The Legacy of Love: Estate Planning Simplified for Mothers

Planning for Two Lifetimes: Funding Special Needs Trusts to Protect Your Family’s Future and Legacy

Episode 21

Planning for the future of a disabled child can feel overwhelming.

For parents of children with disabilities, the pressure to secure both immediate care and lifelong financial stability can be daunting. This episode sheds light on how strategic estate planning and the right financial tools can ease that burden and protect what matters most.

In this episode, you will:

  • Understand why planning for two lifetimes is essential and how to do it without feeling overwhelmed
  • Learn how special needs trusts and life insurance can work together to preserve government benefits and ensure lasting care
  • Discover the value of building a coordinated team of professionals to support your long-term goals


Press play to gain expert insights and create a solid financial future for both you and your child with special needs.

About Michael:

Michael Ringel empowers families with children with special needs to protect, grow, and enjoy their wealth. His focus is on educating families about the importance of planning for the special individual in their lives. His topics of expertise include special needs trusts, ABLE accounts, retirement planning, funding special needs trusts and planning for two lifetimes.

Connect with Michael:

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Website: MikeRingel.com

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Episodes air weekly on Mondays and Wednesdays.

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Disclaimer

This podcast simplifies estate planning for women in the sandwich generation - those raising children while caring for aging parents. We cover living trusts, wills, power of attorney, supported decision making, and healthcare proxies to help you plan with clarity and peace of mind. Episodes explore inheritance, probate, fiduciary duties, and the role of a trustee, while addressing decision fatigue, overwhelm, and the emotional weight of caregiving. Rooted in mindfulness, values, and preparedness, we offer practical tools and heartfelt conversations about elder care, end-of-life planning, and leaving a legacy that lasts.