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Stella Ram Season 1 Episode 15

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Why Some Win Big in Pre-Construction (and Others Lose Sleep)” — with special guest Jason Garland

🚨 Have you ever asked yourself:
Why do some pre-construction buyers walk away with six-figure wins before the shovel even hits the ground—while others end up stressed and losing money? 👀

Well, 2025 is rewriting the rules. And this episode? It’s your guidebook.

🏗 We’re diving deep into:
✔ Ontario’s shifting pre-con landscape
✔ The REAL risks of assignment sales
✔ What builders are doing right now to survive
✔ Strategies you need to know to stay ahead of the game

Whether you’re a real estate rookie, seasoned investor, agent, or just real estate curious — this conversation will open your eyes and upgrade your strategy. 🎯

🔥 Drop a 🔥 in the comments if you're ready to hear the truth no one’s talking about.
💬 Tag a friend who’s buying or investing in 2025.
📲 Share this to your story — because the future of real estate is changing fast.

🎧 This is Inspiring Lives with Stella Ram — and the conversation starts NOW.


#StellarTalk #InspiringLives #PodcastDrop #Preconstruction2025 #RealEstateTalk #AssignmentSales #GoldenHorseshoeRealEstate #TorontoHousing #StellaRam #MarketShift #InvestorTips #RealTalk

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what was the the boom factor uh for pre-construction from where it started to now that's a big question big a lot to unpack In 2025 what are we seeing right now i think now more than ever uh it's important to have a realtor who's knowledgeable Is preconstruction still an good option that is a long-term investment that you're making Have you ever wondered why some pre-construction buyers make six figures before the shovel even hits the ground while others lose sleep and money in 2025 the game has changed Prices policies buyer confidence it's all shifting So how do you win in the new real estate landscape welcome to another inspiring episode of the Stella Talk Show and I'm your host Stella Ra Today we are diving deeply into the real truths of pre-construction real estate with someone who's been on the front line for over two decades Jason Gar a leader in sales and marketing since the trial and plaza code days Now shaping the skylight across the GTA joins us to unpack the past and what's next for Ontario's ever evolving pre-construction market Whether you are an investor agent or just real estate curious This episode will shape how you see the future of housing Tag a friend who needs to hear this Share into your story and let's get into it This is inspiring lives and the conversation starts right now Hi Jason welcome to the show Thank you I appreciate you having me You're most welcome So uh we were talking about reconstruction today Um historically you've been in the in the industry for over two decades right now tell me what you have seen and you know where where we are going right now Yeah Well there's a that's a big question big a lot to unpack Um you know I started uh almost 26 years ago and at that time uh pre-construction sales mostly in condos uh was kind of foreign to a lot of buyers and um investors and and people coming into the market So I started my career in downtown Toronto and um we were working in projects that were 12 stories and 15 stories and maybe 20 stories and um you know we were roughly um in the $225 per square foot Some were averaging at $250 Um everything was under $300 a square foot Yeah And uh now you fast track today um and all of a sudden we're at you know 90 and 100 story buildings at you know 14 15 16 $2,000 a square foot So obviously we've come a long way Yeah we have Most definitely And in the beginning when the we were introduced to pre-construction like around the 2000s um who are the primary beneficiaries uh in this particular segment yeah Do you mean in terms of buyers yes Yeah Um so for the most part the the investor uh group came into the market generally around 2006 2007 um and then we the the market started using outside brokers and and the market really took off uh from there and uh we had such a huge increase and and Toronto as an international international city wasn't really known uh on the global scale like it is today uh we weren't seeing the population grow growth we were uh in today's rate and uh things have progressed a long way So this sort of investor uh really took advantage of the opportunity especially over the last decade or so Yeah Yeah So at that time the the investor was more keen in investing in pre-construction because they saw the the landscape in the future Yeah there was a lot of um um migration and immigration coming to Toronto where we've seen a lot of pre-construction and and um Vancouver and places like that Uh and a lot of people that were coming here came from bigger cities and and understood kind of what it was like to live in condos Uh so they they valued the condo lifestyle and it took a little while for uh everybody to get caught up and and now it's it's quite a lifestyle right it's quite an urban nation Exactly Exactly So if I was to ask you what was the the boom factor uh for pre-construction from where it started to now what do you think it is um the need for housing I would say would be such a high priority You know two years ago uh Canada accepted just over a