Introducing the Energetic CFO

Introducing the Energetic CFO Podcast: Empower Your Financial Future

In the debut episode of the Energetic CFO Podcast, host Tiffany Vogel introduces herself and shares her journey from a corporate career to becoming a fractional CFO and real estate investor. Tiffany discusses the motivation behind the podcast and her passion for helping small business owners understand and manage their finances. She emphasizes the importance of financial literacy, practical money tips, and the energetic and mindset aspects of dealing with finances. Tiffany also touches on her personal experiences with burnout and recovery, and her goal of helping others achieve financial freedom without sacrificing their well-being. The episode promises weekly insights and actionable steps to empower listeners on their financial journeys.

00:00 Welcome to the Energetic CFO Podcast
00:42 Meet Your Host: Tiffany Vogel
03:43 Tiffany's Financial Journey
05:31 Building a Real Estate Business
08:45 Transition to Fractional CFO
11:55 Empowering Small Business Owners
15:28 Conclusion and Next Steps

Links:
Energetic CFO Website
Book a Call with Tiffany

Transcript

0:01

Welcome to the energetic CFO podcast, where we empower you to take control of your financial future. I'm your host, Tiffany, an advocate for financial literacy and business success. In this podcast, we'll explore a wide range of financial topics from money mindset and budgeting to building wealth and achieving financial freedom. We'll break down complex financial concepts into simple, actionable steps so you can apply them in your own life. Whether you're a new entrepreneur or a seasoned business owner, this podcast is for you. Join me as we dive into the world of finance and discover the tools and strategies to help you achieve your financial goals. Let's get started! hi, welcome to the Energetic CFO podcast. I am so excited to be here. This has been a long time in the making, something I have been pondering and excited to put out into the world. And here we are. So thank you for joining me. I want to start with just a episode zero talking about who I am, why I'm starting this podcast and what you can expect. So my name is Tiffany Vogel. I am a real estate investor, a mom of two and one on the way, a wife to a wonderful husband, Eric. I own a fractional CFO firm. I am a published author. We've run a podcast for years called the On Purpose Investor. I think that sums it up. Uh, so I wear a lot of hats and. I'm so excited to be here and to help people, small business owners in particular, understand finances in a more in depth way. It's one of those things that they don't really teach you in school and I'm a finance nerd. I love math. I love money. I love talking about it. I love energy, mindset, all of that too. So I wanted to create a place where we could talk about the mindset and the energy behind money, but also get some really practical tips to put it into your business. I'm here to help you. I'm really, I have a heart for small business owners because you don't have the money to hire everything out. And in all of my businesses, I have seen, like, I don't have that marketing bone. That is just not my strong suit. And trying to learn it has been the, my life's work, we'll say. And I, you know, I tap into plenty of mentors and resources to learn that aspect, but. I'm here today to talk about finance and money and the mindset and the energy and all of the woo things behind it. My goal is to put these out once a week. We'll see how that goes. I am very excited. I'm recording this in December and currently pregnant with baby number three. We know how that goes. I ya, we're, I'm just excited. I'm excited to be here and to just share my knowledge in a way that's broken down in a way that you can understand it. I think so often in finance we overcomplicate things and make it confusing. Not entirely sure why we do that in the industry. I think sometimes it's an ego thing to make us sound smarter and more important, but it's, it doesn't have to be complicated. And I want to be that translator for you from the business owner to your finance team, your CPA. I do fractional CFO work as well and help small businesses. On a much lower scale because fractional CFO work is not cheap. And I want it to be something that's accessible to everyone. So let's just get into it, my financial journey and who I am. So I graduated from undergrad in two and a half years, thanks to a mix of joint enrollment and just an insane course schedule. I just loved school. I was a nerd. And got my first job while I was still in school as an intern. And that turned into full time employment. And I worked in that professional career for right at 10 years. And every few years I changed positions into new roles within the company. But I had this mindset that I was going to stay there forever because when we would go around the table doing introductions, There were people there 20, 30 years. And I was thinking, oh, if they've been here this long, this is obviously a great place and where I need to be. And as time evolved, I realized the women in the company that I looked up to were traveling a lot and weren't really home with their family. And I just realized that like, I did not want to be a hundred percent committed to my career. I wanted a family at some point and I wanted. the time freedom to go