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The LFG Show
Insurance for Your Invoices? Here’s Why It Matters ft. Thomas Shock
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Lead gen can print 💸 — but one ghosted net-30 can wreck your quarter.
On this episode of The LFG Show 🎙️ (No Money No Honey 🍯), we break down how to bulletproof your cash flow so you can scale without gambling the business on every invoice.
Our guest from Allianz Trade, Tom Shock, pulls back the curtain on trade credit insurance — how it protects your accounts receivable, how underwriting decisions are made, and how real-time credit intelligence lets you approve strong buyers, deny risky ones, and turn inside knowledge into safer revenue.
We talk about the exact moments nonpayment hits hardest:
⚠️ Rapid scaling
⚠️ Sloppy invoicing
⚠️ Overreliance on one 800-lb gorilla
Tom lays out the four core pillars of a policy:
1️⃣ Insurance if a client doesn’t pay
2️⃣ Safe sales growth through pre-screening + instant limits
3️⃣ An extension of your credit & collections team
4️⃣ Improved financing when lenders see insured invoices
We get tactical:
📊 85M+ businesses tracked
📈 Retail & textiles under stress
💊 Pharma stronger
☀️ Solar still uneven
Instead of ditching entire verticals, use insurer data to separate real operators from pretenders. If coverage is denied? Flip to prepay. No drama. No float. If limits are approved? Sell confidently and scale into capacity.
And yes — we cover:
✔️ How signaling coverage pressures slow payers to settle
✔️ What claims look like in the real world
✔️ Why a 90% payout turns catastrophe into a survivable hit
If you’re tired of rolling the dice on collections… this episode is your AR survival blueprint.
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Lead gen is not about guessing who will pay.
It’s about engineering a system where:
✅ The right buyers get terms
💰 The wrong buyers wire upfront
🛡️ And your downside is protected
Subscribe. Drop a review and tell us your best tactic for spotting a risky buyer. LFG 🚀
Sponsor Intros & Housekeeping
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What Trade Credit Insurance Does
SPEAKER_01Well, first of all, David, thanks for having me on. Yeah. Um, yeah, it's true. A lot of people still don't know what we do. We're still trying to spread the word to more and more clients.
SPEAKER_00Yeah.
SPEAKER_01Um, in a nutshell, we insure accounts receivable. So if your customer doesn't pay you, if they go bankrupt, um, or slow pay or otherwise just don't pay you, then we do them file a claim with us. We take 60 days to try to collect on your behalf. And if we fail to collect on day 61, we cut you a check for 90% of what they owed you. Meanwhile, we still go after them. Ideally, in a collection situation, what we want to do is leverage the policy and show them, hey, it's been enough time, you need to pay us. The next step is we're gonna file a claim with alliance. Oftentimes, just that threat alone will get them to pay you in fold. That way you can avoid a claim and not have to go through it. But as a last resort, you do have the coverage there to back you up.
Using Coverage To Force Payment
SPEAKER_02Yeah. And I see I've seen that happen where we've threatened uh or we got you guys involved, and then boom, we we wind up getting paid, right? Yeah, because and because this is a reputation business, right? And at the end of the day, the client needs leads to survive. They can't live without the leads, right? Yeah, but then they start playing games, they throw, they throw their uh they throw their dicks around. They throw they don't they're starting to the 800-pound gorilla, right? Like I'm the fucking buyer, fuck you. And they look at lead providers, especially if you're new in the industry and you get nervous. Just happen to me. I would get fucking nervous. I'm like, oh, this guy's a big guy. If I go after him, what's gonna happen? It's kind of like this puff daddy shit that's going on. Say, all right, it's a crazy analogy, but people are scared to go after him, and then one person went to one other person, and then they all like a house of cards, right? So you gotta have this protection, but it's just crazy that people know about it. And uh, I don't know. I'm fucking happy to have you on here, man. I'm I'm really glad um to be on here with you.
