Ep11 - Aging & Caregiving, Planning Ahead

Aging and the family caregiving that comes with it is no longer a far‑off worry. Gerontologist Rebecca Lippel joins host Richard Leimgruber to unpack what today’s “silver tsunami” means for your wallet, your parents, and your own health. Together they tackle startling U.S. demographics, the role of advanced directives, why long‑term‑care insurance is best locked in by age 55, and how caregivers can trade guilt for practical help. From choosing the right home‑care aide to building a step‑by‑step financial roadmap, this episode pairs heart with hard numbers to keep loved ones safe and solvent as they age.

4 Key Takeaways:

• Plan before the panic.
• Caregiver burnout is a warning light, not a badge of honor.
• Match care to the person, not the other way around.
• Secure long‑term care insurance while premiums are friendly.

Want To Learn More about Our Guest:

Rebecca Lippel
Director of Care Management
LiveWell Care Management
1-917.923.1463
rebecca.lippel@livewellcm.com
www.LiveWellCM.com

As a Gerontologist and Certified Dementia Practitioner she has a deep understanding of the unique and often complex needs of aging adults. Prior to senior living she was the Director of a social model day program for older adults with Alzheimer's disease and related dementias and has worked for AARP's NY state office and their headquarters in Washington DC.

Filmed and recorded at Studio on the Avenue/LMC Media
Mamaroneck, NY
https://lmcmedia.org/
Produced and Edited by Vekterly
https://www.vekterly.com/

Disclaimer: This podcast is for informational and educational purposes only and should not be considered as financial advice, a recommendation for any specific investment, strategy, or financial decision, or legal advice. By engaging with this material, you acknowledge and agree with its intended purpose. Any examples provided are hypothetical and for illustration purposes only. Neither Rich Leimgruber, the EnRich Your Life Podcast, nor its representatives are advising or suggesting any specific action or decision. Before making any financial, legal, or tax decisions, individuals should consult their own financial advisor, accountant, legal professional, or other qualified professional before making financial decisions. All opinions expressed are those of the host and guests and do not reflect the views of any affiliated financial institutions. The views shared may not be suitable for every individual or situation. Past performance is not indicative of future results, and all investments carry risk. Please note that any strategies discussed may not be suitable for all investors, and the appropriateness of any specific investment or strategy will depend on individual circumstances.

Chapters

• 4:03 Aging Wave Stats
• 5:09 Planning Ahead
• 10:07 Caregiver Burnout
• 12:46 Personalized Care Roadmap
• 14:52 Matching The Home Care For Your Loved One
• 19:10 Shifting Your Mindset As A Caregiver
• 21:00 Long Term Care Insurance

Transcript

EnRich Your Life - Episode 11 - Aging & Caregiving, Planning Ahead

[00:00:00] Intro: Welcome to Enrich Your Life, where Financial Wisdom meets everyday life. Hosted by Richard Leimgruber, a financial advisor with over 25 years of experience. This podcast brings you powerful insights to make smart choices and build your financial future. Get ready to dive into practical strategies to grow, protect, and shape your financial story.

[00:00:23] One podcast at a time.

[00:00:26] Rich L: Hello and welcome to Enrich Your Life podcast. I'm your host, Richard Leimgruber, and today we're gonna be talking about, the Aging of America and caregiving. So if anybody doesn't know, I volunteer on the executive leadership team for the Walk to End Alzheimer's Association here in Westchester County.

[00:00:45] And I was privileged to, to be a part of a corporate breakfast, where we bring in sponsors and I was lucky enough to be introduced to our guest today. Rebecca Lapel. Rebecca Lippel was the guest speaker for [00:01:00] our corporate breakfast with the walk to end Alzheimer's Westchester. Rebecca is a gerontologist and the director of Care Management at LiveWell Care Management.

[00:01:10] Her depth of and her compassionate approach to aging life care. Are evident in her work. She not only demonstrates an exceptional of the complex issues faced by families and individuals dealing with age related concerns, but also provides actionable solutions that emphasize personalized care, dignity, and independence.

