The Pattie Gentile Show as heard on WADK Radio Ep 38

Pattie Gentile's "Fighting the Good Fight Podcast" is now a weekly radio program! Heard Saturday evening's at 6 and again Sunday morning at 10 at www.wadk.com or 1540AM Newport RI.

Host Patricia Gentile continues "Defending Taxpayers & Solving Their Tax Problems". With this new format, The Pattie Gentile Show will be your weekly appointment with Host Pattie Gentile & her guest experts as they discuss the latest tax news, issues and cutting-edge strategies to resolve and prevent tax problems.

Here on episode 38, we welcome back our guest syndicated talk show veteran Frankie Boyer out of Boston. Frankie joins us from Bean Town to discuss the Tartan Army takeover of that city and how welcomes the Scotts have been during the opening of the FIFA World Cup!.. 

Enjoy and tune in on WADK.

Transcript

SPEAKER_00 0:05

Welcome everyone to the Patty Gentile Show. And in studio with me as always is my producer, John Ianuzi. And we like to start the show off with some notable dates. And I wanted to mention that, of course, Friday is June 19th. And that is Juneteenth, which is the oldest nationally celebrated commemoration of the end of slavery in the United States. I I like that date. We also had on Thursday, June 18th, birthday, Paul McCartney turned 84 years old. Of course, this weekend, Sunday, June 21st. I want to say happy birthday to the state of New Hampshire in 1788, became the ninth state of the United States. We're camping up in the White Mountains here for the Laconia, New Hampshire National Bike Week, the first and oldest National Bike Week. Motorcycle, if you didn't I didn't mean bicycles, I mean motorcycles. And of course, we have Father's Day coming up. So I do want to ask you, John, what's the tradition for you on Father's Day? Does your daughter get up and serve you breakfast in bed or what happens?

SPEAKER_07 1:41

Well, listen, every day is Father's Day here. I am celebrated and loved uh every day, but this year I mentioned to you off there, unfortunately, my wife is traveling. So my daughter is still a little too young to take the initiative by herself. And here's how dads get passed over, uh uh uh Patty. I almost said Frankie. Frankie's our guest this week, by the way. Right, right. Mother's Day happens during the school period. So school helps them make, you know, macaroni art, this, that, and the other. Father's Day is school's over. So there's no one to help them make something for dad. It's kind of like an in-between thing. So I'm not complaining, but sometimes, you know, Papa gets forgotten.

SPEAKER_00 2:32

Your daughter does swim lessons at the community center.

SPEAKER_07 2:36

She does swim lessons. She does uh she does wrestling. She's into wrestling. She does wrestling. Yeah. Oh yeah. And that's important, you know? Self-defense. You gotta have some form of self-defense, I think.

SPEAKER_00 2:50

I love that.

SPEAKER_07 2:50

You know, whether it's jujitsu or karate or wrestling, something.

SPEAKER_00 2:55

Wow. She's like a badass.

SPEAKER_07 2:58

Uh yeah, well, you know, I have I have one, you know, so she's kind of like a son and a daughter in one for me.

SPEAKER_00 3:04

And she's only seven, right?

SPEAKER_07 3:06

Yeah. Great age. Great age.

SPEAKER_00 3:08

I loved that last week where you told your story about the trespassers, and you were joking with her about getting out of the bat. And you turn around and she comes out of the the what, the garage or the shed with the bat on her on her shoulder.

SPEAKER_07 3:23

Resting on her shoulder. So yeah, I mean, unfortunately, my wife will be traveling. But, you know, we um I did want to just take one moment too for people because I know I have a friend who lost his dad recently, and you know, I'm in that age range where people are losing their parents left and right. And, you know, Mother's Day, Father's Day, for some people it's a tough time. So if you're listening this weekend on on WADK, uh, I feel you.

SPEAKER_00 3:49

Yeah, yeah, yeah. I I agree with that. Uh we also want uh to find out who has who our new downloaders are and where they're located. We want to acknowledge them. And so what do you have?

SPEAKER_07 4:06

I did mention last week we had a really nice bump up in listenership at the end of May, sometime between Memorial Day and now. Uh some of the new spots. Millbrook, New York, which is wonderful. Framingham, Massachusetts. Oh, nice.

SPEAKER_00 4:24

Okay.

SPEAKER_07 4:25

East Hampton, Connecticut. I didn't know we had an East Hampton. Phoenix, Arizona. Oh, great. And then the last one was White Plains, New York, which is 40 minutes outside of Manhattan.

