Winning Isn't Easy: Navigating Your Social Security Disability Claim
Nancy L. Cavey, a seasoned attorney with over thirty-nine years of experience, explains the complex world of filing for Social Security Disability benefits. Filing for disability can be a confusing, life changing event, so with her deft expertise, Nancy will guide you through:
- The ins-and-outs of qualifying for Social Security Disability benefits (such as age and insurance requirements).
- Information regarding the process and lifespan of a claim, from the initial application to the request for hearing stages.
- Traps one can fall into while navigating the Social Security Administration's step-by-step Sequential Evaluation.
- Insights, overviews, and claimant stories regarding disease-specific content (ranging from commonplace ailments such as workplace injuries or accidents, to difficult to diagnose illnesses such as Fibromyalgia, Multiple Sclerosis, and POTS).
- Pertinent news happening in the disability world, and
- Much, much more.
Each episode of our podcast Winning Isn't Easy will expose you to invaluable tips and tricks for surviving the disability claims process (a system that is often wrought with pressures and pitfalls designed to encourage you to give up the benefits you rightfully deserve). As host, Nancy will often be joined by guest speakers who themselves are industry experts, ranging from lawyers specializing in related fields and doctors focusing on the diagnosis and treatment of specific diseases, to our associate attorney Krysti Monaco.
In her late teens, Nancy's father was diagnosed with leukemia. As someone who witnessed firsthand the devastating emotional and financial impact on both individual and family that being disabled and filing for benefits can have, Nancy is not just an attorney, but an empathetic presence who understands what you are going through.
Do not let disability insurance carriers rob you of your peace of mind. As a nationwide practice, The Law Office of Nancy L. Cavey may be able to help you get the disability benefits you deserve, regardless of where in the United States you reside. Remember - let Cavey Law be the bridge to your benefits.
Check out the links below to engage with us elsewhere:
Website - https://caveylaw.com/
YouTube - https://www.youtube.com/user/CaveyLaw
Winning Isn't Easy: Navigating Your Social Security Disability Claim
Interstitial Cystitis and Your Social Security Disability Claim
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Welcome to Season 2, Episode 3 of Winning Isn't Easy: Navigating Your Social Security Disability Claim. In this episode, we'll dive into the complicated topic of Interstitial Cystitis and Your Social Security Disability Claim.
Many people applying for or receiving Social Security Disability benefits are frustrated by how hard it can be to prove chronic conditions that don’t always look disabling on paper. While severe physical impairments are often easier for the SSA to recognize, conditions like Interstitial Cystitis (IC) are frequently scrutinized more closely. Symptoms such as chronic bladder pain, frequent and urgent urination, fatigue, sleep disruption, and difficulty concentrating can significantly interfere with daily life and the ability to work - but they must be documented carefully to meet Social Security’s rules. In this episode of Winning Isn’t Easy, we take a detailed look at how the Social Security Administration evaluates Interstitial Cystitis under SSDI and SSI. We explain why IC claims are often challenged and what the SSA looks for when determining whether the condition is medically determinable and functionally limiting. We break down the types of medical evidence that matter most, how pain and fatigue are assessed, and why documenting urinary frequency, urgency, and related limitations is critical. We also discuss the role of residual functional capacity forms, treatment records, and physician support in strengthening an IC-based claim. By the end of the episode, you’ll have a clearer understanding of how to present Interstitial Cystitis to the SSA, what evidence carries the most weight, and how to better position your claim to improve your chances of securing the disability benefits you deserve.
In this episode, we'll cover the following topics:
One - What Should I Be Telling My Doctor About My Interstitial Cystitis Symptoms That Will Help Me Win My Social Security Disability Claim?
Two - More About Step One - How Does the Social Security Administration Determine if My Interstitial Cystitis Is a Medically Determinable Impairment?
Three - Tips for Strengthening Your Interstitial Cystitis Social Security Disability Claim
Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.