[00:01:31] With no further ado, welcome Rebecca, and thank you for joining us. . It's great to have you. 

[00:01:35] Rebecca L: Pleasure. Thank you for having me. 

[00:01:36] Rich L: Absolutely. This is obviously a very serious topic. Most people who aren't familiar with the aging population get caught off guard, right?

[00:01:46] When one of their parents or a loved one has been diagnosed with one of the aging diseases that we're so familiar with today, which. Could be dementia, it could be Alzheimer's and vice versa. Can you tell us a 

[00:01:58] little bit about why you got [00:02:00] into the care management business? 

[00:02:02] Rebecca L: Absolutely. And you really hit the nail on the head with this sort of whiplash that people experience as caregivers.

[00:02:09] You don't plan for this, right? If you do it right, you will get older, this life thing, but you don't really know what that's going to be like for yourself. 

[00:02:19] So it's really about, for me, being able to connect with people. To get them to the point that they can breathe again, to really drop their shoulders. When somebody exhales because they feel that relief, ah, okay, I can do this, or that's an option for this situation, and. Being able to provide people with a roadmap for their individualized situation is an incredible place to be.

[00:02:44] Rich L: Ah, that's gotta be feel great for you. 

[00:02:46] Rebecca L: It's really wonderful to be brought into people's lives because this is very intimate work. Yeah, it's very heartful, it's very heartfelt and it's, you can't fake it. This is something that you really have to understand and appreciate and [00:03:00] have that natural compassion to the aging process, but also to people who are caregivers who are thrust into this position of.

[00:03:08] I'm now a sandwich generation, taking care of my children, but also taking care of my parents. What do I do next? Somebody please just give me the answer because I don't know. 

[00:03:16] Rich L: Yeah. And that's how I got involved with the Alzheimer's. Because after Covid, I had three phone calls within a matter of a week from three different clients, and they basically said, Rich we just got informed that my aunt or my mother or whoever it was diagnosed with dementia. Wow. The medical facility that they were diagnosed from basically came out and said, you have to go on the internet and you have to look at what resources are available, and they call me.

[00:03:43] Because obviously I'm in the business of not only money, but also Trying to help clients Sure. Overcome some obstacles they might not know of. So that's why I got involved and that's how I met you. So it's great that I'm able to have a resource like you that I can obviously,

[00:03:59] pick [00:04:00] your ear and hear what you have to say about things. Again, thanks so much for coming on. I wanna share some scary statistics that I found, and obviously it's something to consider by 2034. For the first time in US history, there will be more adults, age 65 and older than children under the age of 18. In Westchester County, there will be 25%, or one out of every four adults will be 65 and older as well.

[00:04:28] The average life expectancy right now in the United States is 77 years old, but there are many older adults that live into their eighties and nineties requiring long-term care. Our body might not keep up with our brains. But we're still alive and with the advancement of all the different types of medical treatments that are around, we're staying alive longer, but we just might not have the same quality of life that we thought we would have into our eighties and 90.

[00:04:56] So I always say, get me to 90 and I'll be happy. Fair enough. I don't know if I [00:05:00] wanna, it's a good goal. I don't know if I wanna stay in any longer than that, what are the some of the biggest challenges that families face when planning for the aging process of a loved one, and how can they prepare ahead of time?

[00:05:10] Rebecca L: I think it's a wonderful question because we don't generally plan ahead for things that we don't want to. And the aging process is one of those things. I often have clients who just didn't plan something, who don't have their advanced directives together. Or who don't have an idea in mind of what they might want or the finances, long-term care insurance, all of these things that could impact their lives when they hit that spot, where the need starts to change and it's just not planned for.

[00:05:44] So it's a little bit of a crisis moment, I think one of the most important things for people to do is not let it get to that crisis moment. Albeit, you cannot control what's going to happen in life a lot of the time, especially when it comes to health and your own, trajectory of what that looks like.

