Building Web3

How Stablecoins Are Disrupting Global Payments | Acctual Co-Founder Atikh on Building Web3

Jax Dwyer

In this episode of Building Web3, host Jax Dwyer speaks with Atikh, co-founder of Acctual, to explore the challenges of cross-border payments, the growing role of stablecoins, and how businesses are adopting crypto for financial operations.

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Chapters

00:00 Introduction to Acctual and Its Vision
01:25 Challenges of Cross-Border Payments
03:53 Use Cases for Stablecoins in Business
07:11 The User Journey on Acctual’s Platform
11:00 Flexible Payment Solutions
15:18 Current Development Stage and Future Plans
19:24 The Future of Stablecoins and Market Dynamics
22:37 The Profitability of Stablecoin Companies
24:35 Upcoming Milestones and Features from Acctual
26:50 How Acctual Simplifies Payroll and Contractor Payments
29:15 How Acctual Raised $3.8M and Future Growth Plans

What is Acctual?
Acctual is a next-generation invoicing and payments platform that enables businesses to send and receive payments seamlessly using stablecoins like USDC, USDT, and local currencies. By leveraging crypto rails, Acctual provides faster, cheaper, and more transparent global transactions, solving major pain points for freelancers, merchants, and enterprises worldwide.

What You’ll Learn in This Episode:
Why international payments are broken – The hidden challenges of cross-border B2B transactions.

How stablecoins (USDT, USDC) are transforming global finance and reducing reliance on traditional banking systems.

Real-world use cases – From charcoal exporters in Nigeria to Tesla and SpaceX using stablecoins for operations.

How Acctual automates invoices, accounts payable (AP), and accounts receivable (AR) using blockchain.

The rise of stablecoin settlements – How major businesses are integrating crypto payments into financial workflows.

Why crypto-native businesses struggle with payments – The challenges of multi-sig wallets, treasury management, and tax compliance.

The future of stablecoins and DeFi finance – Will stablecoins like USDC, USDT, PYUSD dominate global payments?

How Acctual solves the stablecoin conversion problem – Enabling flexible payments between USDT, USDC, fiat, and bank accounts.

Why This Matters for You:

For Web3 entrepreneurs, freelancers, crypto-native businesses, and financial teams, this episode provides deep insights into stablecoin adoption, regulatory challenges, and the infrastructure powering the next wave of financial technology.

What do you think about stablecoins revolutionizing global finance? Will USDC, USDT, and other crypto payments replace traditional banking? Drop your thoughts in the comments!

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Disclaimer: Nothing said on Building Web3 is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are solely our opinions, not financial advice. Jax, and our guests may hold positions in the companies, funds, or projects discussed.

Need technical content? Book a free strategy session with our team at https://jaxdwyer.com/

Need technical content? Book a free strategy session with our team at https://jaxdwyer.com/