Belgium Fintech Media

Fintech Belgium Media Podcast - DFS24 - Paynovate

Fintech Belgium

In this episode Koen is joined by Robert Masse from Paynovate who discusses how Paynovate has built a comprehensive payment service, offering everything from card issuing to open banking, and how their EMI license from the National Bank of Belgium positions them as a trusted player in the industry.

Paynovate’s scalable, risk-based compliance model allows them to onboard customers often rejected by traditional financial institutions, using processes like the 4-8 eyes principles and third-party verification for secure onboarding. With 15% market share in Belgian payment terminals, they are expanding internationally and offering a range of services through their Exospend platform, including corporate expense management, IBAN accounts, cards, and white-label solutions, with compliance flexibility being a core element of their value proposition.

Looking ahead, Paynovate plans to maintain its comprehensive service model while expanding into the Middle East, Southeast Asia, and North America. They are also preparing to launch stablecoin capabilities soon, marking an exciting new chapter for their platform.

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