[00:05:59] But just [00:06:00] being mindful about your own health, knowing the health that you're in, knowing what your genetic predispositions might be. Getting ahead of that and creating a little bit of even a loose roadmap for yourselves and for your family so that everybody's on the same page. That's a little bit easier said than done.

[00:06:18] Family dynamics often has a rears its ugly head, and there's this sibling over there and that sibling over there, and this one we haven't talked to in years, and it gets a little bit muddy, but as long as there's some conversation. Some planning to it. That does make the process a little bit easier because it's less of being hit with a sandbag of change and more of.

[00:06:43] Break glass in case of emergency. We planned for this, we know what to do next. Yeah, I think specifically the advanced directives is incredibly important to have. I see it far too often and it's very challenging when those are not set up, especially ahead of some sort of cognitive decline that makes it [00:07:00] a lot more complicated.

[00:07:00] Should so 

[00:07:01] Rich L: yeah. That should be something you do when the estate planning attorney, I would assume. 

[00:07:04] Rebecca L: You certainly can. Yeah, you certainly can. And it's something that I encourage. My friends at my age Yeah. To make sure of especially, I have young children, so that's a good time to set yourself up with advanced directives, of course.

[00:07:16] But the sooner you have 'em, the better. And then make sure they are updated. Make sure your agent is not somebody who is the same age of you and that's all you have. For example I had a client who set the agent as her husband. And he was of the same age. There was no secondary. Oh. And that was tricky because they both had cognitive decline.

[00:07:39] So making sure you're going through the list, you're checking those boxes and you're right. Meeting with a professional in that capacity could really make sure that those boxes are checked adequately. 

[00:07:48] Rich L: Yeah. And one of the things that I, I always hear from my clients is not only is there a monetary issue, but there's a, do we keep mom at home?

[00:07:58] Rebecca L: Oh, yes. 

[00:07:59] Rich L: Do [00:08:00] we send her to a senior living facility? Where would that facility be? Is it gonna be in New York state, which might be more expensive than maybe going somewhere else like Virginia or down south that might be a little bit less expensive. And those are all conversations that somebody should have.

[00:08:16] Rebecca L: That's right.

[00:08:17] Rich L: In advance. So if you're looking at this and you're saying, oh my God, we're dealing with this situation. It would be a good time to start. Communicating with your siblings or whoever is involved in that family tree to make sure that, you're starting to talk about these things in advance,

[00:08:32] because when the diagnosis happens, whether it's dementia or anything else, that might be right.

[00:08:38] Home bound. Making the patient home bound or the loved one, home bound then it's a little too late. Right now you're, like you said, it's, you're in a crisis moment here. 

[00:08:46] Rebecca L: That's right. 

[00:08:46] Rich L: And as far as, seeing the future of caregiving and how that's evolving. What should families be aware of today as far as what options are available, and where you see this all evolving to? [00:09:00] 

[00:09:00] Rebecca L: It's such a great question because it's something that I love to consider as a gerontologist, is looking at our society, our communities, our infrastructures. To see are we set up for this age wave, this silver tsunami, if you will.

[00:09:13] Your statistic that you mentioned earlier and what our community is going to look like and how heavily weighted with older adults. We're really not ready for that. Our local infrastructures are just not there. So it's very interesting to consider the impact that's going to have for familial caregivers.

[00:09:30] It's. Tends to be the daughter, if there's a daughter or a niece or the wife, although I've seen plenty of men as the caregivers. But it tends to be the females, the impact that it has on those individuals is something worth considering because those are the people who, they're not getting paid for this.

[00:09:49] They're doing this because it's mom. But if you think about that individual who's maybe raising her own children, who's concerned about her mom, let's say. [00:10:00] Did mom turn off the stove? Mom's living alone. Did she take her medications? Did she eat? Is she wandering in the middle of the night? That caregiver is not going to be sleeping as well, taking care of themselves, their own health.

