Konnected Minds Podcast

The Millionaire's Blueprint: The Path to Making Money in Ghana Nobody Talks About - Laud Morgan

Derrick Abaitey

What does it really take to achieve financial independence and build a thriving business in Ghana? Laud Morgan's remarkable journey from Uber driver to real estate developer offers a masterclass in vision, discipline, and strategic thinking that challenges conventional wisdom about success.

Having saved $24,000 for his master's degree in America, Morgan found himself unable to secure traditional employment despite his credentials. Rather than becoming discouraged, he embraced an unexpected opportunity—driving for Uber. What followed was an extraordinary demonstration of work ethic as he logged 16-17 hour days, seven days a week, completing over 50,000 rides across five years. This grueling schedule took a physical toll, but Morgan's unwavering focus on his ultimate goal—returning to Ghana to build something meaningful—kept him moving forward.

The conversation explores the delicate balance between spiritual guidance and practical action. While Morgan credits divine prophecies for revealing his path in real estate, he emphasizes that success required relentless effort: "A lazy man is one that always spiritualizes everything." This philosophy led him to accumulate capital while simultaneously educating himself about real estate through hundreds of videos and mentorship opportunities.

Perhaps most compelling is Morgan's counter-cultural assertion that "the best place to be a millionaire is Ghana." Unlike many who view relocation to Western countries as the ultimate path to prosperity, he deliberately returned home, convinced that Ghana offered unique opportunities for wealth creation. Now employing 42 workers and impacting approximately 100 lives through his business, his journey validates this belief.

The podcast offers practical wisdom for aspiring entrepreneurs regardless of their starting point. Morgan stresses knowledge acquisition before capital investment, the power of relationships as currency, and the importance of discipline over motivation. His advice for those without access to significant capital—start as a realtor to learn the industry before becoming a developer—provides a concrete pathway for those inspired by his example.

Ready to transform your own mindset? Join us for our first live event "Complete Transformation of Your Mindset" on August 29th at the British Council. The conversation doesn't end here—what's your biggest takeaway from Lord Morgan's journey?

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Watch the video episode of this on YouTube - https://linktr.ee/konnectedminds

Speaker 1:

The best place to be a millionaire is Ghana. I've got $24,000 and I want to travel to Ghana. What are you going to tell them?

Speaker 2:

I will teach them some lessons. I will not even mention what America is better than Ghana. It's been a country I visited when I was in college, in University of Ghana. I thought it was the time to come, but when I came I had to go back again. But I believe that coming to Ghana has opened me up to so many things. There are poor people in Ghana. There are poor people in America, so you can choose to travel to America and still fail. The first thing of success is planning. You can have money, but when you go into a business, you can lose all the money. The know-how about a business is the first thing that you need, even before capital. What I ever did that I would say I'm proud of was to be an Uber driver. I have done over 50,000 rides. 50,000 rides, 50,000 rides. The lazy man or the poor man is one that always spiritualizes everything. I woke up and I became a slave of process, driving over 16, 17 hours a day, seven days a week, five years nonstop, and that's how I got my capital.

Speaker 1:

For somebody that doesn't have that capital, and they still want to go and do exactly what you're doing. How would they?

Speaker 2:

do it. I can give you one simple blueprint.

Speaker 1:

You're welcome to Connected Minds Podcast. My name is Derek Abaiti, so a few months ago I met a man who had moved to the US, worked so hard and then he returned back home. For one or two reasons, the story was very inspiring to me and I knew exactly the type of conversation I wanted to have with him on my podcast, connected Minds.

Speaker 1:

So I spent a lot of time planning how I can get him on the show, but, luckily for me, we've gone through a lot of mutual friends and we've actually become friends as well. Well, luckily for me, we've gone through a lot of mutual friends and we've actually become friends as well, so the opportunity has come for us to sit and have an honest conversation about his life story, the business that he's running. Now, why do I think this conversation will be good for my audience? It's because this guy owns a real estate company. He also has a fleet of trucks that he runs in Ghana. He has other things that he does and, you see, the mindset is always it for me, and this guy has proven over the few months that I've known him that indeed he can sit in this chair and say a thing or two to my audience. Don't go anywhere and, as usual, if you make it to the end, I want to see that comment in the comment section. Remember, on the 29th of August, at the British Council, connected Minds, we are organizing our first live event Complete Transformation of your Mindset. Yes, that's what we're going to give to you. So if you want to make it there, reserve a seat and I'm going to leave the details in the description and also in the comments.

Speaker 1:

Now let's run this with our guest of today, mr Lord Morgan. How are you doing my brother? Doing very well, thank you. Thank you so much. I must say and I usually say this that you know when I meet people that I connect with, that I love their energy. I tell them I think you're an incredible man. Thank you so much. You know, we have spoken a few times, we've met a few times through our mutuals and we've had a few conversations, but yeah, I like the way you are.

Speaker 2:

Thank you so much.

Speaker 1:

I really appreciate it.

Speaker 2:

It takes a lot for people to be honest about how they feel when they're around you, because aura is everything you know and I must say that with this few time, um the short time that I've also known you, you know we've not you introduce it as friends, but I believe we become brothers, that's right, it's one that's right that's right circle of friends right now. So I go everywhere and I tell people that, oh, by connected minds yeah, yeah, yeah I mean, you're a brother and a friend too.

Speaker 1:

Thank you. Thank you Now. Where do we start this from? It gets hard when you know the person before the conversation, so sometimes it can get pretty hard, right, but let's see how this is going to go. Okay, my first question is why did you move to the US first?

Speaker 2:

You know, I always tell people that we all grew up looking for better opportunities. Why would a man wake up in the morning and decide to sleep? Except he's lazy. So once he steps out there, then the theory is that he's going out there to fish or to look for bread and butter. Once he steps out there, then the theory is that he's going out there to fish or to look for bread and butter In the space of looking for bread and butter. Once he gets bread and butter now he wants to learn how to make his own bread on the bakery. So I believe in the fact that every man that has a vision to create something big always looks up to a better option, absolutely and 100%. I would not even I would not even mince words. America is better than Ghana. It's been a country that when I was in college in University of Ghana, I visited and I knew that definitely I have to live here Then. So when I was done with school, I felt like it was time to relocate to this country and we all grew up with the fact that, or we all grew up with the truth that it is a land of opportunity and absolutely it is. So I wanted to go grab that opportunity, and I did.

Speaker 2:

How was life before you traveled? Life was okay. I really would be very honest. My dad is, I'll say, a middle-class person. We didn't really struggle at home, but we didn't have it all. Well, you could afford your three square meals a day, and then things were provided for you as much as it could be provided so, but I still wanted more. I've always envisioned to look out and get more things. So I had the opportunity to go to Australia and America, but I'd already been to America once and I felt like this is the place and I chose to go there. You wanted more. Yes, I always want more. I am very content with what I have, but in that contentment, I still feel like I want more.

Speaker 1:

What opportunity took you to the?

Speaker 2:

US. The first time was to visit. Yep second time. The second time was school.

