{"version":"1.0.0","segments":[{"startTime":0.32,"endTime":4.017,"body":"But globally 123456 had 3 million hacks,"},{"startTime":4.081,"endTime":7.305,"body":"and it takes less than a second to find it. In fact, all of these"},{"startTime":7.345,"endTime":11.045,"body":"on this list are less than one second to find it."},{"startTime":11.905,"endTime":15.601,"body":"And then a different other, you know, longer"},{"startTime":15.633,"endTime":19.001,"body":"runs of the numbers 1 through 9, 1 through 8, those are on the top"},{"startTime":19.033,"endTime":22.441,"body":"list. Password is fourth globally. Wow, I'm"},{"startTime":22.473,"endTime":26.187,"body":"surprised. QWERTY 123 is fifth."},{"startTime":26.281,"endTime":29.927,"body":"Okay. And QWERTY 1 is sixth. But the 3"},{"startTime":29.991,"endTime":33.835,"body":"million one, 23456 drops to a million six"},{"startTime":34.135,"endTime":37.631,"body":"for the next password. So the 3 million, the 123456"},{"startTime":37.743,"endTime":41.567,"body":"is twice as many times stolen as the rest of"},{"startTime":41.591,"endTime":45.199,"body":"these. Now, here's the thing. They've done this study for six years. They've"},{"startTime":45.247,"endTime":48.831,"body":"published these results for six years. That is still the number"},{"startTime":48.863,"endTime":52.255,"body":"one password. So nobody's paying attention here and we know it."},{"startTime":52.335,"endTime":56.103,"body":"That's crazy. This is changing your password or actually accepting"},{"startTime":56.119,"endTime":59.775,"body":"the fact that passwords are a real thing is the thing we don't do until"},{"startTime":59.815,"endTime":62.995,"body":"it happens to us. Yeah, like we're never the one to get hacked."},{"startTime":63.815,"endTime":67.583,"body":"3 million people are getting hacked. And more than that, this is. Hey, welcome"},{"startTime":67.639,"endTime":71.351,"body":"back to the Cash Flow Podcast with me, Pam Prior. Glad"},{"startTime":71.383,"endTime":74.943,"body":"to have you here where we talk about everything money related in your"},{"startTime":75.039,"endTime":78.115,"body":"business. So without further ado, let's hop right in."},{"startTime":81.275,"endTime":84.843,"body":"Hey, I'm Pam Pryor and welcome back to the Cash Flow Podcast."},{"startTime":84.979,"endTime":88.651,"body":"As we are rolling into Thanksgiving, there is tons of"},{"startTime":88.683,"endTime":92.387,"body":"news to cover. In our news segment, we're going to talk particularly about a favorite"},{"startTime":92.411,"endTime":95.827,"body":"of mine, bitcoin, but in a little bit of a different context."},{"startTime":96.011,"endTime":99.811,"body":"And for the beer, we're doing one of Francis's favorites, which is not"},{"startTime":99.843,"endTime":103.643,"body":"necessarily high on my list, but I don't hate it. So stay tuned to"},{"startTime":103.659,"endTime":107.259,"body":"see that surprise. And then finally, in the"},{"startTime":107.387,"endTime":110.975,"body":"actual Cash Flow section, where we're going to talk to you about cash"},{"startTime":111.015,"endTime":114.383,"body":"flow stuff, we're actually going to talk about security"},{"startTime":114.519,"endTime":117.839,"body":"today, some interesting news about common"},{"startTime":117.927,"endTime":121.599,"body":"passwords that are breached and broken very quickly. So it will"},{"startTime":121.647,"endTime":125.127,"body":"help you make sure that your password situation is in good shape."},{"startTime":125.231,"endTime":128.635,"body":"So stay tuned. We're going to hop right in and talk about the news."},{"startTime":139.625,"endTime":142.177,"body":"So my favorite friend, Bitcoin, hit"},{"startTime":142.241,"endTime":145.849,"body":"$98,000 on the day that we're recording this."},{"startTime":146.017,"endTime":149.841,"body":"And of course, we're all wondering, is it going to hit a hundred grand?"},{"startTime":150.033,"endTime":153.393,"body":"And so I wanted to share a little bit about kind of what's going on"},{"startTime":153.449,"endTime":157.121,"body":"in the news here. And in addition, talk about what"},{"startTime":157.153,"endTime":160.685,"body":"that really means. What is bitcoin and the Fact that it's,"},{"startTime":161.025,"endTime":164.769,"body":"you know, going to hit $100,000 per bitcoin when it"},{"startTime":164.817,"endTime":168.425,"body":"started it. Well, it started at zero, but it hovered down at a thousand bucks"},{"startTime":168.465,"endTime":172.245,"body":"for a long time before it took its ride. Well, here's the thing."},{"startTime":172.745,"endTime":176.097,"body":"People who own bitcoin right now own"},{"startTime":176.241,"endTime":180.045,"body":"almost $2 trillion of"},{"startTime":180.945,"endTime":184.465,"body":"value. So that's what we call a $2 trillion"},{"startTime":185.001,"endTime":188.785,"body":"market cap. And that is nothing to sneeze at."},{"startTime":188.865,"endTime":192.649,"body":"And what I want to give you to think about here is how big that"},{"startTime":192.697,"endTime":196.329,"body":"market cap is. Because a trillion is a crazy number to think about. It's"},{"startTime":196.377,"endTime":200.121,"body":"a thousand billions and a billion is"},{"startTime":200.153,"endTime":203.865,"body":"a thousand millions and a million is a"},{"startTime":203.905,"endTime":207.617,"body":"thousand thousands. Like so you'd have to spend a thousand thousand"},{"startTime":207.721,"endTime":210.885,"body":"thousand thousands to get to 1 trillion."},{"startTime":211.225,"endTime":215.057,"body":"And so if you look at the whole bitmark, Bitmark bitcoin market,"},{"startTime":215.161,"endTime":218.366,"body":"that's how much has been invested in bitcoin right now, $2"},{"startTime":218.539,"endTime":222.001,"body":"trillion. So let's talk about global"},{"startTime":222.153,"endTime":225.897,"body":"economies. And the way global economies are measured is by what"},{"startTime":225.921,"endTime":229.617,"body":"they call gdp, which is gross domestic product, which is, in short,"},{"startTime":229.721,"endTime":233.193,"body":"how much the country produces in value, in dollars of"},{"startTime":233.249,"endTime":237.065,"body":"product. And just to put it in perspective, I'm going"},{"startTime":237.065,"endTime":239.769,"body":"to give it to you in order from the top down and you'll see where"},{"startTime":239.817,"endTime":243.601,"body":"bitcoin fits in. Here the US is 25, a little"},{"startTime":243.633,"endTime":247.327,"body":"over 25 trillion. China almost 15"},{"startTime":247.471,"endTime":251.183,"body":"trillion. Then it drops way far down to Japan at 4"},{"startTime":251.239,"endTime":254.823,"body":"trillion, Germany at 4 trillion, India at"},{"startTime":254.879,"endTime":258.255,"body":"3, the UK at 3. I'm rounding"},{"startTime":258.415,"endTime":262.031,"body":"France at 2 and a half, Russia at 2 and a"},{"startTime":262.063,"endTime":265.207,"body":"quarter, Canada at 2 and"},{"startTime":265.311,"endTime":268.679,"body":"2.1 million. So now bitcoin"},{"startTime":268.727,"endTime":272.471,"body":"slices right in there because Canada, it's trillion. I'm sorry, I said billion."},{"startTime":272.503,"endTime":275.677,"body":"I meant trillion. So Canada is at 2 trillion."},{"startTime":275.861,"endTime":279.389,"body":"Brazil's a little under 2 trillion. Australia's under 2"},{"startTime":279.437,"endTime":283.269,"body":"trillion. South Korea, Mexico and Spain. So you can"},{"startTime":283.317,"endTime":286.917,"body":"see that bitcoin's value market cap"},{"startTime":286.981,"endTime":290.461,"body":"drops in number 11 in the total"},{"startTime":290.573,"endTime":294.077,"body":"world economy relative when you compare its market"},{"startTime":294.141,"endTime":297.829,"body":"cap to countries gdp. So this is a lot of money."},{"startTime":297.957,"endTime":300.917,"body":"I just thought it was interesting to share that. And I'll be watching today to"},{"startTime":300.941,"endTime":302.487,"body":"see if that hits"},{"startTime":302.591,"endTime":304.875,"body":"$100,000."