SPEAKER_00 4:39

Right, right. Yeah.

SPEAKER_07 4:41

So welcome to all those folks.

SPEAKER_00 4:43

Thank you so much, everyone. We try and uh keep you engaged and interested. Also, you had we do poll questions and our number to text either answers to our poll questions or if you have questions or comments, it's area code 603 204 0104. And you had somebody answer our poll question, but we have another platform that people are listening on, and that's social media. So some someone reached out to you on the Facebook.

SPEAKER_07 5:26

They did, and I mentioned to you again, all fair, that unfortunately, because of this two-factor uh authentication, yeah, I was locked out of my account for a few days this week. So if you tried to hit me up while I was locked out, fret not. I'm back. I am me, I am who I say I am, and Facebook finally realized that. But in the time when I wasn't down, um Arita Marino out of Cranston, which is just a little south of Providence, said said to us, Patty, vacation starts the second that she is in the taxi or the Uber to the airport. Choose on that. Which for me, I I am I I totally get that. I'm a little envious, but yeah, that's gotta be a great feeling, right? When you're en route to your destination.

SPEAKER_00 6:16

Absolutely. Ah, very good. It was Rita. Her name was Rita.

SPEAKER_07 6:20

Rita Marino, uh Merino, and she's just uh south of Cranston. And and when I look, there's a lot of ocean state job lots around there. So that's like a standard for that part of Rhode Island.

SPEAKER_00 6:35

Well, Rita, thanks for listening, and hopefully you've got a trip planned and you will be Ubering to the airport shortly. John, before we talk about who our guest is today, Boston has been in the news a lot because Patriots Stadium in Foxboro, Massachusetts were hosting the FIFA soccer matches, and Scotland, the Scottish, have taken over the city of Boston. One of the things I saw on TV is that Boston recently ran out of beer. That they literally they came in and they drank us under the table and drank us out of beer, which is awesome. They're having the best time. And it was funny, I saw an interview of one of the visitors from Scotland who said, Oh my god, they ran out of beer, and I think we were left with um Bud Light.

SPEAKER_07 7:39

Yes, I saw that. I actually said that to my wife. I said they referred to it, and they weren't being cheeky. They they literally meant like, well, that's not beer, so we finished the beer and then we're left with this stuff.

SPEAKER_00 7:51

So right, right. But you sent me a text, and I wanted you to uh read that out about the Scotland Army.

SPEAKER_07 7:59

Well, they call themselves the Tartan Army, and they visited homeless children in Boston and donated thousands of dollars to children's causes while following their team at the World Cup, and just in general, they have become the envy of the rest of the country. Right? The the coverage out of Boston, Boston is de out of all the cities that are hosting, right? Boston is definitely the epicenter for the media coverage, and it's because of this goodwill and what great hospitality we've provided, and in turn they've reciprocated by cleaning up after themselves, right? And they're spread out as far as New York, you know, as far south as New York and as far north as Maine.

SPEAKER_04 8:48

Right.

SPEAKER_07 8:48

I I saw some of the the kilt wearing Scotsmen in Martha's Vineyard.

SPEAKER_00 8:54

Oh, right, great.

SPEAKER_07 8:55

Yeah. So they're they're spread throughout our listening area and well beyond, and they're just great ambassadors.

