76: Money (does that activate your nervous system?) with Lynda McDonell

This week, we’re discussing something many of us don’t love to talk about: money. Whether your missionary is preparing to leave, has just come home, or is years away from that season, how we think, speak, and feel about money matters—and it affects our kids more than we realize.

I brought in money coach Lynda McDonell to help us take a gentler, clearer look at how we can teach financial responsibility without shame, create independence without enabling, and stop letting money be a source of fear or drama.

We explore:

• Why our own money stories shape our missionaries’ mindset
• How to involve your kids in finances now so they feel more confident later
• What to say (and not say) when they come home needing support
• How to transition into a new role—less fixer, more guide
• The difference between enabling and empowering your adult child

Lynda also shares her unique upbringing—growing up on Canada’s version of Wall Street—and how it shaped her work today, helping women own their value, their work, and their wealth.

🔗 Follow Lynda on Instagram: @piqueprosperity
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Let’s untangle some of the money drama—one honest, grace-filled conversation at a time.

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Transcript

Michelle: 0:31

Welcome to the podcast. I am so grateful that you guys join me week after week, and I know that we're right in the middle of missionary season. We've got a lot of missionaries leaving. We have a lot of missionaries coming home. We also have some guests that have, or audience that have been joining me that are looking into the future with their kids potentially going on missions in the next few years. So I brought a guest in today because. I notice in our culture we have got some serious money issues and I have been wanting to talk about it and. I have some of the same issues, right? And we come by it. Honestly, we totally have like this deep rooted kind of scarcity. What's that saying? We have this saying I'm gonna, I'm gonna botch it, but I'm gonna give it a whirl and everybody can laugh because I'm gonna botch this. Like let's see. Make it do. Fix it up, use it up and or do without. I totally botch that. But anyway, so it just really speaks to our culture, which is not a bad thing, but we just wanna like really talk and think about money in a way that's a little bit more holistic, a little bit more clean, maybe not so muddy, not, not so emotional. And so I brought Linda McDonald on and she is a money coach. Welcome. Thank you. Good to be here. Good to see you again. Yeah. This is gonna be so fun. I thought, well first of all Linda, just tell us a little bit about you and like what you do and kind of like where you arrived at helping people with money and like tell us all the things.

Lynda: 2:13

Sure, I'd love to. Well today I, I actually work with business owners female business owners on their finances. And that just dates back to some of my professional experience. I have a background as a CPA and so I worked in, in, in businesses my whole career, but I started in my. My interest, I guess, in the financial world, way back from when I was a young girl. So my father worked in the financial world. He worked in it's, it's called bay Street, which is like the equivalent of Wall Street in New York, but Bay Street is in Toronto, Canada. And that's where I grew up. And he used to take me down with him. Down to the stock exchange and I'd be on the floor with him. And so I'd be around all these businesses talking about money and he really brought me into that world. So it was a really natural space for me to be in. I mean, I saw I guess a lot of big money, but then I also saw a lot of small money because I had my, my parents split up when I was really young. And I had to deal, you know, watch my parents navigate their finances differently you know, in dealing with some dependency and then having to figure it out on their own. So it's been an interesting journey for me, but this is where I've landed. I really enjoy what I do and just it, it's amazing that. It doesn't matter. And I know I talk, you know, this isn't but business owners, but what I find really interesting is that it doesn't matter whether you're dealing with someone who has. We'll say a small business or a small amount of money or a big business. And like a lot of money, they have the same challenges. Like they don't go away no matter if you have like a small amount even in your own life, right? Like if you have individuals, they, they don't make a big salary and then you have some that make a lot the same things come up. So I find it really fascinating that it's not always about. The dollars and the cents. It's about what we think about them, our experiences with'em. And I think we're gonna talk a little bit about that today. But that's, that's really where the interest is for me, for sure.

Michelle: 4:27

Okay. I love that. I mean, like, what an interesting life to go to, essentially. Wall Street. Yeah. Yeah. And like be exposed to all the things like that's, that's intense and that's kind of crazy. Yeah. I mean, from my standpoint, like so intimidating. Like I just watch it on TV and I'm like.