},{"startTime":306.055,"endTime":309.791,"body":"Now jump into the serious stuff. It's time to"},{"startTime":309.823,"endTime":313.471,"body":"taste the beer, which I'm not going to tell you till we get there because"},{"startTime":313.503,"endTime":314.755,"body":"I didn't pick it."},{"startTime":323.415,"endTime":326.815,"body":"So I did not pick today's beer. No, our friend"},{"startTime":326.895,"endTime":330.147,"body":"Francis picked today's beer. And it's Guinness"},{"startTime":330.251,"endTime":333.739,"body":"draft. Yes. Which I can't complain about. Right. So first of all, I've Been to"},{"startTime":333.747,"endTime":337.467,"body":"the Guinness brewery in Ireland, which I'm so jealous of. It's"},{"startTime":337.531,"endTime":340.499,"body":"amazing. The coolest thing is you. It's a. It's a. You go from the bottom"},{"startTime":340.547,"endTime":344.379,"body":"up tour and you see it all very touristy, but you still get to"},{"startTime":344.427,"endTime":347.691,"body":"really see it. And they don't. I don't know, they're. I guess they're actually brewing"},{"startTime":347.723,"endTime":350.939,"body":"in there, but they have a main brewery kind. Of that's like tuck boy. And"},{"startTime":350.947,"endTime":354.567,"body":"then you get to the top, they pour your pint, and it's a. Windows"},{"startTime":354.631,"endTime":358.151,"body":"around and you kind of see out over Dublin, which is really cool."},{"startTime":358.223,"endTime":361.823,"body":"Wow. But there's some neat things about Guinness, which I've just learned"},{"startTime":361.879,"endTime":365.239,"body":"because, of course, we study up on this before we do the podcast."},{"startTime":365.407,"endTime":369.199,"body":"So, first of all, back in 1759, gentleman"},{"startTime":369.247,"endTime":373.079,"body":"by the name of Arthur Guinness decided he was going"},{"startTime":373.127,"endTime":376.367,"body":"to lease a brewery or land to build his"},{"startTime":376.391,"endTime":379.555,"body":"brewery. How long do you think the lease was for?"},{"startTime":382.895,"endTime":386.079,"body":"4 years? 9,000 years."},{"startTime":386.207,"endTime":390.023,"body":"9,000. If they say here, if that's not belief, we don't"},{"startTime":390.039,"endTime":393.847,"body":"know what is. He clearly. And they have a copy of the lease and they"},{"startTime":393.871,"endTime":397.095,"body":"have it at the. I remember this now when I was looking at the notes."},{"startTime":397.135,"endTime":400.079,"body":"They have it at Guinness. I didn't know you could get a lease for 9,000"},{"startTime":400.127,"endTime":403.743,"body":"years. You could in 1759. So in"},{"startTime":403.799,"endTime":407.153,"body":"the year 10, 759."},{"startTime":407.289,"endTime":410.713,"body":"They'll have to renegotiate. Yeah, that'll be interesting."},{"startTime":410.889,"endTime":414.321,"body":"So anyway, the other thing that's kind of cool is, you know how the harp"},{"startTime":414.353,"endTime":417.889,"body":"is the symbol? Yeah, the harp. Actually, everybody thinks it's"},{"startTime":417.937,"endTime":421.545,"body":"Ireland's symbol, which it is. However, he had first"},{"startTime":421.585,"endTime":425.017,"body":"dibs on it. He wanted something that they could associate with the"},{"startTime":425.041,"endTime":428.865,"body":"beer that celebrated Ireland. And he decided"},{"startTime":428.945,"endTime":432.719,"body":"that the harp was really representative of Ireland. Now,"},{"startTime":432.847,"endTime":436.695,"body":"why, it doesn't say too much, but it represented their culture and heritage."},{"startTime":436.735,"endTime":439.143,"body":"It said, I don't know if there were a lot of harpists. I'll have to"},{"startTime":439.159,"endTime":442.975,"body":"figure that out. I never realized it was a harp, but. So when Ireland"},{"startTime":443.055,"endTime":446.727,"body":"decided that, yeah, that's a good symbol and we have to use it,"},{"startTime":446.831,"endTime":450.111,"body":"they had to turn theirs to face the other way because Guinness had"},{"startTime":450.143,"endTime":453.615,"body":"trademarked this one. Wow. So another cool little"},{"startTime":453.655,"endTime":457.231,"body":"tip, Arthur Guinness. Is a forward thinker, a real"},{"startTime":457.303,"endTime":460.555,"body":"forward thinker. So I'm really excited. There's a ton."},{"startTime":460.935,"endTime":464.623,"body":"There's a really good layout of the story here on the Guinness website."},{"startTime":464.679,"endTime":467.143,"body":"So I suggest, if you like it, you look at it, because it's got. That's"},{"startTime":467.159,"endTime":470.271,"body":"just two of the little stories. Inside it. The ones that I kind of thought"},{"startTime":470.303,"endTime":473.943,"body":"were the most interesting. Yeah. But the draft itself,"},{"startTime":474.039,"endTime":477.863,"body":"they call it the black stuff. And what."},{"startTime":477.959,"endTime":480.599,"body":"It's generally what you think of. As we all know, when you say, hey, give"},{"startTime":480.607,"endTime":484.191,"body":"me a pint. Yeah. They're thinking about this draft. It's a dark beer."},{"startTime":484.383,"endTime":488.223,"body":"It. In my mind, I haven't had one since I was in Ireland, but if"},{"startTime":488.239,"endTime":491.951,"body":"I remember correctly, it tastes like coffee to me. Okay. Coffee"},{"startTime":491.983,"endTime":495.503,"body":"with fizz. But we'll see, because we all know that I'm an IPA lover with"},{"startTime":495.519,"endTime":499.231,"body":"all the hops. And this is the opposite of hops. So basically what it says,"},{"startTime":499.263,"endTime":503.007,"body":"it's. The aroma has hints of roasted coffee and chocolate. Okay."},{"startTime":503.151,"endTime":506.687,"body":"And appearance is really dark ruby red with a"},{"startTime":506.711,"endTime":510.247,"body":"creamy head. And it's smoothly balanced with"},{"startTime":510.311,"endTime":513.975,"body":"bitter sweet and roasted notes. Nothing kind of"},{"startTime":514.015,"endTime":517.627,"body":"spicy, but it does have some hops in it. The alcohol"},{"startTime":517.691,"endTime":521.491,"body":"content surprises a lot of people's really low. It's 4.2%. Yeah."},{"startTime":521.683,"endTime":525.411,"body":"That's probably why I like them so much. Yeah, There you go. And calories are"},{"startTime":525.443,"endTime":529.163,"body":"relatively low at 125. So this is"},{"startTime":529.179,"endTime":532.931,"body":"a great little beer. And they say, we won't lie."},{"startTime":532.963,"endTime":536.491,"body":"It took a long while to craft this beer, and that's why they're so passionate"},{"startTime":536.523,"endTime":540.123,"body":"about it. And then they're saying"},{"startTime":540.179,"endTime":543.817,"body":"that you could never replicate the Guinness draft experience in a can."},{"startTime":543.971,"endTime":547.749,"body":"But they say that's where you're wrong. Poured correctly, and the pressure is going to"},{"startTime":547.757,"endTime":551.429,"body":"be on you, dude. Poured correctly, and the result"},{"startTime":551.477,"endTime":555.029,"body":"is a perfectly smooth beer that's unmistakably Guinness."},{"startTime":555.197,"endTime":558.965,"body":"Our global head of quality, Steve Galsenan, has honed"},{"startTime":559.005,"endTime":562.853,"body":"the craft so you can enjoy some great tasting from the comfort of"},{"startTime":562.869,"endTime":566.493,"body":"your home. And there's a video which we should probably pause and watch, don't you"},{"startTime":566.509,"endTime":569.955,"body":"think? I think we should watch it. Okay, so."},{"startTime":571.335,"endTime":575.079,"body":"Well, maybe we can't. Classic pour. Oh."},{"startTime":575.167,"endTime":578.711,"body":"It's actually walking you through it. To achieve the classic pour, get yourself a clean"},{"startTime":578.743,"endTime":582.463,"body":"pint glass and hold it at a 45 degree angle. Begin to slowly pour the"},{"startTime":582.479,"endTime":586.087,"body":"draft in a can off the side of the glass. As it fills, slowly tilt"},{"startTime":586.111,"endTime":589.935,"body":"your glass upward till it's vertical so it's like the way you pour"},{"startTime":589.975,"endTime":593.663,"body":"a beer to achieve. But wait."