Speaker 1:

How did you come by that opportunity you?

Speaker 2:

mean the school.

Speaker 1:

Yeah.

Speaker 2:

So I did my national service in back then I don't know if it's still the same it's called DVLA License Office at 37. And once I was done, I remember that I did some good work so I was rewarded. So I had saved some good money and then I wanted to travel. I quite remember back then the greater Kera Regional head of that place. When your national service is up, you have to go home.

Speaker 2:

So I went and spoke to him on my service because I found out a few people that we had worked with our service were being retained and I felt it was a lovely place, of course it was at that time and I was like, can I also be retained? And then he was like, no, you are not getting retained. So that hit me. So when I came home then I started asking myself if I've gone to America once, then I can go again. What am I going to do if I go? I just finished University of Ghana Graduated, so let me try and see if I can go do my master's. Then I started applying for schools and then I went.

Speaker 1:

Okay, lord, you know, today, as we speak, a lot of young Ghanaians have the dream of traveling abroad Absolutely, and some people save a lot of money to make that happen. That's right. How much money did you have to cough out to travel abroad?

Speaker 2:

at that time because I was going to school. It was my tuition that I had to make available and my living expenses that I was going to have. So at that time I did not have it all. But my dad was also going to support, so my tuition was $24,000 back then. So that was to pay for my tuition and then my living $24,000?. Master's degrees are expensive and to get a master's in international relation in a school like Webster University, st Louis, missouri, was quite expensive.

Speaker 1:

The reason that is important to me is because you're a pretty good entrepreneur today. Absolutely Couldn't you have used that money to do something else?

Speaker 2:

The mind was not at that stage. At that time Minds evolve and minds develop. At that time my mind was not in tune to that direction. Right now I would not, but back then I like a quote in the Bible, and I'll be quoting a lot of biblical things because I really I'm a man of faith. So the Bible says I remember reading that scripture vividly and it said that Paul said at one time, when I was young I thought like a baby, but when I grew up I started thinking like a man. So at that time I was thinking I'm not saying it's bad, but that's where my mind was. Today it will not happen, are?

Speaker 2:

you the first born in your family? No, how many are you? The first born in your family? No, how many are you? I should be fourth. Four, no, I should be third.

Speaker 1:

Yes and had anyone been to stay abroad before at the time?

Speaker 2:

yes, I had uh, my older brother was, was uh in morocco. Let's say that's uh, yes, that's the abroad.

Speaker 1:

I'm just really trying to think how the family put that money together to say, the family did not really put that money together.

Speaker 2:

I paid my tuition myself back then. My family did not. My dad supported me, but I paid my tuition myself $24,000 back then. How old were you at the time? 20, 24, 25. Wow, yes.

Speaker 1:

Today, if a young man comes to you and say I've got $ and I want to travel to the uk, what are you?

Speaker 2:

going to tell them oh, I'll teach him some lessons. I'll tell him you can make so much money, you see. That brings me to the story of one of my workers, you know who. I didn't know that every day when I pay him, he's sending money to an agent to help him travel, and I just figured that he spent. He sent over 15 000, and'm like you're a laborer, how can you do that? So I called for him yesterday. I want to talk to him. Let me pump some wisdom into his sense. Maybe he's playing around knowledge, but it's time he gets some wisdom. And when he shows up I'll tell him something good, that no, you can do something better here. Opportunities are there, but there are endless opportunities here too. There's always room for development here, and I believe that if someone comes to me with that amount of money, I will be able to mentor them pretty pretty well on how to make good use of that money so if I came to you today with $24,000 I'm 25 year old what are you going to tell me to do?

Speaker 1:

get into?

Speaker 2:

some business. Okay, the first business that I'll tell you to go into because I'm 25 year old. What are you going to tell me to do? Get into some business. Okay, the first business that I'll tell you to go into, because I'm into real estate, is to start selling raw materials for building.

Speaker 2:

Cement, iron, rods, nails. You make money. You know, I always tell people money is in dirt. That's how you get gold, that's how you get all these things. So I believe that when you have this amount of money, let's put in some forget about how you will look, because when you come to my site, people come there and then my employees tell them that this is the CEO and they're like no way, because I'm dressed like them.

Speaker 2:

I believe that when you tell people let me be very honest and pragmatic here I believe that when you tell people that are going to a certain business, they perceive how they look like when they go into that business. You know, we, our minds are sometimes tuned to suit and tie, but if you see someone like me who has worked so many factories and who has been an Uber driver and that's what made me who I am and all of that I'll tell you that don't look at the outward, just go into that business. You see, someone will be like oh, let's say, I'm a beautiful girl and I I want to be able to sit somewhere with an air condition, with my makeup on and all of that. Sometimes it's, it's not. That's not how it is, that's not how it works. You know, and I'll I'll give you some businesses, like I just gave you one of them, okay you coughed out 24 000 to travel after university.

Speaker 1:

Yes, what happened?

Speaker 2:

long story. Um, after university I could not get my money back. After I graduated with the master's international relation, I did not do any job that fits that degree. Personally, I was not lucky. Um, what I did? I started working factory to factory, driving uber and stuff like that which I believe will come there later. But then I am proud that I I did certain jobs that I did, even though today, if I look back, today, if I look back and I am told that would you take the opportunity of sitting in an office, I would say no, maybe God did not want me to also sit in an office so that my mind will be closed with that concept. I had to be a free bird so that when I come out I will be able to see the world at large.

Speaker 1:

Why did you not get the office job? I mean, what was the challenge?

Speaker 2:

I applied for a lot of jobs. Destiny did not let me. I graduated from Accra Academy. I didn't have no problems, I got my certificate. I graduated from University of Ghana I didn't have no problems, I got my certificate. I went to Webster University. I have my master's certificate, but when I threw it in there I was not getting it and I'm proud. I thank God that he did not let me get it. And if it was destiny, I thank God my destiny was not aligned to sit in an office with suit and tie.

Speaker 1:

So now you've applied for the jobs. You've finished your master's. You've applied for the jobs. You didn't get it. What was the next plan?

Speaker 2:

The next plan was still work Okay. Yes, the mind did not come to the realization of being an entrepreneur right away. Okay, what happened? It was still to look for jobs.

Speaker 1:

Factory to factory. At what point did you start getting the job that you wanted?

Speaker 2:

I've never gotten a job that I've ever wanted. The best job that I've ever gotten. Besides, what I'm doing now was to be an Uber driver. Okay, how did that thought come in? I mean, I'll be very honest, and this is where everything starts for me. I know that a lot of people come in with theories of how to be successful and all of that, but I'm going to speak for myself, because my foundation is only one, and it's God. I'll be very honest that in 2019, somewhere June, I went to a church and, if you don't mind, I'll say the name of the church it's called Prayer Palace. And then I met the man of God and he was doing his thing and he called me out and said you're going to be a good real estate person or a big real estate person in the future. I didn't have no idea. He spoke it in 2019, june. Like I said, he's called prophet immanuel j and, uh, he's the lead pastor for prayer palace, where I go to church right now.