Four Reasons To Use A Policy
SPEAKER_01I mean ultimately, if there's one thing I'd want to get across to your listeners and your followers, there's four reasons anyone's gonna use a policy. Four, four main reasons. Number one is the most obvious, and that's it's insurance. So if you don't get paid repay. Number two, not so obvious, is safe sales growth. So if there's someone that you wanted to sell to, but maybe you're apprehensive, maybe you're hesitating because you don't know them. You just check with Alleanz, we give you an instant decision right away, and you know. So there's no credit app, uh, there's no process. You just go check with Alleanz, check with me. I know you guys and your team check with me all the time and they say, Yeah, they're good to go for 200,000. Go ahead and submit it press right now. Number three is we've become an extension of your credit team. So whether that's pre-screening current or existing buyers, you want to say, What is what do Alleanz have in this company? Or a collection situation. You're free to use even, you know, I bet some people that like to use our logo, the controller will put our logo in her email signature. Oh, wow. So every email the controller sends out reminds people that these invoices are insured. That's just one of the reasons people use us. And then lastly, it's not so common, but it's but it's done. And I know it's done in this industry as well, is additional bank financing. So whether using a factor or a traditional lender, when they see that your invoices are insured, generally speaking, they're gonna give you more favorable lending terms. Makes sense. So I work with a lot of lenders in this in this uh community as well. So really that's the four ways we generally help.
Pre-Screening Buyers And Setting Terms
SPEAKER_02Okay, and I want to break one key component down that you said because I don't want to go over people's heads here. Yeah. There's a there's a lot there. One key thing we've done is that there's some when we first got into this business, we just wanted to take on, we would take on, especially in solar. We did so much in solar, and solar was a lot of fucking cowboys, right? Yeah, people that didn't know how to run businesses that just grew fast, and then they would they would kind of grow their companies, they will use publishers, media buyers, company lead generators almost like as banks. We've all right. I would I was tired of it. I'm like, oh fuck this, I'm not doing this anymore. They will pay 30, 60 days, they'll pay late as hell, right? Yeah, and um, and then sometimes they go out of business. A lot of them want to born out of business. It became a ripple effect. We have so many companies that want out born out of business. But the point I was gonna say is that if a company is not insurable, yeah, you tell us they're not insurable, guess what? We're not giving any terms. They don't get net seven, they don't get weekly net zero, they get nothing, they got a fucking prepay. Yeah, and that has saved their fucking asses so many times.
Data Depth: 85M Businesses Tracked
SPEAKER_01And if we do say no, because we want to say yes to as much as we can, we're the more we insure, the the bigger the policy is. It's we have every incentive to say yes, but because we're taking on a risk, we have a reason to say no as well. And if we say no, there's gonna be a reason. And part of what you get with the policy is access to our data. We're the largest trade credit insurance company in the world. So we have more data, we have more private financials. Right now, Alliance is actively tracking over 85 million businesses. That's 92% of global GDP that we have a line of sight into. That's crazy. And so if we say no, there's gonna be a reason. One thing we can do, and what part of my job is your agent. Let's say we say no to someone, but they say, oh, you know, Alleanz is wrong. We get they got the wrong information lever. Yeah, great. Connect them with me, I'll send them an Alleanz NDA. They can send me their financials and show that they're actually healthy enough to get to credit terms and we can improve their grade and sell it underway. But point being is as your agent, part of my job is to go out and get the information you need to get to get the coverage that you're looking for. Or if we say no, give you the data behind.
Premiums, Peace Of Mind, And ROI
SPEAKER_02Yeah. Okay, and I want to go back a little bit here. Um, I I mean, this is something I'm very passionate about because I'm I've used it, it worked for me, right? And yeah, listen, nothing in life is free. Nothing's not even you pay for some cheap quality stuff, it's gonna fucking break down. This is insurance. You got auto insurance in case you have a car accident, right? You got homeowners' insurance, something goes down when you're home. Yeah, you gotta pay for this. There's a premium to this shit. But to me, whatever the premium might be, if it's a few thousand dollars a month, I'd rather pay that and sleep safe and sound than knowing I'm I get when you get when you eat a hundred thousand dollar loss, a hundred and fifty, two hundred thousand dollar loss, that hurts, man. That fucking stings. So I don't care if I spent four thousand dollars a month, five thousand dollars a month, and I didn't use that policy for two years, but I know that the day I need the fucking policy, it's there.