},{"startTime":593.719,"endTime":597.521,"body":"Oh, wait. There's the. That's the"},{"startTime":597.553,"endTime":601.313,"body":"classic pour. Oh, okay. There's the hard pour. Gonna challenge you to"},{"startTime":601.329,"endTime":604.913,"body":"do the hard pour. Okay. To achieve the hard pour, open your Guinness draft in"},{"startTime":604.929,"endTime":608.529,"body":"a can and wait for that unmistakable hiss. Very"},{"startTime":608.617,"endTime":612.161,"body":"quickly, Turn the can 180 degrees upside down"},{"startTime":612.313,"endTime":616.121,"body":"and pour vertically. Into a clean pint glass. Take the"},{"startTime":616.153,"endTime":619.921,"body":"can out of the glass slowly until all the liquid has been dispensed,"},{"startTime":619.953,"endTime":623.797,"body":"and then let it settle so fully upside down. Like, you literally it"},{"startTime":623.821,"endTime":627.637,"body":"in the glass and lift it up, and you take"},{"startTime":627.661,"endTime":630.501,"body":"it out slowly until all the liquids out of it."},{"startTime":630.653,"endTime":634.397,"body":"Interesting. And I want to do that. And then we're just going to sip"},{"startTime":634.421,"endTime":637.285,"body":"out of the same glass. That's fine. All right. I'm not sick. Are you sick"},{"startTime":637.325,"endTime":640.613,"body":"of you? No. Do you get the idea, like, what he's doing? Yeah. Do you"},{"startTime":640.629,"endTime":644.157,"body":"want to try it? I want. I think you should. One of us to try"},{"startTime":644.181,"endTime":647.567,"body":"it. Should we do rock, paper, scissors, shoot? Yes. One. Or how many are we"},{"startTime":647.591,"endTime":651.279,"body":"doing best? Two out of three. And do you shoot on? I do. Rock,"},{"startTime":651.327,"endTime":654.599,"body":"paper, scissors. Okay. All right. Rock, paper, scissors,"},{"startTime":654.647,"endTime":658.195,"body":"shoot. Rock, paper, scissors, shoot. Ah,"},{"startTime":658.495,"endTime":661.087,"body":"you got it. I won. You got one. So we're doing two out. We're doing"},{"startTime":661.111,"endTime":664.791,"body":"two out of three. Okay. Rock, paper, scissors, shoot. All right, we're"},{"startTime":664.823,"endTime":668.035,"body":"tied up. Rock, paper, scissors, shoot."},{"startTime":668.495,"endTime":672.135,"body":"Yes. That means you pour. No, that's not how we did this."},{"startTime":672.215,"endTime":675.727,"body":"Yeah. Ah, that's so funny. I was thinking about it exactly the opposite way"},{"startTime":675.751,"endTime":679.159,"body":"around. If I win, I pour. That's funny."},{"startTime":679.247,"endTime":683.015,"body":"Okay. All right, well, Deb is gonna kill. Me if this fails,"},{"startTime":683.055,"endTime":686.327,"body":"thinking that this. You know, will kill me if this fails. I'm looking around here."},{"startTime":686.351,"endTime":689.703,"body":"We're gonna. We're gonna do it over him, though. Do it over that. Hey, Deb."},{"startTime":689.759,"endTime":693.079,"body":"We're gonna do it over this. Diego's like, what"},{"startTime":693.127,"endTime":696.647,"body":"the. All right, I can do"},{"startTime":696.671,"endTime":699.435,"body":"this. I have faith in you. I have faith in me."},{"startTime":700.375,"endTime":703.815,"body":"I had less faith in myself than I did in you. That's why I am"},{"startTime":703.855,"endTime":707.395,"body":"having you. Poor. And this is a pint glass, so this should work."},{"startTime":724.015,"endTime":727.631,"body":"I'm getting ready. Just. It worked. Okay. That"},{"startTime":727.703,"endTime":731.415,"body":"was cool. That was cool. Fun. And I never"},{"startTime":731.455,"endTime":735.055,"body":"knew that. And I've been to the Guinness factory. Look at that."},{"startTime":735.175,"endTime":738.943,"body":"It's doing exactly what you want it to do. Wow. I"},{"startTime":738.959,"endTime":742.807,"body":"love watching these. That is fun. Like, you don't get beers that do that. I"},{"startTime":742.831,"endTime":746.355,"body":"love the color of Guinness. Look at that. That was fun."},{"startTime":746.935,"endTime":750.775,"body":"That was fun. All right. Because it's your pick. You're the first sip."},{"startTime":750.855,"endTime":754.535,"body":"Okay. I'm so proud of myself. Yeah, There you go. You can do the"},{"startTime":754.575,"endTime":757.841,"body":"traditional pour. Oh, there we"},{"startTime":757.873,"endTime":761.657,"body":"go. That's fine. All right. All right."},{"startTime":761.801,"endTime":764.817,"body":"You have to wait. We'll have to wait a second for yours to settle. It's"},{"startTime":764.841,"endTime":768.657,"body":"okay. It's coming. She just dusted this morning,"},{"startTime":768.721,"endTime":772.489,"body":"too. That Was fun. Didn't even need the basket. That was a"},{"startTime":772.497,"endTime":774.365,"body":"good pour. Very proud of myself."},{"startTime":776.345,"endTime":778.245,"body":"Cheers. Okay. Cheers."},{"startTime":779.945,"endTime":783.171,"body":"Smells like Guinness. It does smell like this. What is that"},{"startTime":783.203,"endTime":786.779,"body":"smell? Malty."},{"startTime":786.867,"endTime":790.555,"body":"Like caramelly caramel. That's what it is. Because it's not chocolate and it's not"},{"startTime":790.595,"endTime":794.403,"body":"coffee that I smell. It's like. It smells like"},{"startTime":794.419,"endTime":798.107,"body":"a. Like a brewery. Yeah. What it smells like? It smells"},{"startTime":798.131,"endTime":799.375,"body":"great. All right. Here we go."},{"startTime":807.485,"endTime":810.317,"body":"I will tell you what the hard pour does. What does it do? Makes it"},{"startTime":810.341,"endTime":813.869,"body":"flat. Yeah. Billy. This is"},{"startTime":813.917,"endTime":817.669,"body":"how. That's normal. Oh. Maybe it's. Maybe that's my problem. It's less flat."},{"startTime":817.717,"endTime":821.381,"body":"It's less. It's less fizzy. Yeah. Guinness isn't really a"},{"startTime":821.413,"endTime":824.945,"body":"super fizzy face. Beer. Got it."},{"startTime":825.325,"endTime":829.101,"body":"So feedback that I've heard about Guinness. One of my friends"},{"startTime":829.213,"endTime":832.823,"body":"is convinced that it tastes like soy sauce. And she always gives"},{"startTime":832.839,"endTime":836.567,"body":"me for drinking Guinness. I don't think it tastes"},{"startTime":836.591,"endTime":839.863,"body":"like soy sauce. Not soy sauce, no. When you want to. One sip. We gotta"},{"startTime":839.879,"endTime":843.687,"body":"get the win. We gotta get the stamp."},{"startTime":843.751,"endTime":847.319,"body":"Yep. Poor When. Never thought they'd be tasting"},{"startTime":847.367,"endTime":851.167,"body":"beers for a living. I think there might be, like, something you can file with"},{"startTime":851.191,"endTime":854.295,"body":"the Human Rights Commission or the Workers Rights Committee."},{"startTime":854.415,"endTime":856.835,"body":"No. You don't like it?"},{"startTime":861.545,"endTime":864.445,"body":"I could. I. I mean, I finished mine already."},{"startTime":865.225,"endTime":868.825,"body":"Really? You should have gotten the big one for this. I. To me, it's Ho"},{"startTime":868.865,"endTime":872.457,"body":"hum. Like, it's not. You don't like it. It's not terrible. I would not order"},{"startTime":872.481,"endTime":875.593,"body":"it. It's. It's going to be up on the PBK KPI. It's gonna be a"},{"startTime":875.609,"endTime":879.233,"body":"two for me. Why? Because I would never, like, ask for it."},{"startTime":879.289,"endTime":883.073,"body":"Okay. Ever, if it were the only beer in the joint like it was at"},{"startTime":883.089,"endTime":886.825,"body":"Guinness. I'll drink one. Okay. And it's not awful."},{"startTime":886.985,"endTime":890.473,"body":"Like, it's not. Like, maybe it's a three. Maybe I'll say three. It's not awful."