Internal Rate of Return Podcast

Ep 14. Unveiling Infinite Banking: A Financial Strategy for Real Estate Investors with Erica Neal

Amanda Alexander

In this episode, Amanda sits down with Erica Neal, a wealth strategist and co-founder of Infinity Investment Strategies. Erica discusses her journey from working in a large investment firm to co-founding her firm focused on customized financial strategies. She delves into the Infinite Banking Concept and how real estate investors can use it to create efficient cash flow and tax strategies. Erica also shares insights from her personal journey, including lessons on work ethic, financial literacy, and the importance of having a strong network. The episode is packed with practical advice on making one's money work harder and smarter, especially through real estate investing and cash flow management.


00:00 Introduction to Financial Misalignment

00:25 Meet Erica Neal: Wealth Strategist

00:32 Erica's Background and Career Journey

00:55 Transition to Infinite Banking

01:11 Empowering Women in Finance

02:22 Erica's Real Estate Portfolio

03:50 Exploring Business Ventures

06:33 Challenges in the Texas Real Estate Market

11:54 Early Money Mindset and Work Ethic

15:28 Teaching Financial Literacy to the Next Generation

21:32 Erica's Financial Struggles and Resilience

28:20 From Corporate to Independent Advisor

32:09 Discovering a New Financial Approach

32:39 The Turning Point: Realizing the Power of Cash Flow

33:12 Questioning Traditional Financial Advice

35:33 The Importance of Vision and Drive

39:21 Introduction to Infinite Banking

43:32 Building a Thriving Business with Infinite Banking

49:39 Advice for Aspiring Investors

55:12 The Importance of Networking and Partnerships

01:01:34 Final Thoughts and Where to Find More Information