SPEAKER_00 9:02

Wow. Thank you to the Scots. We really appreciate that. Speaking of more events and celebrations in the area, our guest today is none other than Frankie Boyer. You can hear her every day here on WADK from 2 to 4 p.m. Frankie lives right in the middle of Boston. Part of it. Right in the heart of it. Yeah, exactly. And that's why we asked her to come on so that she can talk about what's been going on. She ran walking her dog the other day. She ran into the uh some of the the kilts having breakfast and ended up taking a picture at the at the cafe. But she's Frankie's gonna let us know as another ambassador of Boston what is going on starting now, leading up to the Fourth of July, what's happening for Fourth of July celebrations right through the middle of July, where she's going to talk about um the tall ships parade, which is really cool. Uh so she has a lot, a lot to share with us. So we wanted to have that on now in case all of a sudden you're like, you know what, I think I'll just go and make a day trip, or let's see if I can grab someplace like uh uh to stay for uh a few days and just take in any of the celebrations that are happening over here our way in the in Boston. That's gonna be very exciting. In our next couple of segments, we are going to keep going with the taxpayer bill of rights. I wanted to do all ten of those leading up to the 4th of July. And today is very interesting. Right after the break, we're gonna do the right to a fair and just tax system. And last segment of the day, which I call my coaching corner, going to be talking about the right to retain representation. So if that sounds familiar, like the Boston Tea Party, and where we've graduated to, that's that's where I'm going with this theme today. So come on back and start. In this segment, I'm going to cover another one of the taxpayer bill of rights, and it's the right to a fair and just tax system. The taxpayer bill of rights is a cornerstone document that highlights the ten fundamental rights taxpayers have when dealing with the Internal Revenue Service. Of course, the United States Bill of Rights are the first ten amendments to the United States Constitution. This taxpayer Bill of Rights is what the IRS wants every taxpayer to be aware of in the event they need to work with the IRS on a personal tax matter. These are written into our internal revenue code, but now they've brought it out into ten fundamental rights that highlight all these rights. We had the Boston Tea Party, and it was a political protest on December 16th, 1773, where American colonists dumped 342 chests of British East India Company Tea into Boston Harbor. Now, this was organized by the Sons of Liberty, and it protested the Tea Act and protested taxation without representation, directly sparking the American Revolution. So this taxpayer bill of rights entitled The Right to a Fair and Just Tax System, and our last segment of the day in my coaching corner, I'm going to cover another taxpayer bill of right, the right to retain representation, is what I'm highlighting today. So the right to a fair and just tax system means that taxpayers have the right to expect the tax system to consider facts and circumstances that might affect their underlying liabilities or affect their ability to pay or the ability to provide information timely. And taxpayers have the right to receive assistance from the taxpayer advocate service if they are experiencing financial difficulty or if the IRS has not resolved their tax issues properly and timely through its normal channels. So what does this mean for you? Well, several things. And by the way, you can read all these Bill of Rights on the IRS's website, IRS.gov. I prefer you go to the taxpayeradvocate.gov website because I think the descriptions of these are more in depth. But what this right to a fair and just tax system means for you is that if you cannot pay your tax debt in full and you meet certain conditions, you can enter into a payment agreement with the IRS where you pay a set amount over time, generally on a monthly basis. But it can also mean that you may request that any amount owed be eliminated if it exceeds the correct amount due under the law, if the IRS has assessed it after the period that's allowed by law, or if the assessment was done in error or violation of the law. There's limitations on collection after assessment called the statute of limitations, and that's under the right to finality, and we're going to cover that taxpayer bill of right next week. What this also can mean for you is that you may request that the IRS remove any interest from your account that was caused by the IRS's unreasonable errors or delays. The time limit for asking for the taxes you pay to be refunded may be suspended during the time you are unable to manage your financial affairs due to a mental or physical health problem. That's an interesting assistance for you. Also, the right to a fair and just tax system, what it can mean for you is that if you have acted with reasonable care, you may be entitled to relief from certain penalties. If you have reasonable basis for taking a particular tax position, such as a position on your return or a claim for refund, you may be entitled to relief from certain penalties. Even if you had reliance on the advice of a tax professional, can in certain circumstances represent reasonable cause for the abatement of certain penalties. Now, once again, in my last segment where I discussed the right to retain representation, what I'm specifically going to point out are about a dozen different things that you want to look at as a tax preparer who may be assisting clients with problems, or a taxpayer who needs assistance and representation, what you're going to be looking for in your professional tax representative. So if you use a return preparer who takes an unreasonable or reckless position that results in under-reporting your tax, that preparer may be subject to penalties. What this fair and just tax system, this right here, to a fair and just tax system, can also mean for you is that you can submit an offer and compromise, asking the IRS to settle your tax debt for less than the full amount if you believe one, you do not owe all or part of the tax debt, two, if you are unable to pay all the tax debt within the time permitted by law to collect, or three, there are factors such as equity, hardship, or public policy that you think the IRS should consider in determining whether to compromise your liability. If you have been experiencing a significant hardship because of IRS action or inaction, and you may be eligible for assistance from the taxpayer advocate service, a significant hardship occurs when a tax problem causes you financial difficulties or you have been unable to resolve your problem through normal IRS channels. You may also be eligible if you believe an IRS system or procedure isn't working as it should. And I want to mention that it's the taxpayer advocate, the former taxpayer advocate, Nina Olson, who actually recommended that the IRS adopt in 2014 these taxpayer bill of rights. So if you want to look at more of what it means for you, your right to a fair and just tax system, please look that up at the taxpayeradvocate.gov website under Taxpayer Bill of Rights. So in our next segment, we have none other than Frankie Boyer. She's an award-winning talk show host. She has several shows that that cover business lifestyle and even a cannabis specialty from A to Z. I call her the Renaissance Woman in radio show hosting. So come on back and we're just gonna have a great conversation with Frank. This is Patricia Gentile, founder of New England Tax Relief and host of the Patty Gentile Show. A client once wrote me, quote, my husband and I found ourselves in debt to the IRS for $167,000. I had contacted a company that said they would help. After I paid them $6,000, I found out that they took my money and ran. I was desperate and searched for a local tax attorney and found Patricia. She was able to get our tax debt reduced to $36,000. End quote. The moral of that story is that you really need to be able to trust the person you choose to represent you with the IRS. With over forty-three years of combined experience as a taxpayer, defense attorney, and CPA, I have successfully resolved hundreds of difficult IRS situations. One-on-one, personal attention is the hallmark of my representation, and my strategies are customized to your specific needs to completely resolve your IRS issues. So go to my website, New England Taxrelief.com, and schedule a free telephone consultation or call me at 1-800-880-8388, where a live person will always answer and take your message 24-7. Welcome back, everyone. This is the Patty Gentle Show. And with us today is none other than Frankie Boyer of the Frankie Boyer Show. And you can hear her every day on WADK. Frankie, we had to have you on because of everything that's going on in Boston. And you live in Boston and you know.