},{"startTime":890.569,"endTime":894.041,"body":"Guinness is a four for me. Solid. Yeah. No,"},{"startTime":894.193,"endTime":897.337,"body":"it's like. It's like I drink it and I think, oh, God, you know, the"},{"startTime":897.361,"endTime":901.089,"body":"tap's broken. Because think about it. My favorite beer, the"},{"startTime":901.097,"endTime":904.777,"body":"reason I like. It is it's so punchy and in your face. Yeah. And it's"},{"startTime":904.801,"endTime":908.249,"body":"got tons of carbonation. I like my. And I like my water really"},{"startTime":908.297,"endTime":911.125,"body":"carbonated. I think since I gave up Coke."},{"startTime":911.895,"endTime":915.399,"body":"Here's what it is. It looks like Coke. Coke. And you expect it to be"},{"startTime":915.447,"endTime":919.167,"body":"Coke. I don't. I bet you I do. Psychologically, I'm pissed off. In"},{"startTime":919.191,"endTime":923.023,"body":"your brain. My subconscious is like, screw that shit that"},{"startTime":923.039,"endTime":926.767,"body":"looks like Coke, but. And it's not as fizzy as Coke and it doesn't taste"},{"startTime":926.791,"endTime":930.383,"body":"like Coke. There is really no relation to Coke. No."},{"startTime":930.479,"endTime":934.159,"body":"Except the appearance. That looks like a glass of Coke would look like. It"},{"startTime":934.167,"endTime":937.807,"body":"looks like that. Or Nitro brew. Like nitro brew coffee. Yeah. But I had"},{"startTime":937.831,"endTime":941.179,"body":"Coke first. Right? Yeah. So I used to drink Coke like this. Get out of"},{"startTime":941.187,"endTime":944.547,"body":"the can, pour it cold. Always ice cold in a glass, no"},{"startTime":944.571,"endTime":948.267,"body":"ice. So that looks like my addiction right there. So you"},{"startTime":948.291,"endTime":951.931,"body":"can't. You can't psychologically make it. I honestly believe that. Subconsciously."},{"startTime":951.963,"endTime":955.723,"body":"I'm pissed. Anyway. Interesting. I like it. What"},{"startTime":955.739,"endTime":959.323,"body":"would you pair this with? Remember we had started adding a Diet"},{"startTime":959.379,"endTime":962.735,"body":"Coke? I would pair it with."},{"startTime":964.755,"endTime":968.597,"body":"God, I don't know. Garbage. What would you"},{"startTime":968.621,"endTime":972.061,"body":"pair it with? Give me an idea. Something"},{"startTime":972.133,"endTime":975.893,"body":"like fried and greasy. Something that has a lot of taste. Yeah. Like, I"},{"startTime":975.909,"endTime":979.517,"body":"feel like. Because this doesn't. I feel like normally when I'm"},{"startTime":979.541,"endTime":983.349,"body":"drinking Guinness, it's on a Sunday with the football game on. Oh, like wings and."},{"startTime":983.397,"endTime":986.629,"body":"Yeah, stuff like that. I had it last week and we"},{"startTime":986.677,"endTime":990.213,"body":"ordered from this place near us that does, like, really good onion"},{"startTime":990.269,"endTime":993.829,"body":"rings. Those really went well with that. I can see that. I can see that."},{"startTime":993.877,"endTime":997.477,"body":"Something that really gives you. The fried thing helps because it"},{"startTime":997.501,"endTime":1000.829,"body":"replaces the fizz component. I think it would pair well with something"},{"startTime":1000.877,"endTime":1004.437,"body":"sweet, like cake. I could do it like a float with"},{"startTime":1004.461,"endTime":1008.213,"body":"Guinness. No, I can see what you're saying."},{"startTime":1008.349,"endTime":1010.933,"body":"I could do a float. Like maybe put an ice cream thing in. Yeah, like"},{"startTime":1010.949,"endTime":1014.093,"body":"a scoop of ice cream. That might make it a little less offensive. Like almost"},{"startTime":1014.149,"endTime":1017.985,"body":"cream it up like you would coffee. Yeah. There you go."},{"startTime":1018.485,"endTime":1021.957,"body":"I have to agree. So good pick. I'm glad we did it. Guinness is a"},{"startTime":1021.981,"endTime":1025.539,"body":"great beer. I mean, worldwide. I would not be surprised if this isn't one of"},{"startTime":1025.547,"endTime":1029.227,"body":"the most popular beers in the world. 1. I feel like it's pretty popular, but"},{"startTime":1029.251,"endTime":1032.947,"body":"maybe it's more like European. So here's a question for you that's true. Do you"},{"startTime":1033.011,"endTime":1036.667,"body":"remember liking Guinness more there or. You know what I mean?"},{"startTime":1036.731,"endTime":1039.603,"body":"Because I feel like what I hear all the time is, oh, it's different there."},{"startTime":1039.659,"endTime":1043.323,"body":"Yeah. I honestly can't tell you if it's different. Like, I'm not that"},{"startTime":1043.499,"endTime":1047.179,"body":"aware of it. Yeah. Of this. I'm sure it's"},{"startTime":1047.227,"endTime":1050.123,"body":"true. Because I know it's true with German beers that I've seen. Yeah. Like, you"},{"startTime":1050.139,"endTime":1053.933,"body":"have a pilsner here. It's a Pilsner, even if it's German. Imported pilsner. You go"},{"startTime":1053.949,"endTime":1057.781,"body":"over there, you sit down at a Hofbrau house and order a beer. It's a"},{"startTime":1057.813,"endTime":1061.653,"body":"whole different experience. I love a pilsner. Sitting down in a restaurant where"},{"startTime":1061.669,"endTime":1065.501,"body":"they're filling it up and bringing me wienerschnitzel, that's like that's my"},{"startTime":1065.533,"endTime":1069.245,"body":"heaven. Remember we asked. Remember you asked the question, what's your heaven? Yeah. Wiener"},{"startTime":1069.285,"endTime":1072.505,"body":"schnitzel in a Hofbrau house. Wiener schnitzel with"},{"startTime":1073.205,"endTime":1076.813,"body":"noodles and pilsner."},{"startTime":1076.909,"endTime":1080.555,"body":"Okay, that sounds like a good heaven. That sounds like heaven. And they just"},{"startTime":1080.595,"endTime":1084.379,"body":"kept bringing more. You just keep going, noch eine Bette. Noch eine Bette."},{"startTime":1084.467,"endTime":1087.535,"body":"No more. One more please."},{"startTime":1088.755,"endTime":1092.547,"body":"They just keep bringing it. And they're not huge glasses. They serve it in"},{"startTime":1092.611,"endTime":1095.655,"body":"smaller glasses. But they just keep filling them up. Interesting. Yeah."},{"startTime":1096.315,"endTime":1100.035,"body":"Is it all you can drink? No, you pay for each one. They keep track."},{"startTime":1100.115,"endTime":1103.771,"body":"And interestingly, they usually keep track right on your coaster. Oh really? So their"},{"startTime":1103.803,"endTime":1107.559,"body":"coasters are light colored coasters and they just keep adding it"},{"startTime":1107.567,"endTime":1111.359,"body":"up on your coaster? Yeah. So kind of like. Like dim sum. Have you"},{"startTime":1111.367,"endTime":1114.831,"body":"ever had dim sum? I don't think so. Dim sum, you"},{"startTime":1114.863,"endTime":1118.195,"body":"go and there's a couple different forms of dim sum. But like the."