How To Break The Silence Around Financial Fear

Money stress has a way of whispering lies at 2 a.m. You can have the job title, the reputation, even the income and still feel a quiet panic about whether you’ve done enough, saved enough, or made too many mistakes to recover. We go straight at that reality with a shame-free conversation about midlife finances, financial anxiety, and the mindset patterns that keep people stuck.

We talk about why money pressure is so often tied to identity, fear, and expectations, not just the numbers. We explore the “silent money pressure” that grows when we compare our nest egg to other people’s highlight reels, and why avoiding the truth only makes the stress louder in the body through lost sleep, jaw clenching, anxiety, and other mental health signals. You’ll hear us challenge flawed money beliefs many of us inherited and reframe money as a tool, not a measure of worth.

We also share practical steps you can use right now. Coach Stacy offers a simple idea for building safety through a “peace account,” and Coach Wayne breaks down how to separate the number from the narrative so you can replace self-blame with a real financial plan. If you’re navigating budgeting, debt, saving, retirement planning, or just trying to feel steady in uncertain times, this one is built to help you breathe and move forward. 

Subscribe, share this with a friend who’s carrying money stress in silence, and leave a review with the mindset shift you’re taking with you.

Subscribe @CoachStacyMLewis and @CoachWayneVIP

💃🏽Stacy M. Lewis
🌍 thestacymlewis.com
Schedule a Connecting Conversation
LinkedIn | Facebook | Instagram | YouTube

🎩Wayne Dawson
🌍 viptransformativeliving.com
Book a Discovery Call
LinkedIn | Facebook | Instagram

Spotify, Apple, iHeartRadio, Amazon 

Transcript

Coach Stacy 0:12

What if the money stress keeping you up at night is not really about money, but about fear, identity, shame. In the future, you're afraid you may not be able to build. You can look successful on the outside and still be silently panicking about money on the inside. Let's talk about it.

Coach Wayne 0:37

You found the midlife revolution unleashed the space to embrace your wisdom, reignite your passions, and move boldly into what's next. I am Coach Wayne, the VIP coach.

Coach Stacy 0:51

And I'm Coach Stacy M. Lewis. We're here with insights, stories, and strategies to fuel your midlife journey. So take a breath, lean in. Your revolution starts now.

Coach Wayne 1:07

Hey, hey, they said the revolution won't be televised, but we are coming to you live, and we're not just televising ours, so to speak. We are also coming to you live if you're listening on podcasts by uh audio. Hey, my name is Coach Wayne. I am the VIP coach, and I'm joined with my co-host, the wonderful and the maton Stacy M. Lewis. Stacy, how are you?

Why We Avoid Money Talk

Coach Stacy 1:32

I'm doing fantastic tonight, Wayne. Welcome to everyone to Midlife Revolution Unleashed. I am Wayne's co-host. I'm Stacy M. Lewis. I'm a nonprofit executive. I'm a midlife woman's coach, and I'm a lover of God and his people. And I'm so excited tonight, today, this morning, whatever time it is, wherever you are, to be celebrating episode 90 of Midlife Revolution Unleashed. Woohoo! Look at us, Wayne. Look at us.

Coach Wayne 2:05

We're growing old, but certainly not cold this day. See a lot more where that came from.

Coach Stacy 2:11

Not cold at all. We are talking about the things that matter to midlife communities of color as we persevere and look to live our best. Wayne says second half, I say third quarter, whatever you deem it, we're trying to live it the best.

Coach Wayne 2:35

Yeah, Stacy, tonight we definitely are going to be talking about something that is on the minds of so many midlifers. And a lot of us just don't talk about it. And we stress because we don't deal with it, we don't let it out. And what we're gonna talk about is money and stress, a topic that I think is in many households, but oftentimes not managed well enough.

