3 Keys for Your Journey
Business and Community Leaders sharing key principles.
3 Keys for Your Journey
Unlocking Financial Freedom: Shifting Mindsets and Strategies with Brittany Driver
Unlock the secrets to financial freedom with Brittany Driver, founder of Beyond a Budget, as she shares her transformational journey from a conventional career to successful entrepreneurship. Brittany's inspiring story is rooted in her pursuit of financial independence and her commitment to family, illustrating how anyone can break free from the cycle of living paycheck to paycheck. With a focus on shifting mindsets, building financial confidence, and nurturing supportive networks, Brittany provides listeners with practical strategies to achieve personal growth and stability. Her insights invite you to reflect on your own financial path and explore actionable steps you can take to enhance your financial well-being.
Discover the power of reframing challenges as opportunities and gain insights from Brittany's personal anecdotes, such as encouraging her daughter through math struggles. We delve into essential financial strategies like maintaining an emergency fund, understanding your financial numbers, and diversifying income streams. Brittany also introduces her book, "Going Beyond a Budget," offering 30 days of scripture-based financial guidance. This episode emphasizes the importance of reflecting on goals, celebrating small victories, and cultivating a community for financial advice and support, all designed to empower you on your financial journey. Tune in and unlock your potential today!
Thank you for listening! YouTube - @3KeysforYourJourney -Tune in for a new episode every Sunday. Connect with us at www.ocfo.info
Are you ready to unlock your potential? Tune in to Three Keys for your Journey podcast, where business owners share invaluable insights and empowering strategies to guide you towards success. Based in Oklahoma City, our host, greg T Jones, will inspire and motivate you every week. Get ready to join our conversation as we build community together.
Speaker 2:All right, hello, and I was going to say good morning, but it might be good morning, good afternoon, it depends on when you listen to the podcast. Welcome to Three Keys for your Journey. I have a very special guest with me today, the one and only I should say the one and only Brittany Driver.
Speaker 3:How you doing, I'm doing good.
Speaker 2:I'm glad to have you today.
Speaker 3:I'm glad to be here.
Speaker 2:Fantastic. Well, our paths go back a little ways, I think, and then we found out that we actually have, or had, a very special mutual friend that recently passed away, and so, man, I don't even want to go there.
Speaker 3:Listen, don't do that, Can't start like that. Oh my gosh.
Speaker 2:Christmas is coming up too. Let's roll back around.
Speaker 3:Roll back around.
Speaker 2:Tell us about yourself. Tell us a little bit about you. I just want the listening audience to know a little bit about you.
Speaker 3:Okay, so I am from Oklahoma City. I've been here my whole life. I have a daughter. She is 10 years old and oh Jesus.
Speaker 2:That looks just like you, by the way.
Speaker 3:Her personality is a lot like mine too, so we kind of bump heads a little bit, and I have an amazing husband who's also here filming me, so shout out to him, I love it, I love it and yeah, I just. I love being frugal, I love shopping and I love traveling on a budget.
Speaker 2:So yes, that's, your business is called.
Speaker 3:That's my business is called Beyond the Budget, because it's not just about the budget. But you know we want to focus on that too.
Speaker 2:Interesting. So Beyond the Budget was started. How? What was the inspiration behind your business? I got tired of working for folks the inspiration behind.
Speaker 3:I got tired of working for folks. So, no really, um, what it was? Um, I was doing a job in probation and some of my co-workers were like how was you able to pay for your wedding? Your cards paid off, you done bought a house. So like they see how I'm moving and they're like, can we get some tips? You make the same amount of money as us. And I'm like, okay, so that's what kind of triggered it. I've always been really frugal with my money and made good financial decisions and had discipline and those things, and so that just led me to opening my business. Once I saw like the company that I was working for our agency didn't really value the employees and for me, like that was really big as being a mom and then walking into me getting married. I was like my family is now my priority. So I really want to have a business where I can have a little bit more freedom with my time to be present in their lives. So here I am.
Speaker 2:Okay, and so how long ago was that?
Speaker 3:Three years ago. Three years ago.
Speaker 2:And I say that as a pinpoint because you know, obviously we're in the early, early episodes of the podcast. We're in the early, early episodes of the podcast and my hope is is that hundreds of podcasts later, we come back around and check in with you in a year from now or two years from now and get a chance to see how you're doing, and so it's always great to put a pin in At this point. Your business has been in existence for three years. Ok, wow, that's fantastic.
Speaker 3:And now tell us a little bit about who you serve. So right now I'm serving individuals who, basically, if you're living paycheck to paycheck, you need help with coming up with a debt management plan or just credit management, just getting you out of that mindset of you have to live paycheck to paycheck. I know times are hard right now but there are things that you can do and implement in your life to not feel like. Things that you can do and implement in your life to not feel like, oh, I got to wait till the next payday to live your life. So that is really big for me.
Speaker 2:Well, that's fantastic. Well, that kind of takes us into part of the purpose of this podcast is for business owners like yourself to really share keys along your journey. What would you like to share keys?
