Token for Your Thoughts

What Happens When Stablecoins Move Into the Banking System? | Melissa Muehlfeld

Token For Your Thoughts Season 1 Episode 33

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0:00 | 44:55

Melissa Muehlfeld spent years inside traditional finance and crypto, from securities law and Morgan Stanley to serving as General Counsel at OKX.

Today, she is Co-Founder and Co-CEO of ShredPay, where she is building onchain infrastructure for individuals and financial institutions.

In this episode of Token for Your Thoughts, Melissa shares why she believes trust remains one of the biggest barriers to U.S. crypto adoption, and why banks could play an important role in what comes next.

We discuss:

• Melissa’s path from traditional finance to crypto
• What she learned from working inside OKX during a turbulent period for the industry
• Why trust still limits crypto adoption in the U.S.
• Why banks are starting to hear more demand for stablecoin infrastructure from commercial customers
• What financial institutions need before they can offer crypto products
• Why ShredPay built compliance and non-custodial infrastructure into the product from day one
• Whether permissionless finance and institutional adoption can coexist
• Why Melissa believes the next 12 to 18 months could be pivotal for the industry

If you're interested in stablecoins, banking, crypto infrastructure, or the next phase of adoption, this conversation looks at where those worlds are starting to converge.

Connect with Melissa:

X: @mmuehlfeld
Website: https://www.shredpay.com

Follow Token for Your Thoughts:

X: @tokenthoughts_
Host: @Lindsey___I
Website: https://www.tokenforyourthoughts.com