million people into into Canada Last year was closer to 700,000 But uh my point is you have that many people coming into uh a country and GTA gets typically around 40% of that So that's a huge amount of demand for not enough housing Uh so that would that would be probably the biggest driving factor And then obviously you have things like uh a good economy and safe banking uh policies and and that kind of thing Yeah Yeah Most definitely That's interesting So from where we saw that boom happen and what's happening in the markets right now in 2025 what are we seeing right now uh the market has softened a little bit right uh in terms of where we were a little bit that's a that's an understatement Yeah Uh but we've come from you know in this quarter we're in in um in almost in June 2025 and then the first quarter of this year um we've only done just over 400 deals altogether in the pre-construction market Um only two launches and that's a far cry from where we are on a 10 year a 10 year average or 15 year average M um so it it's it's a little more challenging right now So we've got to come up with ways to uh restart the the not the economy but the the sales process Sales process Yeah So when you think about uh the current economy as you mentioned it's the uncertaintity in buyers uh psychology that's affecting the current market right uh depend based on what we have seen with the roller coasters we had in interest rates and also now the trade fears uh upon us as well um so but we still see the sales are happening where it needs to happen especially investors are very keen about that um uh CMT CMLI is actually influencing that a little bit here and there we are seeing that as well So what are some of the strategies or buyer mentalities that you you can see in the current uh uh forecast you know I I like to separate sort of the the investor from a couple of different groups when you have this sort of long-term investor that's going to invest in anything in real estate you know and sort of following a Warren Buffett trend uh versus what's happened since you know 2012 13,4 and all the way to 2021 is there was a lot of speculative uh purchasers which is sort of a short-term view on investing in real estate which uh has not been my my approach or uh an approach that I like to follow uh or educate I I think it's a long-term approach that you got to be looking for Um so the speculative buyer or speculative investor has sort of stopped for now and I think you have to um figure out how to through whether it's through policies or through um uh through education uh you need to help um people understand or buyers understand that it is a long-term investment that you're making and look out f uh not five years but 10 15 20 30 years and look at that sort of strategy Yeah So anybody that who's thinking of buying and holding for some time they might see the cash flow coming in the way that they want to in the future Yeah that's right Um and I you know my father who was um you know working in the industry in 1990 and uh the 89 1990 1991 and sort of saw that that crash happened Uh but the people who sold back then sort of are regretting it today because their investments or or their homes at that time would be far more valuable than they are uh even if you held on to them that long But that short-term speculative buyer uh is is going to be challenged right now Exactly That's what I'm hearing as well So when it comes to the builders side of things like how what are the builders doing at this time to overcome um any barriers that they're facing in today's market i think a couple of things So one they have to work with the lenders That's number one Uh there's very few builders if any can build without uh lending Mhm So they've got to work with creative ways whether it's through dep um deposits or um policies that they can get through to allow them to build faster Um so helping them uh with the deposits as well like Toronto and GTA has really been um sort of spoiled the the lenders and the banking system a little bit because for the rest of Canada they're not looking for 20 or 25% uh prior to occupancy So in some of the other provinces they're looking at 10% or 11% or 15 So working on some of those um inventive strategies that can help them get to the finish line because we do need housing Yes Um and the builders are the ones who are building the housing So how can we get through the red tape number one so that's a lot of municipal and and federal red tape that they could maybe stop Um not stop but uh but mitigate and then you need to work with the lenders and try and come up with creative ways to build these buildings Yeah No that's absolutely true And that's an example of what we are seeing in the market right now like a lot of the builders they're coming up with these creative incentives to influence buyers to get into the market and take advantage of favorable pricing favorable down payment structures and so forth So um I I think they are in the game um and they're trying to do their best with the lenders and also with the buyers at this time Yeah I think it's important to to get the housing to uh the people that need it Um and one of the other things that builders want to do right now is instead you know for a long time that the the 200 suite building and 300 suite building was the largest and now you're getting buildings that are you