[00:10:13] They might be distracted at work, might be more irritable. All the things, that, that become impacted by being distracted. And I always say you're not burning the candle at both ends. The whole candle. Whole bit of wax is in the flame there. Yeah. And it's really hard to find your way out of that.

[00:10:31] So I, I think caregivers being mindful of what they can take on, reaching out for those services, asking for help, not something we do very well. Asking for help, saying, I need a little help here. But there are a lot of wonderful resources out there for caregivers, certainly through care management as well.

[00:10:49] That's a lot of what we do is. We are professional daughters, essentially. Yeah. And we help guide people through that process. And sometimes a little bit of help just gets people on the right [00:11:00] track feeling that they can be confident that they can do what's whatever's coming next.

[00:11:04] Rich L: And if somebody did need, or somebody was just diagnosed somebody, they would call somebody like you. And can you give us an example of what that process would look like and how that works? 

[00:11:15] Rebecca L: Sure. So I do think that it's a little nuanced from individual to individual. Of course. If you've met one person with dementia, you've met one person with dementia. A little bit of a roadmap, of course.

[00:11:25] But each person's disease trajectory can vary on, based off of a lot of little details. But if somebody were to reach out to us after receiving a diagnosis and I recently had this a young woman reached out and said, my father was just diagnosed mild. We're lucky, but we're devastated because this is.

[00:11:46] This is huge news. My mother is in denial. I am just trying to figure out what to do next to support both of them and to make sure my head doesn't fall under that waterline. So I thought first of all, good on you [00:12:00] for taking care of yourself, knowing that, that waterline has to stay where it's, you need to keep breathing.

[00:12:05] So we talked a little bit about the situation, gathered a little bit more information, and then we talked about. What the priorities are for them, for that individual family. For this specific family. They had some they had some. Language barriers because the father's original language is wa, was not English.

[00:12:26] Okay. So what often happens with a memory diagnosis? The way that the bo the brain changes that long term memory sticks longer, and that short term memory is what we start to see the de the main deficit in. So he started reverting back to his. Initial language, and so that was a little hard for the family because they didn't speak that language.

[00:12:46] Wow. So thinking about that specific type of need, of course safety is important. What is the safety going to look like? How are we going to ensure proper nutrition? How are we going to ensure that the [00:13:00] doctor's appointments are being kept with. Which medications are being prescribed? Are we taking that regularly?

[00:13:06] Those are important things, but then those more nuanced individual to the specific family and the specific client or patient in need is very much a part of that process as well. I think it has to be a very holistic approach when it comes to creating a plan and working with each individual. 

[00:13:25] Rich L: And I think you do, for people who've been diagnosed with certain conditions, what I do for somebody coming to me saying, Hey, we wanna buy a house. What do we need to do? And I think it's planning, right? 

[00:13:36] Rebecca L: Absolutely. 

[00:13:37] Rich L: You need to be prepared and how do you prepare? You need to go out and talk about what are the priorities and you need to.

[00:13:42] Put together a game plan. And then most importantly, you have to implement that game plan. And I think that's where your, you and your company comes in to, to play, to help them actually implement all the things that you were planning. So kudos to you and we need a lot of you in the future.

[00:13:57] Thank you. So Westchester has seen a 37% [00:14:00] increase in a demand for home healthcare aids in the past decade. What are some of the common misconceptions people have about. Aging life care and home care assistance. Maybe they don't wanna send mom or dad to a facility. Can you shed some light on that?

[00:14:15] Rebecca L: Absolutely. I think, again, it's very individualized and what works best for one might not work best for another. But there are, to your point, a lot of options. Whether it is a senior living community, independent living with some support, assisted living, memory care. A skilled nursing facility if that's where the need is or if staying home is not only the option that the individual wants, but it's the safest.

[00:14:44] I'm not in the business of making decisions for my clients, but I am in a spot where I'm going to advise them Yeah. And be able to answer the questions and provide that information that maybe wasn't previously held. Helping them explore [00:15:00] really the ins and outs of the options.