SPEAKER_01Yeah, that's what it, that's what the count, that's what counts, man. Yeah. I mean, either you're gonna use it when there's an emergency and you need it. I mean, that's what this that's the insurance part of it part of it is for. If something happens, the coverage is there. It's also something your credit team can be using. I mean, I have plenty of lead gen companies I work with. They I'm in touch with them every day. I'm in touch with their credit talk departments every day because they want to know, hey, would you guys, you know, especially during open enrollment or busier times of the year, they want to know who do we have room to grow with? Who should we be conservative with before the invoices go out? So it's a tool that you'll be using all the time, but it's also something that'll be there when you eat it just in case. It's very unique as an insurance product in that way. Um, and one last thing I'd say is it's one of the only forms of insurance that you don't have to have. I mean, you know, an average company's balance sheet, you've got to have insurance for the employees or the buildings or the liability, all these things you have to have. Trade credit insurance is option, and we understand that. So there's got to be more value there than just one of these pieces of paper you put on a shelf. This is something you can actively use.
Claims, Timelines, And Payouts
A Costly Lesson Without Insurance
SPEAKER_02I'm gonna tell my story as how my journey with Allianz and you know, when when I I don't know what you know when we signed up, was it two years ago? I think it was like a year and a half ago, two years ago, I'm not sure. I think he I think he renewed for your third year. Maybe yeah, it's probably a third year, but yeah. Anyway, Ringba's over there, right? Sponsor, I love JJ. Go Ringba. Adam Young, great friend of mine. I met Adam Young the first time at Carlos Corona. He had a mastermind in Miami. Uh I think it was October 2022. Okay. It was a phenomenal mastermind, by the way. Anyway, uh, someone asked a question. They asked about uh the insurance, that's type of insurance. And I didn't know this, no, I didn't know this existed, neither did 90% of people in the crowd. So he was talking about it, and I wrote it down. And I didn't even know when he said Alliance, I I probably spelled it wrong. I didn't know what he was talking about. I never looked into it, but let me tell you what, I wish I did because I proceeded to get raped. I mean, after that, I got banged like every three months, someone would go out of business, especially in solar. Solar was like when one, it became like domino effect. One went down, another one went, another one down, and we were like, I mean, I don't want to get too crude here. It's like you're you're banging unprotected, right? You gotta be protected out here. You gotta protect yourself. It's blessed. You're probably you traded, but it's true. I want to pick the damn picture. So we got banged by this solar cup, we got banged by this year, and then fucking Tim Lee comes out of nowhere, fucking bangs us, right? Like we were just getting banged left and right. And the problem, there's another problem. I was talking to someone that's putting up good numbers. When you're doing very well in business, that's when you got to be very, very careful because you got blinders on. You're so successful, you don't realize it. You start leaving yourself unprotected, right? So the point is that end of the year, we got we got burned about$275,000, right? And I'm not saying that alliance would have covered all of them. Maybe there's some people that wouldn't have been covered, but we would have never signed their asses up. I guarantee you, you would have told us, don't fuck with Tim Lee. And I would have never signed Tim Lee up, and I would have saved myself a lot of fucking aggravation, right? Yeah. But that's the point, is that peace of mind. And um, what happened was, and this is this is a long story. I'm a land of plane, uh, John Castle, Bulletproof Scanner, loved the guy. He had somebody, he won't be afraid. He didn't want to share this. He had a guy in uh, I think some mass tort thing, owed him a hundred grand. Yeah, right. And he's like, Dave, I don't think I'm gonna get paid. Fuck. Have you ever dealt with this? I'm like, yeah, listen, I just got an alliance. No, I'm thinking about getting an alliance to heard to deal with it. He had just signed up a few months prior to that. Yeah, he sent me a screenshot two months later,$90,000 approved for. And that was my time. Like, listen, I'm signing the fuck up. I signed up. Guess what? Two months later, two debt buyers tried to burn me for 20 grand. I got paid 90%, and then I was like, I'm so I'm I'm always gonna have this fucking insurance.