know whole towns and whole villages vertical villages uh that are 100 stories and and a thousand suites Wow Um so maybe lowering the density um and and sort of creating a more boutique style building The other thing they can do right now is that there is um for the longest time probably since 2009 to 2018 or so uh you were building micro condos and really we built a lot of them a lot of studios 350 ft² 450 ft² And now what people need is affordable housing for their homes uh for families excuse me Uh and that's three bedrooms right larger square footages maybe starting at 900 ft² up to 1,500 or 1,600 ft² um because maybe the affordability for the house in the downtown core may you know is not obviously on par with the uh with the condos Yeah No I hear you That's absolutely right You so that's no I it's very interesting when you're talking to the buyers who are interested in pre-construction in today's market Um the conversations um are very different every single time Some people are very interested in you know taking advantage of the the incentives the builders are giving them and some are very skeptical as to why are why are we having these incentives what does this actually mean for us in the future right so having like meaningful conversation with the builder with your salesperson who's helping you um that's actually what you need at this time to plan that uh you know your goals the buyer's goals in other words uh for a successful future I think now more than ever uh It's important to have a realtor who's knowledgeable who understands the market who listens and who isn't track transactional based Mhm Like yourself right somebody who can help educate and understand what people's why are what their what the reason for them purchasing is Yes whether it be home or school district or family scenario whatever the case may be but understanding what their why is why they're purchasing and helping navigate through the best option for them whether it be resale or pre-construction right there's tons I you know um I was talking to a friend just the other day about the amount of supply and completions that are happening So Toronto has completed uh around 35,000 suites over the past 15 16 months Um but now the amount of sales that are happening the amount of starts that are happening 2 years ago we had 215 cranes in the air and now we have 80 right so the amount of completions that are happening right now is declining going to decline again next year Yes which leaves a ton of room for opportunity for purchasers to get into the market over the next you know 12 16 18 months Um and take advantage of the opportunity that like you said builders are offering great incentives and they want to build right they're getting to 50 60% And they need to get over a threshold to finish the building Yeah And uh so they are offering great incentives Yeah No that's that's true Um I have a question So when it comes to um I know like when we initially started pre-construction era from early 2000s um at that time we didn't really have a foreign buyer band but then we have that came into place Yeah Uh what did that do to the market and how did the pre-construction industry you know revolve around that yeah I think if you really dive into the numbers a little more uh it didn't have as big an impact as a lot of people think It wasn't necessarily um a lot of foreign money coming over and purchasing all the condos That's not really the case It was a lot of people who had money here who built up um not necessarily generational wealth but some wealth and through purchasing their their house or their home you know in the 40s50s60s and '7s and some of them bought it for you know 50,000 or 150,000 and now they're worth what they are and and to help jumpstart their their kids life they might buy a condo So it's it's really that maybe that first investor and then they realized how much money they made and they made another investment another investment So what has happened in in 2021 and uh 2020 is that you had this repeat investor that made a lot of money in the pre-construction So it wasn't necessarily a lot of foreign um you know banning the foreign buyer tax is sorry banning the foreign buyers wasn't necessarily a catalyst for where we are today Oh okay Understand That's that's amazing Goes a long way saying that I know Shifting gears a little bit like I want to ask you in today's buyer Okay If somebody's thinking about um starting a new family or like they're moving into the city and you know trying to avoid renting um is preconstruction still an good option for them well it's uh it's an interesting question because typically if you're looking to move into the city uh and you're you know 5 years out from purchasing uh yeah pre-construction is a good option But why it doesn't necessarily work for a lot of families and a lot of people first-time home buyers uh is because they don't necessarily know where they're going to be in 3 four five 6 years right um so that can be a little challenging and understanding that So um there are pre-construction opportunities in terms of uh whether it's standing inventory or assignments or uh there's ways to get into the market that you can uh look at instead of just purchasing u out of a launch Yeah No that's true That's true Based on your motives there are still good options available for you Amazing Yeah Yeah And um