The Broker's Lounge
Welcome to The Broker’s Lounge with Eddie & Carlo - the podcast where we make the world of mortgages and finance feel a whole lot less intimidating.
If you’re here, chances are you’re thinking about buying a home, maybe your first, or maybe you’ve been down this road before. Either way, you’re in the right place.
So, who are we? We’re Eddie and Carlo, two senior mortgage brokers from Link Wealth Finance with over 30 years combined experience helping people just like you navigate the sometimes confusing, often overwhelming, but ultimately rewarding journey of buying a home.
We’ve seen it all - the highs, the lows, the "I didn’t know that" moments - and we’re here to share what we’ve learned.
So, whether you’re just starting out or looking to refine your financial game plan, The Broker’s Lounge is here to help you make informed decisions with confidence.
Tune in, get comfortable and let’s talk about how we can help you turn that dream home into a reality.
The Broker's Lounge
Should you refinance after the latest rate rise?
Use Left/Right to seek, Home/End to jump to start or end. Hold shift to jump forward or backward.
Should you refinance after the latest rate rise?
With the RBA lifting rates again, many mortgage holders are asking the same question: should I refinance, restructure, or just sit tight?
In this episode of The Brokers’ Lounge, Eddie and Carlo break down what the latest rate rise means for repayments, household cash flow and the pressure many borrowers are feeling right now.
They also unpack when refinancing can make sense, including lowering repayments, improving cash flow, consolidating debt, accessing equity or getting a better loan structure. But it’s not always about chasing the lowest rate.
From cashback traps and hidden fees to extending your loan term and assuming approval is automatic, this episode covers the common refinancing mistakes borrowers need to avoid.
If your loan hasn’t been reviewed in a while, this episode is a timely reminder to check your rate, understand your structure and speak with a broker before making any major decisions.
Hit follow, leave a review, and share this episode with someone who needs to review their home loan.
-------
Get in touch with Eddie: Eddie Malaeb - Senior Mortgage Broker
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min
More info: https://www.linkwealthfinance.com.au/
Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg
Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation