAKER_02:So it doesn't mean that's a good thing.
SPEAKER_03:That you wrote basically kind of what Andrea said, just a list that tells, you know, when's the last time we contacted you? You know, maybe these people we should reach out to this week, just so that we know we're in constant communication.
SPEAKER_02:We're running a report on a weekly basis to make sure you haven't run fall through in the cracks, right? Uh bullet point number three.
SPEAKER_03:Always do what's in your best interest. That fiduciary responsibility.
SPEAKER_02:Number one rule, you know, my daughter uh just started here at the firm, and on day one, I told her, Emma, you're gonna be overwhelmed by a lot of stuff. And hopefully you're gonna be here for a long time. And if you just remember this one thing, do what's best for the client at all times. Everything else will take care of itself. Yep. And our fourth commitment to our clients, Austin.
SPEAKER_03:Your retirement partner for life.
SPEAKER_02:So that is what the AIM retirement system is. It's two months, it's my pride and joy. We take pride in it. I know we do. It's fun, we get to meet new people every day. But I do believe that honestly and sincerely, the AIM retirement system is the most robust planning system that I have seen for retirees. Um, and I'm proud of it. So that's what it's like to go through the process. Brooke, how did we do on time? What time is it?
SPEAKER_04:Uh, 24 minutes. So not okay.
SPEAKER_02:We're we're our goal was 20. We went 24, but at least we didn't get to that 30-minute mark. So job well done, you guys. Thanks for listening. Hey, go to the aimassessment.com and baby step into this aim retirement system. Answer eight questions. You know, I answered the eight questions on the survey the other day to get into this process. It took me 59 seconds, less than a minute. Go to aimassessment.com, start the process if you're interested to see what this could mean for you. So we'll see you on the next episode. Thanks for listening to Retirement for Life Podcast. You guys, thanks for taking time out of your day. I know you, Andrea, I know you have a lot to do. Austin, I know you have a lot to do. So thanks for saying yes. Take care. See you guys next time.
SPEAKER_00:Investment advisory services provided by senior financial inf SEC registered investment advisor. All content on this podcast is for information purposes only and should not be considered investment, legal, or tax advice. Material presented is believed to be from reliable sources, and no representations are made by our firm as to another party's informational accuracy or completeness.