do stuff with my family and not be on the road from Sunday evening until Friday afternoon. So that along with some other things led to some shifts. I spent four or five years in DC while I was working that career. So I worked from home and then I got my master's in finance from Georgetown, had a great experience there. We were the first group to go through that program. So that was a lot of fun. And then after I graduated, wound up getting divorced and decided to move back home. And I loved DC. We had so much fun up there, but it just wasn't the place I wanted to be when I settled down and had a family and all those good things. So I got on match. com and got a message from this guy about when's the best time to go to the dentist. Tooth hurt y. And I just told him like, that's painful. Like, can we not, can we just move on from this and pretend like it didn't happen? And fast forward, we wind up getting together. He had a rental property that he was completely mismanaging. Uh, the tenant would just leave like envelopes of cash in the garage with rent money and he would never go pick it up. And I'm like, Eric, what on earth are you doing? So I started doing some research, found ways to collect rent online. And we realized we could build a business around real estate and get out of the corporate grind. He was a band director in the high school, so his hours were insane. And we calculated it up at one point. He was making like two or three dollars an hour by the time he did, you know, all the band practices and contests and football games and all the things. So we, started buying rental properties before we got married and he actually somehow wound up owning my house but I still had the mortgage so I told him like you better not mess me up on this because I will come after you but fortunately everything worked out we got married and we were buying up rental properties getting them fixed renting them out and eventually decided to start a handyman and that was a lot of work it did not pay Enough for the hours we were putting in. And during COVID we just decided to sell it. So left that business. I was pregnant running the rental business, running the handyman business and working my full time job while Eric deployed with the national guard to work on a call center for COVID. And I just realized it was too much. So we. Eventually sold the handyman business. I left my corporate job, right? A little bit after my son was born. I went part time after my maternity leave and then just decided to go all in on the real estate and entrepreneur path. And he actually recently got out of the military because the number of deployments he was doing was more than we could manage, but then I could manage. He. deployed for, oh, it was different trainings. It wasn't deployments, but he left for different trainings when our sons were two and three months old. And when he came home, basically six months later, I had a really bad period of burnout and it was just from managing all these businesses, working my job, pregnancy delivery, postpartum. I had some postpartum depression and didn't even know it until later. All of that, I just completely shifted a lot of things in my life. And I realized we were building a business for education for real estate investors. And I realized that was more his passion than mine. And I really wanted to get into the finance side of things. I missed the number crunching. I did it all the time in our real estate business. And it's what I really loved and enjoyed doing. And I knew I had to get back into that. So I started working part time for another fractional CFO firm and just kind of learned the ins and outs and got my feet wet and then decided to branch out on my own. And that business has been definitely ups and downs. And I just have a heart for small businesses. So I am here to help give. you the information you need because I'm realizing they don't teach this stuff in school and there's so many layers to it. I mean you have your money stories from a kid that come into play and then you layer on top of that stuff you see in society and like the need to invest in yourself and do all these things and that's not always the right call and if you don't have clear financials it's really hard to make those decisions. I realized, like, I love helping the corporate side, but I also want to help that small business owner that's maybe one or two people working in the business. Here we are. And I have been on a fantastic journey of energy work and healing from the burnout and a lot of other things that have happened in my life that I may or may not share here. But it has led me to realize So much of our actions in life are tied to the subconscious patterning. And I want to give you the practical tips. Absolutely. But I also want to help uncover some of the money trauma that we carry and some of it's generational. I mean, women in particular, it hasn't been that long that women have been allowed to have a checking account without a man co signing on it. It was in the seventies. Like, can we just take a moment and acknowledge that is not that long ago? And I think some of that carries into our story. I mean, the thought that when my mom was born, my grandma couldn't open her own checking account, like that just kind of boggles my mind that she needed her husband to be on that account. And I think there's this assumption