401(k) Misconceptions: What Pilots Need to Know About Taxes, Contributions & Strategy Artwork

The Wealthy Pilot's Podcast: Financial Flight Controls for Today's Commercial Airline Pilots

Welcome to The Wealthy Pilot's Podcast: Financial Flight Controls for Today's Commercial Airline Pilots, where we navigate the skies of financial success with your host, Scott Osborn, The Pilot's Planner. Each episode, we soar through the challenges and opportunities unique to pilots, from debunking myths to mastering best practices in financial planning and investing. As demand for pilots reaches new heights, so too does the complexity of their financial landscapes. With Scott's expertise we tackle common pitfalls and strategic wins that can significantly boost a pilot's financial trajectory. Whether you're an aviation professional or just fascinated by the financial skies pilots navigate, this podcast promises insights that can help anyone plot a course toward financial independence. https://thepilotsplanner.com/

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The Wealthy Pilot's Podcast: Financial Flight Controls for Today's Commercial Airline Pilots

401(k) Misconceptions: What Pilots Need to Know About Taxes, Contributions & Strategy

October 16, 2025 • Scott Osborn

Most people know their 401(k) is key to retirement, but few understand how each account type affects their taxes and long-term flexibility. This episode breaks down the differences between pre-tax, Roth, and after-tax contributions, helping you see how each fit into your overall strategy. Scott also shares how small shifts today can lead to major savings later. Tune in to make sure you’re using your 401(k) to its fullest potential!

Here’s some of what we discuss in this episode:

💰401(k) Basics: What it really is and how it works

🧾 Tax Buckets Explained: Pre-tax, after-tax, and Roth differences

🤝Employer Contributions: How airline auto-contributions work

✈️ Pilot-Specific Insight: Tailored planning for higher earners

⏳ Catch-Up Rules: Maximizing contributions after age 50

Resources:

Our website: https://retireairlines.com/

Phone: (419) 314-4139

Contact our team: https://retireairlines.com/contact-us/

Schedule an introductory call: http://callosborn.com/

Order your no-cost retirement toolkit: https://keap.page/lde199/the-pilot-s-planner-toolkit.html

Check out our other no-cost financial resources & guides here: https://retireairlines.com/guides-whitepapers/