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Estate Planning Essentials Without Children with Maddy Roche

Real Life Planning Podcast

Real Life Planning Podcast
Estate Planning Essentials Without Children with Maddy Roche
Jul 16, 2026 Episode 93
Cynthia Meyer

In Episode 93 of the Real Life Planning Podcast, Cynthia Meyer, CFA®, CFP®, ChFC®, sits down with Maddy Roche, Chief Growth Officer of Childfree Trust, for an important conversation about estate planning, continuity planning, and aging without traditional next-of-kin support. As more Americans choose to remain childfree, financial and legal planning needs are changing in ways many people have not fully considered.

From medical and financial powers of attorney to long-term care planning and fiduciary support, this episode explores the practical realities of preparing for the future when you may not have family nearby to help.


“Estate planning is not just about death. It is about making sure your wishes are honored while you are still alive.” — Maddy Roche


This week on Real Life Planning Podcast:

💡How does estate planning change when you do not have children? [00:02:07] 

💡What legal documents should everyone have in place before a crisis happens? [00:05:41] 

💡Why do childfree adults need to think proactively about aging and continuity planning? [00:04:25] 

💡What does Childfree Trust do and how can fiduciary services help? [00:09:19] 

💡How could the rise of childfree households reshape housing and community living in the future? [00:20:40] 


Takeaway Quotes:

“The last time you want to make a plan is during an emergency.” — Maddy Roche

“Everybody needs to think about who would make decisions for them if something happened.” — Cynthia Meyer

“We underestimate how much we rely on our own competence to keep life moving forward.” — Maddy Roche


Connect with Maddy Roche:

  • Website: https://childfreetrust.com/
  • LinkedIn


Connect with Real Life Planning:

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Real Life Planning, LLC is an Investment Advisor registered with the States of New Jersey, New York, Texas, Virginia, and California. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy, or completeness of, any description of securities, markets or developments mentioned. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, REALLIFEPLANNING.COM.