Lynda: 4:49

I know, but then you realize they're just people. Yeah. Right. Like at the time we look at it and it seems so big and there's almost like this iron curtain, right? That we're not allowed to cross. But you know, when you're a kid and you know nothing and your dad's just dragging you through and you're like, oh, okay. It's, it's really, it's a different perspective and it just, it broke down some of, for me, a lot, some of like the fear around money. Like, I'm like, okay, I can, I can just. It's not a male dominated thing. I'm like, I'm a young girl and he brought me in. It's like I'm allowed to be a part of this too, and I'm allowed to learn about it too, which I did.

Michelle: 5:25

Oh my gosh. I love that. Yeah. So money, money is interesting'cause it comes up in a, in a bunch of ways with sending missionaries off. But I thought we'd touch on first, like, what do you have like some ideas for how we can help get our missionaries ready? Because once they get on their mission, they're given a stipend, like basically just depending on like where they're at. And so they have to kinda live within those means, but like, how can we help them like financially? Be okay. And like maybe a little more grounded in like, it's okay. And like what, what you said, it doesn't matter if it's a little or a lie, right. The same issues like maybe how can we help them like view money as like not a problem before they leave and then we'll get into after they come home. But like, let's talk about that first.

Lynda: 6:16

Yeah. I think, well, a couple things. One of the things is the shadow we cast. As, as parents. So how do we talk about money? How are we talking about money in our house? Like, are we like arguing with our, our partner, our spouse, about, about finances? Are we saying things to our kids? I can't, you can't afford that. We can't afford that. I can't afford that. Like what are, what are, pay attention to the words that we're using and what, how we're behaving. Another thing to think about is. How, how? Participatory, if that's a word. Are our kids in the finances of the family? Do we go get groceries and the kids have zero idea what it costs and they just show up in the fridge every day. And so they just assume that, you know, a full fridge is, is something normal or do they have an understanding of sometimes we have to make trade-offs, like when the price of eggs went crazy. Right. Earlier this year, did we have to make. Changes in our, in our world and did we discuss that with our kids? Did like, so sometimes it's even just in, in preparing them, just bring them along to the grocery store. They may not wanna be there, but that doesn't mean that they don't come and have them participate and get an idea of, hey, if you wanted to, like how, what would you need to subsist for a week? Just to have them get a, get a sense for it. Like what we don't wanna do is have them start with that scarcity feeling. Well, you're gonna run out and you don't have enough. Just have them like, just learn like, okay, here's what you would buy for the week. Well, let's just see what it costs. Mm-hmm. Okay. This is what it costs. Okay. So. Is this gonna be more or less than what we think the stipend is going to be? Maybe we know it, maybe we don't. I don't really know if you do. But then they start realizing that it's a, it's about trade-offs and choices. Oh, okay. Money isn't an, like, I, I really don't love using the word budget because it always feels very restrictive and taking things away in point in time where I sort of think about it as a plan where you've always got trade-offs and choices and, and different roads you can take. Right? So similarly if you're thinking about what. This, you know a child or a young adult will need to, to live on their own. Like have them start thinking about it now so they're not all of a sudden just walk, walk into a, a store in a, a forward place, however far away it is, and try to figure it out from there. Like they can learn now. I mean, I guarantee it. I've seen it many, many times that most kids. Don't. Young teenagers, young adults have no idea what the cost of living is because as parents, we've never really brought them into it. And it's not to shame us as parents, it's just to open our eyes to say, have we ever done that?

Michelle: 9:26

Yeah. Well, I think that like a few years ago, probably four or five years ago when I got into the coaching space, I started talking about money and my kids would be like, well, how much money do you make? And before I even learned about my nervous system and coaching and my thoughts, I was like, you don't ask people about that. And I think that's kind of a societal norm. Like we're like, we don't talk about money. Like that's a big. But then like four or five years ago, they would start, they would ask me and I would be like, oh, well this is what I make and this is what your dad makes and this is what this costs. And I started to become a lot more transparent and I noticed that it really helped bring like their nervous system down about it.

