The Costa Property Podcast
Welcome to the Costa Property Podcast!
Your first step to making your dream home in Spain a reality.
We are Warner and Sandra, founders of WL Costa Properties. Eight years ago, we relocated from Ireland to Benalmádena, chasing our dream of owning a home in the sun and living an outdoor Mediterranean lifestyle with our family.
Our business was born from our own relocation journey, inspired by the advice, services, and support we wished had been available to us.
Now, through this podcast, we’re here to help you turn your dream into reality.
Join us each week as we share expert insights from life in spain, property lawyers, real estate agents, and relocation specialists, alongside practical advice and personal stories (with a dash of mindset along the way!)
From navigating Spanish property laws and securing financing to choosing the right location and building your ideal expat lifestyle, we cover it all! Including the highs and lows.
Whether you’re a first-time buyer, an investor, a retiree, a digital nomad, or a family seeking a new adventure, this podcast will empower you to confidently make your move to the Costa del Sol.
Click ‘Follow’ now to start and keep up to date!
The Costa Property Podcast
#77 How to Get a Mortgage in Spain as a Foreigner: Everything You Need to Know
Buying a property in Spain is exciting, but for many international buyers, the mortgage process feels confusing and overwhelming.
In this episode of the Costa Property Podcast, Warner sits down with Peter van Dijk from Mortgage Direct, a leading mortgage broker in Spain, to cut through the noise and explain exactly what you need to know if you’re thinking of financing your dream home on the Costa del Sol.
Peter brings decades of experience in European finance and now specialises in helping foreigners secure mortgages in Spain. Whether you’re planning to invest in a holiday apartment, relocate permanently, or purchase a rental property, this conversation gives you clarity and confidence for your buying journey.
You’ll hear:
- Whether foreigners can get a mortgage in Spain (and what the banks look for)
- Typical loan-to-value ratios for non-residents
- The documents you’ll need for a smooth application
- The cash you really need upfront (including hidden costs and taxes)
- The difference between fixed, variable, and mixed mortgages in Spain
- Why working with an independent mortgage broker can save you time, stress, and money
- Common mistakes and how to avoid them
This is a must-listen if you’re planning to buy property in Spain and want to understand your financing options clearly before you start house-hunting.
Learn more about Mortgage Direct and Enquire Today: https://mortgagedirectsl.com/initial-enquiry/?utm_source=WL+Costa+Properties
Looking to buy on the Costa del Sol?
Download WL Costa Properties’ free Buyer’s Guide
Want to keep in the loop?
If you want honest, expert advice about relocating or buying property on the Costa del Sol, be sure to Follow us on Instagram or visit WL Costa Properties for insights on life in Spain
Related Episodes
- #68 What You Really Get for Your Money in Benalmádena: Prices, Property & Location Deep Dive
- #58 Three Things You MUST Do Before You Start Your Property Search in Spain
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