Speaker 2:

At that time, that was not where I was going to church. I just went because, you know, I just visited. And he called me out and said that, uh, you're gonna do real estate in the future and I was like, okay, that's it. Um, we spoke a little bit about it, I met him personally. He told me how it's gonna play out and I was like, okay, so that is the god factor in. And I remember that I still went back to america and was still doing my thing in 2021.

Speaker 2:

I happen to have a very good friend to um who is, uh, in nigeria, who's very close to this man of god called Apostle Joshua Selman, and so once I visited my friend we had sometimes like you want to meet my dad I said come on, let's go, I'll meet you. I've been listening to him and it's full of knowledge and wisdom. I want to hear something. And when I went, you see, the Bible says on account of two witnesses, a matter is established. And he also told me right in the face the first day he met me, that you're going to go into real estate and you're going to do good.

Speaker 2:

But this is the god factor and so I do not downplay. I know there's a lot of here and there's about religion and stuff, but to be honest, I cannot take god out of everything that I'm doing. What made me is my faith in god absolutely 100. But I will break it down so that people know that it takes God but it takes you as well. Yes, so the God factor I cannot eliminate. And you know, god blesses men through men, so he is the source and he channels it through men to men. So I was a recipient, but God had to bless me through someone to reveal what I was going to do. In as much as I was told, I still brushed it aside and still tried to do what I want until I came to the realization that you have to listen to the voice and I'm so proud I did okay this Uber stuff?

Speaker 1:

yes, how did that come into the picture?

Speaker 2:

um, uber came into the picture again, when I started realizing that I could not use the degree, and then I I was living with my friend, my roommate, and then he was like you know what? Again, when I started realizing that I could not use the degree, and then I was living with my friend, my roommate, and then he was like you know what? Think about it, because he was driving Uber. He was in the military, so he was driving Uber. When he comes back home, I mean after work, he would drive Uber here and there. I was working factories and stuff like that. He's like, bro, when I go out there, I make some good money, why don't you try Uber?

Speaker 2:

And then one night, one midnight, I woke up and my inner man started talking to me. So all of these things that these men of God have started saying started hitting me. And then I was like, yeah, I think it's time, let me try this Uber. And the best job that I ever did real estate is the best thing I'm doing right now but what I ever did that I would say I'm proud of was to be an Uber driver. Why? That is where my blessing started. Okay, talk to me. Yes, I mean. So I remember that.

Speaker 2:

After that prophecy, I was like okay, again, let's be very pragmatic. I am talking about myself and how God has been to me. So I want, I want it to come from me and this is how I I'm doing, I'm living my life. So now it was time to channel what to do. So, like I said, after I went back and did a few things that I wanted to do, um, my friend talked to me and then I was like okay, so I remember that I had only $2,000 back then and then I could not even afford a car.

Speaker 2:

So I talked to another friend, very good friend, um Saka, and then, uh, he was like you know what I'm going to help you get to? I'm going to give you $2,000 added up to what you have. Let's go look for a car for you. And I was like, wow, that's good. But he was like remember, he's a brother, I love him, and he's like I'm going to go to Ghana in December. I'm giving you this money in September. I would need that money back. I mean, this is how I'm going to travel and all of that. He's being real, but he's being real and honest, even though you are brother. Please, when you work, pay me back my money and I was like I promise you, when we get this car, the first thing I'm going to do when I start driving Uber is to pay you your money. And I did pay him a month right after I started driving Uber. In less than a month I paid it off.

Speaker 1:

Yeah, but why do you say it's the best job you've done at the time?

Speaker 2:

Because this is what made me. Someone started an office, someone had the opportunity to be a cybersecurity analyst. I tried certain jobs. I did a lot of certifications. I tried certain jobs like being an SAP, business warehouse, business warehouse analyst. It didn't work out for me.

Speaker 2:

How many years did you do Uber for? I did Uber for maybe five years, six years. You see, the last time I checked Uber, I had done over 50,000 rides and it's still on my phone. 50,000 rides In a period of what? Five years? Yes, if you give me my phone right now and I'll prove it to you, because I was not driving only Uber, so it's a combination of Uber and Lyft. This is. This is how I was making it.

Speaker 2:

Um, back then, right now, when I went to America a couple of you know now I go and spend like two weeks and I come back, and when I visited, I realized that they changed it. I didn't go drive it, but I was. When I take Uber, I tell the people my story to inspire them. And they were like now you can drive those many hours Because I was driving about 16, 17 hours a day and now you can only drive Uber for 12 hours. But back then I had one phone with two different apps on it, that is Uber and Lyft. So I'm waiting for whichever is going to send me a notification and I pick it and I also check the money.

Speaker 2:

So, at a time, how much could you make in a month? You know, from year to year it varies. It did not take long till and then COVID hit. And COVID is when I made some good money, because now I had to switch from taking people to delivering food. So, yes, that's when I made some money.

Speaker 2:

So in my first year I made like about $106,000 to $107,000 in one year, and I did not make it because I was given a prophecy. In fact, I made it because there was a man of God praying for me. God has already revealed a plan. It was about my ability to put in the hard work. So I always tell people that, uh, once you receive a plan from god, the rest is up to you to make it happen. He's gonna help you, but when you go to bed you're gonna be poor. You know it's. Usually I tell people that a lazy man or the poor man is one that always spiritualizes everything. I, I woke up and I became a slave of prophecy. So I I was working like a Hebrew slave, driving Uber 16, 17 hours a day, seven days a week, five years nonstop, and that's how I got my capital.

Speaker 1:

To come back to Ghana. But before we talk about that, it's just in my head, I'm thinking. At a time when you had a job, you were doing this Uber was the thought to remain in America.

Speaker 2:

The thought has never been to remain in America. Since the time I landed in America it's never been Okay. The thought has always been. You know, I always tell people that there was a girlfriend factor, so the thought has always been to come back as young as I was. Back then that's how I was thinking. Besides that too, I say that God created me and God made me. Ghana built me and America gave me the shot. So it's a tripartite system. But the mindset has always been to come back to my roots and it's always been Ghana. I love America. America made me who I am and I always say that that's how God blessed me. He took me there, like he took Abraham from where he was to another place, and he blessed him. And that's how God blessed me. He blessed me in America. So I've always wanted to come back and from day one when I landed, the goal has been to come back and I'm glad I did.

Speaker 1:

Lord, there was a moment where your health was at risk. Yes, while you were working Right, talk to me.

Speaker 2:

Driving Uber 16, 17 hours, flipping between two apps. It was quite a hassle. I wake up as early as 3.30 am, 3 am and 3.30 am out. I come back like 11 pm. Back then you could drive uber so many hours, they don't care, and now they put a cap on it. Back then you could do it as much as you want. And then I I went out there and I did my thing.