Speaker 3:along your journey. What would you like to share? So and I'll go into detail as we go but the three keys for me was shifting my mindset, building my financial confidence and creating a support system. Okay, wow, that's going to be. I love it. Okay, let's talk about the first one.
Speaker 3:So for the first one, I also just talked to my daughter about this. She struggles with math and so she's like I hate it, I don't want to do it, but reframing challenges as opportunities. So, like I tell her, I'm like okay, this is an opportunity for you to learn more, for you to ask more questions, for you to dive in. And it's the same thing with business.
Speaker 3:I've ran into a number of challenges within business and I'm using those as opportunities for me to create growth within my business. Maybe that means I don't need to offer that product or service, or I reframe it to where it's something different that I can utilize. For example, I've had well, maybe I won't talk about that because it's kind of fresh, but I've had opportunities that have come my way and I have had to turn them down because they just don't align with my business. And so, for me, reframing the challenges is important and using those challenges as opportunities to grow your business.
Speaker 3:And then another one is just reframing it, reframing your mindset, because we often think that there's not enough for everybody. So if I partner with this certain person or if I do this collaboration, maybe they're stepping on my toes, I'm stepping on theirs, but understanding that it's enough for everybody, it's not. The world is not that scarce to where, if you help somebody, you're missing out. And if you're thinking that way, you need to change your mindset and if you're thinking that way, you need to change your mindset.
Speaker 2:So okay, all right, so with those two things as you think about them.
Speaker 3:I mean, it's great that you tell us that, but how do they become part of your everyday life?
Speaker 3:So, for me, every day, I probably think about business way too much, but I'm implementing those things in my life every day by listening to podcasts, by affirmations, journaling and taking where I am now and looking at later.
Speaker 3:So, for me, one of the things that I did this year and I didn't actually post it, but I was going to but it was a good reflecting moment for me to just reflect on all of the goals that I had for the year and then I went through and I checked off all the things that I actually did and to see the growth and know that I had all of those challenges, I was like, okay, I actually got somewhere this year. Because a lot of times in business we don't look at the small wins, we don't even go back and compare. And that was one of the things that I've learned from you is to go back and reflect on your year, see what happened during the year, that you could have made some changes or where did you actually get, actually, looking at those numbers. I know a lot of times we don't want to do that and determining okay, well, how much did I really make, how much did I spend within the business, so that cash flow too, all of those things are going to tie into reframing.
Speaker 2:Well, it's interesting that you say before we get to your third thing I thought it's cool. As you hear, you're this budget person that understands how to personally budget. You've been doing that all your life and it seems like some of these same kind of principles now you are applying in your business. You talked about affirmations. Are you kind of the person that has sticky notes everywhere?
Speaker 3:When you get up. You're looking at something, you're reading something Is that so for affirmations for me is actually scriptures, okay, um, and I do have sticky notes all over my home with scriptures, um, I also have a book called I was waiting until we got to the best-selling author here.
Speaker 3:Tell us about your book um, I have a book that is called Going Beyond a Budget and you can get it on Amazon or you can get it on my website, thinkbeyondabudgetcom, and what that book has is 30 days of scriptures and you're able to journal and reflect. It also gives you like little activities to do, because it's not just what I say about my money. It's about what God says, and the Bible actually teaches us how we should be a good steward over our money and why, and so I really wanted to put that into my book and just feed people that way.
Speaker 2:Wow, that's fantastic. So you have taken this personal journey yourself. You now are helping to implement some of the same principles in your marriage. You use an example with your daughter, and now you're taking your business to the next level by implementing this within the community. Yes, wow, okay. What's your third key?
Speaker 3:Well, actually we did not go over my second one which was building your financial confidence, and I mean that kind of ties into this is stuff that I also tell my clients, like building an emergency fund, understanding your numbers, which we talked about, and then diversifying your income. For example, me writing the book. That was never in my quote unquote plan, but it was another way for me to also touch the community and build my portfolio as far as my diversifying my income, and so that's another product. So I was thinking about what types of products and services are needed within the community, and I still haven't found another book like mine.
Speaker 2:So you know, and I don't know. I think you're right when you talk about diversifying your income, and that wasn't in the plan. It was really about serving the community. How do you define community?
Speaker 3:I define community as the people who are reaching out to me for help. So for me, I see it all the time Like it doesn't matter where I go, somebody's talking about finances, it's all around you. And so for me, it's the people in my community that are actually wanting and they're reaching out for the help. Even if it's not them reaching out, they're making posts Like you have to pay attention to what's going on around you to really know what the community needs. And so for me, it's just like OK, I saw they made a post like oh, my check is gone, like, that's a red flag, you know, like, and so I might even hop on a post and be like OK, well, let me knowledge. Like, you know, let me give you some tips. It's not always about me charging you for that. Yeah, I want to make money, but at the same time, if it's just okay, you have this one issue, and I see that you posted about it or you reached out to me, and I do offer free consultations as well.