},{"startTime":1118.495,"endTime":1122.007,"body":"There's one where they just come around with a cart of food and you pick"},{"startTime":1122.031,"endTime":1124.791,"body":"off of the cart every time they come around because it's like top a small"},{"startTime":1124.823,"endTime":1128.087,"body":"place. Okay. Yeah. But then there's another where you like get a sheet and you"},{"startTime":1128.111,"endTime":1130.839,"body":"just check off what you want and then you leave it or you give it"},{"startTime":1130.847,"endTime":1134.679,"body":"to your waiter and then they come back. With whatever you order and do"},{"startTime":1134.687,"endTime":1138.207,"body":"you get more. You can get more. Check more off on the box and then"},{"startTime":1138.231,"endTime":1141.351,"body":"that's like your receipt. Yeah. It's a similar thing. This is the thing they, they"},{"startTime":1141.383,"endTime":1145.023,"body":"pay from. Yeah. Which is kind of cool. At least they did last time I"},{"startTime":1145.039,"endTime":1148.295,"body":"went to Germany, which was a long time ago, but longer than I"},{"startTime":1148.335,"endTime":1151.155,"body":"realized. They do. Guinness has a"},{"startTime":1152.215,"endTime":1155.695,"body":"nitro brewed cold brew coffee that's like"},{"startTime":1155.735,"endTime":1159.511,"body":"alcoholic. I want to try that. I just have a coffee with alcohol. Yeah,"},{"startTime":1159.543,"endTime":1163.389,"body":"it's like a. It's a. It's a Guinness coffee. Oh, that's interesting"},{"startTime":1163.437,"endTime":1165.693,"body":"because that's what this is to me. I feel like that would be. I feel"},{"startTime":1165.709,"endTime":1169.133,"body":"like you would like that more. Do you think they drink it room temperature? I"},{"startTime":1169.149,"endTime":1171.837,"body":"can't remember whether they actually drink it cold there or if it's one of the"},{"startTime":1171.861,"endTime":1175.117,"body":"room temperature beers. I don't know. I know in England they do a lot of"},{"startTime":1175.141,"endTime":1178.901,"body":"their stuff room temperature just says best Enjoyed. Poured into a glass."},{"startTime":1178.973,"endTime":1182.421,"body":"I normally drink it cold. Yeah, me too. I've never liked the warm beer"},{"startTime":1182.453,"endTime":1185.981,"body":"philosophy. No. Kaya likes normal or not normal. Kyle likes"},{"startTime":1186.013,"endTime":1189.817,"body":"someone's a cold. Room temperature. Yeah. She says that that's like the"},{"startTime":1189.841,"endTime":1193.625,"body":"way that you're supposed to the drafts with like she gets"},{"startTime":1193.665,"endTime":1197.513,"body":"sometimes like the hoppier stuff and she like. Like room temperature."},{"startTime":1197.569,"endTime":1200.401,"body":"She'll drink them that way. We'll throw them in the fridge too, but she likes"},{"startTime":1200.433,"endTime":1204.137,"body":"them. Interesting. Well, cheers. Cheers to you. I'm"},{"startTime":1204.161,"endTime":1208.005,"body":"glad we tried this. We'll have to go back to a hoppy beer next week."},{"startTime":1210.105,"endTime":1213.737,"body":"And on we go. On we go. Today I want to talk"},{"startTime":1213.761,"endTime":1217.553,"body":"about security because we've talked about fraud. We've talked about the fact"},{"startTime":1217.569,"endTime":1221.333,"body":"that checks are the most often ripped things in the world. Yeah. The other"},{"startTime":1221.389,"endTime":1225.021,"body":"thing that I hate, that everybody hates, that every entrepreneur hates,"},{"startTime":1225.053,"endTime":1228.581,"body":"is passwords. Yeah. But let's talk about"},{"startTime":1228.613,"endTime":1232.245,"body":"it because. And stick with me because I just want to make a couple"},{"startTime":1232.285,"endTime":1235.541,"body":"of points to you and tell you that I am. I've"},{"startTime":1235.613,"endTime":1239.269,"body":"transformed. And that's a big thing because I was the biggest"},{"startTime":1239.317,"endTime":1243.133,"body":"hater of passwords and the person who used the same password for everything"},{"startTime":1243.229,"endTime":1247.067,"body":"until recently. And what was"},{"startTime":1247.091,"endTime":1249.815,"body":"that password? Yeah. Yes."},{"startTime":1251.235,"endTime":1255.051,"body":"So one of the things that has been published by a"},{"startTime":1255.083,"endTime":1258.619,"body":"company called NordPass, which is actually what I use for my VPN"},{"startTime":1258.747,"endTime":1262.539,"body":"line, is they talk about what are"},{"startTime":1262.547,"endTime":1266.043,"body":"the top 200 most common passwords that have been ripped off."},{"startTime":1266.179,"endTime":1269.651,"body":"I'm going to do the very tacky thing and clean my glasses right here with"},{"startTime":1269.683,"endTime":1272.861,"body":"a sweater, which never works, but I can't see. I feel like sweaters just"},{"startTime":1272.893,"endTime":1276.341,"body":"smudge. Yeah, it kind of did, but it's not"},{"startTime":1276.373,"endTime":1279.469,"body":"awful. So what do you think?"},{"startTime":1279.637,"endTime":1283.373,"body":"Globally? Oh, I already told you, you might not have"},{"startTime":1283.389,"endTime":1287.181,"body":"been listening globally, what the most stolen password is. So what these guys"},{"startTime":1287.213,"endTime":1290.885,"body":"did, just to give you some context, they dove into all the"},{"startTime":1291.005,"endTime":1294.637,"body":"data that has been stolen and found which"},{"startTime":1294.701,"endTime":1298.305,"body":"passwords were hacked, how long it took to hack them,"},{"startTime":1298.745,"endTime":1302.185,"body":"and how many there were in their database count."},{"startTime":1302.345,"endTime":1305.873,"body":"And they did it worldwide and they also did it by country. And the"},{"startTime":1305.929,"endTime":1309.753,"body":"interesting thing about this is we now know which of"},{"startTime":1309.769,"endTime":1313.297,"body":"the passwords most easiest to hack. And what does that mean? That means that if"},{"startTime":1313.321,"endTime":1317.113,"body":"somebody's putting a computer chip on your thing, they've got your email address and"},{"startTime":1317.129,"endTime":1320.641,"body":"they're trying to figure out your password, they run a program to do it. And"},{"startTime":1320.673,"endTime":1324.401,"body":"these are the ones that at the. Before they even start trying to decode it,"},{"startTime":1324.513,"endTime":1327.485,"body":"they guess these 200 passwords. First"},{"startTime":1327.785,"endTime":1331.593,"body":"password. No password isn't. It's"},{"startTime":1331.609,"endTime":1335.337,"body":"on the list. Okay. But it's not the. It's not the top one"},{"startTime":1335.441,"endTime":1338.725,"body":"for the world. 1, 2, 3, 4, 5, 6, 7."},{"startTime":1339.545,"endTime":1343.297,"body":"Qwerty. Yep. What's"},{"startTime":1343.321,"endTime":1347.113,"body":"the other ones? You're pretty good. Yeah. ASD. You"},{"startTime":1347.129,"endTime":1349.257,"body":"know. Yeah. I'm going to give you the. I'm going to give you a sample"},{"startTime":1349.281,"endTime":1352.575,"body":"of them. Just listen to this sample. If one of these is your password, just"},{"startTime":1352.615,"endTime":1355.631,"body":"change it. And we'll also talk about some other things you could do to protect"},{"startTime":1355.663,"endTime":1359.343,"body":"yourself, but globally. 1, 2, 3, 4, 5, 6. Okay. Had"},{"startTime":1359.399,"endTime":1362.983,"body":"3 million hacks, and it takes less than a second to find it. Wow. In"},{"startTime":1362.999,"endTime":1366.799,"body":"fact, all of these on this list are less than one second to find"},{"startTime":1366.847,"endTime":1370.271,"body":"it. And then a"},{"startTime":1370.303,"endTime":1374.093,"body":"different other, you know, longer runs of the numbers 1 through 9,"},{"startTime":1374.136,"endTime":1377.035,"body":"1 through 8, those are on the top list. Password is fourth,"},{"startTime":1377.565,"endTime":1381.281,"body":"globally. Wow. I'm surprised. Qwerty 1 2,"},{"startTime":1381.347,"endTime":1385.141,"body":"3 is fifth. Okay. And Qwerty 1 is sixth."},{"startTime":1385.333,"endTime":1389.061,"body":"But the 3 million 1, 2, 3, 4, 5, 6 drops to a"},{"startTime":1389.093,"endTime":1392.789,"body":"million 6 for the next password. So the 3 million, the"},{"startTime":1392.797,"endTime":1396.253,"body":"1, 2, 3 4, 5, 6 is twice as many"},{"startTime":1396.429,"endTime":1400.101,"body":"times stolen as the rest of these. Now, here's the thing. They've done this"},{"startTime":1400.133,"endTime":1403.933,"body":"study for six years. They've published these results for six years. That"},{"startTime":1403.949,"endTime":1407.563,"body":"is still the number one password. So nobody's paying attention"},{"startTime":1407.619,"endTime":1411.331,"body":"here, and we know it. That's crazy. This is changing your"},{"startTime":1411.363,"endTime":1414.455,"body":"password or actually accepting the fact that passwords are a real thing"},{"startTime":1414.915,"endTime":1418.107,"body":"is the thing we don't do until it happens to us. Yeah. Like we're never"},{"startTime":1418.131,"endTime":1421.355,"body":"the one to get hacked. 