SPEAKER_01I mean, I'm glad to hear it worked out. I mean, I'm glad and I'm not glad. I mean, a claim is never a good thing to go through. I'm glad we paid it. It's what we do. I mean, last year, Allianz paid over a billion dollars in clangs. Um, so that's what we're built to do. But the other side of that coin is the times that we can actually help you avoid the loss in the first place. So sometimes us saying no is the best thing we can do for you. Because then you don't have to deal with with, you know, chasing a customer, you don't have to deal with any kind of legal issues, you don't have to deal with the hassle. You can focus your energy on finding the better customers and selling more to them. So, you know, unfortunate that happened that you know, in a in a perfect world, this kind of thing wouldn't even be necessary. Yeah, but it happens. Um, sometimes we see it coming. Our data is second to none in the world with that. Other times we don't. And when we don't see it, and in the case of some of the larger claims we paid this year, we didn't see it. I was one of those. There's one we talked about you didn't see coming, yeah. Yeah, we did we had their financials. I think they were less than a year old. Yeah. And the day before they went bankrupt, we would have approved them for more. Uh, I think in that case, their lender pulled out last second or what I don't remember the specific details, but we didn't see it coming.
SPEAKER_00Yeah.
When Insurers Miss And Still Pay
SPEAKER_01And we got taken for, I mean, I you were part of it. You're just part of a group of policyholders that filed claims. It was that was upwards of seven figures, just that one alone. Yeah. But that's what we do.
SPEAKER_02Okay, so you know what we're talking about here. I have a company solo direct marketing. It's not good. We were hot, hot for fucking many years. We were top five in the nation lead gen, yeah, I sold their big numbers, and we were winding that down, but we had one big client that I kept going. They were doing multiple, six figures of multiple dozen solo leads. And I knew everything that was going on with the Inflation Reduction Act. So I told my team, let's start scaling these guys down. It's not a matter of if it's a matter of when these guys are going out of business. Yeah. And I'm glad I made that decision. But anyway, I thought maybe November, December, there'd be some issues, some turbulence. As soon as I started scaling them out, literally two or three weeks later, these things got a little bit weird. And then on a Sunday, they went out of business, right? And then state, it was, it was a lot of fucking money they owed us. Owed a lot of injuries. Like you said, it was seven figures, right? That got paid out. So I was the one thing I was so grateful for was that the peace of mind I had with you guys. I'm like, okay, they got us covered. Listen, it it it wasn't, it takes time. I mean, it took, I think the whole process was maybe three months, right? You guys gotta go for the college, you gotta investigate, you gotta do this. But bro, yeah, it's I'd rather wait three months and fucking get paid 90% than not get paid anything on multiple, you know.
Scaling, Invoicing Errors, And Exposure
SPEAKER_01Yeah. I mean, in a in a bankruptcy situation, we have less control over how soon you can get paid. But in a standard claim, it's 60 days, yeah, is how long it should take. Um, and if I'm doing my job right, I'm making sure that I'm our people internally are doing things in a timely manner, and that's what I'm here for. Yeah. Um, so I like being your guy on the inside of the company to add the kid on your behalf, and something needs to get done. Or when your staff when I'm working with your staff doing that kind of work, but you know, that's that's just a necessary part of the business. Yeah. The other side of it is helping approved companies, you know, or safely growing sales and telling you which ones we think are good and which ones to focus on. Yeah. So you don't have to deal with the claim, but claims happen.
