The Wealthy Pilot's Podcast: Financial Flight Controls for Today's Commercial Airline Pilots

The Lazy Way to Retire? Let’s Talk Target-Date Funds

Scott Osborn

Target-date funds just passed $4 trillion in assets. They’re now the default investment in many 401(k)s, and millions of Americans are using them without really understanding how they work. So, are they a smart choice… or just the easiest one? 

Here’s some of what we discuss in this episode:

🧭 Why defaulting to a target-date fund could misalign with your goals

📉 How these funds reduce risk—but possibly too early or too much

⚠️ The hidden costs and risks that go beyond fees

🎯 What to do instead if you're ready for more control

Resources:

Our website: https://retireairlines.com/

Phone: (419) 314-4139

Contact our team: https://retireairlines.com/contact-us/

Schedule an introductory call: http://callosborn.com/

Order your no-cost retirement toolkit: https://keap.page/lde199/the-pilot-s-planner-toolkit.html

Check out our other no-cost financial resources & guides here: https://retireairlines.com/guides-whitepapers/

The “When I Die” binder: https://retireairlines.com/wp-content/uploads/2024/10/Scott-O-FILLABLE-BINDER-10.22.24-1.pdf

Watch the podcast on YouTube: https://www.youtube.com/channel/UC_hNGqqVjqgtuoYZlu9i4yQ

People on this episode