Lynda: 10:13

Mm-hmm.

Michelle: 10:14

And so like I love what you're saying, like we just need to be aware of our own. Language that we're using about money, because when my kids were little, I was always like, we are broke. And we weren't really, but I always just said it all the time, like, we're broke. We can't avoid that. And Right. We totally could. Some things it was like a trade off, like you're saying, but like, that was a story that I was telling that wasn't necessarily true. That's right.

Lynda: 10:46

That's right. Like there are people, as we both know, that live well below the poverty line and you know, a lot of our, our children that are going on missions are, are interacting with that population. So they're seeing it firsthand what, what real poverty is. So, but yet we sometimes, like you said, will say, I'm broke. I, I can't afford that. I don't have that money. And yet there's always options,

Michelle: 11:13

right.

Lynda: 11:13

For, for things on how to live, like how, you know, I think back even to when I was in college and how I figured it out, like I may not have eaten the health healthiest, but. Sometimes that's what I had to do, right? We had to make priority calls. I'm like, well, I need either sustenance or to not eat. So I'm like, I'm just gonna go with something to put in my belly. But, you know, this is, that's how we learn. And so I'm really a, a huge fan of experiential learning instead of, you know, sitting at the dining room table with our kids and like. Telling them, okay, now remember you need to do this, this, and this. It's like, hmm, let's not do that. Let's take them out with us and have them see, have them do some trials of, of what it would be like. Like mock it up with them so they actually get some practice.

Michelle: 12:10

Yeah.

Lynda: 12:11

Rather than just all of a sudden trying to figure it out in real time and they've already got enough to deal with. Being away from home on their own. Like there's, there's a lot of things being thrown at them, but that, that skill is something that they can experience before they leave. Absolutely. I love that.

Michelle: 12:32

I love that. I just came, like, came up with some ideas in my mind. I was like, when you buy a house, like if your kids are old enough, take them with you. Like let them go through the process. Let them see.'cause I remember the first time we bought a house, like I was quite young and just the drama of like signing those papers'cause I'd never seen it. Right? And so like of course my nervous system is like all up in arms. Like, I don't know, this is like, this feels really dangerous'cause it's 500 pages. I mean that's exaggeration. But you know, it's a lot. So Well,

Lynda: 13:04

and there's a lot of ways to figure out how much like the price of a house. That you are going to buy. Some people go into a bank and they say, you know, how much can I afford? So the banker tells them how much they can afford, and that may have nothing to do with how they choose to spend a. Like their own money. It's just more like, well, this is the calculation how much you can afford, and then all of a sudden you've got so many people that are, that are cash strapped because they're just buying up to whatever the maximum amount a banker has said, or they go based on a price and then they figured out, or they think, oh, if I actually stretch out my mortgage payments over a longer term, the the, the monthly cost goes down. Then what they don't see is all this other interest they're paying down the line. So there's, there's just a lot of different ways to look at it. And so, yeah, I agree. Like having kids go through that with us as we either maybe buy a car or buy a home or even just decide how, where we're gonna go on vacation this year for family and what we think it's going to cost. Right. Just think a family vacation is, there are a lot of layers to it. There's transportation, hotels, there's food, there's entertainment, and, and just having them actually see what the cost is. Again, it doesn't, it's not from a place of trying to scare them or shame them. It's like, Hey, how much do you think, you know, that today cost us? And they might say, and you're like, well, it was actually this amount. Like a lot of times just there's, there's a disconnect. And it's not because they're spoiled or they don't care, they just don't know. Yeah, they don't know because we have, as parents have always just not, you know, we've just taken on that, that for ourselves, like this is what we do as parents. We pay for this and we just haven't told our kids. And sometimes the best gift we can give them is that gift of transparency. Yeah. Like you said, I love that.

Michelle: 15:07

So how do you do that without. Like insinuating guilt, like this is how much it costs. So you should be grateful. Yeah, because I can see that coming up in myself. Yes. You can go down that, like how do you keep that clean? Like where you can keep your side of the street clean? So it is for information only and it's not necessarily like. So be grateful. You person, you little child of mine.