that women have to know all the things and that they should know how to manage money and all the nuances of, especially in business, like you have all these financial statements and it's not always clear how to read them and what you should be doing with them. And, you know, people talk about it, but you might not really know the ins and outs of what that means. So I'm here to break it down. As. Simple as we need to, as fundamental as we need to get you to the point where you're confident in your business finances and can thrive. And at the end of the day, the ultimate goal for most people, I believe, is to have your money working harder than you work. So how can we set that up? And it's through investing and leveraging the money and making sure that you're not overspending, that you. are bringing in as much revenue as you can and that you're not, you don't have these leaks. Like we have energy leaks, we have money leaks too. And I just, I have such a passion for helping people uncover these things so that they can have more time with their family or for themselves or whatever it is. So I am starting the Energetic CFO Podcast. I am here to be your guide, be your CFO. and help you navigate this complex financial world from an energetic perspective. And in each episode, I want to sign off with small steps, big rewards. Remember your future self will thank you. We write a check every day that we get to cash sometime down the road in the future. And in 2017 to 2020, I wrote a check. that put me in a financial position to provide for my family. But I also wrote a check that completely depleted myself. And I paid for that in basically two years of recovery. The past two years I have been, I mean, I have a two year old now, so I have a four year old and a two year old. And basically since that little boy was born, I have been in recovery from, all these years of giving my all to the check that I have now. So yes, I am so fortunate to be financially free, but it came at a big cost. And I want you to find your path to financial freedom, but not at the cost of your health. And I mean, the cortisol levels that I have dealt with and the burnout and yelling at my kids for just being kids. Like I hated it. So That has been my work for the last couple of years, and I'm in a much, much better place, and happy to be here, and excited for what's next. But I, my goal is to help you find your dream life, and your purpose, and whatever financial freedom looks like for you. There's small steps we can take to get these big rewards, and it's all in our daily action. And sometimes our brain works against us. And I don't think that's talked about enough. If you constantly are in fight or flight and feel like a bear is chasing you, it's really hard to focus on the small daily action. So I want to break it down in ways that it's more tangible and realistic, especially for mom business owners. I mean, good grief. We are juggling so much between kids and family and our partner and the business and it's, you're getting pulled in a million directions. So really honing in on your own needs and where you want your life to go and what you want it to look like is where you need to focus. And I'm not saying everyone needs to have tons of real estate and have financial freedom to where they don't have to work. I don't think that's necessarily the answer, but. If that's what you want, like, awesome. Let's talk. But I think it's finding what your ideal life and your dream life is and creating a plan to get there, but also doing the inner work to make it easy to get there. I am in such a state of flow energetically right now. And it's because I've taken the time to stop and find myself. And I think that's my life's work is helping others. Take that breath and find who they really are so that they can create the life and business they want. And I know I'm dang good at numbers and I love it. Like, give me a spreadsheet and a problem and I'll have a great afternoon. But I know most people aren't like that. So I'll nerd out for you. Let me be your energetic CFO and help you transform and build the life of your dreams. That's all I have for today. Thank you for joining me on this first episode. Just giving an overview of myself and the podcast. If you like the podcast and the direction we're going, please subscribe. Let me know your thoughts and any feedback you have. And we're going to be on all the podcast channels. So be on the lookout and I will post some links in the show notes if you want to learn more and connect with me. And, you know, I just, I really want to know what's your biggest financial challenges right now. Can you share that with me? And let's tackle this together and grow together. So in our next episode, we're going to dig into some mindset stuff and the power of positive thinking and how it can shape your financial future. So join us next time and remember small steps, big rewards. Remember your future self will thank you. Thanks for joining me on this episode of the Energetic CFO Podcast. Remember, small steps can lead to massive rewards. By taking action, staying disciplined, and seeking knowledge, you can achieve your financial dreams. If you enjoyed this episode, please be sure to share, like, and subscribe. And don't forget to leave a comment with your thoughts and questions. Until next time, keep learning, keep growing, and keep thriving.