Listen to Our Sister Podcast:
We have a sister podcast - Winning Isn't Easy: Long-Term Disability ERISA Claims. Give it a listen: https://wiedisabilitypodcast.buzzsprout.com
Resources Mentioned In This Episode:
LINK TO YOUR RIGHTS TO SOCIAL SECURITY DISABILITY: https://mailchi.mp/caveylaw/your-rights-to-social-security-disability-benefits
FREE CONSULT LINK: https://caveylaw.com/contact-us/
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Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.
Nancy Cavey [00:00:00]:
Foreign. Welcome back to Winning Isn't Easy. Social Security Disability Benefits. This is a podcast where we break down everything you need to know about navigating the Social Security system. I'm your host, Nancy Cavey. But before we get started in today's episode, I have to give you a legal disclaimer. The this podcast isn't legal advice. The Florida Bar association says I have to tell you that now.
Nancy Cavey [00:00:32]:
I've done that. But nothing will prevent me from giving you an easy to understand overview of the Social Security disability claims process, the games that are played, and what you need to know to get the disability benefits you deserve. So off we go. Now I want to talk about getting Social Security disability benefits for interstitial society ic. It's not easy. Despite the fact that IC can involve frequent urination, pelvic pain and fatigue, I think it requires careful documentation and the right approach to prove that you're disabled. Let me tell you what I typically hear with clients who have ic. They tell me that they have chronic bladder pain, they have to make urgent trips to the bathroom, they have sleepless nights, they have fatigue or pain that make simple tasks overwhelming.
Nancy Cavey [00:01:15]:
And these symptoms can be just as disabling as more visible conditions. But Social Security is going to scrutinize an IC claim very closely. They're going to look for detailed medical evidence, functional assessments and and specialized forms completed by your doctor. Now, they'll not tell you about those forms, but they kind of expect that you should have these kinds of forms. I think that documentation really is crucial here. And in the case of an IC claim, we want to document everything from urinary frequency and urgency to pain, sleep disruptions and limitations on physical and cognitive tasks. That means that we really need to have a really good documentation strategy, a basic understanding of what it is you have to prove, and understanding of what forms can support your claim. And I'm going to tell you, hopefully by the end of this podcast about how to present an IC claim to ssa, what evidence matters, how to quantify your limitations, and how to give you your best chance of winning.
Nancy Cavey [00:02:18]:
So I'm going to talk about three things. One, what you should be telling your doctor about your IC symptoms that will help you in your Social Security claim. Two, how Social Security is going to determine at step one, whether you have a medically determinable impairment and number three, the tips for strengthening your IC Social Security claim. But before we get started, let's take a break. Please come back from the break with a bat and a pencil so you can take Some notes. Got it.
Speaker B [00:02:44]:
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Nancy Cavey [00:03:20]:
Welcome back to Winning Isn't Easy. So let's talk about what you should be telling your doctor about your IC symptoms that will help you win your claim. I will tell you that and you probably already know that IC is a chronic bladder condition that involves symptoms of frequent urination, urinary urgency and pelvic pain. And there are 1.3 million Americans who suffer from IC and more than 1 million of them are women. The severity of IC can differ from person to person, and I think that that can be a problem that has to be explained in your medical records what your specific and unique symptoms are. Now, in severe cases, there might be scarring of the bladder wall, pinpoint bleeding, and even ulcers. That can obviously make employment, maintaining employment difficult if not impossible. I want to educate you about the Social Security Administration's five step sequential evaluation process and in particular the process for ic.
Nancy Cavey [00:04:13]:
Now at step one, Social Security wants to determine whether you have what's called a medically determinable impairment. Number two, they want to understand the severity of your impair impairment. And number three, they have a book called the Listing of Impairments, the Blue Book. And if you meet a listing, benefits are automatically awarded. The problem for IC is that there is no listing. So you're not going to meet step three. There is no listing. Your claim is going to be decided at steps four and steps five.
Nancy Cavey [00:04:40]:
And at step four, you have to prove that you can't go back to the lightest job you held in the five years before your claim was decided. Once you've proven step four, though, you're going to have to prove you meet the requirements of step five, which is where cases are decided. Now at step five, you have to prove that you can't do other work in the mythical hypothetical, not real world national economy in view of your age, education, the skills you've learned, and whatever your restrictions and limitations might be as a result of IC. If you're over 50, you might be able to also meet what's called the grids. But what's key here are your medical records. I think that you should be keeping a journal. That journal should have a good history and an interval history. So you should be giving your doctor this journal, not war and Peace.