Lynda: 15:40

Sometimes you can make it a game, right? Like sometimes in our family we'll be like, oh yeah, what's the over under on that? And everybody like, guesses. What's something costs? Like the price is right, literally. Oh, I love that. And, and you're just, you're just guessing or, or just being real. Like, I mean, even as. Adults and you know, we've been dealing with finance for a while. We may or may not be getting fairly close to being financial, financially independent, but like there's still things that surprise us. There's still things where we feel like a sense of, oh my goodness, right? Like summertime comes and the electricity bill goes up. Which is like one of the most shocking things for most people in the summer. Well, let's just share that with our kids. Like, oh my gosh, the bill came today. It really surprised me and like, should I be surprised? I should probably know. Like just talking about it. Talking about it, but not talking about it from a sense of. Complaining. Right? Like, again, it's that shadow we cast. We don't want to teach our, our young adults just to always be complaining about money. Right. We wanna teach them the positive side too.

Michelle: 16:59

Yeah. I love that because yeah, it is the shadow we cast and it's the energy that we talk about it. Mm-hmm. And it can be fun and it doesn't have to be like all this drama. I think I've created This is so, this is amazing. Okay, let's, let's talk about like when our, when our missionaries come home, or even just adult children in general, right? They're going to college, they're like, you're helping them try to set up in their life, but how do you make the transition where you can start to like cut the apron strings? You want'em to be financially independent and not enable them to like mm-hmm. Always be coming home like. To ask for money. Like how do you do that so that it's like in a really clean, healthy way so that they take responsibility for their finances?

Lynda: 17:50

Yeah, so, so one of the pieces of advice that I heard a very long time ago was there was an interview and George Lucas was being interviewed who's the creator of Star Wars, the whole Star Wars franchise, and someone said to him, man, you know, you have. So much money, like you created. How, and you have, I think he has three kids if I'm not mistaken, but how do you deal with that? How do you raise your kids having so much wealth and the answer is like, like he was, he basically said, you know, one thing I've always told my kids is. I'm, I'm rich and you are not. I've heard Shaquille O'Neal. Shaquille O'Neal says

Michelle: 18:35

that too.

Lynda: 18:36

Yes. Yes he does, actually. Yes, he does. You're a hundred percent right. He does that too. And, and I was like, wow, this is so. Fascinating, right? Like this perspective, and it's because we, you know, we want to, you start raising your kids right? And they kind of what your, what, what is yours is mine and what is mine? Is yours. Yeah, sure. Then we get to this point where some of us are just ready to turn off the tap, but I always kept that in the back of my mind. Part of it is just that messaging of, you know, what you see in our parents, your parents' life, like we created on our own. Like we had to struggle. We had to figure it out. And now it's your turn as a young person to figure it out. So like how, like even talk to'em, how can I help you and not enable you? Right. Yeah. Which is such a gift. Yes. I. Like, what is it that we need to do as parents that isn't enabling, right? So like give, maybe giving them allowance that might be enabling, it may not like if your child is moving to a, a high cost of living area, because maybe that's the only. Position that they got or it's, it's a dream position or whatever. I mean, maybe we do want it to help our kids somewhat. Like there's, I have no judgment on that. We all have to do things differently, but it is sort of like, what is the best gift that you want to give your kids and what do you wanna look back on five years from now? And, and what, how do you want to, like, does that, how does that help you lead the way? Right. Sometimes we're just so in the moment. We're not thinking. It's like, okay, so five years from now, do I still wanna be giving them an allowance? Like when am I gonna cut it off? Like we need to actually sometimes do these, do this thinking beforehand? Mm-hmm. Yeah. It's like, do we want our kids to be, you know, figure it out and have some failures and have some challenges? Well, sometimes those are the best learning experiences, and that's what I took from that conversation with. With George Lucas and similarly with, you know, Shaquille O'Neal about, you know, I know the question was asked to him about his kids, and he says, well, if they wanna start businesses, they can come and give me a business plan and they can show me how they wanna do it. And I will decide if I'm an investor in it, but I'm not, it's not like a, a blank check that they're getting. Like, so I, you know, I sort of like that, that. That sense of like giving them their, because they're, they're really trying to get their independence. Like yeah, they're, they're adults. They're trying to push away. So it's like how do we let them push away and just help them along the way? Like we have to move from being a parent to being like maybe a counselor, a friend. That's something that happens in these years. I mean, look, I'm in the thick of it myself, so I'm saying it'cause I'm living it myself. I've got one that's moving out in a month, and another one who just graduated is moving back in, but he's starting his full-time job and he's going to be moving out shortly after, after that. So I feel that, and these are the conversations that, that I'm having with, with my husband in the house. It's like we have to have a game plan together. Before we start. Talking to our, our kids because there can sometimes be differences there. That's true. And you, you gotta have some

