The Broker's Lounge
Welcome to The Broker’s Lounge with Eddie & Carlo - the podcast where we make the world of mortgages and finance feel a whole lot less intimidating.
If you’re here, chances are you’re thinking about buying a home, maybe your first, or maybe you’ve been down this road before. Either way, you’re in the right place.
So, who are we? We’re Eddie and Carlo, two senior mortgage brokers from Link Wealth Finance with over 30 years combined experience helping people just like you navigate the sometimes confusing, often overwhelming, but ultimately rewarding journey of buying a home.
We’ve seen it all - the highs, the lows, the "I didn’t know that" moments - and we’re here to share what we’ve learned.
So, whether you’re just starting out or looking to refine your financial game plan, The Broker’s Lounge is here to help you make informed decisions with confidence.
Tune in, get comfortable and let’s talk about how we can help you turn that dream home into a reality.
The Broker's Lounge
Making Sense of Your Mortgage Options - Fixed, Variable, P&I, IO
Ready to tackle the world of mortgages? In this episode of The Broker’s Lounge, Eddie and Carlo break down everything you need to know about choosing the right mortgage for your situation.
We kick things off by explaining the key differences between fixed-rate and variable-rate mortgages, what they mean, the pros and cons of each and how to decide which fits your needs best. Should you go for the certainty of a fixed rate or the flexibility of a variable one? We’ve got you covered.
Next, we dive into the difference between principal & interest (P&I) repayments and interest-only (IO) loans. We’ll help you understand when it makes sense to pay down your loan balance versus just covering the interest and how each option impacts your cash flow, equity and even taxes.
Plus, we explore whether you should buy in your personal name or through a trust, covering the benefits and downsides of both, from borrowing capacity to tax implications.
It might sound complex, but we keep it simple. Whether you're buying your first home or investing in your next property, we’re here to help you make confident, informed choices.
Tune in, subscribe and if you like what you hear, we’d love a five-star rating!
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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min
More info: https://www.linkwealthfinance.com.au/
Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg
Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation