Physical Therapy: The Good, The Bad and The Ugly
Bringing you all things physical therapy. From being successful in school, navigating the PT profession, growing professionally, business development and everything in between.
Physical Therapy: The Good, The Bad and The Ugly
GBU S2-E44: Revisiting Student Debt, and actionable steps to pay if off!
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Student debt is one of the biggest financial burdens facing physical therapists today—and it doesn’t just disappear after your first job or a few years of payments. In this episode, we take a real, honest look at student loan debt from the perspective of a PT who has faced it head-on and made intentional moves to take control.
This isn’t about theory or generic advice. It’s about what actually works.
We revisit the mindset shifts that are required to stop feeling stuck and start making progress. From understanding your numbers clearly to identifying leaks in your finances, this episode breaks down the practical steps that can move the needle—no matter where you are in your career.
You’ll hear actionable strategies on increasing income as a clinician, optimizing your repayment approach, and creating a plan that aligns with your long-term goals instead of just surviving month to month. We also dive into common mistakes PTs make with their loans and how to avoid them.
Whether you’re just starting out with six figures of debt or you’ve been paying for years and feel like you’re not making progress, this episode will give you clarity, direction, and a path forward.
If you’re ready to stop ignoring your loans and start attacking them with purpose, this conversation is for you.