Coach Stacy 3:06

Absolutely. And it causes so much stress. And before we dive in, we want to say hello to George Fisher and thank you for that congratulatory message. We greatly, greatly appreciate it. Welcome to Midlife Revolution Unleashed. You know, Wayne, as we talk about this idea of money stress, not sure what's happening in your neck of the woods, and I'm happy to share with some of the things happening in my neck of the woods. You know, being single, I've always felt, in particular in the parenting, but even in life in general, I've always felt the stress part of money. And it wasn't until it's not that I wasn't successful, but that there was just some real stress of trying to make sure that I have enough and I'm going to have enough. And will I have enough? And so I think this conversation is so timely because in this beautiful season, right, we talk about celebrating the richness of midlife. In this season, we want to be able to call those things out that might come with a little shame or that might come with a little fear or insecurity. We want to normalize them, talk about them, and really make sure that we are equipping our listener in a way that is empowering. So tonight is not about shame. It is not about any kind of embarrassment. It is about taking the content and fostering a sense of freedom because midlife is not the end of the story. We just getting started.

Mindset Shapes Financial Decisions

Coach Wayne 4:58

That's right. And we, you know, we're depending on where you are, some people do an accounting of where they are at this time, and they're wondering about did I do enough? You know, when it comes to savings, when it comes to investments, when it comes to your spending and spending habits. You know, listen, we are in a spot right now that we are not done to what you your point, Stacy. There's still some more to the story. And so the first thing that I think we have to wrap ourselves around is the sort of mindset that we have around money and our relationship with money.

Coach Stacy 5:38

Absolutely. The mindset is everything because you can ask yourself those questions about like, do I have enough? Will I have enough? etc. And if you get to an answer that's anywhere close to no, you have a decision to make, right? It is gonna be your mindset that helps you determine whether that no then becomes a now what? Yeah, or that no becomes a spiral down into, you know, it's never gonna get better, or it's too late. It is not too late. Not while you still have these feet on the ground, your your wheelchair wheels on on the ground, whatever it is, it's not too late.

Coach Wayne 6:21

Many adults, midlifers carry several identities. You know, we look at being a spouse, a mother, father, where you look at being an entrepreneur, a boss, the parent of an adult child is very different for us. And with these identities, sometimes it gets all muddled in terms of just streamlining, you know, our money health, so to speak. And I can imagine that it's enough to have you go to bed and lose sleep.

Lessons We Learned Growing Up

Coach Stacy 6:55

Absolutely. And Wayne, let me ask you a maybe a somewhat personal question. Did your parents, when you were growing up, did they talk about money in a way of the realities of money, like what it takes to run a household and and how they saved for retirement, if they saved for retirement? Was there that level of conversation in your upbringing?

Coach Wayne 7:24

No, it wasn't that level. There was a due respect for money. You know, we had allowances as kids that we got, and you earned your allowances, so to speak. It wasn't given to you, you had to do chills. And you were held accountable for that. So we didn't have the know-it-all in terms of how to grow that money and how to you were told just don't spend what you don't have. So it was kind of loosey-goosey. Right, right, right. Now, to be to be fair, you know, my sisters who were older may have had more of that discussion because they were more involved with some of the planning of the household stuff than I was, but I never really think got that. How about you, Stacy?

Coach Stacy 8:12

Yeah, I I did get, you know, some advice, like, well, you know, once you start working, pay yourself first, you know, save. I had one uncle that I loved and missed dearly who would always talk about the one thing. And the one thing for him was the fact that, you know, compound interest is like the eighth wonder of the world. But what I think was missing that I really tried to transfer or or not transfer to my offspring was just really the mindset around the conversation about money, right? That it's not so close to the vest, right? We don't, to your point earlier, we don't talk about money enough. And I think that it it builds this silent pressure that we all have. Like, I don't know, do I have enough? It sounds like it sounds like Wayne has enough, but I don't does Wayne know if he has enough, right? We just just all this silency, silence and secrecy that then becomes a real part of our mindset, the silent pressure.

