Loans Elevated

Episode 165: Mortgage Rates in 2026 | What Actually Matters (and What Doesn’t)

Lassig Team Marketing Season 2 Episode 165

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0:00 | 25:46

Where are mortgage rates headed in 2026?

Instead of guessing exact numbers, this episode focuses on what actually drives rates and how buyers and homeowners can win regardless of volatility.

We break down inflation, job data, AI-driven economic shifts, housing demand, and the real wild cards shaping the market this year. More importantly, we explain why strategy, structure, and execution matter far more than timing the perfect rate.

If you’re waiting for certainty, this episode is for you.

Key themes:

  • Why rate predictions are usually wrong
  • Why lower rates haven’t unlocked buyers yet
  • How fear and uncertainty stall housing markets
  • The smartest way to refinance in a falling-rate environment
  • Why readiness beats waiting in 2026

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🎙 Loans Elevated Podcast

Clear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.

Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.

🔗 Resources & links: https://lassigteam.com
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Hosts:
Broch Lassig - Branch Manager | NMLS 340314  
TJ Heidenreich - Sales Manager | NMLS 1802412  
Ryan King - Loan Officer | NMLS 1870771  
Branch NMLS 2048956

Equal Housing Opportunity.
All loans subject to underwriting approval. Certain restrictions may apply.

CrossCountry Mortgage, LLC | NMLS 3029  
www.nmlsconsumeraccess.org

This podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.