I want to talk like right now um there's a big buzz about assignment sales Um I want to touch base on that So I know like you know a few years ago the market was doing really well So the prices were on that scale and now we see a little bit of a dip Um and now anybody's closing right now they're stressing over assignment sales or like people are trying to take advantage of that too So what are you seeing in your point of happening there yeah Well I think what is happening right now is there's there's a couple of things one is the resale uh price per square foot on the on the condo market specifically and the pre-construction price per square foot There was a very large gap in 2021 2022 uh and 23 and it's starting to close a little bit So that's going to make it easier for people to uh more palatable for people to purchase within a pre-construction condo uh because the gap is much closer Um and for assignments our unsold inventory right now is typically hovering around just under $1,200 a square foot and the preconstruction sales are hovering just over $1,300 a square foot Yeah Um and the assignment sales are going to lean towards the unsold inventory uh and even below that So if you've got cash it's a great way to get in Uh the the one of the challenges with Mhm um assignments is the fact that you need a larger deposit typically because you need to cover the deposit of the original purchaser and what they gave and then um generally there's a bit of an uptick uh in whatever the value is today Yeah Yeah That's what that's what I see too like you know anytime that who's interested in getting that advantage of the price point they need to come up with that total down payment up front Yeah That's the challenge that they're having Yeah Yeah for sure But in terms of price if you if you do have cash it is a great opportunity Yeah it is It is Um and sorry it kind of goes back a little bit to the speculative buyer You know if they were sold uh on a shortterm gain to try and flip the pre-construction properties uh before the closings uh and they didn't really have the money to close the property and their realtor was like "Hey just get into the market don't worry it's going to be up And now all of a sudden they've got a product that's below the value that they purchased it for and now they're desperate There are some opportunities there where people probably you know maybe were guided in the wrong direction or educated in the wrong way and now are trying to get out of their their purchases Uh so you know your money can go a long way that way Yeah No that's true That's amazing Thanks for sharing that because you know these are things that you don't really hear when you talk about pre you know assignment sales or pre-construction because right now it's the fear factor that is in the forefront right so you just have to see past that and look at the opportunities based on individual goals of course right because everybody's goals are different and you know as you mentioned before like you know based on that you know talking to someone who is uh an expert in the industry and know asking their guidance to towards that journey will be much appreciated Yeah most definitely And I want to also touch base like based on what you have we have seen in the past with assignment sales and what we are seeing right now What are some ofted uh moments that you see right now okay there's two things The the main difference between what assignment sales were you know uh 3 four 5 years ago is that typically they were assigning for more than what they purchased for M so that's that's that's where u things started this frenzy sort of started happening uh and you're like hey we can buy these things not close on them sell for a profit go on and try and do it again well some of the people that are trying to do it again now are kind of getting uh burnt a little bit right um so that that's that's one aspect uh the second part of that is um some of the condos are not necessarily appraising for what they originally they purchase for which makes it challenging for people to close Uh so therefore there's people that need to get out of the the their purchases Typically they're not their their their own homes Um excuse me their their uh primary residence uh but they've got to figure out a way to close the deal or assign it Sorry that's I don't think that answered your question It it kind of did It kind of did but you know where you almost touched because the as you mentioned before like you know that's kind of where I wanted to touch on like you know previously when you're when you're talking assignment sales you actually cashing out more than uh what you invested into it as purchaser right but right now that's not the case That's the the dip in the price that's affecting it And I think it it really depends on the the location as well right uh there's still lots of uh BNC markets that have done very well and um that aren't necessarily talk having the challenges that you're talking about right now Yeah Yeah I know No that's true So like you can you can see some are thriving like the the ones that is actually like you know if you see see downtown Toronto I see many projects that's even being built right now they they're already doing amazing right and there are some projects like not in the GTA but a little bit you know outside uh it's it's taking a little bit