Speaker 2:

The goal was to you see, um one time I was thinking about what I can do when I'm making so much money. So I started seeing the thousands of dollars coming 2,000, 10,000, 15,000. And I have one thing that I've listened to, one person that I've listened to Honorable Kennedy Japón. I've listened to him all my life. My wife will tell you point blank that when I wake up in the morning I'm looking for his videos to listen to and the one thing he talks about is saving. He's someone that I listen to and pick a lot of. I met him and then I told him that you see, some of your fundamentals has helped me a lot.

Speaker 2:

So all that money that I was making, now I was thinking of what to do, because if the money is in your account, that is not wise. You need to multiply that money, and that can come only through investment. I don't believe in investment where the turnover is just pennies. I put my money in the bank and then invest it in some little investment and then, at the end of the you know I believe in put it in is something that will generate me some good investment. So I thought of, why don't I go into agriculture? And I was like man with agriculture, I need to be back home.

Speaker 2:

At that time I was willing to come, but I was not ready to come. It's a big difference. So, um, thinking of agriculture here and there, and then I chanced on the fact that, uh, a friend that I spoke to said why don't you think about trucking? And I was like trucking, trucking, buy trucks, cheaper trucks, and then bring them to Ghana. And I was like, oh man, back in the days I bought this um bus we call it trotter and then, um, this driver's messed me up. So he's like man, trucking is different, you make good money. Again, the human factor.

Speaker 2:

So I listened to him and then I decided that let me give it a try. Now, who's going to buy me the truck? The truck is in China. This man sitting here is in Alexandria, virginia. I don't know anybody that's going to help me get a truck. I jumped online again and this is not the God fact, this is you. And then I jumped online. I started thinking about how I can start doing my research and I found out I could get it through Someone. And then I found one honest guy and he's always been a friend. So now I've never met him, I've never spoken to him on phone, but once I send him my money, my truck is here. An angel in disguise. So then I was able to Bring these trucks to Ghana Year by year.

Speaker 1:

Yeah, Let, yeah, let me stop you here for a minute. If you've been watching this show, I want you to subscribe and become part of the family. We are on a journey of changing the lives of people on this channel and we appreciate you for being here. But if you haven't become part of the family, connect with us, hit the subscribe button and let's carry on the conversation. So what happened?

Speaker 2:

to your health at the time? Yes, back to the health question. So, driving all those hours, at one point I started feeling dizzy Because I was not getting enough rest, but the goal was that I need to come to Ghana, let me say because a problem that most of the youth have here. It's not because they are lazy, let me tell you, being very honest, the Ghanaian man, when he travels outside, works like a Hebrew slave, just like I did. We worked so hard and we tried to stay out of trouble. The Ghanaian man or woman when he travels. So what is making them work so hard and we tried to stay out of trouble? The Ghanaian man or woman when he travels. So what is making them work so hard is the benefits, that is, their wages or their salaries, the monies they are making. So I was making good money. I didn't see the reason why I had to stay home. For who? For what? Nothing. My friends were also working hard and so I was working so hard.

Speaker 2:

I mean, eventually it would affect your health one way or the other. I was not thinking about that, which was unfortunate. Right now I would think about it, and one time I woke up and my left hands and my left leg was numb. It was in the afternoon and when I hit it on the ground, I hit, I felt like it became very hard. Luckily enough it didn't run to my mouth you should have brought a little twitch, but yeah, that's how it affected. And from sitting. So when I recovered from that from after about a year and a half later, getting to two years, I started having bleeding, and all of that because I'd been sitting for too many hours. So the doctors were advised I still did not listen, which was very bad, but I should have listened. But those are all learning curves. I was lucky to get healed from them, but maybe someone may not be able to. But again, I was writing my destiny code, so I was writing my destiny code, so I was working all those hours.

Speaker 1:

What did the doctors think it was?

Speaker 2:

Well, a lot of them which were not that severe. All of these things were coming up because of stress. I've always said one thing I believe that a lot of destinies are connected to mine, as much as everyone. I cannot fail my generation, I cannot fail people. So let me sacrifice myself. Not to sacrifice myself, to kill myself or die, but to sacrifice and live. Then other people will see me as a living epistle of exactly what I want to be.

Speaker 1:

You know, for someone who was able to raise $24,000 to travel abroad. You're quite In Ghana.

Speaker 2:

You're quite daring eh, I mean yes. I mean back then I was doing my national service and my boss back then liked me so much they call it so many things but I worked so hard for it. Because back then I remember that when you register there's an amount of tasks that we can do in a day. Maybe let's say I don't remember but let's say we have to register about 50 or 60 cars and by three o'clock we are closed. Now everything is computerized.

Speaker 2:

Back then we were writing it in books, I could stay over and work, and then sometimes my boss was also a hard worker Mr Kote, god bless him wherever he is and he could pile up all those files so long He'd be like man. Are we coming to register all of this? But you see, there's one thing that I always tell people Value is what is rewarded. So when you show people your value, they will reward you. I would not go home until the last car is registered. So if the national service personnel has to close at uh 4 pm, I was closing late and then I'll make sure that I sit and finish it and they will reward you. And then as much as I saved, I was also having other things that I was doing on the side doing passport for people, birth certificate. You know all of that helping people and I was saving all of that money and I because you had dreams of traveling abroad.

Speaker 2:

Yes, and I did not spend. I am not a spendrift. I believe in the power of savings and I had some good amount of money x, y amount of money and that's what helped me to travel so then the time comes when you decided to come back to Ghana.

Speaker 1:

Yes, talk to me through that decision-making.

Speaker 2:

I mean, like I said right there, when I knew that real estate is a thing that I wanted to go into, I had to create a means or a source of income. You want real estate is quite expensive and it takes a lot of money as capital, so you need a continuous flow, you need a continuous cash flow. It's a continuous lot of money, so as capital, so you need a continuous flow, you need a continuous cashflow, so continuous source of income. So now, bringing the trucks was a good thing, so now they are bringing me my daily sales and then they are bringing me enough money to pump into real estate, which, of course, cannot do it all. You also have to outsource and uh, so at that time when I felt like, okay, x amount of trucks are in Ghana, I'm looking at, uh, my, my bank account and it's smiling at me and I'm smiling at it and I've saved something little too. You know, whatever I saved, I bought the trucks with them. I did not spend them. So when I was coming from America, I really didn't have much, but I had much in cities here. So I uh, I felt like this is the time to come, and it was the time to come. But when I came I thought it was the time to come. But when I came it wasn't the time to come. So when I came I had to go back again why I bought a land in East Ligon Hills. And then, when I bought a land in East Ligon Hills, I remember that I was home one day, that I had come home and my wife came to me and she's like I met a man who said he was looking for I mean, the man was looking for my wife and she didn't know why. So she went and spoke to the man and the man was like there's a land here that is being sold. So if you know anyone that can buy it, let's sell it to the person. So she came home and she's like honey. I want to talk to you about something. I said what is it? She said.

