Land & Everything Else

39. Cash Flow, Income, and Retirement with Income Lab

Dr. Craig Lemoine & Ailie Elmore

Retirement planning has come a long way, and Income Lab is leading the charge with a smarter, adaptive approach.

On this episode of “Land & Everything Else,” we bring on Dr. Michael Kothakota, Dr. Derek Tharp, and Dr. Justin Fitzpatrick.

Instead of outdated "probability of failure" metrics, their software helps advisors create flexible, personalized spending plans that adjust to life’s inevitable changes.

Key Takeaways:

- Get beyond the 4% rule with real-world spending models

- Optimize withdrawals & taxes with cutting-edge tools

- Focus on cash flow—even for alternative assets like farmland

- Let automation handle the numbers, so advisors can focus on people

The future of retirement planning is tech plus human insight. Ready to adapt? Tune in to Land and Everything Else for more insights!

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