Money Elementary
Welcome to Money Elementary, the podcast that takes you back to school to learn the personal finance lessons you never got in the classroom! Hosted by Heidi Castillo and co-host, Vanessa Hernandez, this show is your go-to resource for mastering the fundamentals of money management.
Join us each week as we dive into essential topics like budgeting, saving, investing, and financial planning, all with the goal of helping you build a stronger financial future. Whether you're a recent graduate, a seasoned professional, or simply looking to improve your financial literacy, Money Elementary has something for everyone.
Our expert guests and practical insights will empower you to make informed decisions about your finances, setting you on the path to financial success. No more feeling lost when it comes to money matters—get ready to graduate from Money Elementary with flying colors!
Tune in, subscribe, and embark on your journey to financial freedom. It's time to take control of your money and secure your financial well-being. Class is in session at Money Elementary!
Money Elementary
Roth 401(k) 101: Your Guide to a Tax-Free Financial Future
In this episode, we explore the world of Roth 401(k)s, using the analogy of buying a rare Pokémon card on layaway to explain how this retirement plan works. We break down the benefits, comparing it to traditional 401(k)s, and explore the history, contributions, and tax implications. Vanessa and Heidi share personal anecdotes and provide actionable advice on managing deductions, understanding employer matches, and planning for a tax-free retirement. Join us to learn how to maximize your retirement savings and secure a comfortable future!