[00:15:03] So talking about home care. It's not just home care, it's which home care. Some home care specialize in cognitive decline and different diagnoses. Some specialize in Parkinson's. Some have these specializations and go through extra training. So that way it's very tailored to a certain type of clientele.

[00:15:23] So finding the right home care is very important. Doing that needs matching. And that's also the same thing with the different communities. One assisted living might feel very different from another assisted living community. So I always tell my folks, look, I download the information for you, give you all that you're looking for, but you need to step foot in the building.

[00:15:41] You need to feel it and see if it feels like home. I'll put home health aids in front of clients, but you need to tell me if they feel like a good match for you. So it has to be led, we like to think we make decisions solely with our minds. We do quite a bit, but our hearts speak up quite a bit.

[00:15:58] And we've really gotta [00:16:00] listen to that because again, this is heartfelt work and this is caregiving. Yeah. So having those pieces I think is incredibly important as well. 

[00:16:11] Rich L: So one of the things when I was growing up my grandmother was bedridden after she broke her hip. And I'll always remember coming home from school, I was in high school and we had a home health aide that we were very fortunate to have and it wasn't always the same home health aid. We, it would last a couple of months. We thought we had somebody that was gonna be there forever, and then all of a sudden, no, this person's no longer here, you're gonna be replaced with this person. One of the common themes that I'm hearing today is it's very hard to find a home health aid who's gonna stick with you for the long run.

[00:16:46] Is that something that you're experiencing and how do you try to overcome that as well? That's a tricky one. Yeah. It definitely comes up. 

[00:16:52] Yeah, 

[00:16:52] Rebecca L: it definitely comes up. It is a ultra saturated field in home care right now. And there's some [00:17:00] amazing home cares out there. I work with many of them. But I think what it comes down to, because I also have a lot of clients who have been with the same aid for years. That's great. Eight plus years. You really become part of the family at that point. Yeah. You are there. And I think so much of it comes down to training and that orientation of the individual. It's tricky for an aide. They have a very hard job. It's rather thankless.

[00:17:26] It's hard, it's not glamorous but again, it's heartfelt work. So if you have an eight who's coming into the home who hasn't been fully oriented to what the needs are, that's going to be a harder onset than somebody who has been well-versed and well-trained on what to expect, and also an emphasis to be placed on the relationship of the client, that patient and the aid those expectations.

[00:17:52] I think like any job, you want to know that ahead of time and you just have a much more successful relationship that way and hopefully a longer tenure. 

[00:17:59] Rich L: [00:18:00] Another statistic is there's 6.7 million Americans who are dealing with Alzheimer's, which is a form of dementia. And they're saying by 2050, that's gonna double the United States today. So that's crazy. More than 53 million Americans provide unpaid care for the loved one with money experiencing stress, burnout and that financial strain, which is what you were talking about, that's the Mother who's the sandwich generation taking care of their mother and their children.

[00:18:28] So what advice do you have for family caregivers who are struggling with the burnout and stress while taking care of their aging parents? 

[00:18:37] Rebecca L: I think, as I mentioned earlier, asking for help. We're terrible at that. As a general rule, 

[00:18:44] Rich L: but wonder when we could do it all right. 

[00:18:45] Rebecca L: Oh, sure. Absolutely. 

[00:18:46] And we like to believe that we can do it all.

[00:18:48] Rich L: Of course.

[00:18:49] Rebecca L: Something I often hear from families is I should be able to take care of my own mother, or I should be able to take care of my husband and I ask them to [00:19:00] restructure that a little bit and say, I would like to be able to. Now some don't want to. That's fair.

[00:19:06] Rich L: Of course. And 

[00:19:06] Rebecca L: that's okay to say as well.

[00:19:08] Sure. But there's space for that. 

[00:19:09] Rich L: Just don't put that out in public. 

[00:19:10] Rebecca L: There's a place for that. But restructuring it from this mindset of I should. Be able to do this, or even if it's your children or I should be able to figure out, why he's biting his friends. I, that puts a lot of emphasis on your responsibility.