of time than what it was anticipating right but you know however as long as there's a supply and demand there's a there's a there's a gap that the Canyan government and also these builders are trying to meet right so as long as the demand and is going to there pre-construction is going to be a still a valuable uh guideline or a pathway to get into housing and you know start building that from where you can um with with the incentives that the bar the builders are offering right now and that's exactly the conversations with the buyers like you know prospects that we are having is like hey if you don't have the down payment you have these amazing down payment strategies I have seen builders even doing monthly payment strategies these days which doesn't really happen when we were in the in the high end of peak Right And also like even getting access into some of the projects was very tricky and you know it was a huge weight weight list but right now you have easy access because you know the builders are willing to work with you Um and that you do have the space of negotiation and you know um you know getting the the benefits to your side and also having a legal eye on top of that you know you know getting your contract reviewed by your lawyers within those 15 you know days of uh cooling off period will definitely give you more confidence on what you're signing up and you know what you're you know getting yourself into for the future I think you're making a great point uh for people that can't necessarily come up uh and purchase a home right away Pre-construction offers a extended deposit structure some as long as 2 years on um whether it be monthly like you just mentioned Um and it gives you an opportunity to get into the market Um you know I heard you say on on one of your podcasts it's on one of your other episodes it's it's not um it's not how long you've been in the market No wait hold on It's not waiting to get into the market it's getting into the market and waiting Yes Right It's about the length of time you can get into the market And the one thing about pre-construction sales is it allows you to buy into a project Let's say you bought uh today for example You're locking in that price at today's rate and then waiting four five sometimes six years for that project to be finished But in the meantime you're saving up um more down payment Uh you're making deposits It gives you a a forced savings meaning you're paying into your own uh purchase Mhm That's true That's true It's a good strategy to have if that strategy works for you Yeah Exactly Exactly So I want to ask um you work really close with builders and I know that you have worked with many different builders throughout history right now almost three decades right um tell me a little bit of your experience as to what you have seen um and as to how builders are focusing or functioning previously and how they're adopting in today's economy to match what's the demand is um I would say the number one thing u builders are talking about right now is uh getting away from the micro suite and moving into more uh livable square footages Like even on the rental demand right now uh you can look at buildings in the downtown core where the average square the average um square footage might be a little higher but then the rents per square foot are higher Yes Um so for the longest time we were selling studios and micro onebedrooms and they were the highest price per square foot on the projects right uh but now on the rental market they're getting the lower price per square foot and have a higher um months of inventory right now for their sales Like you might be in in 10 11 12 months of inventory in the micro suites in a one-bedroom or a one-bedroom in den or a studio whereas the 2 and 1/2bedroom and 3bedroom might have 5 months of inventory or 4 months of inventory So there's a big discrepancy there Uh but even on the rental market on the studios you might be across the board at $4 a square foot $45 a square foot where your three bedrooms and two bedroom ends are getting $550 a square foot or $6 a square foot Right Yeah So I think the builders are looking towards building larger square footages more livable footages and filling the gap of the missing middle which means um getting smaller boutique style buildings maybe 200 suites and under u where you can get the sales threshold that you need to get and the sales velocity you need to get Right Yes we came from 70% absorption rates uh to last year you know we're getting in around 30% And most recently it's been 9 10 11% absorption rates and the 10-year average is hovering just over 50% Yeah Okay that's amazing And have you seen any notable uh projects around the GT at this time that you know you see okay that's exactly what the builders needs to be doing at this time Um great question Um I think any developer that is going to look at what the gap uh filling a gap of the buyer's needs is going to have the right um the right ingredients and the right recipe for success Yes Yeah Without putting a bunch of names out there Yeah No I understand I agree It's always good to keep that