Speaker 2:So Okay, wow, that's very, very good information. Okay, are we ready to move to our third?
Speaker 3:Oh, we are, and this one is about you.
Speaker 2:OK.
Speaker 3:So creating a support system that has been like key for me. I think that when we start business, we often think that our family and our friends are going to be the biggest support system, and sometimes that's not always that way and we get mad about it and we're frustrated. But at the end of the day, they're not your target market. They're not you know. They're your friends and your family, so they're there to support you in different ways and it doesn't always look like the way we want it to. So creating a support system is important, like those people who are really like-minded, other entrepreneurs and people that you can partner with, that you can bounce ideas off of. I feel like that's the most important.
Speaker 3:And then also working with a mentor, and so for me, I've worked with Greg for quite some time and you know, sometimes it'll be an idea that I need help on, or how do I lay out this proposal?
Speaker 3:Just those small things that I can't call and ask one of my friends because they're not in that realm. And so, understanding that sometimes you got to change your circle up a little bit and lean on some people that are thinking and wanting some of the same goals as you. And then also the big one for me is delegate. Delegate Just because a lot of things I can do, but they take time away from the things that I want to do. And so if I can be more active in the community, and rather than sitting in front of a computer and making a flyer or creating the visuals for my book, why would I not save my time and my money? Save my time and my money by because you're wasting money, essentially when you don't delegate some of those tasks that you're not really good at and it's taking you more time to put those things together. So just understanding that you don't have to do it all and you don't have to do it alone.
Speaker 2:Well, I appreciate the compliment and for our listening audience out there, as part of what I do is have the opportunity to do some business consultations and consulting, and that's how Brittany and I met actually in a business plan accelerator class, and I happen to be the facilitator of that, and so I think what you're saying about community is so true. I use the word common and unity find what's in common and find unity, and that's what you mean by like-mindedness. Sometimes that's very helpful. But also I think you mentioned this before and I think it's important for our listening audience as well you talked about your aspirations built your book, built around scripture and faith and all that kind of stuff synergy.
Speaker 2:That is the focus beyond just I want to become rich or I just want to become the best-selling author or I just want to become the. You know, it's something else that we kind of look at things like we're on assignment, what is the assignment? And I want to make sure that I do the assignment very well and it feels like you get aligned with people that also understand what that means and so therefore, they can actually push you. Before we started the podcast today, we were talking about a few things and just again thinking through what our assignment is, what we've already been granted to do, and then just going and pursuing it. Yeah, so, wow. Well, those are three great things. Anything else that you want to add Because you seem like you wrote it right now.
Speaker 3:I don't want to slow you down, no, no that I just wrote those down and really honed in on those, because I can go so many different ways and you know I can talk, um, but yeah, that those are the three. Like that really hit home for me. Um, I know we've talked a lot about like the support system and then like the aftermath. Like I know for me, like there are cohorts that I'm in or was in previously and I still reach out to those people and so just knowing that it doesn't end with the cohort, even if it's like a 10 week or whatever the amount of time, it doesn't end there. Like always follow up with people and don't just follow up with them when you want something. Follow up with them just to see how they're doing and where you can help and how you can assist them. And it doesn't have to be monetarily, it can be sharing a post oh, what do you have going on? Or you know, just simple things like that. I think that, again, is community to me.
Speaker 2:I think you have nailed it, that is, I agree wholeheartedly that, exactly what you said. So all right, brittany Driver, so beyond the budget bestselling author, like tell our listening audience, how can people find you get in touch with you? I know somebody out there is like right now thinking I need to get that book, or somebody is like I'm in trouble and I need to talk to somebody. How can people get in contact with you?
Speaker 3:So you can get in contact with me by going to think beyond the budget dot com and you can schedule a consultation there. It has the calendar, so whatever time works for you. And then you can also reach me on Instagram at beyond the budget, and then I'm also on Facebook at Beyond the Budget, and I'm on LinkedIn. But on LinkedIn you can just type in Brittany Driver and then to get my book you can type in Brittany Driver on Amazon and going Beyond the Budget will pop up.
Speaker 2:Wow, fantastic Well, I thank you for those multiple avenues Fantastic Well, I think. Thank you for those multiple avenues. And, for those of you, if you didn't catch what she actually said, just look in our comments and we'll make sure that we have all her Web site contact information there as well. Wow, anything that you want to leave our listening audience with before we take off today.
Speaker 3:This is sticking out to me, but you are enough. That is something that I swear by, because oftentimes we don't feel like it and imposter syndrome kicks in and we just we don't feel like enough. And just remember that you are enough.
Speaker 2:Wow, I was going to drop the mic, but there's no mic to drop so well thank you so much, Brittany, and again appreciate your time and look forward to visiting with you again in the near future.
Speaker 3:Thank you, bye, y'all.
Speaker 1:Thanks for joining Three Keys for your Journey. Tune in next time for another episode.