3 million people are getting"},{"startTime":1421.395,"endTime":1425.243,"body":"hacked. And more than that, this is just a sample database. So"},{"startTime":1425.419,"endTime":1429.219,"body":"I can promise you your data has been leaked. Whether you've done this"},{"startTime":1429.267,"endTime":1433.075,"body":"password or not, you're in a leaked database somewhere. If you're on the Internet,"},{"startTime":1433.115,"endTime":1436.883,"body":"it's just how it works. Yeah. But there are some really good things you"},{"startTime":1436.899,"endTime":1440.419,"body":"can do to help minimize your chances. Like, there are people that use this"},{"startTime":1440.467,"endTime":1444.251,"body":"password who. It's like leaving your door unlocked and your"},{"startTime":1444.283,"endTime":1447.843,"body":"windows open. Like, if somebody's coming around and the key's in the"},{"startTime":1447.859,"endTime":1451.235,"body":"car, somebody's going to come around and break in. Like, that's going to be no"},{"startTime":1451.275,"endTime":1454.899,"body":"dogs. You know, that's going to be the house. And."},{"startTime":1454.947,"endTime":1458.411,"body":"But yet if you got a security system and dogs and you've locked the doors"},{"startTime":1458.483,"endTime":1462.045,"body":"and you, you know, shut down the car and close the garage,"},{"startTime":1462.345,"endTime":1464.817,"body":"they're just not going to go at it as quickly. So it's like, well, that's"},{"startTime":1464.841,"endTime":1468.489,"body":"going to be a little work. It's not that you're not vulnerable, but"},{"startTime":1468.577,"endTime":1472.313,"body":"somebody has to work really hard to break it. And so"},{"startTime":1472.489,"endTime":1476.217,"body":"thieves are generally trying to get the most for the littlest effort. That's the whole"},{"startTime":1476.241,"endTime":1479.977,"body":"point of thievery. Right. So, you know, this"},{"startTime":1480.001,"endTime":1482.665,"body":"is the thing. So the ones, the other ones that are bigger. One, one, one,"},{"startTime":1482.705,"endTime":1486.169,"body":"one, one, One. Okay, that makes sense. Secret, secret."},{"startTime":1486.297,"endTime":1489.645,"body":"All zeros. ABC One, two, three."},{"startTime":1490.745,"endTime":1494.073,"body":"Oddly coming in 20th and 21st."},{"startTime":1494.209,"endTime":1497.873,"body":"Dragon and monkey. Why dragon and monkey? I'm going to look and"},{"startTime":1497.929,"endTime":1501.553,"body":"see if they're higher up on the list in China,"},{"startTime":1501.649,"endTime":1505.409,"body":"because those are the Chinese years. Right. So we're going"},{"startTime":1505.417,"endTime":1509.165,"body":"to check that Tinkle."},{"startTime":1511.555,"endTime":1514.355,"body":"And for some reason, although it must be a series of letters,"},{"startTime":1514.435,"endTime":1518.055,"body":"ZAG12WSX. Z"},{"startTime":1518.595,"endTime":1521.295,"body":"on a keyboard. Oh, yeah, it's Z"},{"startTime":1522.515,"endTime":1526.363,"body":"A. Yeah, it might be. I'm not"},{"startTime":1526.379,"endTime":1529.291,"body":"going to be able to do that in my head. Well, I have a quick"},{"startTime":1529.323,"endTime":1531.575,"body":"board. I have a keyboard here"},{"startTime":1533.715,"endTime":1536.895,"body":"that is right. But what happens if you go up and down the keyboard,"},{"startTime":1537.455,"endTime":1540.835,"body":"like down a row? What's down below? Z? A."},{"startTime":1542.335,"endTime":1546.135,"body":"No, but like Z is in the top. Left, right, bottom left, bottom left."},{"startTime":1546.175,"endTime":1549.823,"body":"A is right above it. Q. Okay. Yeah. Who"},{"startTime":1549.839,"endTime":1553.663,"body":"knows? People are crazy. There's some other strange ones, too, but"},{"startTime":1553.679,"endTime":1557.247,"body":"this one took three. All right. Oh, Zag one, two. WSX for the record, took"},{"startTime":1557.271,"endTime":1560.715,"body":"an hour to hack. Tinkle took two minutes."},{"startTime":1561.535,"endTime":1565.383,"body":"And then some more of these that like gwertied. Oh, they're using a"},{"startTime":1565.399,"endTime":1568.755,"body":"Q instead of a G or G instead of a Q to be clever."},{"startTime":1569.155,"endTime":1572.783,"body":"But they got it at three hours. 6,"},{"startTime":1572.843,"endTime":1575.815,"body":"6, 6, 6, 6', 6 was less than a second."},{"startTime":1576.835,"endTime":1580.571,"body":"So those are fun. But in the US that's the global list. Right."},{"startTime":1580.603,"endTime":1582.735,"body":"If you look at just in the United States,"},{"startTime":1584.235,"endTime":1588.019,"body":"the highest was secret. Secret. Yep."},{"startTime":1588.067,"endTime":1591.883,"body":"And it's less than one second. And then 1, 2, 3, 4, 5, 6. Then"},{"startTime":1591.939,"endTime":1595.733,"body":"password. Those are password. One is a"},{"startTime":1595.749,"endTime":1599.549,"body":"big deal. I love you is one. Baseball in"},{"startTime":1599.557,"endTime":1602.701,"body":"the U.S. princess and football, Monkey and"},{"startTime":1602.733,"endTime":1605.949,"body":"sunshine come in the top 20. Now I want to check China to"},{"startTime":1605.997,"endTime":1609.813,"body":"see if those. No, they're not"},{"startTime":1609.829,"endTime":1613.133,"body":"on. China's Chinas are mostly numbers. Bad"},{"startTime":1613.229,"endTime":1616.973,"body":"passwords. Yeah. These are horrible. These are horrible. So what"},{"startTime":1616.989,"endTime":1619.645,"body":"do you. What can you do? Well, there are a few things you can do."},{"startTime":1619.725,"endTime":1623.393,"body":"And, you know, this is one of those problems when somebody solves it, like we"},{"startTime":1623.409,"endTime":1625.353,"body":"have a chip in our head and all we have to do is walk by"},{"startTime":1625.369,"endTime":1628.845,"body":"the machine and boom, it has our automatic recognition."},{"startTime":1629.145,"endTime":1632.577,"body":"Great. But until then, there are a few Things to do. And I'll tell you,"},{"startTime":1632.601,"endTime":1636.441,"body":"I was a big. I hated this until we got something"},{"startTime":1636.473,"endTime":1639.537,"body":"called Bit Warden. Yeah. Now I'm not advertising for Bit"},{"startTime":1639.561,"endTime":1643.345,"body":"Warden, but our tech guys, who are amazing, I am"},{"startTime":1643.385,"endTime":1646.929,"body":"advertising for them, but they don't pay me. Easy IT Solutions,"},{"startTime":1647.057,"endTime":1650.561,"body":"Travis Barker's company is our IT support and they put"},{"startTime":1650.593,"endTime":1654.417,"body":"Bitwarden on our machines. And Bitwarden is great because you create a"},{"startTime":1654.441,"endTime":1657.905,"body":"little chrome extension or edge extension or"},{"startTime":1657.945,"endTime":1661.665,"body":"Safari extension. And literally when you open the page"},{"startTime":1661.745,"endTime":1665.153,"body":"for most passwords, you open the page up, Bitwarden finds that"},{"startTime":1665.209,"endTime":1668.905,"body":"password, you double or you just single click on it and boom, it populates"},{"startTime":1668.945,"endTime":1672.445,"body":"and you're done. Every now and then you have to copy and paste it in."},{"startTime":1672.745,"endTime":1676.457,"body":"And it also generates strong passwords. And I can share them with"},{"startTime":1676.481,"endTime":1680.281,"body":"whom I want to share them across my team also. So authenticator."},{"startTime":1680.393,"endTime":1683.765,"body":"And it has the authenticator on it. So it can do, you know, second"},{"startTime":1684.065,"endTime":1687.713,"body":"level verification. And it's easy to use"},{"startTime":1687.809,"endTime":1690.729,"body":"and you have to get used to it. Like, you gotta get over the learning"},{"startTime":1690.777,"endTime":1693.473,"body":"curve. Yeah. But once it's set up, it's easy to use and anybody can get"},{"startTime":1693.489,"endTime":1696.921,"body":"it. Like you don't. We have it through Easy it, but you can get"},{"startTime":1696.953,"endTime":1700.673,"body":"Bitwarden yourself, add it, use it, and it keeps all your passwords. You can"},{"startTime":1700.689,"endTime":1704.161,"body":"also keep notes, credit card information, blah, blah, blah, blah."