Tru Mentors
Join us as we dive into the inspiring stories of businesses that have risen from humble beginnings to unimaginable heights. Each episode, we'll bring you exclusive interviews with the visionary entrepreneurs who have defied all odds and achieved extraordinary success.
Discover the strategies, mindset, and invaluable lessons that propelled these businesses from nothing to everything. Whether you're an aspiring entrepreneur or a seasoned business owner, "TruMentors" offers a wealth of insights and inspiration to fuel your own journey to success.
Get ready to be motivated, educated, and empowered as we unlock the secrets of those who have conquered the business world. Don't miss out on this enlightening podcast - "TruMentors", where true success stories are shared and celebrated. Stay tuned for our first episode.
Tru Mentors
Navigating The World Of Insurance with Peter Komperda
In episode 2 of Tru Mentors, Derek Skubisz welcomes his first-ever guest, Peter Komperda from Komperda Insurance Group (KIG), to discuss the ins and outs of insurance policies. Peter shares valuable insights on purchasing policies, understanding coverages, and the importance of proper evaluation when it comes to homeowner’s and renter's insurance.
Tune in for an informative discussion that will empower you to make informed decisions when it comes to insurance.
TIMESTAMPS
[00:03:36] Homeowners Insurance Coverage Details.
[00:06:16] Real Estate Investors and Actual Cash Value (ACV).
[00:09:36] Understanding Insurance Deductibles.
[00:12:43] Documenting Property Damage for Insurance.
[00:16:17] Water Backup Coverage.
[00:19:42] Renters Insurance Importance.
[00:22:22] Homeowner's Insurance Coverage Insights.
In this episode, Derek Skubisz and Peter Komperda highlight critical aspects that homeowners should consider during the evaluation process. These include evaluating liability coverage, ensuring adequate protection for the home in case of a storm, and understanding coverage for scenarios like windstorms or hail damage. Through a comprehensive evaluation with their insurance agent, homeowners can gain clarity on their policy's coverage levels, deductibles, and any additional endorsements that may be necessary.
Furthermore, Peter emphasizes the importance of reviewing specific coverage types such as replacement cost versus actual cash value for items like roofs. He explains the distinctions between these coverage options and how they can impact the payout in the event of a claim. This detailed evaluation process empowers homeowners to make informed decisions about their insurance coverage, ensuring they are well protected against potential risks.
QUOTES
- “The purchase process is different for a lot of people. Everybody's situation is different. Everybody’s needs for levels of coverage are different. The most important thing, and my piece of advice to every consumer out there and every homeowner out there, is to go through a proper evaluation. Speak to your insurance agent. Tell them about your current situation.” - Peter Komperda
- “If you have an ACV policy, the older the roof, the less money you're going to get in the event of a loss because depreciation is calculated into that.” - Peter Komperda
SOCIAL MEDIA LINKS
Derek Skubisz
Instagram: https://www.instagram.com/derek_skubisz/
Facebook: https://www.facebook.com/people/Derek-Skubisz/
LinkedIn: https://www.linkedin.com/in/derek-skubisz-b015051a3/
Peter Komperda
Instagram: https://www.instagram.com/peterkomperda/
Facebook: https://www.facebook.com/peter.komperda
LinkedIn: https://www.linkedin.com/in/peterkomperda/
WEBSITE
Lifetime Restoration Inc.: https://lifetimerestorationinc.com/
Komperda Insurance Group: https://www.komperdagroup.com/
Contact us at (708) 575 - 4535