Let The Experts Handle Collections
SPEAKER_02Well, look, and going back to my situation with the the Tim Lee situation, I I told you, I tell you uh something interesting. So I don't what what happened with us, we were growing so fast. We had multiple in the uh uh multiple entities and the multiple brands. We have connecting the dots that was fucking crushing age data. We had uh solar direct marketing or real-time leads for solar home improvement. Uh, we also had at the point um senior direct marketing, which is doing Medicare leads, insurance, that kind of stuff. So what happened was somehow the building got screwed up with uh this particular situation. Senior Direct was supposed to invoice, but somehow Solar Direct invoiced this guy, Tim Lee, right? Okay. And then so the I have a guy, Ronan, who's here. Ronan's fucking great, by the way. Ronan is like a hawk. If Ronan has seen this guy owed us money, the first 10, 20 grand, we would have stopped the campaign. He was like, David, something's wrong here. But he didn't see it. They went to another account, rep, right, that had no freaking clue what's going on. She probably didn't uh she probably didn't know, she probably thought this was one of Ronan's account, so she didn't look at it. Okay. It got dropped like five different places, no one saw it. This guy got ahead of us like 225 grand. And we were making, yeah, we were making money left and right. We're making money in solar data, our costs. We were fucking, everything we touched, debt was working for us. Everything we touched worked for us, but that's when you gotta be careful. That's when you gotta, you're vulnerable. So anyway, we made an invoicing error. This guy gets ahead of us 225,000. I didn't even realize that shit. No one realized it. When we realized, like, yo, stop the fucking campaign. The guy's slow paying, he paid like 20 grand, whatever. He wanted to keep the leads going. I don't know why. Somehow I was able to get back 130 grand, which people thought was crazy because I don't know. Somehow I was able to do it, right? Okay. So we have 70 grand owed to us. I'm in Israel with my family in Tel Aviv, having a great time. I asked for Shakshuka, best Shakshuka of my life. We're about to leave, and I'm in some crazy options trade that I'm watching. Like, I got a lot of drama going on. Okay. My guy on my team calls, like, Dave, we have a problem. Like, what? This fucking guy reversing ACH. He did some ACH for the last 23 grand he paid us, he re-evers something. I'm like, what? The bank didn't want to talk to my guy. They have to talk to me. So I'm in Israel at the fucking airport. I'm instead of enjoying my last few moments with my family. I'm dealing with the stress. And it was so aggregate. I swear I got gray hairs from this shit. Yeah. And we never got that money back. It was another, another 20 to figure out the point is the peace of mind. Like, I'm with my family in Israel trying to draw our life, and I'm dealing with this fucking bullshit, you know? I'm in a big options trade. I got like that's the stuff you don't want to have to worry about, man. It's peace of mind, and that goes a long way. That's and that's part of why you have a policy.
Sector Watch: Solar, Retail, Pharma
SPEAKER_01Let us deal with it. We have entire departments whose only job it is is to collect. And then other departments who just handle claims. I mean, that that's our headache. Yeah. The risk is on us. So the risk is on them, baby. That's on us. And that's all we do is trade credit insurance. All you have's trade is the largest in the world with us. All we do all day is evaluate private and public businesses' ability to pay their debts. That's it. So we have more data than anyone in the world on that. Let us handle it. Yeah. And then you go, you know, vacation with your family, run her business, focus on other things. But when it comes to credit, that's that's our job.
SPEAKER_02Yeah, and going back, so that was the side of the coin where we didn't have, we weren't with Alliance. This happened, I think, in 2023, uh, when that that that fiasco happened with me and Tim Lee. Uh, but going fast forwarding when the solar company went out of business. Yeah, it sucked. It was a bitter pill to swallow, but I knew I could swallow a pill because I knew we had Alliance. And I know we had track of everything, but it was such a great thing. Yeah, knowing that, hey, okay, we gotta wait maybe 60 days, 90 days to get paid, but we're gonna fucking get paid. Because you're gonna get right, and that was such a different story. Yes. And I can I can be with my family, I don't have to worry about that stress. I mean, it sucks to have to fucking fork that kind of money over now.
SPEAKER_01Yeah, I mean, and 90%'s better than zero percent. Exactly, yeah. So, and and plus it's not like we stop. I mean, if a company, even if they even if they go bankrupt, but that you know, after we pay a claim, we don't forget, like we we continue to go after them. It's not it's not the end of the story for it's the end of the story for you. Yeah, your job is done, ours is just beginning.
Evaluate Firms, Not Just Industries
SPEAKER_02Yeah, so but that's what we're here for. Cool. So let's let you you have some insight, right? Uh, and everything's about data. And yeah, one way that I've been successful is like I feel like I'm good at forecasting and seeing things ahead of time. And I okay, I was fortunate and I talked to people at LG's. I had we talked about gold and silver. We were buying gold and silver of 18 uh gold at 1800, silver like fucking 20. And then so this is all related. We see shit before it happens. And one reason I travel a lot, I talk to people, my ears are to the street. Yeah, we try to bring that shit to the LGG show. You see data. What is the fucking where do we gotta watch our backs? Where do we have to watch our asses as lead generators of people SLEs? Uh, what's okay? Verticals, we gotta be careful.
