Most families don't think about Medicaid until they're already in crisis. By then, the choices are narrower, the bills are bigger, and the conversation about what's still possible is one nobody wants to have on a hospital hallway.

Rich is joined by Lori Bernabe, a Medicaid Service Coordinator with The Feller Group, an elder care and estate planning law firm. With 20+ years inside this work, Lori has seen what happens when families wait, and what happens when they start the conversation early.

In this conversation:

• What Medicaid actually covers, and the difference between community Medicaid (care at home) and nursing home Medicaid
• The pooled trust, the irrevocable trust, the promissory note, the spousal refusal, a plain-English tour of the tools families ask about after the fact
• The "child caregiver credit" that may let an adult child who's been living with and caring for a parent keep the family home
• Why funding a trust matters as much as opening one, and the five-year clock that resets with every new deposit

Filmed and recorded at Studio on the Avenue/LMC Media
Mamaroneck, NY
https://lmcmedia.org/
Produced and Edited by Vekterly
https://www.vekterly.com/

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