},{"startTime":1704.233,"endTime":1708.081,"body":"Yeah. So to wen's point, anything you put on your computer, you're like,"},{"startTime":1708.153,"endTime":1711.593,"body":"it's at risk. Right. And if you're playing in the crypto world, you want to"},{"startTime":1711.609,"endTime":1714.977,"body":"have a hard wallet that has no computer interface and all sorts of things like"},{"startTime":1715.001,"endTime":1718.289,"body":"that. But if you're going to be working in the world of computers,"},{"startTime":1718.337,"endTime":1722.161,"body":"which to survive now, mostly you have to, having one of these"},{"startTime":1722.193,"endTime":1725.665,"body":"tools is important. Do not get LastPass. Yeah,"},{"startTime":1725.745,"endTime":1729.337,"body":"LastPass has been breached. They got patched. Right. LastPass has been"},{"startTime":1729.361,"endTime":1732.833,"body":"breached so many times, it's not even funny. Like, when my clients tell me they"},{"startTime":1732.849,"endTime":1736.593,"body":"have LastPass, I'm like, sorry, I won't share it, I won't use it. And"},{"startTime":1736.609,"endTime":1739.765,"body":"I'll get it and have it and put it on bit warden myself."},{"startTime":1740.945,"endTime":1744.473,"body":"1Password's okay and they haven't been breached. Yeah, I've used One"},{"startTime":1744.529,"endTime":1748.329,"body":"Pass. But NordPass and Bit Warden are the"},{"startTime":1748.337,"endTime":1751.601,"body":"two that I think are the most secure. And do it so that it's really"},{"startTime":1751.633,"endTime":1755.081,"body":"user friendly. Like, they've taken the lead on making it easy."},{"startTime":1755.233,"endTime":1758.925,"body":"So one of the things, of course, to protect yourself is"},{"startTime":1760.295,"endTime":1764.135,"body":"strong password. Generate a strong password. Yes, it's all garbage, but"},{"startTime":1764.175,"endTime":1767.023,"body":"technically you'll never need to type it in anywhere because you can put it on"},{"startTime":1767.039,"endTime":1770.355,"body":"your phone too. Right. So you have the extension on your phone."},{"startTime":1771.295,"endTime":1775.071,"body":"The second thing is now the passkeys are becoming a thing."},{"startTime":1775.143,"endTime":1778.335,"body":"Yeah, I keep seeing those everywhere. Yeah. So the same way that you can have"},{"startTime":1778.375,"endTime":1782.207,"body":"your face. Like if you have a password saved on your iPhone, you can use"},{"startTime":1782.231,"endTime":1786.009,"body":"your face. Now, there are other ways to do passkeys, which is so you"},{"startTime":1786.017,"endTime":1789.617,"body":"don't have to remember anything. And you know the fundamentals."},{"startTime":1789.681,"endTime":1793.433,"body":"Create strong passwords. Review your passwords. You know, take a"},{"startTime":1793.449,"endTime":1795.657,"body":"look. And there are tools that will help you do this. So you can see"},{"startTime":1795.681,"endTime":1799.265,"body":"what's weak, what's old, what's out there on the Internet already"},{"startTime":1799.345,"endTime":1802.937,"body":"and been used. What people already know. Never reuse"},{"startTime":1803.001,"endTime":1806.745,"body":"passwords. You know, we know all this. We've heard all this. Right. Use a"},{"startTime":1806.785,"endTime":1810.377,"body":"password manager. You know, those are the things."},{"startTime":1810.441,"endTime":1813.721,"body":"Yeah. It's crazy to think, though, that, like, you're never supposed to"},{"startTime":1813.833,"endTime":1817.641,"body":"reuse a password and how many things I log into"},{"startTime":1817.753,"endTime":1821.137,"body":"just on a daily basis and I should never use it all."},{"startTime":1821.161,"endTime":1824.889,"body":"My. This is not the best practice, but, like, three or"},{"startTime":1824.937,"endTime":1828.129,"body":"four of the things I log into every day have the same. Mine too. You"},{"startTime":1828.137,"endTime":1830.337,"body":"know what I mean? In fact, this is reminding me I need to go fix"},{"startTime":1830.361,"endTime":1833.425,"body":"that. Yeah. When in fact, I did it for all of my banking stuff already."},{"startTime":1833.465,"endTime":1837.313,"body":"Yeah. Banking stuff is different because, you know, guess what? If"},{"startTime":1837.329,"endTime":1840.947,"body":"you have a bank account, you are going to be hacked. Sometimes there's"},{"startTime":1841.051,"endTime":1844.731,"body":"no escaping it. You can make it really easy or you can make it"},{"startTime":1844.763,"endTime":1848.507,"body":"really hard. And I think the reality is it's"},{"startTime":1848.531,"endTime":1852.179,"body":"one of those things, like anything preventative, we all put it off. And"},{"startTime":1852.227,"endTime":1856.027,"body":"it's insurance, Right. We don't pay the insurance. And we're like, okay, we'll"},{"startTime":1856.051,"endTime":1858.187,"body":"get away with it. We'll get away with it and get hit by a car."},{"startTime":1858.291,"endTime":1862.011,"body":"Like, oh, crap. And this is. This all crap can"},{"startTime":1862.043,"endTime":1865.795,"body":"be like, people can steal your identity and getting your"},{"startTime":1865.835,"endTime":1869.541,"body":"identity back. All I had was one tiny little thing stolen for"},{"startTime":1869.573,"endTime":1873.261,"body":"me, and they got basically my Social Security number. One"},{"startTime":1873.293,"endTime":1876.725,"body":"tiny little thing. And it took me to get"},{"startTime":1876.805,"endTime":1880.053,"body":"everything sorted out. Three years."},{"startTime":1880.149,"endTime":1883.461,"body":"Wow. Of my life, and it probably cost"},{"startTime":1883.533,"endTime":1887.333,"body":"me. And I got. It was all credit card stuff. So I"},{"startTime":1887.349,"endTime":1890.349,"body":"got all that back from the credit card companies because I caught it soon enough."},{"startTime":1890.397,"endTime":1893.511,"body":"But if I hadn't, I'd have lost it. But then I had to pay tons"},{"startTime":1893.543,"endTime":1897.151,"body":"of money just to get records changed and things fixed finally. And"},{"startTime":1897.183,"endTime":1900.623,"body":"bills to stop coming. So"},{"startTime":1900.799,"endTime":1904.607,"body":"I don't know. You make A commitment to get your passwords. I will."},{"startTime":1904.671,"endTime":1908.383,"body":"I will not make a commitment to remembering the new passwords because"},{"startTime":1908.559,"endTime":1911.655,"body":"that's what bit wardens for. I still feel like half of the time I change"},{"startTime":1911.695,"endTime":1915.479,"body":"the passwords and then I'm like, oh, shit, what did I change it to?"},{"startTime":1915.607,"endTime":1919.089,"body":"Because it's like one letter or a number. And then with us, it's like we"},{"startTime":1919.097,"endTime":1922.873,"body":"do uppercase, lowercase, symbol, number. And if you're like me, you're moving quickly and you're"},{"startTime":1922.889,"endTime":1926.465,"body":"like, oh, I'll remember that. Yeah. And then you don't immediately after. So I now"},{"startTime":1926.505,"endTime":1930.313,"body":"literally, like make it muscle memory to anytime I create an"},{"startTime":1930.329,"endTime":1934.025,"body":"ID and a password, I put it in Bitwarden. I take that extra five seconds"},{"startTime":1934.185,"endTime":1937.857,"body":"to just get it into bitwarden. Because once that done. Oh, my God, it"},{"startTime":1937.881,"endTime":1941.561,"body":"takes so much work off. Because when you don't, you literally"},{"startTime":1941.593,"endTime":1944.953,"body":"spend 15, 20 minutes trying to figure it out. Reset email,"},{"startTime":1945.089,"endTime":1948.697,"body":"test text on your phone anymore. I'm bad anymore."