Okay Let's uh let's let's change the lens a little bit Okay Well so when it comes to pre-construction I I don't want to only focus on what's happening in um in Toronto or in the GTA at this time I want to talk about the opportunities that is you know out there in right so I have seen a lot of people like Snowbirds people are retiring They're talking about taking the money and investing in um in Caribbean like you know in Dominican Republic um Mexico vacation homes and things like that Sounds like you're following me on Instagram Yeah I know You never know So tell me a little bit about that Like you know where do you think that going at this time yeah I think there there's because of what you were talking about earlier Um not necessarily people living in fear but people are are skeptical of what can be offered in the GTA And I I there are some amazing opportunities out there Uh but if you want to look abroad or you want to look in the Caribbean islands for example uh and look for cash flow positive a lot of the GTA um investors were not only just banking on the cash flow but the capital appreciation which was the main driver for a lot of the investors right uh but the cash flow over the past five or six years has kind of got dried up to the point where they're underwater a lot of the properties But if you can look and you know we're representing a couple of properties in in Dominican Republic right now where um where the price tag is much lower uh where you might be in 189,000 USD but your cash flow and ROIs are up at you know 8 to 12 15% with a high cash flow of maybe $18 to $2,200 a month Some incredible opportunities out there Amazing Yeah And and because a lot of what's happening down just south of the border um no matter which way you vote there's certainly a lot of uncertainty So people are bringing their money out of some of the southern states and moving it into opportunities like the DR um as a as one example but we've got some great options Yeah Yeah No I say that I say that that's why I follow you on Instagram right no I see that like and even some like some of the conversations I'm having like people were like sell what does that look like you know will that allow me to plan for my retirement because I love the beach right these are conversations that's right happening right now so if you do see like you know that's in your focus of goals that opportunity is still viable and it's it's definitely doing what it needs to do I think we need a whole episode just on some of the other properties because I would love to go back and talk about that specifically but um the reality is what we're some of the properties that we're selling are uh full condo ownership Uh so it's not like purchasing a time share or anything like that Um the um the the the the entry price is much lower than you might find you know just down the street from here at 5 6 800,000 So the price the sticker price is much lower The level of entry is much lower and um the the buildout because they're much smaller properties you know you're looking at 50 uh suites in this building or 100 in this building or 30 in this building The turnaround time you're not waiting 5 6 years to get the cash flow out of it and you're getting it in 18 months or 24 months Uh plus they have some incredible incentives for buyers and for realtors There you go There you go That's that's why you need to have a conversation with you Jason right so no there as you mentioned like I know like right now in our hometown it may or may not be what you are looking at but you know outside like you know in the it's a global world right now like opportunity is everywhere like if you if you want to focus and you talk to the right experts like yourself um who has access to these amazing projects I mean information that you need to like educate yourself on so you can make informed decisions yeah I think you're hitting the nail on the head I think it's important to have somebody like you in their corner helping guide them and really spending a lot of time listening to what they need out of their investments or let let's face it like even just buying a home for your family it's still an investment It's still probably the largest purchase you're ever going to make uh in most people's lifetime right yes Yeah Yeah Most definitely So um I want to talk about um you know what's next for pre-construction um in your opinion you've been in the industry for so long so and you have seen it all I would say so what do you think we are anticipating to see what's next great question uh and I let me just pull out my crystal ball here to find um I I think um a couple of things I think the number one thing that's going to happen is construction starts are going to slow down um they've already started uh sales are going to start to slow down They've already started and there is going to be a surge of um need for housing in 2029 2030 and beyond So right now there's going to be months of inventory like we were just talking about uh on the resale and pre-construction uh markets So I think there's a huge opportunity right now to look at the future into 2029 and 2030 and 2031 and beyond As long as it's a long-term investment there's some great opportunities out there to take advantage So for now for the next couple of years I think it's going to be a softer market with the sales a little slower the starts a excuse me a little slower and then there's going to be a huge ramp up The other thing that's going to happen is a lot of the pre-construction uh condo big boys are going to move into the rental purpose-built rental market And I think there's going to