SPEAKER_06 21:42

I'm I'm right here in the heart of it all. I walk my dog, every single little Elijah who just got scalped today, by the way. He's not very happy with me, had his hair cut. I walk every day to the Prado where Paul Revere did his famous ride to the old North. Church and the British are coming, and that's my route. I look out my deck and I can see Boston Harbor. I look to the right and I see Boston Garden and I look straight ahead and I see the Custom House Tower. So it's a fabulous, fabulous place. I'm right in the middle of it all. I will be face painting. We are starting festivities this weekend early. I will be at Christopher Columbus Park. I'm sorry, the weekend of the 27th of June. I will be at Christopher Columbus Park face painting, which is going to be so much fun. I uh as you know, I'm an artist, and so I'll be face painting for the kids, and I do embellishments. And that's kicking off the week of the July 4th festivities. We're doing a huge celebration at Christopher Columbus Park for the kids on the 27th of June. Then on July 2nd, the July 2nd in Boston Harbor will be the fireworks. And those are um very exciting because they do them on um uh July 2nd this year, and it will be Harbor Fest. And I believe the they're going to begin about 8:30, 8:30 p.m.

SPEAKER_04 23:24

Oh, yeah.

SPEAKER_06 23:26

July 2nd. Then on July 4th, the actual July 4th, at the Hat Shell overlooking the Charles River, will be will be Keith Lockhart and the band, the Boston Symphony, doing their thing, and there's some really interesting guests that are going to be coming on this year. Um, country music, a rapper. I mean, it's gonna be really fun. And then on July 11th in the morning, the tall ships will be parading in Boston Harbor, and it's unbelievable the amount of ships that are coming in. It's gonna be huge. July 11th to the 15th, uh, the 16th will be all the tall ships in Boston. July 11th and July 15th will be special to welcome them into Boston, special fireworks on the 11th at 9.15 at night, and on the 15th at 9.15 at night as well. So they're getting fireworks to welcome them and fireworks to have them leave. So crazy. And then right now at government center, I at government center at City Hall, unbelievable FIFA uh World Cup fun stuff to do happening right now as we speak. One of the pavilions um is giving away these bracelets that are just adorable. You make your own bracelet with all the different teams, and they're doing it for free, by the way. And those same bracelets are selling on eBay and on Instagram for 50 bucks. So you can go down, yeah, but you have to stand in line. It's not easy to get in, and even when you know people, it's not easy to get in. So um, that's all happening as well. So there's so many activities going on, and we are just inundated, and the amount of tourists from the World Cup, the streets are lined with people. It has been phenomenal, the amount of people in the city. So much fun. And and all of the Scottish are wearing their kilts. So everyone's getting a big kick out of their they are all in special t-shirts and their kilts. They're their World Cup. Uh they're playing again Friday night for the World Cup. And right now, friends are at the cafes watching Portugal in um the soccer match as well. So we are literally literally nonstop in this neighborhood, non-stop for for several weeks.

SPEAKER_00 26:11

Did you say uh before we we came on, did you say that you saw the kilts this morning?