Coach Wayne 9:33

And so there's a conversation that's happening overhead about money, what money is, and we are asking questions like Am I Am I being left behind? Is my nest egg ready? You know, where do I fall relative to other people? You know, we we are having these conversations. Do people even understand the pressure that I have? Because a lot of us, let's face it, I work with a lot of successful businessmen. And on the outside, Stacy, these guys have it going on. They look good, they're making things happen. But yet when you pull them closely, there's still, for many of them, the worry about are they doing enough? You know, do they have a secure future in these uncertain times? And these are guys who, relative to others, are really making good money. So the conversation in our heads, we have to first limit that, Stacy.

Coach Stacy 10:40

Yeah, it's so interesting when you think about the question of if people knew how much pressure I was under when it comes to financial pressure, would they view me the same? Right? We again, with the secrecy walking around, not necessarily normalizing the reality of in this season, we've had some great successes and some great mistakes, right? We've learned from some great mistakes and certainly transparent at this stage of the game about some of the financial mistakes that I've made that I'm sure had I either learned the lesson then or had I made a different choice then, I'd feel even more comfortable about my financial future. So it really is a great opportunity for us to check our mindset when it comes to money, our relationship when it comes to money. You know, scripture talks about money being good for things, right? Money is not here to buy love, it's it's not here to buy influence, it is for things, those things like shelter, those, you know, a little a car, those things. And so I think it's really important for us to just keep our mindset around money front and center.

Comparison Pressure And Future Fear

Coach Wayne 12:19

Yeah, there's a stat that I wanted to share with the audience, Stacy. So I'm gonna read from this. It says that according to the Federal Reserve's 2025 report on U.S. household economic well-being, 73% of adults were doing okay financially or living comfortably near the end of 2024, but that was still down from the recent high of 78% in 21. The same report shows that many people are still living close to the edge, with 19% just getting by and 8% finding it difficult to get by. And this uh, I don't know who they they canvass, but it looks like a pretty I don't know, I don't know who they canvass, but uh, people that I'm talking to are struggling.

Coach Stacy 13:09

Yeah, even if it was people of all ages, right? Or adults will say, uh what I find fascinating there are a couple of things. One is that it's pointing to a decline of the percentage of adults who were doing financially okay or living comfortably, right? So there's a decline. And sadly, we are in a time societally, at least in the United States, where expenses, the the necessary expensive expenses have gone up significantly, where the savings, the interest rates, right, have stayed relatively flat. But having you could have a good five thousand dollars in your regular bank account, but it's gaining 0.5 percent, right? So that those some of those things that were different in 2021 and different in 2024, now thinking about here we are in 2026, and I would wonder if they were to retake this snapshot now or maybe in a month from now, what that percentage would be.

Coach Wayne 14:41

Yeah. We put ourselves under a lot of pressure, some is really due, and you know, others remain silent because again, we we don't bring it to the forefront so it can be looked at, analyzed, and and we make real assessments. You know, some people believe in terms of silent money pressure that because a person has a great title and has a job where they're the boss, they're in charge, they're looking good, and they're making obviously good money or more money. Sometimes people believe, looking on from the outside, that the grass is greener, that there is no stress. But here's the thing that I've found that to whom more is given, more is required of. And so people with more income oftentimes carry along with them more stress, you know, more decisions to make around it. Now, some may say it's good stress, stress that I want to have. But you know what I'm trying to say, Stace, it's not necessarily a wash that you're making more money, so the stress disappears.

Coach Stacy 15:56

Yes, you're absolutely right. It does not, it does not disappear. To your point earlier, and those those of you that are new to Midlife Revolution Unleashed, Coach Wayne is always one to give you something to write down. So I'm gonna take a page out of his book and ask you to consider writing down what story are you telling yourself about where you should be by now? It's not about focusing on how much money you have, but it's what is the story that you're telling yourself about where you should be by now.

Coach Wayne 16:39

Yeah, yeah. And if a story is not serving you, I always say let it go. You gotta find something that you're resonating with, and that serves you.

Coach Stacy 16:56

Yeah, yeah. Absolutely.

Coach Wayne 17:00

You know, Stacy, many midlifers are not just stressed about bills. Bills are your your here and now for the most part. You know, you gotta pay for electricity, you gotta pay the rent, these bills. But a lot of midlifers find themselves stressing for and about the future. And that brings about a lot of uh anxiety. Truth of the matter is that we have to corral what we're thinking about because the future is not here, and we can't control that. So, you know, what we're talking about is how do you, with where you are now, take some sort of control for your money thinking.

Financial Stress And Mental Health

Coach Stacy 17:48

So important to take control of your thinking, right? That's what is your mind set on, and how do you then reset it on thinking that will best serve you? We're just stressed about so many things, and calling this money to account is, I think, really important as we go into May being mental health awareness month. You were giving sharing some stats earlier, and you know, one I would include is that one study indicated, you know, that in 2025, about 43% of US adults said money negatively impacts their mental health, at least occasionally. And that impact can be demonstrated or has been demonstrated by anxiety, stress, worrisome thoughts, loss of sleep, depression, and some of those other things that are bogging us down, headaches, 43%.

Coach Wayne 19:13

That's heavy. Daisy, the question I would ask listeners is what part of your money stress is about the numbers versus shame, expectations, whether false or real, old thinking patterns, you know, what part of it is is is is not about the figures and the dollars, but about those other things, the shame, the image, your image, those kinds of things.

Coach Stacy 19:40

Absolutely. I when and when you talk about identifying what part of the money stress is about the numbers and what part is about the fear and shame, and we couple that with knowing that these this meant these mental health, because of our financial status, impacts our anxiety, our stress, our worry. It reminds us, right, that the body then starts to keep financial score. Your body is holding on to that stress, to that fear, that shame, those old survival patterns that Wayne mentioned. The body is keeping financial score. And that's we need the body to make it right into the future, just like we need the money to make it into the future. So let's talk about that a little bit, Coach Wayne.

When The Body Keeps Score

Coach Wayne 20:42

Well, absolutely. Stacy, you know, it is said that a large percentage of folks, I know about men, get heart attacks on Mondays. It's the stress of going into work, it's the stress about finances, it's the stress about because you know, there's this condition in that we're providers. And so going into work on a Monday is saying to you, here you're coming to the provider part of your life. And if it's not going well for you, you know, if you're stressed about it, I can imagine how one could fall dead or just have a heart attack, just thinking about it and shows up in tight chests, high blood pressure, fatigue, you know, the anxiety we talked about.

Coach Stacy 21:31

Yeah, yeah. You and you and I, we were recently talking about just our own dental health and taking care of ourselves and things of that nature. That jaw clenching, right? That tends to happen when we're stressed out. Like I can already feel it, just just thinking about it. But it tends to happen when we're stressed out, right? Which then impacts your teeth or your bite. And so thinking about money. In a way that allows it to become stressful is something that the body is going to be tracking. Even if you're not tracking it, your body will be tracking it.

Retail Therapy And Avoidance Loops

Coach Wayne 22:13

I'm glad you said that, Stacy. Even if you're not tracking it, because sometimes we don't recognize where the source is of our illness or stress. Folks with digestive issues, folks, you know, many people say they have their emotional eaters and they're worried about the bills. They're stressed about stuff that they no longer can control. You know, prices are going up. You can't control it. You may have to calm down and figure out how you can spend less, save more, or reduce some of the image-making stuff you do. Yeah. You know, you're changing your car and you can't afford the Benz or the BM. Hey, Toyotes and Accords are great cars. You're one of them, you know. But this is real talk, right? And so a lot of times I think, Stacy, we owe it to ourselves to just get real about what's happening out there and only own what we can own.

Coach Stacy 23:11

Absolutely. The getting real is critical. You talked about the overeating. You know, one of the kind of flashbacks I had is not necessarily my finest moment, but just the reality when I realized I was using retail therapy to manage some of my emotions around my debt. I just, I just, I just, I'm just gonna keep it real. Because the mid-life revolution unleashed audiences of my people. So, right? Like, oh my gosh, this is so stressful. So let me go to the coach outlet. Right? Like this, this was just my reality. And so it the body was definitely keeping score because I was stressed, yeah, and I was just making it worse in the behaviors that I was adopting.

Coach Wayne 24:14

Yeah.

