The Vault with Financielle

UNLOCKED: Reset & Rebuild – How to Create a Budget You’ll Actually Stick To

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UNLOCKED Week 2: Reset & Rebuild

This week, we’re talking about the budgeting tool: the heart of your routine and the thing most people get wrong.

In this episode, Laura opens with a mini rant about how budgeting gets framed as restrictive and punishing… even though we build routines for everything else in life but somehow still wing it with our money.

We get into:

- Why people don’t stick to budgets (hint: they’re not built for *your* life)
- Why a budget isn’t about being strict
- How the Financielle budgeting method actually works
- The psychology behind it: structure → safety → confidence
- Breaking the “new year, new budget I’ll never look at again” curse
- How to make budgeting sustainable and enjoyable
- How Laura and Carl approach their own check-ins and what really matters each month

You don’t need the perfect plan — just one you can adjust each month to fit your life, your season and your goals.

And your budget tool? It’s the heart of your 2026 routine.

If you’re enjoying the Unlocked series, subscribe to The Vault, leave us a review, and tell us how you’re resetting and rebuilding in the comments or the Financielle App community.

Join the community by downloading the Financielle App 💖📲

#moneystory #Financielle #TheVaultUnlocked #budgetingroutine #personalfinanceforwomen

Connect with our Partners*

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  • 💸 Get cashback that reduces your mortgage interest with Sprive (£5 extra for you using code: FINANC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

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About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
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