SPEAKER_01So, so naturally, I don't speak. I mean, I I know some things based on the Allianz Trade Research. We don't do forecasting, but we are monitoring everything. We're totally industry agnostic. We keep our eyes on on everybody. What I can tell you is that where we see some weakness, you could say, is retail for sure. Any brick and mortar shop, everyone knows those are under suppress. The industries that surf them, furniture manufacturing, um, uh textiles, chemicals, ones that might be stronger that we like would be pharmaceuticals. That would be, if you're looking for a stronger industry to get into, that would be one of the stronger ones, I'd say. Uh, with retail and textiles, those would be the weakest ones. Solar, we're seeing certainly pockets of trouble. As I'm sure as you know.
SPEAKER_02Yeah, we're we're barely, I don't think we're doing any solar. I don't know. We used to do fucking seven figures a month of solar. Now we're probably doing I don't know if we're doing five figures right now, honestly.
Commanding Terms And Daily Pay
SPEAKER_01Yeah, but I'd say, you know, for the crowd of your listeners in particular, I nothing nothing really pops out. We we service everybody.
SPEAKER_02So when it comes to overall domestic retail, textiles, and then we like pharmaceuticals, so as we get the most so so you I I hear, and I don't wanna I don't know, this might be a tough question for you to answer. You don't have to answer if you want to. If I can't, can I I I feel like there's certain industry certain verticals that are more prone. Solar definitely one of those, right? It's like listen, you if you know there's shark and festival orders, you shouldn't go in the fucking shark and festive orders, right? You could get bitten. I feel like solar is definitely one of those. You gotta have you gotta get pre-peed on.
SPEAKER_01Yeah.
SPEAKER_02And I feel like debt, there's a lot of these smaller debt floors that you gotta be careful with too. You agree or disagree on that?
SPEAKER_01I'd actually disagree. The reason why is relates back to the to the actual value that we're trying to provide. We are going to evaluate every single business and whatever industry they're in, we're going to analyze them on their merits. We don't pay it with the broad brush. Yes, we'll see industry trends, but that's part of the reason for having trade credit insurance is there's always gonna be strong players in every space, no matter how risky that that sector might be.
SPEAKER_00Yeah.
Smarter Risk In Tough Verticals
SPEAKER_01So part of the value of having a policy with alliance is we're gonna know, okay, you're playing in a risky sector, who's good and who's not. There's gonna be opportunities everywhere. Yeah. And so we will never say, you know, we won't cover a business because it's in this industry. That there's no value in that. What we're doing is randomizing every single business on their merits. Yeah. We have more private, I mean, first and for the gold standard for us would be financials. We have more private financials than anyone on earth. And so if our clients like you leverage that data to know who we can sell to, and sometimes we get it wrong. Yeah, but if we do, that's why you have insurance. I would contrast that with, say, you know, credit reporting agencies who have lots of data, but if they're wrong, oh well, it's just they're wrong. It doesn't really come out of it's not no skin off their nose. But for us, you know, we have skin in the game. So it matters that we get it right.
Final Takeaways And Contact Details
SPEAKER_02That was a great answer. And again, I didn't that's from what I see. What I see is a little limited. You have a much bigger purview, right? And that's why I wanted the audience here. And I think the biggest thing, honestly, the biggest takeaway is that if a person you you get you started with alliance, if they're not insurable, don't give That terms don't don't don't don't put it's full just open. And you know what? At the end of the day, we have the power. I know I had Michael Walker on our show, right? Uh, massive in in insurance. Uh, he's had days$350,000 days in Medicare, right? Wow. And he got it like most most of the issue with Medicare and insurance, a lot of these verticals is that you gotta wait so like net monthly, net 30, sometimes net 60 to get paid. Yeah, you're floating a lot of capital. He got it to a point where he had people pay him daily, next day, next day, next day, right? So the thing is if you got good shit and you're confident, you command the terms, you don't have to do what everyone else is doing, right? So the point is that allianz gives you an edge because if a person is insurable, they're fucking pre-paying. That's the bottom line. And I think that's the biggest, that's the biggest thing. And that's what we've instituted, that's helped us a lot. So I I knew with solar, we probably had some more headwinds coming in. We we are put if we didn't have allianz insurance, I probably would have been out of solar, right? Yeah, but because we had the protection, I was willing to still, you know, play play in those infestival orders, if you're for lack of a better term. But now I feel like we're so much smarter, like it's it's gonna be less likelihood that that's gonna happen, you know. And I gladly play pay that premium. That's a premium I'm freaking glad to pay every month.
SPEAKER_01Well, I'm glad to hear that. I mean, it it worked out for you in that way. You know, going forward, you know, we're really looking forward to working with you for the next year. Hopefully, we don't see any of these huge, you know, situations again.
SPEAKER_02But I'd be shocked, honestly. Yeah. But yeah, maybe it happened again. But that's why you have this insurance because you just never know. You never know when the hell is gonna happen. I mean, I'd be I'd be super shocked. We talked about home improvement right now. That's a big uh focus for us. Uh very strong companies, good financials. But we know we have a mutual, uh, I guess a friend client that he um I mean he got burned uh pretty bad by a big home insurance. I think at a home improvement company, they went out of business out of left field, man. I don't know what the financial like. I don't know if they were I think he he got paid on that one, I believe, right? But the point is that you just never know. No matter how strong something looks on the outside, you never know what's going on in the inside.
Community, Network, And Subscribe
SPEAKER_01And they're all I mean, we have a saying everybody pays on time until they don't. 100%. Naturally, on my side of the business, I see all the ones that don't, of course, so maybe I'm a little biased, but everybody pays on time until they don't. It's just, you know. So that's why we're here.
SPEAKER_02That's amazing. Yeah, I like that's a good way to end this. Everyone pays on time until they don't until they don't to protect yourself before you wreck yourself.
SPEAKER_01Ha ha. Any last thoughts or last words, man? Um just looking forward to this show. I really appreciate you having me on. I also really appreciate working with you. You've been a great client, a great partner, and I look forward to the next year and beyond.
SPEAKER_02Listen, you've been great too. I happened to be when this whole crap was going down, right? Uh tour towards, I think when everything got completed. I happened to be in New York with my family. I was in uh like Rockefeller Center. Sure. And then it's it's I I got funny things happen in my life. Like it's like really law of attraction. I think if something that happens, we talked like, hey man, we're almost there. You've been whatever, we're getting things done. And then all of a sudden, uh, I I happen to be walking, I see the Alianz building in New York. I'm like, bro, I just started a telegram community for LFG show. Like, let me let me tell people about it. So I did a video, yo, shout out to Alias, blah, blah, blah. Like, it was just crazy timing, you know, but yeah, bro, like it's it's just great to know you can sleep at night knowing that yeah, you're protected, man. So really we appreciate you too, man. You've been great. My pleasure. How can people find out more about you? What's the best way for them to contact you?
SPEAKER_01Uh, I think the easiest easiest would be LinkedIn, Thomas Shock It, uh, Allianz Trade. Look for me on LinkedIn, you'll be able to find me. I'm connected with you. Email, can you put your email out there in the description for Thomas? I mean, it can be Thomas T-H-O-M-A-S.shock it s-h-o-c-h. We're gonna put his email in the description so PK reach out to me. Alleons-trade.com.
SPEAKER_02I love it, man. All right, guys, you heard it. Protect yourself, you wreck yourself. Let's fucking go, guys. Your network is your net worth. We got a fucking crazy network of people. I'm not telling me your average motherfucker, I'm talking about people doing$300,000,$400,000,$500,000 a day in admin. People have made billions of dollars in sales, people exit their companies for about a billion dollars. We hit a hundred episodes. Guess what? We're about to take shit to the next level. So you want to be part of it? Subscribe right now. Remember, no money, no money.