Coach Stacy 24:15

And so really shifting my mindset from negative ways to deal with my financial stress, right? To more proactive, beneficial, healthy ways to manage, right? One is deal with the other is manage my financial stress is something that I hope our listener can can learn from at least one of my mistakes, if not more.

Flawed Beliefs About Money

Coach Wayne 24:43

Yeah, yeah. Stacy, it's easy for folks to go pick up the mail when they're expecting cash, but when it's time to pick up a bill, we we delay, right? Opening those mail oftentimes. And again, that comes from that built-in thing that we have. If we gotta deal with it, we gotta figure it out. Stacy, I wanted to talk about the values and the belief system, the psychology around financial stress, because how many of us grew up with the thought the money is the root of all evil? The thought rich people are dishonest, you know. These kinds of thinking that oftentimes, whether we hear it through formal institutions or at home, we carry around sometimes these beliefs about money and values that are built that are flawed. Flawed in the way, yeah, get in the way, Stacy.

Coach Stacy 25:45

Flawed that I I love that you used money as the root of all evil, right? Because that is flawed. That is not what the word says. The word says the love of money is the root of all evil, right? And so, to your point of the mindset, how often on this flawed thinking are we building our financial house, our financial mindset on a shaky foundation, right? A flawed foundation. That that I love, I love that you brought that example up because there was so often, even in my younger days, that folks in the church in particular were saying the money, the love of money is the root of all evil. Half the time it's because they didn't have any.

Coach Wayne 26:39

Yeah.

Coach Stacy 26:40

Right? And so uh no judgment, but it's where their money mindset was, yeah, and how they that was then being projected. And I appreciate knowing the word for myself and the clarity to be able to say, oh no, no, no, it's the love of money. I don't love money, but I recognize that money has value, that money meets some of my thing needs.

Coach Wayne 27:09

Yeah. So many people look at the dollar bill, and hmm, this is not a real dollar bill. This is a million-dollar bill. It is, you know, it's in front of me.

Coach Stacy 27:21

For a podcast audience, the the million-dollar bill looks like it's about uh, I don't know, two inches high and four inches long. So not even the same size as a regular dollar bill.

Coach Wayne 27:36

It's my it's my prompts, they see it's my it's my it's right up by here by my monitor to remind me that that's a club that uh I uh I might want to get into. Go make your millions. Yeah, one of the but but here's the thing, and let's talk about that. Making our millions versus what does it get us? Because I'm reminded that money is what they call a mean value, it's a mean to an end or means to an end, and the end, the value is what we are seeking. Uh, oftentimes for folks, that means power, that means freedom, that means the agency to do whatever control, you know, it means a lot of things. So if let's imagine, Stacy, if we could replace having the money for that thing that we desire, the value that we want to have that we think money will buy for us, and we could just have a quiet life, don't have to go out there and every day work in that hustle, but we got the love or the peace or the freedom somewhere else. Would we not do that?

Money As Meaning And Status

Coach Stacy 28:50

I I think what's so interesting, Coach Wayne, is that some of us would and some of us wouldn't. And it is because of the value or the meaning to your earlier word that we attach to the money, right? So if the money makes me more respected, if having more money means more respect, right, then no, I don't want that peaceful life because it's not that having more money means more peace, it's having more money means more respect. If the money means status, having more money means, you know, people see me, I'm bigger, I'm bolder, I'm I don't know what else you are. But so I think it is that meaning that people attach to money, that we all attach a meaning to it, right? But it is is that meaning one that fosters your behavior, that builds a positive mindset around money, or is that meaning one that causes you to grind all the time, to jump on the the wheel, right? The the mouse wheel, the hamster wheel. I think that's that's really a good question in there around like what is the meaning that you attach to money as you think about your own money mindset.