},{"startTime":1948.761,"endTime":1952.553,"body":"I try three times and after that I'm like, I'm resetting. And then. Yeah,"},{"startTime":1952.569,"endTime":1955.265,"body":"then you have to go through that time, remember? Yeah, but it takes you five"},{"startTime":1955.305,"endTime":1958.985,"body":"minutes to do something that could take you three seconds and you're more"},{"startTime":1959.025,"endTime":1962.561,"body":"well protected. So it is. It's one of those things like anything, like I should"},{"startTime":1962.633,"endTime":1966.449,"body":"run every morning or walk every morning. Do I do it? No. But security. Security"},{"startTime":1966.497,"endTime":1970.089,"body":"is such an important part of what we do. Right. Making sure"},{"startTime":1970.137,"endTime":1973.459,"body":"that, you know, our systems are secure. We"},{"startTime":1973.507,"endTime":1977.211,"body":"absolutely have to. Software is everything. It's so, so important. We've got people's"},{"startTime":1977.243,"endTime":1981.083,"body":"financial information, access to people's financial information. And that's why I have a"},{"startTime":1981.099,"endTime":1984.443,"body":"vpn, which is a little. Even a higher level up. And then"},{"startTime":1984.579,"endTime":1988.251,"body":"nobody's passwords are ever written down anywhere. Yeah. Certainly nobody's"},{"startTime":1988.283,"endTime":1991.971,"body":"Social Security numbers, any of that stuff. You know, there's a real. And our"},{"startTime":1992.003,"endTime":1994.815,"body":"insurance insists on it too, so. As it should."},{"startTime":1995.995,"endTime":1999.397,"body":"So that's. Yeah. That's a pretty important thing, I think, for us to think"},{"startTime":1999.421,"endTime":2002.709,"body":"about in the partnerships too. Yeah. Yeah. Like we should"},{"startTime":2002.757,"endTime":2006.597,"body":"have, you know, it. Security requirements for anybody"},{"startTime":2006.661,"endTime":2010.365,"body":"using, you know, or working computers. Yeah. Here's what you"},{"startTime":2010.405,"endTime":2014.225,"body":"have to do if you're interacting by email with us. Yeah."},{"startTime":2014.925,"endTime":2018.685,"body":"So that's kind of cool. It is cool. It's good. It also is good that"},{"startTime":2018.725,"endTime":2022.501,"body":"we have people like Travis and the team over at Easy"},{"startTime":2022.533,"endTime":2026.317,"body":"IT that, you know, in a second we can just reach out"},{"startTime":2026.341,"endTime":2029.277,"body":"and say, hey, are we okay here? What do you need to do? What does"},{"startTime":2029.301,"endTime":2032.997,"body":"this email look like to you is this email legitimate? And they add all"},{"startTime":2033.021,"endTime":2036.565,"body":"sorts of other layers. So, like where the password thing is, locking the"},{"startTime":2036.605,"endTime":2040.405,"body":"doors, they're adding, sealing the windows, putting the alarm in,"},{"startTime":2040.525,"endTime":2044.285,"body":"taking the keys from the car, like they're adding all that stuff and it's not"},{"startTime":2044.325,"endTime":2047.661,"body":"intrusive. Yeah, like, I would have worried at first,"},{"startTime":2047.853,"endTime":2050.629,"body":"oh, this is gonna be impossible. I'm never gonna be able to get into anything"},{"startTime":2050.677,"endTime":2054.386,"body":"I need. And they've actually added a new feature that I thought"},{"startTime":2054.41,"endTime":2058.234,"body":"I'd hate, but I don't. And that is anytime I download a"},{"startTime":2058.274,"endTime":2061.778,"body":"program onto my computer that it hasn't seen before. Yeah. It goes,"},{"startTime":2061.826,"endTime":2065.554,"body":"hey, you know, was this really you? And I have to click a button"},{"startTime":2065.594,"endTime":2068.834,"body":"and then they give me access to it because they realize, you know, they can"},{"startTime":2068.874,"endTime":2072.658,"body":"verify that it's decent software. And that way if they see if it's anything"},{"startTime":2072.786,"endTime":2076.586,"body":"that's on sort of the watch out for it list, they'll call and go,"},{"startTime":2076.61,"endTime":2080.141,"body":"hey, you don't want to download that. Which I do a lot of trading,"},{"startTime":2080.253,"endTime":2083.365,"body":"so that's really help. I do a lot of defi. That's really helpful to know."},{"startTime":2083.445,"endTime":2086.317,"body":"Yeah. Especially with that. You don't want to lose passwords. You don't want to get"},{"startTime":2086.341,"endTime":2090.093,"body":"your wallet stolen. It's so easy. Bitcoin we just talked"},{"startTime":2090.109,"endTime":2093.757,"body":"about earlier up at almost 100, you don't want to lose that."},{"startTime":2093.941,"endTime":2097.773,"body":"And you don't put anything in it's separate thing. You don't put"},{"startTime":2097.789,"endTime":2101.269,"body":"anything defi. That you're not willing to lose anyway. That's my"},{"startTime":2101.397,"endTime":2105.215,"body":"not financial advice. But even when you put it in"},{"startTime":2105.335,"endTime":2107.623,"body":"and you put it in and it's money you wouldn't want to lose. Like say"},{"startTime":2107.639,"endTime":2110.511,"body":"you put in 1,000 bucks. So you bought Bitcoin in"},{"startTime":2110.543,"endTime":2113.767,"body":"2012 and you put in"},{"startTime":2113.791,"endTime":2117.535,"body":"$1,000. You're like, okay, I can lose 1,000 bucks. Well, today that thousand bucks"},{"startTime":2117.575,"endTime":2121.415,"body":"worth $100,000, you're not going to be quite. Even though you could have lost"},{"startTime":2121.455,"endTime":2125.135,"body":"1,000, it's like, oh, wait, that's now $100,000."},{"startTime":2125.295,"endTime":2128.839,"body":"I can't lose that now. So that's another interesting"},{"startTime":2128.887,"endTime":2132.635,"body":"dilemma about only put in what you are willing to lose. Yeah."},{"startTime":2133.055,"endTime":2136.503,"body":"Once it becomes more than you're willing to lose, it's like, what do you"},{"startTime":2136.519,"endTime":2140.247,"body":"do? I love it. Well, very cool. So"},{"startTime":2140.271,"endTime":2143.967,"body":"I think yeah, we just need to tighten things down and I really suggest"},{"startTime":2144.031,"endTime":2147.567,"body":"that everybody do that. We will cite this article,"},{"startTime":2147.671,"endTime":2151.155,"body":"which I'll send you the link to, so we can put it in the."},{"startTime":2151.735,"endTime":2155.335,"body":"In the comments, in the comments down below or in the show"},{"startTime":2155.375,"endTime":2159.157,"body":"notes because this list, you know, you can see if your password's on"},{"startTime":2159.181,"endTime":2162.885,"body":"this top 50 list for any of the countries because the nice"},{"startTime":2162.925,"endTime":2166.625,"body":"thing about hacking is it knows no borders,"},{"startTime":2167.165,"endTime":2170.965,"body":"unfortunately. So, hey, thanks for joining us today. I hope this was"},{"startTime":2171.005,"endTime":2174.853,"body":"helpful. Little bit different. A little bit different. It's not about finance necessarily. But it"},{"startTime":2174.869,"endTime":2178.597,"body":"is, right? Yeah. Generally when something like this happens and there's a security"},{"startTime":2178.661,"endTime":2182.445,"body":"breach, the thing that's going to get hit is your wallet. So this is"},{"startTime":2182.565,"endTime":2186.053,"body":"kind of in a weird way about finance. And I mostly"},{"startTime":2186.149,"endTime":2189.613,"body":"wish you and Kaya and all of you a"},{"startTime":2189.669,"endTime":2193.373,"body":"wonderful Thanksgiving. Thanks for joining us. Thanks,"},{"startTime":2193.429,"endTime":2196.957,"body":"guys. See you. Thanks so much for watching the Cash Flow podcast with"},{"startTime":2196.981,"endTime":2200.509,"body":"us. We want to bring more and more of this to you. So please like"},{"startTime":2200.637,"endTime":2204.277,"body":"share, subscribe, comment so that we can keep bringing more of"},{"startTime":2204.301,"endTime":2205.037,"body":"this content to."}]}