It is almost guaranteed that you will experience financial difficulties throughout your life. Whether it comes in the form of health issues, losing your job, or your car breaking down, nobody is immune from financial emergencies.

That's why having the options to turn to in these situations is vital, so that you can bounce back and not be dragged into permanent financial struggles.

In this episode, we run through the complete guide to improving your financial resilience and dealing with financial emergencies, so that you can weather any financial storm. We explain the options you may have when facing a financial difficulties, some of the things to avoid, and how to give yourself the best possible choices to overcome tough times financially.

We hope you learn something new and put these tips into practice. Enjoy!

Remember to subscribe or follow to never miss an episode. If you could also leave us a 5 star review where possible, we would really appreciate it!

Website: serveandprotectcu.co.uk

Social media links: bit.ly/m/serveandprotect

The UK public sector is full of incredible people who want to make a difference within society. They perform some of the most challenging roles without complaint. However, they can often be some of the most susceptible to difficulties outside of the job, such as financial struggles. So who is there to support those who serve and protect the nation?

In this episode, we are joined by our first guest! Rob Lovesey, Business Development Manager at Serve and Protect Credit Union, explains some of the different financial challanges faced by those working in a range of public sector roles. He also provides insight into the work done by the credit union to support these individuals, as well as how we are working with employers to improve workforce financial resilience.

This episode is also our first video episode, so head to our YouTube channel to watch the conversation in person. Just search 'Serve and Protect Credit Union' in YouTube, or click the link below to access our social media channels.

Remember to subscribe or follow to never miss an episode. If you could also leave us a 5 star review where possible, we would really appreciate it!

Website: serveandprotectcu.co.uk

Social media links: bit.ly/m/serveandprotect

Financial resilience is one of the most important aspects of your finances. But unfortunately, financial resilience is often misunderstood.

You may have heard about financial wellbeing, which is important for navigating through life financially, but financial resilience is vital for dealing with those rainy days. Building financial resilience takes time, so understanding some of the financial emergencies you may experience can help you to deal with them when they arise.

In the second episode of the Smile and Save Podcast, we are explaining what financial resilience is, why it is so important, and some of the things which may test your financial resilience throughout your life.

Remember to subscribe or follow to never miss an episode. If you could also leave us a 5 star review where possible, we would really appreciate it!

Website: serveandprotectcu.co.uk

Social media links: bit.ly/m/serveandprotect

Credit unions are one of the best kept secrets in the world of finance. Offering an easy way to save money, an ethical and affordable option to borrow, all while supporting either your community or colleagues. 

There are over 375 million credit union members around the world. If you have never heard of credit unions, you are missing out.

In the first episode of the Smile and Save Podcast, we are explaining what credit unions are, why they are so different to other financial providers, and how joining a credit union could be the best thing you ever do.

Remember to subscribe or follow to never miss an episode. If you could also leave us a 5 star review where possible, we would really appreciate it!

Website: serveandprotectcu.co.uk

Social media links: bit.ly/m/serveandprotect

The Smile and Save Podcast aims to simplify personal finance and make money management easy to understand and do. From creating your first budget plan, to checking your credit score and taking steps to reach your savings goals, we aim to make personal finance simple.

Each episode will explain a different financial topic without the jargon and give you actionable takeaways to improve your personal finances. From how-to guides, to simple tips and tricks and interviews with people in the know, the Smile and Save Podcast will give you the tools you need.

The podcast is brought to you by Serve and Protect Credit Union, one of Britain's largest credit unions. Over the last two decades, we have been on a mission to improve the financial resilience of those who serve and protect the nation and help them to manage their money the easy way.

Remember to subscribe or follow to never miss an episode. If you could also leave us a 5 star review where possible, we would really appreciate it!

Website: serveandprotectcu.co.uk

Social media links: bit.ly/m/serveandprotect