SPEAKER_06 26:17

Yes, this morning all the Scottish men are having breakfast. They just landed in the city and they're having breakfast at one of the uh little outdoor, one of the little uh you know, coffee places and breakfast places, and they were just a whole bunch of them. I got my picture taken with them. It was so fun. Yeah. Yeah, so fun. And they're just one of them, his accent was so thick I had to ask his friend, can you interpret what he just said to me, please? Wow. Wow. His Scottish accent was so thick I could hardly understand what his what was he saying to me. I want to see that picture.

SPEAKER_00 26:53

I definitely want to see that picture. I I love Boston. I graduated college in the early 80s. I threw everything in the car and drove to Boston. I'm from upstate New York and drove to Boston, and I've never left the area since. But I lived in Boston my first four years when I came into Massachusetts, and I found Boston an easy city to get around. Uh you everything you mentioned, I know exactly where it is, and I used to work down by Government Center and take the tea down to Tremont Street in Government Center, and I used to work down in that area. But I love the Fourth of July and on the Esplanade on the Charles River. That is an amazing uh uh event, and it's memorable. You have to at least do that once in your life.

SPEAKER_06 27:53

You have to. I used to go with some friends when I was very young, and we would camp out and do it all the time, and it was absolutely so much fun. And you know, back then you could go for the rehearsal, you could go uh the whole week was on the Esplanade. They don't do that anymore, it's just a one and done. It's the night of the event, and that's it. They don't open it up for the rehearsals, they don't open it up for the pre uh no, none of that anymore. It's just a one night, but they used to have a week in in right before leading up to July 4th, but we would go and bring picnic and bring so much food and our games. We were big game players back then, so we would have our Monopoly and we would have our card games, and we sat for hours and hours waiting for the concerts and playing games and just having so much fun and being on the grass and just running around and being like kids. And and it was so I mean it was clean fun. We weren't drinkers, and you know, we didn't do drugs or drinks, we just we just had a great time, old-fashioned being together as a group, eating, having fun, watching music, seeing the magnificent fireworks, and just calling it a lovely, lovely July 4th.

SPEAKER_00 29:21

I I when I came to Boston, I didn't have a car and going down to the Charles River there around the Esplanade area was my beach. It was like my beach because you could sit on the Charles, it was a beautiful beautiful, yeah. And going to the Esplanade for the Fourth of July, you'd have to get there at like eight in the morning, and you don't leave six in the morning, yeah. Yeah, you don't leave until eleven o'clock at night. And I will still say to this day, it is the best fireworks I've ever seen.

SPEAKER_06 30:00

Yeah, it's a great job. They do a great job. And now they synchronize the music, and this year is gonna be spectacular. It's really gonna be great. And I know we're almost out of time, but yeah, it's gonna be phenomenal stuff in the city of Boston.

SPEAKER_07 30:15

Patty, as your producer, could I jump in for a second? Oh, absolutely. I would be remiss if we didn't mention one thing, and that is that I have seen interviews with people who work for public works sanitation who said that despite the amount of people that have been through, you know, the areas and the parks in and around Fenway and in and around Foxboro, narry a piece of litter or trash. They are cleaning up after themselves and leaving as they found it. And that's a good lesson for a lot of other cities like New York. I mean, uh, you know, that what a wonderful representation of how hospitality can go both ways.

SPEAKER_00 31:01

You know, John, that's funny you mentioned that because I actually saw, I think it might have been Fox News just the other night, that that is what FIFA fans do. And I think Boston is following the tradition or the the the protocol of that because people are understanding um that that's what you do. You leave wherever you are the way you found it. Uh that's interesting you mentioned that. Yeah. Frankie, uh, where can we our listeners find you?

SPEAKER_06 31:39

Just just Google me. I'm everywhere.

SPEAKER_07 31:42

Frankie Boyer, just Google me and you'll find me through Friday right here on W A D K.

SPEAKER_06 31:49

W A D K, yeah. W A D K.com.

SPEAKER_00 31:52

And you're gonna be out and about in person.

SPEAKER_06 31:54

Absolutely.

SPEAKER_00 31:55

And all these all these uh uh events, all these venues. You got it, you got it. Thank you. Thanks so much for sharing in your neighborhood. We appreciate it.

SPEAKER_06 32:06

Oh, it's my pleasure. I love my neighborhood. Come on down to the north end. We'll do. Thanks, Frankie.

SPEAKER_02 32:12

Okay, now we will treat them with violence. And then I love to dump the and I don't want to get all of the high.