[00:19:25] Guilt, all these things that don't help with your mental health, your stress level, and then how that impacts you as a caregiver. I would like to be able to, but I'm not. Or I won't. Or I don't. That's okay to say. And then getting to that point of being comfortable with not being the one with all the answers and being able to do all the lift on your own, that's a really good first step, but it's a really tricky first step, and knowing what resources are there? Go all powerful Google with all of its wonderful resources. [00:20:00] We, in Westchester County are very rich with resources and when it comes to aging adults in this county, there's a lot of wonderful resources that are. At the fingertips in our local towns on the county level, even on the state level.

[00:20:16] So it's all about just finding that, navigating, again, working with a care manager to help find what those resources are. Little bit of of a crutch to lean on. We all need that a little bit. It's not taking the wheel, it's not somebody's taking the wheel away from you. It's just that driver's ed car where.

[00:20:32] The guy next to you has that break just in case that wall comes up really fast, 

[00:20:36] Rich L: and maybe an extra steering wheel. 

[00:20:37] Rebecca L: Maybe that would be nice. 

[00:20:38] Rich L: Yeah. Yeah. Again, getting guidance. Getting somebody absolutely. Who's been through this before, making sure they understand. All of this obviously is also a strain on financial resources, and one of the things as a financial advisor that I have to talk to my clients about is as they're getting older.

[00:20:55] How to plan for the eventual cost. And one of the biggest [00:21:00] pushbacks I get is what if I don't need it? And obviously that's a consideration, but what if you do need it? And are you willing to give up all of your life savings for that? When we talk to clients, obviously we wanna look at what the cost of long-term care insurance would cost.

[00:21:16] And obviously the sweet spot for most financial advisors is between 50 and 55 years old, and the reason being is it's still somewhat. Less expensive. And number two is it all depends on your health. And as we get older, our health starts, things start creeping up. And I'm sure we've all been in a doctor's office where it's been filled with seniors.

[00:21:35] And we're like looking around going, is this the start of something I should be concerned about because I'm sitting in a room with a bunch of seniors, and so the cost is one thing, and I would suggest anybody to talk to their financial advisor about finding out what that cost is and being prepared to maybe start applying.

[00:21:50] But on the flip side, why is long-term care insurance important to consider? How does that help on the parents that [00:22:00] maybe need that kind of coverage? 

[00:22:02] Rebecca L: I think that's a huge consideration that people often miss. There's a misconception. I'm sure you see it all the time. You hear it all the time.

[00:22:10] And to all the points you just mentioned, there's this thought of maybe I'll need it. Or I often have older adults who say I'm waiting for a rainy day. To enact it and. I'm telling them it's pouring outside. It's, it, today's the day we, we need to utilize. But there's also an under education about what it is and how to use it and when to get it, and all the details that are involved. The majority of people who I work with tend to not have a policy or they, they might have a policy but they don't know where it is. They don't know the details related to it. It's just the thing that you did. So I think it's something.

[00:22:48] That is definitely worth looking into because as you said, with your life savings, that could be on the line. Yeah. You don't know the type of care that you might need in the future. We are living longer. As you mentioned, the life expectancy [00:23:00] is continuing to grow, thanks to all sorts of wonderful advances.

[00:23:04] But that also means we have. More risk of health issues and those issues might impact our ability to take care of ourselves independently. So we might need an home health aide or an in-home nurse or move to a community that will provide some support in that way. So these policies are designed to support, some are more handsome in that than others, certainly.

[00:23:28] But. There are many out there. I'm sure you go through that all the time in the details and in the weeds of it. Yeah. But I do think that's something that, that people do need to consider as part of their overall plan for what, whatever the future might be. 

[00:23:41] Rich L: And that's exactly it.

[00:23:43] And long term care insurance will kick in if the insured cannot. Do so many different functions, right? I think there's what, six or seven lifetime or daily life? ADLs. ADLs, yeah. ADLs. 

