Your Property Guide
Welcome to Your Property Guide, the podcast that empowers everyday Australians with expert insights, education, and the latest market information, giving you confidence to succesfully navigate the Australian property market.
Whether you're just starting out or a seasoned investor looking to take it to the next level, YPGco is your go-to for valuable updates and expert insights. Make smarter property decisions and stay ahead of the game. Tune in and level up your property journey with You Property Guide.
*The information shared on this podcast is for educational purposes ONLY and should not be considered professional advice. While we strive to provide accurate and up-to-date insights, the content may not apply to your individual circumstances. We recommend consulting with a qualified professional, such as an accountant, financial advisor, or legal expert, before making any decisions related to property investment or financial matters.
The views and opinions expressed by our guests are their own and do not necessarily reflect the views of the podcast or its host. YPG co and its affiliates are not responsible for any actions taken based on this podcast's content.
Your Property Guide
19 - The Reality of Property: From FIFO Finance to Smart Flips ft. Janine Leafe
In this episode, Matt sits down with Janine Leafe to dig into the realities of renovation flips, property investing myths, and why financial literacy matters more than ever—especially for FIFO workers. Janine unpacks why she built Fluoro Finance, how her background shaped her mission to protect clients from predatory spruikers, and the mindset you need to build wealth sustainably in today’s market.
We cover it all—from identifying ugly ducklings with hidden value to understanding why growth in property isn’t always glamorous or fast—and why that’s okay.
✅ Why FIFO workers are often targeted by slick sales tactics—and how to avoid getting burned
✅ The real math behind renovation flips (and how to avoid overcapitalising)
✅ Tips for buying well and adding value strategically
✅ The power of “sweat equity” and project-managing your own renovation
✅ Why context matters more than blanket property advice
✅ The triangle (or square!) of professionals you need on your team—broker, accountant, financial advisor, and buyer’s agent
✅ Why tax benefits should be the cherry, not the cake, in your investment strategy
🛠️ Janine’s 3 Top Tips for Reno Flips:
- Buy the ugliest house with the strongest bones.
Look for cosmetic upgrades, not full structural overhauls. - Live in it.
Owner-occupier flips often come with capital gains tax benefits—check with your accountant. - Do as much as you can yourself.
Organise trades directly and be smart with your budget so your margins don’t evaporate.
Links & Resources 🔗
- Janine Leafe
- www.fluorofinance.com.au
- https://au.linkedin.com/in/janineleafe
- https://www.instagram.com/janine.leafe/
- https://facebook.com/scott.janine
- Matt Piotrowski – Your Property Guide
- Dynamic Wealth – Perth’s Premium Buyers Agency
- Instagram: https://www.instagram.com/dynamicwealthgroup/
- Book a strategy call: https://dynamicwealth.com.au
Disclaimer ⚖️
The information in this podcast is general in nature and is not financial advice. Always seek professional guidance tailored to your circumstances before making any investment decisions.
Stay Connected 💬
Instagram: https://www.instagram.com/yourpropertyguide
LinkedIn: https://www.linkedin.com/in/mattpropertyguide/
Your Property Guide - The only property guide you will ever need.
