Gen Z & The Mortgage Maze: Cracking the Code to Homeownership

Gen Z is stepping into the housing market - but the rules of the game are changing. From sky-high interest rates to creative financing options, what does homeownership really look like for this generation? In this episode, we unpack the myths, challenges, and strategies that can help Gen Z navigate the mortgage maze. Whether you're saving for your first down payment, considering co-ownership, or just curious about the future of real estate, this conversation will give you insights to feel more empowered on your path to owing a home.

Paul J Rocha is a Senior Mortgage Advisor with 35 years of experience helping Canadians make confident, informed decisions about home financing. Known for his straightforward, educational approach, Paul works closely with clients at all stages—from first-time buyers and growing families to seasoned investors and homeowners navigating renewals. He’s a frequent guest on media platforms discussing interest rates, real estate trends, and the economic forces that shape the mortgage landscape.

Outside of professional realms, Paul is deeply embedded in the Portuguese-Canadian community of the Greater Toronto Area. He has held esteemed directorial roles with the Federation of Portuguese Businesses and Professionals (FPCBP) and is a regular contributor to media platforms such as Omni's Focus and TUGA Magazine.

Paul J. Rocha, Mortgage Scout 

Website: pauljrocha.com    Mobile: 416.432.7662

@pauljrocha