[00:23:56] Rebecca L: Activities of daily living. Yes. 

[00:23:57] Rich L: Correct. Which is feeding yourself, bathing [00:24:00] yourself, taking your medicine.

[00:24:01] Rebecca L: Toileting. Toileting, any of those basic personal grooming, caregiving tasks. Ambulating. If that's not so successful independently any longer, that's probably a good time for that to kick in. 

[00:24:14] Rich L: Yeah, exactly. Okay. And obviously insurance is something where you need to have it before these things kick in.

[00:24:20] Yes. 'cause once they kick in, you're probably not gonna get that policy. 

[00:24:23] Rebecca L: No, you will. Certainly not. 

[00:24:24] Rich L: And one of the things I think that. Some clients when they apply for either it's life insurance or disability or long-term care.

[00:24:32] And they get declined for certain reasons and they, oh, I'm gonna, I'm gonna find out why and I'm gonna go after the right this in company.

[00:24:40] And I try to explain to them that these companies are in business to insure, but they're private companies and they have the right to not take a certain risk. And if your loved one is and been diagnosed with dementia they have a right to decline you because they understand that you're not gonna be paying in how much can you pay in if in a year from now you're gonna be on [00:25:00] benefits already.

[00:25:00] So they need to make sure that they can take care of those that have been paying premiums for a long period of time as well. 

[00:25:05] Rebecca L: It's a tricky thing with the timing. Yeah. Because there is that sweet spot of when you will get that the best coverage. But that's generally. When you're not even thinking about what the future is going to be. And that's why I say so much of this comes down to the details of planning, pre-planning, if you will. Yeah. Being ahead of that before you're hit with crisis. 

[00:25:25] Rich L: Is there anything else that you want to add to this conversation to talk to our listeners about, that we might've missed that you think is important?

[00:25:31] Rebecca L: I think we covered some really great areas of this topic. I can speak about aging issues all day, Uhhuh and then some but I think you especially touched on that caregiving and that financial piece that is really starting to settle in as. A consistent challenge. Yeah, I hear that in, in casual settings.

[00:25:51] I often say I have young kids, as I mentioned, and at a playground, we're talking other parents. We're talking about the kids. There's not really a [00:26:00] space where we're standing there talking about our parents in the same way, but we're all going through that. As caregivers, we see our parents getting older and looking for, what's the tip?

[00:26:09] What's the, what do I do? Who do I call? And so we need to keep the conversation going with each other 

[00:26:14] Rich L: Absolutely. And this is a great start. For my listeners, if there's any, for somebody to reach out to you? 

[00:26:19] Rebecca L: Yes. 

[00:26:20] Rich L: Can you tell 'em how can they reach out to you for some expert advice here?

[00:26:23] Rebecca L: Yes, absolutely. I have a telephone number of (917) 923-1463 or my email is rebecca.lippel@livewellcm.com,

[00:26:39] Rich L: okay. And I'm sure that you'd be happy to talk to anybody who might have some questions for you, which I know you will 

[00:26:44] Rebecca L: absolutely anytime offer complimentary consultations.

[00:26:48] This process isn't easy, so I'd like to be there and support whenever possible. 

[00:26:52] Rich L: Thank you so much. This is a very pleasure, important topic and I'm glad to at least start maybe some conversations at home. And it's gonna, it's gonna go pretty far, [00:27:00] so thank you so much. 

[00:27:00] Rebecca L: Sure will. Thank you. 

[00:27:01] Rich L: Thank you for coming and. Thank you everyone for tuning in and listening to this important conversation. Just a quick reminder that the more people that you share this with liking commenting on these posts really helps, share with everybody else and gets more people's eyes on it.

[00:27:18] You can share the website, enrich life podcast.com. You can also go on our YouTube channel at Enrich Life podcast.

[00:27:25] And please don't forget we're also on all of the different podcast platforms. Thank you very much. 

[00:27:33]