Michelle: 22:20

unity. Okay. What about, what about if you think that it makes you a bad mom if you don't help them? Because like, we make it about us, us mothers. Mm. Very good about making our kids like not wanting them to suffer, not wanting them to struggle like we did. Like I've heard that a ton. And I remember when I first got married, we were still in college. We were at the end of the month. We had no money and we had a jar that we had like put change in and we were rolling our pennies so that we could buy a gallon of milk. Mm-hmm. But I look back at that and I'm like, high five, like we made it. I was like, you figured it out. Yeah. And we struggled. Yes. But like, I'm not really sure like why we have this idea that we don't want our kids to struggle like we did. Mm-hmm. But like, how do we start to like, not make it about us. Like not make it about us being a good parent. Like if you're a good parent, you would help your kids. You don't, you wouldn't have'em suffer. Like how do you start to unwind some of that?

Lynda: 23:26

Oh yeah. It's, I, I hear you. Well, I mean, think about it this way. We appreciate the sunshine because we've experienced brainstorms like we, that's when you appreciate things. If you are always, if you entire life you were given a sunny day, you start to not appreciate it. True. So similarly with our kids, if we just give and give and give and give and they don't see, like, they don't have an idea of what's going on behind the scenes because we're working behind the scenes to be able to give. But if they don't see that and they don't have to, to learn their own lessons, they won't. It's, it's hard for them. It's not like they deliberately go out and say, I don't appreciate it. It's just hard for them to establish that appreciation. Like we're also trying to at, to teach them that is that gift of, you know, like gratitude for, for the, our ability to problem solve. Like we're, we're trying, like, and the, and here's the thing, like, we're not going to be here as parents. Like we're, we're going to, they're going to outlive us. Knock on wood, that is the way the world is supposed to work. Unfortunately. Doesn't always, but that's the idea. Yeah. That, that, you know, at some point the, these kids, like even if we want to be there, we're we we're not going to be. And what is it that we want our kids to be able to do if we've always given them everything and they've never had to struggle? How are they supposed to learn? Like when they do deal with a roadblock, how are they supposed to have the tools in their tool belts? To be able to solve whatever problem that it is. So sometimes we have to let them like solve these problems on their own. Yeah. And we have to believe that they're capable. Like

Michelle: 25:20

Yes. Like we just have to have this belief in them that like, like even though we did our best, and it's messy, there's gonna be gaps, but they're gonna figure it out. And that's such a

Lynda: 25:33

gift. Because we figured it out. We figured it out. And isn't that sometimes like a get like that comes from the most loving place?