Speaker 2:

I remember I was lying in bed and running from pillar to post trying to see what I can do by starting real estate, because this land is in East Ligon Hills. The one that I bought, the one that I'm working on right now, I'm doing my project on right now is in town more than what I already bought. So it's a good opportunity. You know real estate is all about location. So when she told me, I was like, okay, so let me go talk to this man, she said this man is, the land is expensive. You don't even have a dime because you bought this land. The trucks are bringing money. But then you bought this land, you have already sold. I said you know what for this land? It's a good location, I need it. Let me go and talk to the man. And I went and spoke to the man and then the man was good to me and he was like yes, I'm selling this land for this X amount of money.

Speaker 2:

At that time, when I was there, I didn't have a peso. So when he said it, I was like I'll buy it. So he's like, okay, we talked about it, we talked about the price. It was very good. He brought it down a little bit. And then when he found out, oh, we're very cool people and then we're young people trying to I mean me and my wife so, uh, trying to start something good, so she's like he. He was like okay, I'll sell it to you.

Speaker 2:

But now that we are done talking, when are you gonna pay? I said I don't have him, I don't have a penny. It's like so how are you gonna pay for the land? And he is like, oh, give me some time. Can you give me like six months so I pay for the land? And he's like, oh, no, I need cash. I mean, I won't. I've also moved from the uk here and I need cash. I was like, I promise you, if you give me six months, I'll make that money.

Speaker 2:

I didn't know how I was gonna make that money because, remember, uber is not what it used to be anymore. It's it's dead. I I remember one time I picked a guy who gave me a thousand dollar tip. I don't know if anybody's going to get that right now. My friends who used to do it as part-time jobs will tell you. Now it doesn't fetch that amount of money. So because maybe there's a lot of drivers now, I don't know. So Uber was not even an option to go do it.

Speaker 2:

So I told my wife that I spoke into the man and he's agreed that I spread it for five months, six months, and do not fail him. So when I came home, my wife was like so what are you going to do? I said, okay, just give me some. I like doing things in the night. So I woke up in the night and it was evening in America and all of that. So I started sending messages to my friends Do you know any good job? Do you need a good job? Let me know so I can come. But I've already talked about the price of the land. We have done our negotiation and everything is clear. But now how to bring the money to buy the land.

Speaker 2:

So I had, lucky enough, I left those messages and went to bed. I woke up and then a friend had texted me that I know a very good job, and this good job was to work in a psychiatric hospital where you get. You can get. If I was beating up several times, um, and I was like, okay, I, I think I want to do it. It's like, are you sure? It's like, yeah, and I made that money because when I went there to again forgetting the fact that prophecy has landed, I went and worked like a Hebrew slave. I worked like 16 17 hours every day. So you left Ghana. Yes, I went back. I came a Hebrew slave.

Speaker 1:

I worked like 16, 17 hours every day.

Speaker 2:

So you left Ghana. Yes, I went back. I came, ghana was the destination, but the timing was not right so I had to go back again. In fact, I could have stayed and worked that East Lagoon Hills land, but I wanted something that would bring more value because of the location, so I had to go back and abandon the land that I bought. Like I've told you, I always want more. And then I went and worked for that amount and then, within four or five months, I paid the man because I worked so much.

Speaker 1:

So, you see, this is what a lot of these young people are saying, isn't it that, even though we tell them that they shouldn't stay abroad, yes, and that when they have the skills, they should come back. And you know, Right.

Speaker 1:

For me, my message is very simple Travel, do whatever you can, right, but when you get the skills and the knowledge, come back and help us because we need it, right. Yes, it's as simple as that, but I think it's what the young people are saying that living abroad is a raw leverage. You had the documents to be able to go back, yes, and it allowed you to be able to buy the land.

Speaker 2:

If you didn't have that, how would you have?

Speaker 1:

coughed that money.

Speaker 2:

That I cannot tell, because that was my means of making that money, but I believe that coming to Ghana has opened me up to so many things that I've realized that let me tell you. Okay, the best place to be a millionaire is ghana okay um, it depends on what you're looking at.

Speaker 2:

You have to open up your mind to receive. A lot of these young people believe that, uh, the easiest way to make money, like I said. Okay, let me use myself as an example number one, because someone has prophesied into my life or told me what I'm gonna do. I go back to bed. No, if I could reach 24 000 whilst I was in ghana, I could raise any amount of money. It depends on what you want to do. You want to be in suit and tie, easy.

Speaker 2:

I came back to Ghana, like I said Even before that, before all of this dream of moving to Ghana came and I failed. Okay, I came and started a travel and tour and I failed. Fear the man that says I've made it all but has never failed. I failed and I'm proud. I mean, I'm proud I failed. So you should not fear failing. Failure is part of success. It's also on the way you're going to meet it. So my point is that I would have found a way to raise it, and there are so many ways you can raise it. Yes, there are so many ways you can raise it. It's not always about being in suit and tie. It's not always about sitting under air condition. There's so many people making money in the dirt and you can make money in Ghana easily. I'm making money in Ghana more than I made. I forget about these trucks that I brought, but if my truck, the amount of money that I've put into these things, my trucks are providing less than 50% of that.

Speaker 1:

Right right.

Speaker 2:

So how are you going to be able to do it? You see, that's the question. Don't rely on the fact that maybe you've heard a man of God tell you this, or someone told you you want to Do your research. Dig deep into what you want to do, and I believe you can always do it. The mind is made we are not using a huge amount or percentage of our minds.

Speaker 1:

Not even 5%. Yes, we are not Not even 5%.

Speaker 2:

And you see what you open up to, you receive it. So there's a lot to be made, but we are being groomed in the theoretical way to go to school, graduate and then sit online and then start looking for jobs.

Speaker 1:

You definitely listen to, honorable.

Speaker 2:

Canadian.

Speaker 1:

Japan. I do, you definitely do.

Speaker 2:

A lot of the things you say I'll tell you. I would not lie about the fact that, besides what I had heard from the spiritual side, wadam Maya played a very huge role in making me come to Ghana. And everywhere I sit, I tell the whole world that, uh, even though I was ready to come to, I was willing to come to Ghana, was I ready? But I listened to what the Maya, like I was, like I was drinking my tea every morning and I listened to honorable Kene Japon, like I was reading my bedtime stories. So what the Maya helped in bringing me to Ghana.

Speaker 2:

But when I'm here, principles that I'm applying by is Honorable Kene Japon's principles. That's it. So you have to understand these things. There are principles that apply to you being successful. Are you ready to incorporate these things? If not, then it's not going to work for you. And, like I said, there are poor people in Ghana and there are poor people in America, so you can choose to travel to America and still fail. Regardless, I have friends that are failing and they are failing forward because I've seen a lot of people drive a hundred miles in the wrong direction.

Speaker 1:

Wow, wow, wow. You came to Ghana first, started a business, failed, went back yes. Came back again, saw a land you needed, didn't have the money. Went back yes. Then you came back again yes. Since you came back again, have you gone back again? Now I go for vacation? No, no, I mean go back, because you know you gone back again. Now I go for vacation, no, no, I mean go back, because you know you needed a bit more cash to. You know, do something else. You haven't great. So now staying in ghana and being part of the community here, how do you see it?

