The Broker's Lounge

Top 10 mortgage questions answered by brokers

Link Wealth Finance Episode 34

Your most asked home loan questions, answered

With so many rules, policies, and exceptions in the lending world, it’s no wonder people get confused. In this episode of The Brokers’ Lounge, Eddie and Carlo take on a rapid-fire Q&A, tackling the most common questions they get from clients about borrowing, refinancing, and managing loans in today’s market.

They dive into how banks treat things like bonuses, overtime, and foreign income, what really goes on behind the scenes with your credit report, and why two people with the same income can get wildly different borrowing capacities depending on the lender. They also break down common traps like unused credit cards hurting your borrowing power or how cross-collateralising loans could come back to bite you later.

From fixed versus variable rates, to the rise of DTI restrictions, to why your home loan should never be a "set and forget" decision, this episode is packed with real advice, client examples, and straight-up answers that every homeowner and buyer should know.

Whether you're just starting out, looking to refinance, or thinking about your next property move, this Q&A will give you a clearer path forward and maybe save you from a costly mistake.

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Get in touch with Eddie: https://calendly.com/eddie-link/30-min-home-loan-chat
Get in touch with Carlo:
https://calendly.com/carlo-o8zv/30min

More info: https://www.linkwealthfinance.com.au/

Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg

Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation