Am I being frugal… or just plain cheap?

It’s one of those lines that can feel blurry. Because being careful with your money sounds wise, right? But sometimes that same caution crosses into territory that can actually cost you — not just in dollars, but in relationships, opportunities, and even peace of mind.

So in this episode, we’ll break down:

• What truly separates frugal from cheap
• Why the difference matters more than you think
• The hidden costs of being too extreme
• And how to find your healthy middle ground

Chapters

• 0:00 Intro
• 1:10 Defining the Line - Frugal vs Cheap
• 2:39 Why the Difference Matters
• 4:28 The Psychology Behind It
• 5:35 Real-Life Examples - Spot the Difference
• 7:04 The Hidden Cost of Being Too Cheap
• 8:03 Finding the Sweet Spot - Healthy Frugality
• 9:45 Closing Thoughts - What Does "Enough" Look Like?