SPEAKER_00 33:13

This is the Patty Gentile Show, and this next taxpayer bill of rights I want to talk about here, which I like to call my coaching corner, is the right to retain representation. This is who I am, this is what I do every day. This is who I am, it's my passion. I I love to advocate for taxpayers' rights and protect their rights and help them have a plan of resolution with whatever problem they're having with the IRS. And the right to retain representation is where the taxpayer has the right to retain an authorized representative of their choice to represent them in their dealings with the IRS. And the taxpayer has the right to be told that if they cannot afford to hire a representative, they may be eligible for assistance from a low-income taxpayer clinic. You can select a person such as an attorney, a CPA, or an enrolled agent, to represent you in an interview with the IRS, and the IRS cannot require that you attend with your representative unless it formally summons you to appear. And what happens here is if you're a taxpayer and you need a representative to help you resolve your tax problems, or if you're a tax professional helping your clients who have tax problems, I want to point out a few things here to everybody to keep in mind. The IRS has a strategic advantage here because they're trained in procedure, timing, they have leverage, they have collections, they have appeals, they have an enforcement process. And what does that mean for both taxpayers in selecting a representative or tax professionals representing your clients? You don't want to ignore IRS policy. There's a statement 5-133, which requires that the six most recent years, tax years, are required to be considered to be in compliance. What does that mean? You could be a non-filer and you have to catch up on filing your returns. Well, this IRS policy statement 5-133 requires that the six most recent years have to be in compliance, meaning they have to be filed. You as a taxpayer need to know that, and as a tax representative, need to know that policy statement as well. Because before filing old returns, you want to analyze the refund potential, assessment exposure, the collection statute impact, criminal exposure, or even state implications if you have a state department of revenue as well that you have to file with. Normally, enforcement of delinquency procedures for not more than six years is the enforcement beyond such a period will not be undertaken without prior managerial approval. And also, if delinquency procedures are not to be enforced for the full six-year period, prior managerial approval must be secured as well. That's a very big policy to know, especially for the non-filers who are delinquent in their tax filing of the returns, and you need now to go before the IRS and handle that. There's other things to look at, such as don't miss critical deadlines or wasted opportunities to file, for example, for an appeals hearing, a collection due process hearing, making sure a final notice of levy or an intent to levy or a federal tax lien filing deadline, that maybe you can stop that from happening if you respond by a certain date or do a certain filing. So you want to not miss critical deadlines or wasted opportunities. Another opportunity here that you have to be aware of is filing. Whether you file, for example, an offer and compromise too close to the collection statute expiration date. The consequences are this. While an offer and compromising is pending, the 10-year collection statute expiration date, the 10 years that the IRS has to collect that tax stat, while your offer and compromise is pending, that collection statute gets told it stops while your offer and compromise is pending. Or while an installment agreement request is pending, what does that mean? It means you may be extending that time period, that 10-year time period for the IRS to collect. So you need to know what your collection statute expiration date is, and that's a part of the strategy. Even filing an offer and compromise might not be the best thing when, for example, that you could qualify or your client could qualify for what's called currently not collectible status, and that could be a better idea. What happens is under currently not collectible status, that collection statute expiration date does not toll or stop while you are under currently not collectible status, and so it the clock keeps ticking. What does that mean at the end of the 10-year collection statute? What it means is that the IRS, if they haven't collected what you owe them in full, they have to write it off. And so you don't want to extend that time period for them to be able to collect from you. But if you need to take advantage of any of these resolution programs, such as offer and compromise, then you also want to look at the other programs, know what these statutes are, know what the timing is about things, know know what your rights are and the requirements to enter into any of these programs. It's all about an analysis, a total overview. And that's why I offer what I like to call a taxpayer, a tax situation analysis for the taxpayers, my clients. I do a tax situation analysis, and I'm looking at all of this, including your financial position, as well as the collection statute, as well as your IRS uh transcripts and your reasonable causes for getting into this problem or not filing, knowing the policies, knowing the deadline dates. There's a lot involved here. And so if you're looking for a representative, you want to make sure uh they they know to do such steps with you, or if you're a tax professional, please give me a call at 1-800-880-8388 and discuss with me about an analysis of your current client. Or if you're a taxpayer, give me a call and I can do a nice little brief analysis with you on a complimentary telephone consultation. I can do a what they call a uh a reader's digest version, a quick version. So go to New England Taxrelief.com and set up that appointment. And also text us at 603 2040104 and reach out as well. So until our next show, have a great week.