Nancy Cavey [00:05:24]:
A journal that documents the following. And you should give it to them at each visit, asking that they make it part of your medical record. And you need to keep a copy of it because ultimately we would want to file it with Social Security. So what should you be documenting? Well, how often you need to feel the need to urinate, how often that need becomes an urgent need. How often you actually urinate, how long you're in the bathroom at one time, what your urinary frequency is at night, how long you can sleep during the course of the night without having to get up and urinate. The total amount of sleep you get during the course of a day. But whether you have to take a nap, and if so, how many naps you have to take and how long those naps are, whether you have pain, and if so, when and how long you've had pain. And if the pain varies, talk about the variation in the pain.
Nancy Cavey [00:06:13]:
You might have a base level of 5 out of 10, and that pain may increase. Now, I need you to be a little careful about that pain scale. Think of 10 as being you're in the emergency room and one being little or no pain. And you might want to create your own scale and define that scale for your doctor so that the doctor understands your own personal pain scale. Because pain scales are different, your pain level may not be the same as mine. You also want to document whether your pain and fatigue interferes with your concentration, not even the most simplest of tasks tasks. And whether your pain, fatigue or urination interferes with your ability to complete a task. So you may be able to start, but you may have trouble finishing.
Nancy Cavey [00:06:55]:
And whether your pain, fatigue, urination impair your ability to do things like climbing stairs, balancing, stooping, crouching, lifting, and walking. And lastly, whether you have depression and anxiety because of your IC and how it impacts your ability to interact with people. Ultimately, your medical records need to tell that story. I think you should be asking your doctor to complete what we lawyers call an IC Residual Functional Capacity form that will help document the symptoms, your functionality. And the doctor will assign restrictions and limitations that can impact your ability to do your past work or other work in the national economy. So documentation is key here. Telling your story is key. And ultimately that story will help determine whether you get your Social Security disability benefits for IC and ultimately whether or not you have to end up in front of a judge where again, you.
Nancy Cavey [00:07:46]:
You're going to have to tell that very same story of the things that I just enumerated. Got it. Let's take a break. Welcome back to Winning Isn't Easy. More about step one and how the Social Security administration determines if your IC is a medically determinable impairment. Now, as I explained in the last segment, Social Security uses a five step sequential evaluation test to determine your entire entitlement to benefits. And one of the steps you have to meet is whether you have what's called a medically determinable impairment. Under the Social Security regulations, they have to find that your impairment results from anatomical, physiological, or even psychological abnormalities that can be shown by medically acceptable clinical and laboratory diagnostic techniques.
Nancy Cavey [00:08:38]:
Now, that's the general definition of medically determinable impairment. They're not going to accept your statement of symptoms without evidence of impairment. And so they're looking for medical signs and laboratory findings. And of course, once they determine you have the medically determinable impairment, they're then going to be asking whether your impairment is severe. And as part of the test, they want to understand whether your IC is going to last at least 12 months and whether it's going to cause limitations on your ability to work. So what will help prove this? Well, Social Security has a ruling, SSR 15.1P, and this regulation addresses what you have to prove, and it says that IC constitutes a medically determinable impairment when producing appropriate symptoms and medical signs or laboratory findings. There are some signs and findings that do indicate ic, but I will tell you, Social Security even acknowledges that there are no specific signs or findings that are universally accepted. But for Social Security purposes, they're going to rely on certain signs and findings to establish the framework in which to determine whether your IC meets a medically determinable impairment.
Nancy Cavey [00:09:44]:
So what will the Social Security accept? Let's first talk about medical signs. The signs can be the result of diagnostic studies, such as a cystoscopy under anesthesia with a bladder distension, which is an incredibly painful process. But what they're looking for is fibrosis, which is bladder wall stiffening. They're looking for pinpoint bleeding caused by recurrent irritation on the bladder law. And they're looking for hunter's ulcers, which are patches of broken skin on the bladder wall. They're also looking for lab findings. They're going to be looking for things like repeat sterile urine cultures with IC symptoms present, positive potassium sensitivities test, known as Parsons test, and an APF accumulation factor in the urine. They're also, under criteria E, going to be looking at other signs and findings because medical science really doesn't know the etiology of ic.
