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Your Property Guide
Welcome to Your Property Guide, the podcast that empowers everyday Australians with expert insights, education, and the latest market information, giving you confidence to succesfully navigate the Australian property market.
Whether you're just starting out or a seasoned investor looking to take it to the next level, YPGco is your go-to for valuable updates and expert insights. Make smarter property decisions and stay ahead of the game. Tune in and level up your property journey with You Property Guide.
*The information shared on this podcast is for educational purposes ONLY and should not be considered professional advice. While we strive to provide accurate and up-to-date insights, the content may not apply to your individual circumstances. We recommend consulting with a qualified professional, such as an accountant, financial advisor, or legal expert, before making any decisions related to property investment or financial matters.
The views and opinions expressed by our guests are their own and do not necessarily reflect the views of the podcast or its host. YPG co and its affiliates are not responsible for any actions taken based on this podcast's content.
Your Property Guide
11 - Interest rates and finance in 2025 ft. Kristen Pavez
Introduction:
- Join us as we dive into the world of property financing with Kristen, an expert with a wealth of knowledge and experience.
Episode Breakdown:
- 00:00 | Introduction to Kristen and Her Background: Get to know Kristen and her journey in the property financing industry.
- 01:52 | Rate Predictions for 2025: Explore expert predictions on interest rates for the coming year.
- 04:33 | Impact of Rate Changes on Borrowers: Learn how fluctuations in interest rates can affect borrowers and their financial plans.
- 08:11 | Investment Property Financing and Interest Rates: Kristen dives into the specifics of financing investment properties and the role interest rates play.
- 09:08 | Understanding Offset vs. Redraw: Demystifying the concepts of offset accounts and redraw facilities.
- 11:09 | Fixed vs. Variable Interest Rates: A comprehensive comparison to help you decide which is best for your financial goals.
- 13:49 | Principal and Interest vs. Interest Only Loans: Weighing the pros and cons of each type of loan.
- 15:21 | The Role of Accountants in Property Investment: How accountants can be your best allies in property investment.
- 17:30 | Market Trends and Refinancing Tips: Stay ahead of market trends and learn essential tips for refinancing.
- 19:50 | The Benefits of Using a Broker: Discover the advantages of enlisting a broker for your financing needs.
- 22:43 | Common Misconceptions in Financing: Busting myths and setting the record straight on common financing misconceptions.
- 25:35 | Renovation Financing Process: Understanding the steps and strategies for financing your renovation projects.
📢 Tune in to gain valuable insights and practical advice on navigating the complex world of property financing with Kristen's expert guidance! 🚀
Find out how Kristen can help you on your journey. You can reach her on the details below:
https://brokerpages.com.au/mortgage-broker/kristen-pavez/ https://www.instagram.com/perth_mortgage_broker/
Want to connect with Matt to chat about property?
www.linkedin.com/in/mattpropertyguide
https://www.instagram.com/matt.propertyguide/
Need a buyers agent to Win at the game of property investing?
Reach out to Dynamic
www.dynamicwealth.com.au
*This information is general only and should not be considered as advice. We encourage you to seek independant legal and financial advice.
Your Property Guide - The only property guide you will ever need.