Michelle: 25:42

Yeah, the

Lynda: 25:43

most caring place is I love you enough to let you figure it out on your own. Like, you know, this isn't about, you know, and now, and if you're gonna be down by the river, like, you know, living out of a tent, okay, fine. We wanna step in at that point. That's different, right? But like, we don't have to mentally just assume that our kids are automatically going to end up in that, that position. That's what I'm saying, like, like, you know, ideally if we could have them experience how to deal with money, like their whole life, okay, fine, but maybe we're not in that position, but now how do we turn off the tap? Well that's, that's a decision that, you know, I think it's individual per per child.'cause some kids will end up with. Very well paying jobs and some in, in the same family might not, and it's not a, it's not a representation of how hard that they've worked, right? Like certain careers just pay more than others. So maybe some kids may, may need a little bit more to help in the beginning just to get their feet. Underneath them. But I think it just depends on, on the child and on the parents. But I think the conversation needs to have needs to happen, and not to just assume that our kids can't figure it out on their own. Hmm. Like if you've got a, if you've got a child that has gone on a mission, man, they have learned a ton. Let's give them some credit for. For what they've learned. If you've got a child that is going to college, I mean, they've gotta be some smart cookies to make it through college. Absolutely. Even if your child didn't get through college, I mean these, these are smart. Humans that we have created and that we have raised and we want, we wanna have great experiences with them in the future. That, but not always. Them coming to us with an open hand looking for a handout that isn't really the, for me, that isn't what the relationship I wanna have with my kids. I wanna be able to celebrate with them and their successes. That they've achieved on their own.

Michelle: 27:56

Yeah. That's amazing. I love the way you frame that.'cause I think that we can get so wrapped up as parents and making it about us and judging ourselves as parents, but, but allowing the them, the growth and the. And the ability like, but I do love the idea of them being able to come back and ask questions. Like, I love, go figure it out. And I had a couple weeks ago one of my older boys, he's like 28 and married and whatever. We were talking about HSAs and Flex Spendings and I just like explained them to him and he was like, that is so helpful. And so it was just like knowledge that helps him increase his own Yes. Ability to interact with money in a, in a better way?

Lynda: 28:47

Yes, absolutely.

Michelle: 28:49

But not in a lecturing like you should do this. Like, Hey, did you know this is available? Like, it's something you, you may consider, which I've actually, with my adult kids, I say that a lot. You may consider. This. And then if they don't take my advice, then it's not a problem.

Lynda: 29:09

It's okay. I love that. I really love that, those, those words. And yeah, I like, I've done similar things. Well, have you thought about this or did you know, or because Yeah, like, let's be honest, when a, when a. When a young person starts a full-time job there, there's a lot out there. Like all of a sudden you're, yeah, you've got to make these health insurance elections and like, is it F-S-A-H-S-A-H-M-O-P-P-O. And it's like they, they have no idea and like we didn't know either. Now we can certainly help them along the way and just understanding some of that and like, Hey, well if you go this way, this is the, you know, give them a real life example of. What would happen if they, you know, went with this choice versus, hey, well if you went with the HSA plan, this would be what would happen. Well, you're a pretty healthy person and you know, so you might not be using a lot of your insurance, so maybe that might be a better choice for you, but it's up to you. But like giving them, as opposed to it just being like this, knowledge dump where they're overwhelmed by it. Like I love, you know, when you can give them, Hey, well this is, this is the decision we made and why we made it. You're different, you're younger, you're in a different position than we are, but maybe just knowing what we chose and why we chose it might be helpful for you. But, you know, I, I, I love the idea of thinking that we are becoming advisors, we're becoming friends. We're not becoming innate. We're not enablers anymore. Like we want to raise self-sufficient human beings and some that's the best gift that we can give to them. Is to raise them when they genuinely need it. Right. When they're young, they need us to tear down roadblocks and, you know, make sure they're safe. That is our job. But as they get older, sometimes the best gift we can give them is to, to gently pull back, but just sort of be alongside them. We're still there. It's not like we're abandoning them. We are just, we're just taking on a different role.

Michelle: 31:16

Yeah. It's so true. We can just not make their life about us. Yeah, their life choices because like they're gonna make mistakes. I remember in college, like having my first checkbook, which I know they don't write checks anymore, but. Nonetheless. And I wrote a check and it bounced. Yeah. And I had to pay all the fees. Mm-hmm. Well, I learned in a big hurry not to bounce checks.

