The Broker's Lounge
Welcome to The Broker’s Lounge with Eddie & Carlo - the podcast where we make the world of mortgages and finance feel a whole lot less intimidating.
If you’re here, chances are you’re thinking about buying a home, maybe your first, or maybe you’ve been down this road before. Either way, you’re in the right place.
So, who are we? We’re Eddie and Carlo, two senior mortgage brokers from Link Wealth Finance with over 30 years combined experience helping people just like you navigate the sometimes confusing, often overwhelming, but ultimately rewarding journey of buying a home.
We’ve seen it all - the highs, the lows, the "I didn’t know that" moments - and we’re here to share what we’ve learned.
So, whether you’re just starting out or looking to refine your financial game plan, The Broker’s Lounge is here to help you make informed decisions with confidence.
Tune in, get comfortable and let’s talk about how we can help you turn that dream home into a reality.
The Broker's Lounge
The property rules investors can’t ignore
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Negative gearing, SMSF changes and the new lending landscape
The lending landscape is changing, and investors are feeling the impact.
In this episode of The Brokers’ Lounge, Eddie and Carlo unpack the latest Budget changes and what they could mean for property investors, first home buyers and anyone looking to borrow.
They cover negative gearing changes, capital gains tax, borrowing capacity, rental income, lender servicing, debt-to-income limits and why different banks may now give very different answers.
They also break down the new self-managed super fund property rules, including the cut-off date for signed contracts and why commercial property may become a bigger focus for some SMSF investors.
If you own an investment property, are thinking about buying one, or want to understand how these changes could affect your lending options, this episode gives you a clear look at what to consider next.
⏱️ Timestamps:
00:00 Intro
01:01 Budget changes and the impact on lending
03:56 Negative gearing changes explained
06:04 Capital gains tax changes
07:04 How borrowing capacity is being affected
10:23 What could happen to rents?
15:37 APRA and debt-to-income limits
19:00 SMSF property lending changes
Hit follow, leave a review, and share this episode with someone who needs to understand how the latest property and lending changes could affect them.
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Get in touch with Eddie: Eddie Malaeb - Senior Mortgage Broker
Get in touch with Carlo: https://calendly.com/carlo-o8zv/30min
More info: https://www.linkwealthfinance.com.au/
Our Financial Services + Credit Guide: https://www.linkwealthfinance.com.au/fscg
Disclaimer: The information contained within this podcast is general in nature
and does not take into account your personal circumstances. Please reach out if
you wish to discuss your personal situation