Speaker 2:

as for you know, for someone who has come from the diaspora, I mean, let me be very honest, life is not fair and it's not going to treat you fair wherever you find yourself. Like I said early on, there are rich people in america and there are rich people here. Yeah, there are poor people in america and there are poor people here. Like I said, and I always say, um, driving uber made me meet a lot of homeless people. I drove in Washington DC, the DMV area, because that's where I live DC, maryland, virginia and you see a lot of homeless people, not even as much as you see even in Ghana. So when I got here, my mind was ready that you can fail here as much as you can fail in America. Like I've always said, I wanted to come back.

Speaker 2:

So once I landed, I knew that it was time to re-strategize. You know, put things, pen on paper and try to map up what you want to do. That's the first thing. The first stage of success is planning. And then, once I was able to sit down and start planning now, once I'm done planning, I have to start looking for the means to make the plan work. That's how it is. So it's like a switch or a socket you have the plug, you have to put it in. But how to do it? Because it could be two things. One is here waiting for you to come and connect to the power, but your ability to understand that when I plug this in, it's going to put the power, it's dependent on you.

Speaker 1:

Lord, recently have you heard that there's a lot of African American diasporas going back from Ghana? You mean coming back to Ghana? No, they're going back.

Speaker 2:

I've not heard about that.

Speaker 1:

I've seen a lot of things online where people are going back, and then the question is what happens is that I am seeing a lot of the African Americans going back, but I'm seeing a lot of the Ghanaian diaspora who come here. They become very successful. Yes, why do you think there's such a disparity between the two?

Speaker 2:

Let me say that even if I decided to stay in america, um, I would have still been successful. It's your mindset. The most powerful tool any man has is his mind. How much are you using it? Let me give you an example. God would not even want to relate with someone who cannot use his mind. That's why he says be transformed by the renewing of your mind. The first stage is your mind. Location is important, but I've seen a man that has been given a desert, that has made it into a heaven. Can you talk about Dubai? Yes, and I've seen where there's so much money but people are still failing. So sometimes location plays, but you see, your mind is where everything starts from. So a place, but you see, the mind, is where everything starts from. So a lot of people might be going back. That is their personal decision. I do not want to. I don't, I don't really want to say something like, oh, maybe they are making the wrong choices. I also decided to come to ghana. Would I come back again? Yes, would I want to come again? Yes, would I want to go back to america? Of course I'm an american, so would I want to go back to america? And what? I'm an American. Would I want to go back to America? No, but would I want to be here? I want to be here.

Speaker 2:

Build an empire, build a name. Is Kennedy Japan making it? Yes, is Dangote making it? Yes, are people? Is Magdan making it? Yes, these are people that are making it. Why don't you add my name to it? Yes, see what you're doing. There's a lot of podcasts going around, but right now you are like number one podcast. Your podcast is like number one in ghana. It's a lot of work. When I came to your studio right now we are, we're talking like brothers and I was like wow, because I'm surprised and it's so much money you've put into it. So, yes, you are part of the. You also moved to ghana. So, yes, and we are. We are striving.

Speaker 1:

it's not going to be a smooth road, no wow, I, I'm just touched by you know, out of this conversation, what's really touched me is the fact that a young man was able to raise 24,000 and today, when I hear that somebody's traveling out of the country with even 10,000, I'm like Whoa, that's a lot of money. That that is. It keeps ringing in my head, right, but I, I think you did fantastic. I think you, you did amazing.

Speaker 1:

Now real estate. Right, I know it was prophetic, it was you know, but you could have decided to do it in the us. Did the prophecy say that come and?

Speaker 2:

do it in ghana? No, it did not. Okay. So why didn't you do in the us everything?

Speaker 2:

If everything that I've dreamt of is to start something in ghana, right, this is me. I could have chosen to do it in the us in a different way, but I chose to do it in ghana because, let me tell you, I have 42 workers right now. Out of the 42 workers, I've employed first class students, I've employed second class upper students. So I believe that this is where we lack a lot of opportunities. So, if people like me can open up something, employ people free. You see, that's how I'm also trying to give back to the community.

Speaker 2:

All these 44 people every month depends on me how they'll feed how some of them. Let's say, each one of them has two kids. That is 44 by two. We are talking about 88. We are talking numbers.

Speaker 2:

Let's say, three you're married and most of them about 35 of them are married, okay, and then they have kids, one or two, their wife. So, like a hundred people indirectly are depending on me, and this is a way that I'm also helping my country, you know. And then, if I get a chance to help america, I would at least I saved, I worked hard and all of that, but this is where we lack a lot of opportunities, and I believe that when you go out there and then you get all this knowledge and you're able to raise some capital when you come home, you're going to make it happen if you put the right things in place. And a lot of people's destinies, like I say, are always connected to yours. Open up yours and theirs will open. You'll be like a stream that many can drink from, but Open up yours and theirs will open.

Speaker 1:

It'll be like a stream that many can drink from, but you will not run dry. I get asked by a lot of young how do I get into real estate? And that question is always for you we understand.

Speaker 1:

You know you traveled abroad. You had some money from the work you did. When you came in the opportunity you saw you didn't have the money, so you had to go back and then you came back again. So your capital really came from your work abroad. Yes, right, yes. For somebody that doesn't have that capital and they still want to go and do exactly what you're doing, how would they do it? I can give you one. What would be the blueprint.

Speaker 2:

I can give you one simple blueprint okay, start like a realtor, start raising like a realtor. I know people that started just as realtors and uh, and then once you start, you see, when it comes to starting everything it's easy, maintaining it is hard okay so start.

Speaker 2:

you want to get into real estate. I have gotten into real estate. It's not an easy thing because in Ghana we don't have the support system where maybe, let's say, in America, I could have gone for a loan with 3% interest. Yeah, your loan is about 30% and stuff like that. It's going to drown your business. Start small. I didn't start small, I started big. My current project is about a million. Small I started big. My current project is about a million dollars.

Speaker 2:

And I started big. It's coming from me, it's draining Even. Sometimes I wake up and I don't have a dime on me. If you're into construction, you understand, because building is such that I'm telling them the truth about real estate. Building or real estate is such that sometimes, when you're a new company like mine, people do not have that trust and all of that. So you have to build to a certain point because a lot of people have been duped and a lot of things have gone wrong when it comes to the real estate sector in Ghana. So you coming in, you have to build a name that people can trust. So at that point it's hard to even sell and all of that.

Speaker 2:

So if you want to get into real estate in Ghana, my strategy or my way came from divinity to humanity through hard work and all of that Yours might be in Ghana. You want to start real estate. Go into being a realtor. That is the way you can even start learning. Let me tell you, I'll give you a secret. When I wanted to get into real estate, besides the fact that I was working hard, knowledge was what was going to make me last or get into it and build a foundation, you can have money, but when you go into a business, you can lose all the money. The know-how about the business is the first thing that you need, even before capital, and when you become a realtor, it is possible that you can learn a lot and then you can get into building. So don't jump, because even though I was making that amount of money let me be very honest I watch about 600, about 500 videos all across like building, construction, people selling. I was watching people like COD every day. When I met him, I told him listen, I've been watching you, I was watching and I was learning. If not, I will lose all my money. So if you want to start in Ghana, go into being a realtor. You can find someone to start learning.

Speaker 2:

Our problem is that when you want to hide anything from a black man, put it in a book, and so we do not want to sit and learn. But the first step is to learn. Get that knowledge. There's so much that you can learn from. And if you want to be mentored, find someone that can mentor you and then you can grow from there. Because if now you want me to teach you how to get into real estate, that's the first strategy. I'll tell you Find a mentor, learn from them. I have mentors. My mentor right now, like I said, outside of Kenya, japan, that I listen to, it's one man in Nigeria called Dr Tony, and I had to travel to him to get knowledge. I go to Nigeria to learn a lot and bring it back. If not, I will fail. So the first step is to go to be a realtor, going to be a realtor, or find a mentor in that space and learn from them, and then you'll grow. You really do think mentorship is important.

Speaker 1:

You said do I really think mentorship is important?

Speaker 2:

It is one of the most powerful tools of becoming. So there's a stage in a man's life where you become, but before you become, there is becoming, and so before you could become, there's a becoming, like I said. And so mentorship is something that will make you get to the become. Yes, so you need it. I'm learning every day. I have mentors. Like I said, I traveled to Nigeria. I sit down and listen to Honorable Kenny Japone. You see, let me tell you, one of the elements that I learned from him was that made me even go back. The second time was the fact that I listened to one of his interviews and he was like real estate is good, but it's all about location. And I had bought a land East Ligon Hills, but now I say, oh, location, this is closer to East Ligon, so I will go back.

Speaker 2:

So I was learning. Like I told you, I was watching videos. When I have a sitting down and waiting for a trip to come in my Uber, that's my free time and then I start playing the videos and I would be watching people. Like what am I going to interview people doing real estate? And they're doing it. They're doing it. I can also do it. The power to believe I can do it. So, yes, start by being In Ghana. They call it agent, now they've moved it. You know, we used to call it watchman, now it's security man. We call it agent. No, it's a realtor. So start, find a realtor, learn. That's how you get the wisdom or the knowledge or the know-how to do it. Just jump the gun.

Speaker 2:

No it's a process A to B, b to C, and there you go.

Speaker 1:

Let me stop you here for a minute. If you've been watching this show, I want you to subscribe and become part of the family. We are on a journey of changing the lives of people on this channel and we appreciate you for being here, but if you haven't become part of the family, connect with us. Hit the subscribe button Now. Let's carry on the conversation. Mr Morgan owns a company called Regnum Properties and he's currently building a huge project in, I think, nanakrum. Yes, close, very close to East Ligon. I think it's a suburb of East Ligon, so he didn't ask me to do this, but I have gone to see the work and it's a beautiful job. Yes, I'm going to put the details in the description. Thank you, I I like men who are honest and you can trust you know. Is there anything we could have spoken about that we haven't?

Speaker 2:

like I said, my values, and then the first value that I said was God. I'm trying to give hope. My goal right now is out of this interview, people will get hope and understand the fact that you can become who you want to become the God factor. I know there's a lot of theories going around. I applied these theories and it helped me. The guard factor, which I do not and cannot eliminate. After that, don't go home and sleep. No, if you see the vision, you should look for the direction, and so a vision that is going to be realized comes with a direction, and so, after the guard factor, it becomes the hard work factor, which I spoke about.

Speaker 2:

The 17 hours Now it became a norm 16, 17 hours working. If you cannot do it, do as much as you can. You'll come back and thank me later and then learn the principles of savings. Don't spend anyhow. Don't spend because there's so much. No, invest into something else. Sometimes I get sad when I see young people buying things that they are not supposed to buy, just because they want to impress somebody who is not even relevant in their life. And so it's making us live in a competition. We're living in a world where, all of a sudden it's become competitive, you see, and I believe all of that is due to lack of resources and opportunities, because if you go to america, a 19 year old person who is working can easily get a range rover yeah, but here it's not possible. So then how can I also get the same thing? And, uh, it becomes a problem.

Speaker 2:

so, live not within your means, under your means yes way below your way, below your means, so that, uh, the day that you have to rise to the occasion, you will not fall, because he that is down needs fear. No fall, so learn to save your money.

Speaker 1:

You know, I remember I've gone through a stage in life when, even when the screen of my mobile phone gets cracked, I get worried.

Speaker 1:

Yes, I've gone through that phase in life where your sleeper gets torn, cracked, I get worried. Yes, I've gone through that phase in life where your sleeper gets torn, you're worried. And then you go to a stage in your life where, when that mobile phone cracks, insurance can either take care of it very quickly or you can buy another one, because that phone maybe you can afford it. Three, four, five, six, seven, absolutely. I first learned that concept from a man called Dr Abiyaman Ponsa, where he says that I was just telling you about this microphone Right, that there was a time this was giving me an issue. I just went downstairs and put another one out that sometimes what happens is that we tend to buy things that we can't afford twice or even three times, and I saw that with my Range Rover.

Speaker 1:

You know, that's the second car I got in Ghana and then I realized I keep maintaining that car because it's a luxury car and it's one of those cars that if you can't maintain it, you know. At the same time, when I got it, I knew people who had the same car Right A year after they couldn't, and I've had mine for like five years Right. So sometimes this really happens where people buy things they can't maintain Right, or things they can't afford twice Right, and that's where I learned that concept from.

Speaker 2:

You see, I was telling a young man the last time who came to my office that he wanted me to mentor him and I said, okay, I would. So after listening to him, I'll give you the chance to tell me who you are. I told him one thing do not fast forward life. You see, life is like doors at every stage. When truly you are meant to enter, it will open for you. So there is a door to each stage. If you force a door open and you are not ready to go in, built mentally and built maybe physically or whatever, you are not ready, you can force a door open. But remember the prison also has doors. So there are people that have opened doors forcibly and now they are imprisoned. But if you build yourself and you build your value to a certain point, the doors naturally open and it stages. So once the door you know you are. If I right now want to afford a Range Rover, it's easy, I can, but would I no? So you have to understand the concept of the fact that life is about doors. Do not force a door that you are not ready to enter. Don't force it open. It can open for you. But when you open.

Speaker 2:

Remember, the prison has doors. You can become a slave of your own action. So someone says, oh, I want to buy a business class ticket, first class ticket. Check if you really have the money, do not buy it. And what we call the outside gentility home, cry. You come home and you start crying no, yeah. So make sure you build yourself, build your value, and these doors will open for you.

Speaker 2:

Right now, my value is at a certain stage, certain doors will open, but it's not got into a point where certain major doors will open. I have to still keep building my value and those doors will naturally open. You see, there's a quote that, before we started, I said that it's very important to me that I keep in the, and it says that men will come to your light, but kings will come to the brightness of your horizon. So kings don't just come because you have emitted light, they come to the brightness of that light. And so if you force yourself to open a door where you are supposed to meet a king and you are not shining to that point, you will not even know how to have a conversation with that person. So a lot of people meet their destiny helpers, but they don't even know how to relate with them because they've not built themselves to that point. That's how it is.

Speaker 1:

Fantastic, remember, on the 29th of August. If you haven't reserved your seat, all the details are in the description. We're meeting at the British Council in Accra. My Kumasi and Takoradi people are in Suyane and the Temali people are asking for an event as well. There's only one of me and the team is so small at the moment, but let's finish the Accra one and then we'll think of the rest.

Speaker 1:

My next question is motivation or discipline, discipline, okay, okay, if you had said motivation only, I would have said but yes, I would choose discipline every day.

Speaker 2:

Like I told you that power to save, it comes from discipline. I was driving uber. There's no supervisor. You work your own hours. You are your own boss. You're gonna make how much you want to make by yourself. So what are you doing when no one is watching? So I will say that motivation stems from discipline, right, and so what are you doing when there's no one watching? Are you working hard? A lot of these people that sometimes you go into these government agencies, they just sit aloof because there's no boss. And some people too, when there's no boss, that's the free day. No, what are you doing when no one is watching? So discipline will take you far. Motivation can take you this far, but discipline will take you thus far awesome.

Speaker 1:

What's the best advice you've received?

Speaker 2:

ever since I was born or when it came. When it comes to business, the best advice your entire life? Well, the best advice, I would say two. The first one, I would say be honest in all your dealings. That is what I'm facing with when it when it comes to starting business here, I had to. At one point I had people I had to fire because they have no honesty. So one thing that will take you very far is being honest. And then the second, most powerful advice which I abide by is build a lot of relationships. Relationships are powerful means of leverage, more than money. When you are putting in a lot of relationships, they open doors. People are currencies. Doors, people are currencies. Relationships are currencies and they are more valuable than money because they will make you so much money and open so much doors for you. I conquer.

Speaker 1:

It's beautifully said. Thank you said thank you. Somebody asked me the question now. So, after all the business and how busy you are, how do you still get time to do this podcast? And actually why do you even do it? And I said well, there are so many reasons why I do it, but one of the reasons why I am also doing it is social credit right and it sells part of relationship yes, very important.

Speaker 1:

We've spent about two hours today, apart from the hours we've spent to speak right, right but if I didn't know you, and then you sat in this seat, right, if you know, when you came in. We've had a chat, we've now we've had a chat as soon as I take that number, we start talking.

Speaker 1:

You get to know who I am. I get to know who you are. The next thing somebody calls me oh, I need have you got Morgan's number. Send it to them If I need to do something. I know you're very good at that, so I need workers to. You know, do some work for me, Right, I can contact you.

Speaker 1:

You know, so that's one of the reasons as well. So I definitely agree with what you're saying, that people should build relationships and, be honest, I've had people in this seat. They've said this so many times but they're still stealing, Even me.

Speaker 1:

They're still stealing from me, you know, it's just but hey, the point is that my lesson in Ghana so far is every man given the opportunity will steal. Yes, that's my lesson in Ghana so far. Every man given the opportunity was still. If you have a young man that has a wife and three kids and they come to your shop and you have 10,000 cities right there and they are working for six hours and there's no supervision and the kids are struggling at home, they will take some of the money. Yes, because even you pushed hard enough at that stage might. So I don't know. It's a difficult terrain to do business.

Speaker 2:

It is Um, I'm I'm going through it right now. Like I told you, um, I'm going through it right now. I had a. It's all brought down. It all boils down to honesty. You see, honesty is I would not sit in this chair and start talking theories. Let me talk practical a little bit. Let's be honest with ourselves. Um, I listened to another work in japan one time many years ago this is like 2008, 2009.

Speaker 2:

He said that a black man is naturally born bad, and sometimes you ask yourself why is it supposed to be so? When I was driving Uber, the people that gave me tough time I don't want to talk too much about race, it's my own people. I was beating up several times for being a driver and I had people spitting my face and all of that, and it came from my own people. Sometimes I feel like we should sit down and analyze the fact that, given the opportunity, if you were to be in the person's shoes, would you do the same thing to yourself? Why steal, why take what belongs to someone else when it's not yours? And so, yes, and it also comes down to lack of resources, but again, we will not use that as an excuse. The most important factor is discipline.

Speaker 1:

Yes, 100%. I remember being chased a few times in London. Yes, it was my people.

Speaker 2:

Yes, but hey there's still good in us. I've met some wonderful people since I moved. One of the biggest blessings I've ever had was to move to Ghana and I've met so many wonderful people At the same time. I'm still meeting bad people.

Speaker 1:

Yeah, I mean, we're everywhere, right, I was telling my team, the podcast team, that I have employed a lot of people in Ghana, but this current team I'm working with on the podcast, I sat at the table with them and I nearly cried. I said you guys are amazing, yes, and I told them that what you're doing to make this whole dream a reality, right, I didn't think I would find those people within my people. There are men, and I was so happy, you know. So, you know, we still have the people.

Speaker 2:

Oh, you still have them my current team right now building the houses. They're very I now have a team that I can call. This is the team for the future. So you can have a dream, but there are men that will drive that vision to make their dream a reality, and I. I also sat down with them and I was like man now I don't look back when I'm not there.

Speaker 2:

When I was starting, I was still be like what are they doing? But right now I have it. So those are also forms of destiny helpers when you have competent people, because you can have someone that will be a truck driver and will pick your truck and run it and mess it up in a day and you have someone that can have it for years. So I am blessed to have those kind of people in my life too, and I believe that how you treat them also matters. Yes, you have to treat them very well. Yes, when they give their all.

Speaker 1:

Yes, Can you recommend a book for us?

Speaker 2:

One book I would always recommend. The last time I read it, I would say it's called how to Win Friends. How to Make Friends and Influence Me. How to Win Friends. How to Make Friends and Influence People.

Speaker 1:

How to Win Friends and Influence.

Speaker 2:

People, dale Carnegie, beautiful book. I believe in relationships that changed a lot of things for me yes, I have it in my office and I still read it how to Win Friends and.

Speaker 1:

Influence People. It will tell you to be approachable smile.

Speaker 2:

I read stories where people had issues with their workers and how they resolved it, and I'm using it today, sometimes when all I have to do is sit down and eat in the same bowl with them. And it's like oh, the whole CEO. So that means, we also belong. Yes, you belong.

Speaker 1:

Awesome. It has been an amazing conversation with Lord Morgan, the CEO of Regnum Properties. I have enjoyed this conversation. It felt like, you know, one of the regular conversations we usually have, right? But this time on camera for everyone to also learn from the powerful mind that he has. My name is Derek Abaiti. If you were not connected from the beginning, I hope you're connected now and stay connected. I'm out.