360. Now seeing admire and more weekend hustlers, grateful I have capacity to work well

Transcript

Speaker 1 0:01

Good evening , good evening , happy Saturday . So Saturday afternoon evening , working a side hustle that I haven't done in like a month and trying to make a couple dollars cash Not cash , but trying to just make a couple extra dollars and do what I can to make sure our family is provided for Something bonus . That we did while the kids were napping . Today , my wife and I sat down and we just went . We're using a budgeting app . There's one that we've used for years and years that got shut

Working a side hustle

Speaker 1 0:32

down . We went to a paid different budgeting app and it tracks your . You connect your bank accounts . It tracks your expenses , but also your repeat expenses . So say , on January 5th you paid 20 bucks . On the next month you paid , on February 5th , you paid another 20 bucks . It detects that that's a subscription and

Subscription audit during naptime

Speaker 1 0:53

so when you open the app , it can help you identify your subscription subscriptions really quickly .

Speaker 1 0:59

And so today we just went through um during our kids napping . We just went through like what subscriptions are we currently on and are they ones that we truly want to keep going on ? Are they ones that we don't really need anymore ? And so there was one . Something that place I've started to do , fortunately , is they'll send an email like a month before your 12 month renewal starts , so like there's a magazine subscription that we gifted as a birthday present a year ago and they emailed us like two weeks ago hey , you're about to get recharged , looking forward to seeing you another year , and so we know right away we don't want to do that again and so we can cancel that . Uh , we had a handful of subscriptions I'll admit all of them were mine and some were legit , like um , a calendar booking tool , or like a video conferencing tool , like those we're going to keep for another couple months . But there are some that we just don't use , like an online file storage system , another one that that's a good example . Another one that's like an online research tool that we don't really use

Saving $100 in monthly subscriptions

Speaker 1 2:05

as much . We need a paid version , but we use enough that we should use like a free version . And so we just canceled stuff .

Speaker 1 2:10

We probably cut out like probably $100 a month worth of subscriptions that we don't really need anymore , and so at first thought it's tempting to realize , like okay , $10 a month , I don't need to like stop that , but looking back , like some of the worst . I don't need to like stop that , but looking back , like some of the worst one I've had for like three years , and I've only heavily used it prior for two or three months , and so in total we've paid this company like $300 $350 . And we only really needed like $30 of value , and so that's money out the window that we don't need to be pushing out into the ethos . If I could do something to make an extra $300 , I would do it , and so if I would be willing to earn it , I should be willing to earn it by not spending it . So that's just something I'm realizing .

Speaker 1 2:58

Just doing it it's worth doing . Looking at what you spent money on so , like right now it's October , so we looked at what do we spend money on in November of last year , because some of those might be a sneaky subscription . And then just looking at what have we spent money on the past two , three months that , if we really need it , we can get it back in a moment . So , like making up an example , say , there's a subscription that makes sense during like November and December each year , but you only use it in November , december . You don't need to pay 12 months for two months of usage . So it's worth canceling and just cancel , cancel , cancel , cut , cut , cut . If it's worth giving yourself a pay raise for an extra a hundred dollars a month , it's worth not spending that . So that's what we did today , and by working a job tonight for a few hours , um , we're going to be saving that each month for all these subscriptions . So , feeling pretty good , going to pat myself on the back on that one Glad we did it and just figuring out how we prioritize things Um , family history dad worked a lot so that mom could afford a lot .

Speaker 1 4:07

Family history dad worked a lot so that mom could afford a lot . And for my wife and I , we want dad to work a fair amount so that we can have a fair enough

Balancing work and family priorities

Speaker 1 4:18

lifestyle . And so we want to have less income and less expenses so that we have a lot less stress and a lot more time than what I was used to . And so that's what we're working towards . And so tonight it doesn't match that and that trajectory , that desired goal , since I'm working and we want me to be home . But tonight we need me to be working , in my assessment , so that we can keep food on the table .

Speaker 1 4:41

So , as I'm driving and I'm seeing all these like blocked out school buses , all of these like party buses , dj buses , and realizing like there's folks that are doing wedding venues , corporate event venues , there are folks that are hustling on the weekends because either they have to get to , have to or want to , and so I'm now seeing more entrepreneurs that are working the side hustle , the weekend hustle , more than I ever had noticed . And so I'm that guy tonight . We're going to have fun doing it , we're going to enjoy it , and if I get stuck doing the side gig then I'll call the owner and say , hey , this thing isn't working , tech malfunction , whatever , and they'll get me unstuck . So we're going to go do it . We're going to go have fun . It's going to be do it . We're gonna go have fun . It's gonna be a blast of a wedding . It's gonna be a good five hour engagement and then call it for the night . So that's where we're at , that's where we're going . Let's rock and roll .