Lynda: 31:43

That's right. But look at you now, like, look at you now you're a homeowner. Like you have like, so don't let like these, these small failure moments. Financially project into, oh my gosh, they're never gonna learn, they're never gonna figure it out. Sometimes they have to have these moments like we did of, of struggle and failure and, you know, oh, we've, we didn't pay the credit card bill this month. Oh, wow. That was quite a interest charge that we got. Well. This is how, this is how we learn. We don't want them to learn that way. And obviously we'd love to teach, you know, explain this stuff to our kids, ideally in advance, but it certainly isn't the end of the world if they do stumble and have to dust themselves off. And get back on the horse and we just say, Hey, oh, well maybe you didn't realize this, but this is how you know we wanna handle it. Like you might wanna consider handling it in the future. And if you wanna do it differently, that's up to you. It's their own life.

Michelle: 32:43

Yeah, I love that.'cause it's not about control. Mm-hmm. It's about just. Allowing them the space to really grow into their own financial independence. Yes. Oh, this has been so great. Is there anything that you would like to share that we haven't already talked about?

Lynda: 33:01

Oh, I, I don't think so. I think that, I think sometimes we do have to give ourselves some credit for, you know, not assume that we have to always be in it. Live all the time. It's like we've raised these kids, like we've shown them, like going back to the shadow we cast. It's like we have taught them how to be good human beings so we can keep it, but don't feel like we always have to be in the mix a hundred percent of the time as they get to this stage of life. It's kind of part of letting the, letting the birdies fly the nest. It's hard. It's really hard. I know it. I feel it, but I mean, sometimes that that is a circle of life and what they're meant to do, and we just have to make sure that they know how before they go and if they make some mistakes, then we're just gonna, you know, help them dust themselves off and say, okay, off you go again. Yes. That's so

Michelle: 34:02

good. You'll be

Lynda: 34:03

okay.

Michelle: 34:04

So I know you said you coach business women. Mm-hmm. Is there anything that can, can my audience follow you if they just want basic money advice? Like is there anything available for just people that are not in business like. You know, are my missionary moms that are just out there trying their best to raise these kids that may not run a business. They may, but they may not. Yeah. So is there something that they, they can follow

Lynda: 34:30

you or like Yeah, they can certainly follow me on Instagram. My handle is peak prosperity, P-I-Q-U-E. Prosperity. I do talk a lot about business owners, but one of the things I talk about a lot you'll see on my social media is, is paying yourself. And I, I talk about that because I find as women we. Don't like to talk about that. Like we are such givers and especially as moms, like that is what we do. We are so used to just giving, giving, giving, and we never we're not good at like. Turning it on ourselves and owning like our finances. We always think it's something else, or sometimes we get money and it just goes right through our fingers. Like we just end up buying something. And so that is a lot of what I talk about on my channels. Even if it is directed towards business owners, it's really about. You know that you deserve for the hard work that we do, whether we work inside of the home or outside of the home, it really doesn't matter. But there is value to what we do and it's, it's about owning that value and then the monetary piece comes, follows in behind it for sure, but we have to start looking at that ourselves because there's also that piece of. Even if we've been raising these children at some point, they're probably all going to be out of the nest, and we have to figure out what's next for us. Yeah. And whether it's going to get a job, whether it's, you know, doing charity work, whether it's starting our own business, like having that sense of our worth, that you know, the worth of the work that you do does not equate to your self-worth. That's key. That is key. And especially if we're a mom, we're not good at that. We just don't value any of the stuff, any of the mom stuff we're doing, and we have to value that, that work. And if we want to be able to, to have a healthier relationship with money, I. And that's where it begins.

Michelle: 36:38

Yeah. This is so good. Oh, and so well needed, like this is gonna, my audience is gonna love this, so I will put your handle for your Instagram in the show notes. So go follow her. It never hurts to have more people that are. Putting out really good content. So thank you so much, Linda. This has been such a great conversation.

Lynda: 37:02

Oh, thank you. I learned a few nuggets from you, so this is great for me

Michelle: 37:05

too. This has been so good. Alright, everybody. Remember my missionary mom Academy, MMA is starting in July, so make sure you jump on the wait list that is definitely in the show notes and I look forward to seeing you all there and I will talk to you next week. Bye-bye.