Coach Wayne 30:34

Yeah. Stay, I can give you a quick story, if I may, of two different groups of mindset, youth and clients, no names to be called. But this one client struggled most of his life, had a lot of problems legally and all that. So he finally got his own apartment because his credit score bumped up. He's at about 640. Finally, get something, struggled before that. And he bought an apartment, or rather, rented it's not furnished, has a place to sleep and the basic necessities. But he's home early every day, cleaning and just loving it. He's a regular guy working a regular job. And then I have another client who has more than enough, retired, set for life. And he hates going home. He's miserable, he doesn't like it. And so to the point that we're saying having the money, this other guy would love the sense of peace that the younger fella has to go home to a place where he is king and centered and at peace with himself. You know, he doesn't have to this older guy drinks at night to calm his nerves.

Coach Stacy 32:07

Regular guy. Right. And and you demonstrated well with those two clients that money is just for the things, right? Money is for the apartment. Money is not going to buy you happiness.

Coach Wayne 32:23

Yeah.

Coach Stacy 32:23

And as we look at our money mindset, let's think about what money means to us. You know, does if you were to kind of pose the questions and leave them open-ended, how would you answer when I don't have enough money, I feel.

Coach Wayne 32:41

Yeah. Yeah. Yeah. It's it's important to ask questions that are empowering and and really the soul searching. We need, you know, the financial belief I have now is yeah, yeah, that's good.

Coach Stacy 33:03

Yeah. That I have now, right? You don't have to bring your old financial belief with you.

Coach Wayne 33:08

Yeah, yeah. Leave it outdoor.

Coach Stacy 33:11

So yeah, I think this idea of shame-free money conversation starts with us, starts with ourselves, right? You and I are talking a lot about money mindset and asking these questions of ourselves, which then takes us to the ability to begin to have more one-on-one or one-on-two shame-free money conversations. Let's talk about that, Wayne.

Coach Wayne 33:41

Yeah. When we tie our money to our worth and our identity, we are gonna find ourselves in problems, Stacy. You know, if for whatever reason our credit is not happening, maybe stuff happens, right? No shame. Don't just walk around and say, I'm no good with money, I'm broke. Right.

Coach Stacy 34:07

It's not who you are. Right. Right. The conversation starts with you. What are you telling yourself about you and your relationship to money? And to your point, Coach Wayne, if you feel like you are no good with money, we are in such an information age right now. There is no limit to anyone's ability to access basic information about budgeting, yeah. Right? About saving. About the information is there. And, you know, you referenced an experience with a client, and I was recalling a conversation I recently had with a client, and she was talking about her kind of desire to look for the right job. She has a job, something that she's really enjoying, really getting into. It's part-time. She's looking for a job to, you know, fill the gap. Now, but you got to know what the gap is. Right. So I said to her, okay, are you really, is it really about the job, the type of job that you want, you don't want, or is it really about the gap? And if it's about the gap, then it starts with having that conversation with yourself, knowing what what is what is the gap we're talking about, right? And so, you know, you we can tell ourselves these stories about like I need a job in order to, but the reality is you need to know what the in order to is. You need to know what that gap is, what that goal is, how you identify it, and what filling the gap or reaching that number means, yeah, so that you can really be driven by a why that is in alignment with who you are, and not telling yourself that that shame story about, you know, I I can't I can't do well with money because I have the right job.

Peace Account And Practical Reframes

Coach Wayne 36:32

That's powerful, Stacy. I like that you brought that client up in that story, where telling that person to find that why and understand what it is they're looking for is important. Imagine if you're trying to be a person of influence and you thinking that you need to throw money around, versus just having impact, going to a food distribution place and serving food, influence and impact on people that you know are emerging or underserved, as they say. So there are different ways to fill the gap outside of having to have that money all the time. Yeah.

Coach Stacy 37:10

Yeah. Yeah. And you get to shift your thinking, right? Instead of I'm terrible with money, I need a better system and more support. Instead of I'm too old, you know, we don't play that at Midlife Revolution Unleash. You are not too old. Instead of saying I'm too old to fix this, I still have decisions I can make now that my future self will thank me for.

Coach Wayne 37:34

And let us say before we end, Stacy, that we're not saying to anyone that making money or having a desire or aspiration to make money, lots of fit, is a bad thing. We're not saying that. We're saying be sure that you don't tie up things out of your control with having money and thinking that you will have more things within your control by having money. Right. So quite sure about your flawed values and beliefs.

