The Vault with Financielle
Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.
The Vault with Financielle
“Do I Really Need an Emergency Fund?” | The Vault Episode 64
In Episode 64 of The Vault, we discuss this week’s controversial opinion, “You don’t need an emergency fund if you have a high, reliable income”. We then dive into our listener dilemmas:
💸 "Should we get quietly married before the baby comes?”
💸 ”Should I reduce my pension contributions?”
We celebrate a listener who almost doubled their net worth in just 18 months by staying mindful with money—even after depleting their emergency fund. Tracking the bigger picture in the Financielle app really paid off! 🥹❤️ #CommunityWin #MindfulMoney
If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.com
Send your (totally anonymous) money dilemmas to thevault@financielle.com and we may feature yours on a future episode 💌
🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.
Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.
When investing, your capital is at risk.
Chapters
00:00 Introduction
02:56 The Importance of Sleep and Supplements
06:12 Financial Advice: Emergency Funds
15:42 Dilemma: Should We Get Married Before the Baby?
20:48 Navigating Marriage and Parenthood
22:54 The Importance of Tracking Net Worth
27:47 Balancing Pension Contributions and Emergency Funds
42:34 Final Thoughts and Community Engagement
The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.
Visit https://www.financielle.com to download our app.
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About Financielle:
Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.
Recorded and Produced by Liverpool Podcast Studios
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