Blank Kim Injury Law's Podcast

Uber/Lyft rideshare accident attorney Baltimore, MD

Aaron Blank Season 1 Episode 1

Does Uber or Lyft provide accident insurance?

Yes, Uber and Lyft provide insurance coverage for accidents, but the coverage is contingent on the driver's status at the time of the crash. If the motorist is offline or not using the app, their personal insurance coverage applies. If they are available and ready for a ride request, Uber and Lyft offer contingent liability coverage of up to $50,000 per person, $100,000 per accident, and $25,000 for property damage. Uber and Lyft provide up to $1 million in liability coverage, as well as uninsured/underinsured motorist protection, when the driver is on his or her way to pick up a passenger or is actively driving. However, ridesharing accident claims can be complicated because many insurance plans may be involved. At Blank Kim Injury Law, we assist victims in navigating these legal difficulties and pursuing the utmost compensation for their injuries.

What if the Uber or Lyft driver is at fault?
 
 If an Uber or Lyft driver was at fault in the accident, their insurance coverage is determined by their status at the time of the crash. If they are offline or not using the app, their personal auto insurance will apply. If they are available and ready for a ride request, Uber and Lyft offer contingent liability coverage of up to $50,000 per person, $100,000 per accident, and $25,000 for property damage. If the driver was en route to pick up a passenger or was actively transporting one, Uber and Lyft's $1 million liability policy applies. 
 
 Determining fault and obtaining compensation can be difficult, as several insurance companies may attempt to minimize claims. Blank Kim Injury Law handles negotiations and legal claims to ensure you receive the highest possible compensation for medical expenses, lost earnings, and other damages. 

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