New Fannie Mae Condo Reserve Rules Take Effect in 2026

We Fixed Real Estate

We Fixed Real Estate
New Fannie Mae Condo Reserve Rules Take Effect in 2026
Aug 18, 2026

Fred Glick, a licensed real estate and mortgage broker and founder of Arrivva, holds a stellar track record with over $2 billion in residential transactions while grounded in a lifelong passion for real estate. 

Join him in the We Fixed Real Estate podcast by Arrivva, where he shares expertise and insights about the dynamic real estate landscape. Arrivva, a leading real estate and mortgage brokerage, caters to buyers, sellers, and mortgagees with love, integrity, and a transparent fee structure. Featured in the Wall Street Journal, Arrivva is transforming the real estate landscape, one happy client at a time.


Here’s a glimpse of what you’ll learn:

  • What the new Fannie Mae condo rules mean for buyers and sellers
  • How the new condo approval process could affect financing
  • Why some condos are already losing value
  • The truth about HOA reserves and the new 15% requirement
  • Why condo buyers may face higher mortgage costs
  • Why sellers should get their condo financing approved before listing
  • The key steps buyers and sellers need to take before a deal falls apart


In this episode with Fred Glick

Could new Fannie Mae condo rules make some properties harder to finance or sell?

In this episode, Fred Glick of Arrivva breaks down the major Fannie Mae condo financing changes taking effect August 3, 2026, including the increase in required reserves from 10% to 15% for condos with 10 or more units. He explains what lenders will now examine, why condo finances, insurance, litigation, and reserves can directly affect a property's value, and what buyers and sellers should do before a deal falls apart.