Nancy Cavey [00:10:42]:
The medical criteria that are in this ruling are only signs and examples of signs and laboratory findings. But they aren't all inclusive. The more your doctor can document, quite frankly, the better. And if you don't necessarily have all of these findings, a good explanation in your medical records is really important. But another way to document this is to have your doctor complete some forms that we Social Security lawyers have created called Residual Functional Capacity Forms. Now, Social Security won't tell you about them, and your doctor may not even know about them. But in my IC cases, I give my clients an IC Residual Functional Capacity form and ask them to take them to the doctor to document the basis of the diagnosis, establish that it's a medically determinable impairment, confirm your symptoms and functionality, and to actually address the functionality in terms of the ability to sit, stand, walk, stoop, bend, lift, the need for breaks, absenteeism, issues with concentration, pace. Those sorts of things that could impact your ability to do your past work at step four and your ability to do other work at step five, like doing silly things like sorting nuts and bolts or sorting pecans or peanuts, or addressing envelopes all day, or being a ticket taker or an attendant.
Nancy Cavey [00:12:01]:
Silly jobs that you probably aren't going to be able to do with your ic. Got it? Let's take a break.
Speaker B [00:12:08]:
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Nancy Cavey [00:12:49]:
Welcome back to Winning Isn't Easy. Let's talk about tips for strengthening your IC Social Security disability claim. I think over the years of handling many of these claims that it really comes down to how well you document your symptoms and limitations. So here are my key tips. 1. Keep a detailed symptom diary recording things like urinary frequency, urgency, pain episodes, fatigue issues, sleep interruptions, emotional impact. I sort of outlined that in segment number one. Number two Track how the symptoms impact your tasks.
Nancy Cavey [00:13:21]:
Now, just because you have the symptoms doesn't necessarily mean that you have problems doing work activity or completing simple household activities. Most likely it does, but you have to really track how those symptoms impact your ability to do these tasks, because at the end of the day, it's about functionality. I know all of this can be very embarrassing, but it's got to be documented. The next thing you can do is maintain consistent medical visits and at that visit regularly update your doctor about your symptoms and your response to treatment. You are going to probably be through a number of different types of treatments, some of which may not be successful. Hopefully some is. But you want to be able to document in your medical records your response to the treatment, how it may have impact impacted your symptoms and functionality. So it may not have worked at all.
Nancy Cavey [00:14:08]:
It may have only worked partially on some of the symptoms or temporarily. You may have had side effects. The doctor may have tried a different trial and then you need to talk about how that trial went, what the impact was in terms of your symptoms, the frequency, the nature, the duration, the side effects of medication. So you got to track the medication issues I think very closely. And of course you want to make sure that your doctor is completing this Residual Functional capacity form to support your claim. Lastly, of course I think you should be working with an experienced Social Security disability lawyer familiar with IC who's going to help organize your evidence, teach you how to give a compelling and true history of your symptoms and functionality can make sure that Social Security has the logs that you've been keeping, make sure that you're getting the residual functional capacity forms and more importantly, that lawyer, if necessary at a hearing, present a compelling memorandum of law to the judge outlining why you potentially you are going to be unable to do your past work at step four and other work at Step five. I think that they also need to be working with you to get prepared for any hearing if you have to go to a hearing. Because quite frankly, judges don't always believe particularly male judges don't really believe that IC is an issue unless of course, one of their family members has had a problem with that.
Nancy Cavey [00:15:32]:
And that generally isn't the case. So it really is a difficult case to win, but it is a winnable case so long as you have followed my suggestions. I wish you luck in getting your Social Security benefits for ic. Hey, this is it. I hope you have enjoyed this episode. If you found the episode helpful, take a moment to like our page, leave a review if you and share it with your family and friends. Join us next week for another insightful episode of Winning Isn't Easy. Thanks.