Revolutionizing Cross-Border Payments: Rufei Qian on Fintech, AI, and the Rise of NihaoPay

In this visionary episode of the Future-Proofed Podcast, host Brett Mueller talks with Rufei Qian, CEO of NihaoPay, about reshaping the financial infrastructure that powers global commerce. From helping U.S. merchants accept Alipay and WeChat Pay to launching card-issuing and “Wallet-as-a-Service” platforms, Rufei shares how NihaoPay is bridging the gap between East and West. She dives into the use of AI for fraud prevention, the future of fintech regulation, and bold predictions like the rise of energy-backed digital currencies. If you're interested in the future of money, payments, and global expansion, this episode is a must-listen.

Timestamps:
00:00 - Welcome to Rufei Qian, CEO of NihaoPay
01:00 - From Shanghai to CEO: Rufei’s global journey
02:00 - NihaoPay’s evolution from mobile wallets to global fintech
03:30 - Why U.S. and Asian commerce is booming both ways
05:00 - Stripe vs. NihaoPay: complementary roles in global payments
07:00 - Client stories: Shopify brands and Booking.com integrations
09:00 - How AI is powering fraud prevention and compliance
10:30 - Launching card-issuing and wallet services for global merchants
12:00 - The fintech IPO landscape and regulatory uncertainty
13:30 - The breakdown of traditional finance infrastructure
15:00 - The rise of stablecoins and industry consolidation
17:00 - Fintech beyond eCommerce: logistics, Web3, and crypto
19:00 - Will energy-backed currencies replace gold?
21:00 - Rufei’s mission to build foundational fintech infrastructure
22:00 - Challenges of scaling and finding visionary talent

🌏 Want to scale your business globally while simplifying cross-border payments? NihaoPay, led by visionary CEO Rufei Qian, is reimagining fintech with seamless payment infrastructure between the U.S. and Asia. Whether you're a Shopify merchant, a growing eCommerce brand, or an enterprise innovating in Web3, NihaoPay enables you to accept Chinese digital wallets, issue custom cards, and deploy “Wallet-as-a-Service” solutions—fast and efficiently.

💳 Learn how you can enable Alipay, WeChat Pay, UnionPay, and more without touching complex local infrastructure.
💡 Build global commerce systems for the next era of finance—with AI, automation, and bold vision.

📧 Contact: info@nihaopay.com
🌐 Website: www.nihaopay.com

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