In the first segment, Stefan talks to Erkan Wisler from RegTech Impact on the past, present and future of RegTech. Where are we in the hype cycle? What does RegTech 3.0 look like?Secondly, Stefan and Karl discuss their predictions of the big themes for 2021 in business, technology and regulation.

To close off the year, they end with their top 3 thoughts on how the year 2020 might end.