Coach Stacy 38:08

Yeah, I totally agree with you in thinking about the title of today's episode, you know, money stress, you don't talk about. It's about if the situation is applying a level of pressure that is then impacting you physically, mentally, that's when you know you need to really look at that. You really need to begin to identify the roots, as we talked about earlier. I totally agree with you, Coach Wayne. And there is nothing wrong with making money. Now, I mean, you know what I mean? There's nothing wrong with making money in alignment with who you are, your values, you know, not robbing people, ripping people off, none of none of that now, none of that. But, you know, we want you to enjoy the richness of midlife. And that includes your financial wealth and your mental health.

Coach Wayne 39:06

Yeah, it's okay to show me the money.

Coach Stacy 39:09

Show me the money, show me the money.

Coach Wayne 39:13

Before we get out of here, Stacy, you were in the green room sharing some powerful takeaways. You want to drop one or two?

Coach Stacy 39:20

Yeah, you know, we've heard a lot about an emergency fund. And maybe that stresses stresses you out, right? And maybe you don't want to focus on the emergency. But it could be that there's a savings strategy, a pocket, a bucket of money that you could call a peace account. Create a peace account, a situation that would make you begin to feel like you are working on building a sense of peace because you know that you have this bucket of money, right? So whether it's $10 a week, $25 a month, whatever it is, you know, begin the habit. If you don't have one yet, begin the habit of savings and consider a peace account.

Coach Wayne 40:16

Yeah. How about uh separating the number from the narrative? For example, I have $10,000 in credit card death. I'm worthless, I'm careless. Uh instead of that, why don't we give ourselves more grace and compassion and say something like, that's just a number, I need a financial plan.

Coach Stacy 40:38

Yeah. Yeah. I I love the we need a financial plan. Yeah. Because, you know, the the the Bible talks about right, needing a plan. Without a plan, right, without that vision, the the people perish. And so what an opportunity that to not beat yourself looking, beat yourself up looking back at what you didn't do and thinking about where you should be or where you could be, but looking at where you want to be and beginning to create a plan to help you get there. The debt is not your identity.

Coach Wayne 41:22

Yes, friend. So just reminding yourself, midlife is not too late. Still got years ahead of you, still got planning to do, still have opportunity. So let's think in terms of we're at the right place at the right time.

Connect With Us And Share

Coach Stacy 41:38

Yes, yes. And this is the time not to pretend, but to be honest with yourself about where you are, how you got here, where you want to be, and how you're gonna get there. Coach Stacy Extraordinaire, tell the folk how they can connect with you. Oh, I can be reached on all those beautiful social channels, and all of that generosity is in the show notes. And if you are not there, you can reach me at the stacymlewis.com. Coach Wayne, what you got? Whatcha got?

Coach Wayne 42:17

I say just run on over and hit me up at viptransformative living.com, see a bunch of handles, choose one and send me a DM. That's it.

Coach Stacy 42:29

We would be so honored if you were to share, subscribe to Midlife Revolution Unleash. Make sure that if you have a brother or a sister that is dealing with maybe a little bit of financial stress and you know that they could use some support, share this episode with them. Make sure that you know you help them feel connected and part of community.

Coach Wayne 42:54

Yeah. So, Stacy, we're gonna get out of here, but this month we have an exciting guest coming up, which we'll talk about next week. Yes, indeed. Yeah. So in the meantime, folks, you can jump in same time, same place next week to catch another episode of Midlife Revolution Unleashed.

Coach Stacy 43:12

Thanks for joining us. Thanks for tuning in to Midlife Revolution Unleashed. We're grateful you're part of this journey.

Coach Wayne 43:22

If you love this episode, share it, subscribe, and hit that notification bell so you don't miss another episode.

Coach Stacy 43:29

I'm Coach Stacy, and I'm cheering you on.

Coach Wayne 43:32

And I'm Coach Wayne, and I'll see you at the top.