be a huge surge in the starts for um purpose-built rentals Mhm Toronto as a whole has been uh for all the big global international cities not necessarily the norm right i it's not an entitlement to own here Yeah And typically on a rent to own it's around 50/50 Yes But you look at you know Manhattan and New York it's probably 80% of the population closer to 80 uh 85% of the population that rent Mhm And the other 20 or 15% that own it It's not an entitlement here Um uh but I I believe that everybody um wants to own I think I think it's important to to do what you can to own It depends on lifestyle and we can get into uh the differences be uh between renting and buying and the freedoms and all that stuff That's say that for another episode too Yeah Yeah For sure For it's based on where your importance are and your goals are at right most definitely But you know I want to say this again having those conversations getting educated having a strategy you know writing down your goals and how you can take advantage of current markets if if that's possible go ahead and take it right grasp the opportunity because you know it the opportunities don't come all the time people are still investing like the big investors uh you know the pension funds and people like that they're still fully invested and investing in in pre-construction and there's some some developers out there and talking about knowing your why and listening to what their goals are there are some opportunities out there to invest into real estate funds that purchase developments and build residential So if that's your goal and you just want to invest and not necessarily live you want to rent for whatever reason but you want to invest in real estate because you believe in bricks and mortar there are developers out there that you can invest in their fund and they will develop and you will uh take advantage of their proceeds of of the of the collective proceeds That's amazing So there's a lot of opportunities out there still to grasp Most definitely So may I ask how might the government policies and economic factors influence the future developments what sorry say it again So how might the government policies and economic factors influence the future developments in your uh opinion yeah I think there are the government definitely can do a few things Um like like policies like maybe in in Toronto specifically or Ontario is helping out with the um uh development charges the DCs like they can put a freeze on them They could lower them in each different district and municipality They could lower them They have already started in some in some cases uh but they can go even further they can uh fasttrack the the um lower the amount of red tape or fast track your development to to get it finished quicker so that you can deliver more product uh more housing faster to the market Um you can also talk about lending procedures and and being more creative about the lending um so that people have more opportunities Yeah most definitely you know thank you very much uh just for taking the time today and sharing and answering all my questions What I want to end this with this like it you know there's a saying uh when everybody is greedy be fearful and everybody is fearful be greedy So we are at that stage right now Wow Right So we have to like move uh with the education with strategy most definitely the potential is still there So anybody who's saying the precon market is not doing well that's not be the case for every single person and also for not for every single builder right yeah I totally agree Yeah So like you know talk to your realtor like you know give us a call Jason is available I'm going to leave Jason's information on the bio as well or you know me give me a call directly We can book a call have a conversation about what your goals are and know we can plan together to achieve those goals together Thank you Jason Thank you Wow what a masterclass in today's pre-construction real estate game A massive thank you to Jason Garin for pulling back the curtain on the strategies risk and real world insights that buyers agents and investors needs to hear in 2025 From assignment sales to build appearance and where the market's headed next this is the kind of conversation that doesn't just inform it equips you to move smarter Now it's your turn What was your biggest takeaway drop it in the comments DM us or better yet repost this episode to your story with your favorite quote or insight Tag a friend who's thinking about getting into precon or someone who needs to understand what's really happening out there Your voice matters and it could be the spot that inspires someone else to take action or pivot wisely And if you love this episode don't forget to hit leave a fivestar review and share it with your community More powerful guests and real talks are coming your way This is inspiring lives where stories meet strategy and legacies are built one conversation at a time Until next time stay bold stay smart and stay inspired Thank you for spending your time with us on the Stellar Talk Show We hope you found value in today's episode and gained insights to help elevate your lifestyle If you enjoyed the discussion please like subscribe and share it with anyone who could benefit It means the world to us Until our next episode stay inspired and I'll see you soon on our next Stellar Talk Show